ALERT: PayPal Changes

My experience has been very similar to ForumGuru's

Not quite as long... I think 13-14 years.
My account was frozen once right after I modified my sales page to indicate two-tier commissions. Assuming that (even though it was only 2 tier) Paypal interpreted it as MLM (which is against their terms), I removed any mention of 2-tier commissions from my sales page, phoned Paypal, and was live again almost immediately.


Well over 10 years.

RAP (my online sales and affiliate management system) uses IPN to capture payment info from Paypal to my database, and the customer isn't delivered to the download page until after the IPN is received from Paypal and additional fraud checks are performed.

It was first launched 9 years ago, and it wasn't the first such system to be launched

.

PayPal is built to deter scammers and it's only scammers that ever complain about it.

It's quite simply the best payment processor online. If you don't accept PP you are very unlikely to get a purchase from me.

Same here. Been using them for 8 years to sell and on the average I have 600-1000 transactions per month go through them. I also use their debit card (which is awesome) to purchase groceries and pay other bills and never had any issues there, either.

I had my account frozen once, and it was just a security freeze for my own safety. I called them and they immediately lifted the freeze. They did not give a reason as to why it happened, but I suspect it was because I had been out Christmas shopping at the time and had made 3 large purchases using my business debit at 3 different stores within a 30 minute time period.

They may have thought that my card had been stolen or seen that as abnormal activity on my card. Whatever the case, it was only for my own protection and as I said, I called customer service and got right through and they corrected it on the spot.

Also, one time two charges appeared on my account that I did not make and they immediately removed them from my account and cut me a brand new debit card.

I have zero complaints about them. Whenever I have an issue, instead of making a post on a forum, which will solve absolutely NOTHING and is simply a waste of time, instead I call their customer service line and am always put in touch with the right person who is able to solve my issue within minutes.

In my experience, people that have their accounts closed without warning are usually doing something shady and they rarely ever give you the whole story as to what kind of business they were trying to run.

People have to remember that PP is a business and they are not going to do business with anybody who they see as as risky. If you follow their rules, you should not have any problems.

The main thing is to be available to them (answer your phone or return their call promptly if they call you), when you have an issue don't hesitate to call their customer service, and when they ask something of you such as a form of ID or what have you, get it to them right away.

Also, before you start to sell anything using them, read their TOS and make sure what you are selling is not against the rules.

Do those things and you will have a good business relationship with them.