Canadian signed a Coaching agreement (US company) - Need Help!

23 replies
Hi Warriors,

I am new to the Internet Marketing game and I need some help.

So I was on Facebook and clicked on the ad, saw and automated webinar and signed up for a "Discovery Call".

On the discovery call, I was prompted to sign up for this coaching program. The person on the call claims to be the business partner of the coach I saw on the webinar. He somehow sold me on this $7,000 USD coaching package. I said I am new and don't have that kind of money to invest. He tapped into my emotions and somehow convinced me to sign up for the monthly instalment plan ($1,000 up front and 6 months x $1,250 after).

He had me sign an "Agreement" after which entails my agreement to the payment terms, my payment details, and there is another page which says Promissory Note which I am enforced to pay or there will be incurred interest, etc. The Agreement is governed in the State of California.

After I signed the Agreement, I was given access to the online course which I found the modules to be very mediocre and I didn't receive any coaching, contact whatsoever. I was told to go through the modules in the online course. I feel like I have been lied to and feel kind of lost right now.

My question is that as a Canadian, is this Agreement enforceable as the Agreement is governed in the State of California. Is there anyway I will get into legal issues if I refuse to pay the monthly instalment payments?

Please help!

Joe
#agreement #canadian #coaching #company #signed
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  • Profile picture of the author Ron Lafuddy
    Originally Posted by joepaulson View Post

    Hi Warriors,

    I am new to the Internet Marketing game and I need some help.

    So I was on Facebook and clicked on the ad, saw and automated webinar and signed up for a "Discovery Call".

    On the discovery call, I was prompted to sign up for this coaching program. The person on the call claims to be the business partner of the coach I saw on the webinar. He somehow sold me on this $7,000 USD coaching package. I said I am new and don't have that kind of money to invest. He tapped into my emotions and somehow convinced me to sign up for the monthly instalment plan ($1,000 up front and 6 months x $1,250 after).

    He had me sign an "Agreement" after which entails my agreement to the payment terms, my payment details, and there is another page which says Promissory Note which I am enforced to pay or there will be incurred interest, etc. The Agreement is governed in the State of California.

    After I signed the Agreement, I was given access to the online course which I found the modules to be very mediocre and I didn't receive any coaching, contact whatsoever. I was told to go through the modules in the online course. I feel like I have been lied to and feel kind of lost right now.

    My question is that as a Canadian, is this Agreement enforceable as the Agreement is governed in the State of California. Is there anyway I will get into legal issues if I refuse to pay the monthly instalment payments?

    Please help!

    Joe
    Hmmmm.....seems the first one to "Lie" here was You, since You had no intention or ability to pay, as agreed, for the training.

    You also "opened" the information and went through it, with no intention of paying for it.

    No sympathy from me.

    Ron
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  • Profile picture of the author Jason Kanigan
    How do you know the content is mediocre if you're new? What do you have to compare it against?

    You're just a victim and the salesperson "made" you sign?

    Why are you asking for legal advice on an IM forum? Talk to a lawyer.
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  • Profile picture of the author JohnMcCabe
    Given the amounts involved, you should be talking to a Canadian attorney, not a marketing forum full of laypersons.
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  • Profile picture of the author Brent Stangel
    He somehow sold me on this $7,000 USD coaching package.
    He tapped into my emotions and somehow convinced me
    You don't know how?

    You agreed to pay $7K but you don't know how?

    Maybe you should donate your computer to charity and cancel your Internet subscription.

    You don't want this to "somehow" happen again!

    Brent
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  • Profile picture of the author Pattiepan
    Is there no 'cooling off' period? No 30/60 day guarantee either?
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  • Profile picture of the author Kay King
    somehow sold me on this $7,000 USD coaching package. I said I am new and don't have that kind of money to invest. He tapped into my emotions and somehow convinced me to sign up for the monthly instalment plan ($1,000 up front and 6 months x $1,250 after).
    You were on a 'coaching call' but you "signed" papers - how did that transpire? You signed a promissory note? What were you thinking? Let me guess "I don't have the money anyway and I'm in Canada so they can't make me pay"...right?

    Internet marketing is not a 'game'. IF you get out of this - learn the lesson....treat IM like a business and run your business like a responsible adult.

    As for legal advice - don't take legal advice from a forum.
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  • Profile picture of the author agmccall
    This is ridiculous. Why is this thread even still open. OP has not even participated in the conversation.

    OH well.

    al
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    "If you really look closely, most overnight successes took a long time" ~Steve Jobs~

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    • Profile picture of the author DWolfe
      Originally Posted by agmccall View Post

      This is ridiculous. OP has not even participated in the conversation.

      al
      OP did not like the answers that were given.
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    • Profile picture of the author yukon
      Banned
      Originally Posted by agmccall View Post

      This is ridiculous. Why is this thread even still open. OP has not even participated in the conversation.

      OH well.

      al



      LMAO, the thread is only 8 hours old (14th October 2017 01:52 PM).

