23 replies
I would like your suggestions pls.

I was promised a service from a person for the price of 500$. I paid him first (stupid me) via paypal. He asked me to choose the gift option when i make the payment which i did. Now he is like absconding. I am wondering if there is any way i can get the money back. Opening a dispute with paypal? or going to my bank.
any suggestions.
Thanks
Kris
#guess #scamed
  • Profile picture of the author Kris.Sm
    well the payment was made via paypal with my bank account linked to it..no CC..
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  • Profile picture of the author David Mcalorum
    Ah, that's a bit of a rut on that one. I'm fairly certain that since you "gifted" the money there is no easy way of getting it back. You could try to get talking with a support agent from Paypal and explaining the situation to them, but I'm sorry to say that I think your money may be lost D: At the very least you've gained a bit of knowledge from the 50$ I guess.
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    • Profile picture of the author John Burton
      Yes I think you'll probably have to write that money off I'm afraid. There's nothing either PayPal or your bank can do about. Put this one down as a little lesson, even if it is an expensive one.

      John Burton
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  • Profile picture of the author timpears
    As long as you don't wait too long, your bank should be able to reverse the payment. There is a very limited amount of time for you to do that, so don't wait. I don't know if the time frame is dependent on the bank or not. My bank told me 60 days when this happened to me.

    I would suggest that you say that the "gifting" was a mistake and that you meant to select another option. Obviously it was not a gift, it was payment for service.
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    • Profile picture of the author Kris.Sm
      It obviously was for the service...also it wasnt 50 ..i missed a 0.it was 500

      Originally Posted by timpears View Post

      As long as you don't wait too long, your bank should be able to reverse the payment. There is a very limited amount of time for you to do that, so don't wait. I don't know if the time frame is dependent on the bank or not. My bank told me 60 days when this happened to me.

      I would suggest that you say that the "gifting" was a mistake and that you meant to select another option. Obviously it was not a gift, it was payment for service.
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    • Profile picture of the author Silas Hart
      Originally Posted by timpears View Post

      As long as you don't wait too long, your bank should be able to reverse the payment. There is a very limited amount of time for you to do that, so don't wait. I don't know if the time frame is dependent on the bank or not. My bank told me 60 days when this happened to me.

      I would suggest that you say that the "gifting" was a mistake and that you meant to select another option. Obviously it was not a gift, it was payment for service.
      This is correct, however it will piss off PayPal so I would suggest pulling any funds currently in your PayPal account to your bank account or via your PayPal ATM/Debit Card, and once the funds are taken out contact your bank and tell them what happened. They will be able to get your money back. I've done it before.

      After wards, tell your bank that PayPal will attempt to remove funds from your bank account which they will do, which is explained in PayPal's ToS as something they "have the right to do." My bank put a block on my account, anything that wasn't taken out through my ATM or Debit card, or withdrawn in person would be blocked.

      This may get you banned from PayPal however, as you are playing by the rules, but not theirs. It's not like there isn't other ways of getting back on PayPal though.
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  • Profile picture of the author actionplanbiz
    huh?

    Do Paypal 1st. Credit Card Companies will take too long.
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  • Profile picture of the author J Bold
    You can dispute a payment on paypal. Very easy to do. Start there. I don't know why people are saying you should not. They are thinking you are the merchant. you are not, you are the one who paid for something, right? Dispute it with paypal. If that does not work, do the credit card.
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    • Profile picture of the author Kris.Sm
      Originally Posted by redicelander View Post

      You can dispute a payment on paypal. Very easy to do. Start there. I don't know why people are saying you should not. They are thinking you are the merchant. you are not, you are the one who paid for something, right? Dispute it with paypal. If that does not work, do the credit card.
      well it wast cc it was via my bank linked with paypal..i will start with paypal with the proof i have.
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  • Profile picture of the author Kris.Sm
    well also i have email communication asking to make it gift payment...will that work at paypal
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  • Profile picture of the author Kris.Sm
    I am just wondering why wouldnt paypal refund me if i explain them and show them proof of making the payment as gift.
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    • Profile picture of the author Kay King
      Because Paypal doesn't have your money - it was transferred into that person's account and he has it. If you complain to paypal that you sent a gift that wasn't really a gift - that tells them you were not honest about the payment.

