The Plan B Strategy - The Plan B Strategy - Would You Be Open To Having One?

The idea of a "Plan B Strategy" was brought home to me in a very personal way. My best friend, I'll call him Gary, was a successful real estate agent in our local area for many years. Real estate had been booming because of jobs and the capital flow here in Washington, DC. A funny thing happened, slowly the real estate market started to turn. Many people here in the real estate field shrugged it off because we thought our area was inflation proof. To make a long story short, as the market went down, sales went down, he earned less commissions, he had to make a lifestyle adjustment for himself and his family. Some of his friends had to leave the real estate field altogether and find jobs elsewhere, none of these individual had considered a backup plan, namely a plan B strategy. A solidly constructed plan B strategy in place would have given my friend something to fall back on. In these economic times that we live in today, does it make sense to have a backup plan to sustain the lifestyle our family is accustomed to living, I think so, does it make sense to you to have a plan B strategy? I'm a teacher with a pretty good position, however, I decided to establish a plan B strategy based on the acquisition of precious metals(gold and silver bullion coins produced by the U.S. Govt. I'm glad I did, because the dollar has dropped, my 401k is down, but gold and silver have soared. Would you be open to a plan B strategy based on the acquisition of tangible assets being a part of your portfolio?