      This mob blows. - Norm





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      Hi
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  • Profile picture of the author ChrisBa
    Do they have any type of refund policy or satisfaction guaranteed?
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  • Profile picture of the author warriortx
    Sounds like you got involved in a bizop scam living in Phoenix Arizona this is the mecca of call rooms she paid with your credit card dispute the charges not as described PM me I want to look at the contract I deal with this kind of stuff all the time.
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  • Profile picture of the author webdevoman
    I would talk to the credit card company if what they promised was not delivered. I would also contact a lawyer.

    $7,000 to browse some modules without any personal one on one coaching seems like a total rip off to me.

    And I would ignore some of the rude answers here. I am sure you came here for support and not to be judged.
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  • Profile picture of the author rritz
    Reading some of the answers here you'd think no one ever got scammed and a customer wanting a refund for mediocre content is 'the enemy'
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    • Profile picture of the author Jason Kanigan
      Originally Posted by rritz View Post

      Reading some of the answers here you'd think no one ever got scammed and a customer wanting a refund for mediocre content is 'the enemy'
      Try being a vendor. See the excuses you get. I am trying to find one I saw last week from someone, another vendor, that says, "My computer broke, can I get a refund?" I get very few but remember one from a Christmas special that went, "It didn't motivate me." It's not my job or anyone else's to motivate you!

      What I primarily take issue with is the poster's attitude of being a little lost lamb in the woods. Not knowing what they were getting into. It's not like someone held a gun to their head and made them buy under duress. They knew what they were doing and were lulled in by greed or whatever other motivator.

      We have no idea what the content is and if this is a "scam." A problem is worth whatever price a buyer will pay to solve it. We don't know what the OP did, if anything, to take action on what they were shown. It's easy to shout, "Scam!" like "Fire!" into a crowded room and get a reaction. What the OP needs to do is talk to an attorney and their credit card company if they don't like what they got...not complain in a forum to people who will never know all the details.
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      • Profile picture of the author webdevoman
        If a vendor is selling crap than they get no sympathy from me.
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  • Profile picture of the author Kay King
    Reading some of the answers here you'd think no one ever got scammed and a customer wanting a refund for mediocre content is 'the enemy'
    He didn't ask for 'a refund' - he hasn't paid for the course. Please read the OP's post again.

    The OP signed a contract to enroll in the program - he signed a promissory note (a legal contract to pay) agreeing to pay $8500 over six months....and KNOWING he didn't have the money to pay it.

    I don't doubt the OP was subject to a hard sell by expert sales people. I think he believed he was smarter than they were. He thought he could sign anything to get access to the product - and not have to pay because the seller is in the U.S. and he's in Canada.

    He planned to sign up - gain access to the coaching - and not pay as agreed. Who is the scammer here?

    Hopefully, other newer marketers will see the story for what it is and avoid making the same mistake. Do not ever agree to pay money you don't have. Understand that if you buy with the intention of not paying or plan to ask for a refund...it might not work as you planned.
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    • Profile picture of the author webdevoman
      He planned to sign up - gain access to the coaching - and not pay as agreed. Who is the scammer here?
      You are making assumptions and how does that help anyone?
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    • Profile picture of the author JohnMcCabe
      Originally Posted by Kay King View Post

      Hopefully, other newer marketers will see the story for what it is and avoid making the same mistake. Do not ever agree to pay money you don't have. Understand that if you buy with the intention of not paying or plan to ask for a refund...it might not work as you planned.
      Last time I looked, 'buying with the intention of not paying' was called fraud, regardless which side of the border you're on.
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  • Profile picture of the author webdevoman
    Geez, it's no wonder I don't come here anymore..

    When did he say he had no intention of paying in the first place?
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  • Profile picture of the author Pattiepan
    That's what I think too. He had to pay $1000 upfront and I presume opened the course to see what it was he had been persuaded to buy. If it had been really good, and 'wowed' him, he might have been able to justify the purchase to himself, and continued the payments. I didn't see anything there that suggested he was a fraudster who had not intended to pay from the start. He told the salesperson he couldn't really afford it,but that person pressed ahead with their own agenda and hustled, inveigled and bamboozled him into buying it. This is the reason that 'cooling off' periods were built into contracts in many countries, because sales people can be very persuasive, as I bet we have all experienced. He was simply asking whether California State law applied in Canada and whether he really has to go through with it. He does need legal advice, but I think he could have credit card protection and potentially misrepresentation by the seller on his side- among other things that don't seem right about this sale.
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  • Profile picture of the author Kay King
    It doesn't matter - it's a problem the OP has to take care of.

    He had to pay $1000 upfront
    There is nothing in the post that says he paid any money whatsoever - he AGREED to pay...signed a contract to pay...signed a Promissary Note to pay...no mention of any payment being made. There is nothing that mentions getting 'a refund' - the question is whether a signed Promissory Note is enforceable or not.

    Whatever - it's not a contest. It's the OP's problem and most here believe it was a problem of his own making. Some disagree with that opinion and that's fine, too.
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  • Profile picture of the author Chris Marcell
    Seeking out a lawyer would be your best course of action.

    I wouldn't take or pay for legal advice from any person on the internet especially on a forum.

    It's not a very smart thing to do at all and this forum isn't even related to people who have studied law.

    Set up an appointment with a lawyer right away and see what he tells you to do next.
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