      Are you certain he has absconded? How long did you know him before sending money? What service did he promise? Was there an agreement by email about the service to be provided and the time frame?

      I find it hard to believe you would send $500 as a "gift" to someone you don't know at all - and wonder if there is more to this story. How did you find this person and his "service"?

      There are times when we learn from our mistakes and this may be an expensive lesson. You can complain to paypal and check with your bank but neither of them is responsible for you sending money so don't know the results you'll have.

      kay
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      • Profile picture of the author doctfeelgood
        Originally Posted by Kay King View Post

        Because Paypal doesn't have your money - it was transferred into that person's account and he has it. If you complain to paypal that you sent a gift that wasn't really a gift - that tells them you were not honest about the payment.

        Are you certain he has absconded? How long did you know him before sending money? What service did he promise? Was there an agreement by email about the service to be provided and the time frame?

        I find it hard to believe you would send $500 as a "gift" to someone you don't know at all - and wonder if there is more to this story. How did you find this person and his "service"?

        There are times when we learn from our mistakes and this may be an expensive lesson. You can complain to paypal and check with your bank but neither of them is responsible for you sending money so don't know the results you'll have.

        kay
        I totally agree with your comment here. If it also helps i have previously helped a client of mine in a similar situation with Paypal. First of all if this seller has gone astray you must contact Paypal immediately and report a FRAUD as this will set off alarm bells for them and will protect someone else getting caught. Then apply for your money at the same time. You have a 50/50 chance.
        I wish you all the luck
        Cathy
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      • Profile picture of the author Kris.Sm
        Due to several reasons i cannot say out much. He is not from this forum. All i can say is i am stupid.
        yes we did have email agreements and i do have him emailing me to pay as gift.Well it being over 2 weeks now.
        As i told you i was told to sent it as gift. i am trying to put this email up with the paypal guys.


        Originally Posted by Kay King View Post

        Because Paypal doesn't have your money - it was transferred into that person's account and he has it. If you complain to paypal that you sent a gift that wasn't really a gift - that tells them you were not honest about the payment.

        Are you certain he has absconded? How long did you know him before sending money? What service did he promise? Was there an agreement by email about the service to be provided and the time frame?

        I find it hard to believe you would send $500 as a "gift" to someone you don't know at all - and wonder if there is more to this story. How did you find this person and his "service"?

        There are times when we learn from our mistakes and this may be an expensive lesson. You can complain to paypal and check with your bank but neither of them is responsible for you sending money so don't know the results you'll have.

        kay
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        • Profile picture of the author l23bc
          Had to say that if you never signed a contract with the guy then your pretty much not in a email contract, no such thing excists,

          contact your bank they can hit paypal with chargebacks or if you have been turned down already then ask for a review by contacting paypal with your claim,

          Depending on what the service is paypal will reject it because a representitive told me the other day when i was having issues with somone on here that if the product is not a phyicial one and not posted then you have a lesser chance of a refund, their policy sucks and does not adapt to digital products or services

          that leads also on the point if you have authorised the payment to go out as you said you paid stright away then that can also less your chances of getting it back! sorry to be a bad news but i learnt all this for people ripping me off in business on paypal and using debit cards which now i dont use i just use my amex card because i know im covered whatever i buy and i can also say screw paypal also when it happens,

          andy



          Originally Posted by Kris.Sm View Post

          Due to several reasons i cannot say out much. He is not from this forum. All i can say is i am stupid.
          yes we did have email agreements and i do have him emailing me to pay as gift.Well it being over 2 weeks now.
          As i told you i was told to sent it as gift. i am trying to put this email up with the paypal guys.
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    • Profile picture of the author timpears
      Originally Posted by Kris.Sm View Post

      I am just wondering why wouldnt paypal refund me if i explain them and show them proof of making the payment as gift.
      PayPal's terms of service, and practice is not to look out for their customers it is to look out for PayPal. Give them the opportunity to do the right thing, but don't expect to get any justice out of them. I once bought a book from a fellow, and what I got was a stack of xerox copies, and not even the whole book. PayPal said that because I did get something, even though it was not what I bought, they couldn't do anything to help me.

