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Best Online Payment Method

by NYPHILLY
40 replies
I am looking for best (cheapest or free) way to pay others online on a weekly basis. I am currently debating between Paypal via the "friends and family" function which is fee free, Venmo, and Google Wallet (although I am not sure about Google Wallet's use for business). I need a reliable and simple way to send funds. Any suggestions?
#method #online #payment
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  • Profile picture of the author brettb
    PayPal is really popular and still the universal way to send money to each other.


    I tried Stripe but my customers complained that they couldn't use it with PayPal. So abandoned that experiment.
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    • Profile picture of the author NYPHILLY
      I like Paypal but will they have an issue if I use the "friends and family" function excessively? The fees for product and service are steeper than i'd like.
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      • Profile picture of the author agmccall
        Originally Posted by NYPHILLY View Post

        I like Paypal but will they have an issue if I use the "friends and family" function excessively? The fees for product and service are steeper than i'd like.
        I seriously do not know why people do this. Sign up for a business account, it takes less than 5 minutes. Pay the fees, do not be so cheap. If you are going to run a business then you need to be in business and that means paying for services that you need.

        al
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    • Profile picture of the author celente
      Originally Posted by brettb View Post

      PayPal is really popular and still the universal way to send money to each other.


      I tried Stripe but my customers complained that they couldn't use it with PayPal. So abandoned that experiment.
      I hate subsack and stripe.

      Substack are criminal, and stripe are ok, but but in cahoots with the big guys.....and i hear they are banning accounts, of bigger marketers.
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  • Profile picture of the author jmosticc22
    Paypal is the best platform for business transactions. Venmo is mostly for social use and I never has used google wallet.
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  • Profile picture of the author oppyeaunome
    Honestly I don't think there's any better way of sending money online other than Paypal. Now don't get me wrong, I know there are options out there it's just that Paypal has stood the test of time. I must admit they can be a pain at times though, but they are the easiest and best way right now.
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  • Profile picture of the author Niranjan Ranade
    Paypal is still the best option. If Paypal freezes account then followup with them via phone using lot of patience to resolve any doubts they may have. Paypal does allow "digital marketing" however they are strict about their "Terms & Conditions". If Paypal cannot be used for whatever reasons then ORU & Payoneer are good alternatives.
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  • Profile picture of the author Syntricon
    What follows are 10 excellent online payment systems.
    Authorize.Net.
    PayPal.
    Amazon Payments.
    Dwolla.
    Stripe.
    Braintree.
    WePay.
    2Checkout.
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  • Profile picture of the author BrownJames
    Google pay is best online payment and transfer money easily. Google sites are trustworthy.
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  • Profile picture of the author BrownJames
    Paypal is also a best option.
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  • Profile picture of the author cheaphosting
    One of the good things about PayPal is the customer protection side of things with dispute resolution etc. although their fees are not the lowest!
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  • Profile picture of the author DIABL0
    Why not just pay via ACH?

    Pretty sure my bank charges $9 to send bulk ACH payments.

    That's how I would do it if making weekly payments to a large number of people.
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  • Profile picture of the author Immerpact Solutions
    So many payment methods are introduced in the market but "PayPal" is the best method for payment nowadays. It is the best and secure way to deliver money online. If anyone does not like to pay through "Paypal" then "Google pay" is also the best method for payments.
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  • Profile picture of the author amansharma1
    UPI is the best, cheapest and free method for payments.
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  • Profile picture of the author Vex Vane
    If they can use Paypal, then that would be easiest method, however, if you use "send to friends/family" too much, to too many different people, inevitably your account will get flagged by automated system, and that can lead to imposed limit on it.

    Personally, I try to avoid using Paypal for too many transactions as so far they twice chose to hold good portion of my funds for few extra months claiming its "to protect against possible chargebacks". They did unlock money eventually. Stripe never pulled that so I'd recommend Stripe over Paypal.

