I've done a little digging here to see what others are using to take payments online, but I haven't run across anyone in my situation.
I'm a coach and the money tends to fluctuate a lot rather than having a steady monthly income. There are months where I make nothing, and months where I can make thousands of dollars with a new program launch.
I'm concerned about using PayPal for my business - or at least as using it as the only way to accept credit cards. I've used it in the past with no problems, but I was playing very small and now I'm going bigger.
So, I think a merchant account and gateway is probably the best way for me to go. It seems to be the way the bigger online gurus go to.
I'm considering eMerchant, Authorizedotnet, and 2Checkout.
Any comments on any of these? Anyone in my situation (big influxes of money all at once) got any other recommendations?