      I had a dispute with a merchant for a service, that I paid with funds drawn from my bank. The merchant never delivered and I contacted my bank. They told me that they could reverse the charge, even though it was a direct withdrawal, but that it was limited to 60 days. Unfortunately, I was talking to them on the 60th day, so I just missed it. Otherwise I could have got my money back. $399 down te drain because I waited one day too long to call them.

      PayPal have way too many outs they fall back on to be of much help to you. But you do need to at least give them the chane. Your bank will request that, so do it quickly and expect them to deny the refund. So do PayPal today, and then call your bank tomorrow.
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  • Profile picture of the author Kenster
    If I were you I would try everything possible. Call the credit card company, call paypal. In the end I would think its generally difficult to get your money back in a situation like this, but its worth a shot. Dont just give up and be forceful and persistent ont he phone with pp and the cc company.

    I hate hearing about people getting screwed like that, espeically in this great forum.

    I guess the positive is that you learned a powerful lesson.
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    • Profile picture of the author Kris.Sm
      Originally Posted by Kenster View Post

      If I were you I would try everything possible. Call the credit card company, call paypal. In the end I would think its generally difficult to get your money back in a situation like this, but its worth a shot. Dont just give up and be forceful and persistent ont he phone with pp and the cc company.

      I hate hearing about people getting screwed like that, espeically in this great forum.

      I guess the positive is that you learned a powerful lesson.
      IT was not from this forum mate...
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  • Profile picture of the author yourreviewer
    Dude, don't waste time here. Contact Paypal first, there is no use waiting, if you have any chance it is usually within the first few days of the event happening.
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  • Profile picture of the author Sour
    If you have any money in your PayPal account, withdraw it. Then contact your bank (if PayPal withdrew the $500 from there); explain to them you payed someone via PayPal for a service, but they're purposely avoiding you and won't refund your money. Your bank will most likely reverse the payment, but you'll be in the red with PayPal, and since I ****ing hate PayPal, I'd just close the account (if it lets you) or just never use that one again.

    **** PayPal.

    EDIT: But you can try contacting PayPal first. I'm pretty sure they have a little section in their site devoted to disputing transactions.

    Be careful, though. I had my account compromised a year ago, and the guy bought a bunch of accounts on Rapidshare and other sites just like it. I was slammed with a ton of overdraft fees and I made the mistake of going to PayPal to dispute the charges. Everything got reversed, but when it came to the $120 worth of overdraft fees, they obviously couldn't do anything about that. So, when I contacted my bank, they said because PayPal took responsibility for reversing the charges, they were responsible for reimbursing me the $120.
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    • Profile picture of the author timpears
      Originally Posted by Sour View Post

      Be careful, though. I had my account compromised a year ago, and the guy bought a bunch of accounts on Rapidshare and other sites just like it. I was slammed with a ton of overdraft fees and I made the mistake of going to PayPal to dispute the charges. Everything got reversed, but when it came to the $120 worth of overdraft fees, they obviously couldn't do anything about that. So, when I contacted my bank, they said because PayPal took responsibility for reversing the charges, they were responsible for reimbursing me the $120.
      I hate to tell you this, as I know you can't do anything about it now, since it has been a year. But, your bank should have refunded these fees because they were charged to you for unauthorized transactions.

      I had someone use my account some years ago to buy a Rolex watch on ebay. I think it was nearly $4,000 if I remember right. It went through in two payments, and fortunately I had enough money in my account to covdr it. I called PayPal, and I went to my bank to dispute the charge. When the bank reversed the payments, PayPal immediately sent them back through with the alternative funding source. Either way it all came out of my bank balance so the second two payments bounced causing an overdraft fee. My bank had not yet credited my account for the dispute, for some reason. But, I disputed the second two payments and the overdraft fees were credited back because I had not authorized the payments so was not responsible for them. PayPal did credit back the money with no real problem. it just takes them a long time. But my bank took care of everything for me.

      At the time, the person at PayPal told me that they have a department with 200 people that do nothing but follow up on fraudulent transactions. That was in 2003, so I can only imagine it is more people now.
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