    Btw, as of few days ago I noticed Skype now has a built-in method to send/receive money. Have not tested it yet.
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  • Profile picture of the author spearce000
    PayPal or Stripe (not free, but very simple), otherwise just do a bank wire transfer - which may or may not be free depending on what type of account you have.
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  • Profile picture of the author dave_hermansen
    We use GooglePay, PayPal and bank wire transfers
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  • Profile picture of the author DIABL0
    Bank wires cost money to send and receive each wire sent.

    ACH only cost a single fee to send batch and doesn't cost anything to receive.
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  • Profile picture of the author Randall Magwood
    Originally Posted by NYPHILLY View Post

    I am looking for best (cheapest or free) way to pay others online on a weekly basis. I am currently debating between Paypal via the "friends and family" function which is fee free, Venmo, and Google Wallet (although I am not sure about Google Wallet's use for business). I need a reliable and simple way to send funds. Any suggestions?
    Well if you're trying to do business online, you have to pay to play. Sign up for a Business Paypal Account and consider doing a "paypal mass pay" or "paypal payout". Don't let things like fees sink your operation when it's obvious you're at the point of making money where you have to pay people now. You have the money, use it to streamline and help automate your business.
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  • Profile picture of the author Jenifer1420
    Hello,
    The Best Online Payment Method is paypal.
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  • Profile picture of the author BitcoinIRA
    Have you thought about using Bitcoin? You can currently get away with paying less than $0.05 fees on ANY size of transaction. And if it is smaller transactions like say less than $200, you can use Lightning Network and pay less than 0.01 Cents (means less than $0.0001).

    Bitcoin was invented to be an Internet native money. It also happens to be a hard/sound money which has a cap of 21 million units instead of normal fiat currency that is being diluted every year by further printing.
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  • Profile picture of the author amirali999
    PayPal is the best platform for business transaction. Google pay is best online payment and transfer money easily.
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  • Profile picture of the author techwizard
    Payoneer. Free. Instant. Has mass payment option.

    PP lately started cracking on F&F payments.
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  • Profile picture of the author seekdefo
    Paypal's friends and family doesn't work for payments outside US from my experience. Transferwise has the lowest transaction fees though.
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  • Profile picture of the author alanclarc143
    I am using PayPal for all the online payment. Secure and reliable.
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  • Profile picture of the author brytespaklz
    Paypal used to be the best. However, as happens with most organizations that have grown big, they have become insensitive to the small guy. Also their customer service has grown worse with each passing year.

    I recommend 2Checkout and Payoneer.

    Good luck and may your happiness increase as your business grows.



    P/S: Bitcoin is another fast, cheap, and hassle-free method for online funds transfer.
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  • Profile picture of the author fumoneyinc
    If they are in the US, Zelle is a good option. I use it to pay people all the time.
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  • Profile picture of the author mcafeeactivation
    Amazon Payments. ...
    WePay. ...
    PayPal Payments Standard. ...
    Authorize.net. ...
    2Checkout. ...
    Dwolla. ...
    Stripe. ...
    Worldpay.
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  • Profile picture of the author IGotMine
    but they are really shooting themselves in the foot.
    So removing high risks from your system is "shooting yourself in the foot?" Is that what is known as "good business" in your world?
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  • Profile picture of the author Way2 Flowers
    Well i like paypal and paytm is good online payment method.
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  • Profile picture of the author Talha Ahmed
    Paypal could block your account if you'll do business transactions via FNF.
    Just my 2 cents. If you want to work long term than go with paypal and pay the service fee.... add it in your expenses.
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  • Profile picture of the author DURABLEOILCOM
    PayPal is the most widely used and Trusted payment site.
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  • Profile picture of the author Jenifer1420
    Hello, Paypal is the best online payment method.
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  • Profile picture of the author George Hunt
    PayPal and also I have used Paysera for getting paid via my websites
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  • Profile picture of the author simple pickle
    excellent online payment systems.
    Authorize.Net. Authorize.Net is the Internet's most widely used payment gateway. ...
    PayPal. ...
    Google Checkout. ...
    Amazon Payments. ...
    Dwolla. ...
    Stripe. ...
    Braintree. ...
    Samurai by FeeFighters.
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  • Profile picture of the author priyankaarya
    I am using Google pay and it is best full security is there of the user account
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