Would this survive Paypal policy?

11 replies
Hello fellow warriors.
I'm a newbie so please bare with me.

I'm developing this little bit risky info product. It is in a dating niche and it's going to be sexually explicit in its nature (no porn, but some quite explicit tactics with graphic language). And I would like to sell it though Paypal.

Would this survive Paypal's strict policies or not?

Any thoughts on that?

Thanks.
#paypal #policy #survive
  • Profile picture of the author unifiedac
    The only reference I see to adult material in the PayPal legal terms is that you may be blocked from receiving payments from PayPal users identified as minors. PayPal does not list adult content as being restricted in their legal terms.

    https://www.paypal.com/us/webapps/mp...agreement-full

    Nor is mentioned in their acceptable use policy:

    https://www.paypal.com/us/webapps/mp...ptableuse-full

    However, if you are selling content that is considered "adult" you must abide by other state and federal regulations to ensure you are not offering content to minors.
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    • Profile picture of the author Regional Warrior
      Originally Posted by unifiedac View Post

      The only reference I see to adult material in the PayPal legal terms is that you may be blocked from receiving payments from PayPal users identified as minors. PayPal does not list adult content as being restricted in their legal terms.

      https://www.paypal.com/us/webapps/mp...agreement-full

      Nor is mentioned in their acceptable use policy:

      https://www.paypal.com/us/webapps/mp...ptableuse-full

      However, if you are selling content that is considered "adult" you must abide by other state and federal regulations to ensure you are not offering content to minors.
      why is it that people think the OP comes from the US !!!
      there are other countries
      Jason
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      • Profile picture of the author JohnMcCabe
        Originally Posted by Regional Warrior View Post

        why is it that people think the OP comes from the US !!!
        there are other countries
        Jason
        It doesn't matter if the OP comes from the US or not. Many countries have reciprocal agreements when it comes to things like children and pornography ( not just 'child porn').

        Even if he's in a country without either specific laws or agreements, he could find his access to funds cut off and his ability to showcase his product cut off or severely limited.

        Heck, it wasn't all that long ago that large numbers of Amazon associates lost their accounts for missing a deadline for certifying compliance with COPPA (The Children's Online Privacy Protection Act of 1998). Don't ask me how I know...
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  • Profile picture of the author agmccall
    how about you ask paypal. or would you rather us tell you it is ok then you go full throttle with your project and your account gets frozen and banned.

    al
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  • Profile picture of the author menjac21
    i woulld really love to help you but i dont want to misslead you but i wish you find the answer
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  • Profile picture of the author Frank Donovan
    Originally Posted by mazupan View Post

    ... please bare with me.
    ... it's going to be sexually explicit in its nature
    I see what you did there.
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    • Profile picture of the author shaunybb
      Originally Posted by Frank Donovan View Post

      I see what you did there.

      Haha the naked truth....
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  • Profile picture of the author brettb
    Don't risk it - I lost my PayPal account two years ago and it's been a real hassle ever since.

    I will point out to everybody here - if >75% of your online income flows through your single PayPal account, you are a slave to the PayPal Corporation and have to be mighty careful not to anger them.
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  • Profile picture of the author Steve B
    Why risk it at all?

    In addition, there are other considerations besides PayPal - hosting that forbids sexually oriented materials, being blacklisted or blocked in your emailing, and other similar downsides.

    Just don't do it.

    Steve
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  • Profile picture of the author mdallen
    I would ask Paypal and if they are good with it advertise in places only adults that are interested in your topic hang out. There is nothing wrong with sexual material as long as it is only adults who gain access to it. Consult a lawyer and the paypal teams if you are unsure about legalities. It could be a popular product in the right niche.
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  • Profile picture of the author Kay King
    https://www.paypal.com/us/selfhelp/a...ervices-FAQ569

    The terms are deliberately vague. With 192 million accts PP is more likely to close an acct that might be "near the line" than to keep an eye on that acct.

    On at least two sites there are stories of people who "asked before selling adult content" - were told "no" by Paypal...and then found their business AND personal PP accts closed shortly after that though they did NOT use paypal for the adult material.

    Just "asking" was enough to cause a red flag. I'd find another payment processor for that particular site/material/product.
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