Stripe & Paypal Alternatives For 2019

29 replies
Getting sick of of these duds, stripe is ok, and paypal is freezing our accounts, and shooting themselves in the foot. Lots of marketers getting shut down by paypal.

What are good alternatives? or just ask for LITECOIN or BITCOIN ? LOL
#2019 #alternatives #paypal #stripe
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  • Profile picture of the author naviown
    Don't laugh from payment processors like cryptos As this type of payment option is more and more used in our world and I honestly believe it will replace popular processors like paypal.

    I have business in crypto niche and I am hiring a lot of people to do some tasks, also hiring services and other business for improving my business and I am paying only with cryptos. I have dumped paypal many years ago and to be honest, it was the best decision in my life, as I don't need to worry about so many things which people who having paypal accounts are facing.

    So maybe really consider payment option like cryptos?

    Or you just can google about strype or paypal alternatives and you will get plenty of options which won't be as popular as pp or stripe, but still will work well for your needs.
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  • Profile picture of the author Ettienne
    Originally Posted by celente View Post

    Getting sick of of these duds, stripe is ok, and paypal is freezing our accounts, and shooting themselves in the foot. Lots of marketers getting shut down by paypal.

    What are good alternatives? or just ask for LITECOIN or BITCOIN ? LOL
    Never had a problem with Paypal in over 10 years. Then again, if you keep getting refund requests or doing dodgy things then sure they'll freeze it to protect the buyers, I think all systems should do that.

    But, 2Checkout, Payoneer and Skrill are some good alternatives
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    • Profile picture of the author Michael Meaney
      Originally Posted by Ettienne View Post

      Then again, if you keep getting refund requests or doing dodgy things then sure they'll freeze it to protect the buyers, I think all systems should do that.
      I agree all systems should do that but it turns out that's not necessarily true anymore, one of their reps told me they don't like the digital publishing business model.

      He said it's an "unsustainable business model" and "too high risk".

      Crazy right?

      A wave of digital publishers were hit recently and hundreds of accounts were closed, but they were doing a "significant volume" of sales and were "flagged", according to the rep I spoke to.

      However, I also spoke to two other reps who didn't have a clue about any of this.
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      • Profile picture of the author celente
        Originally Posted by Michael Meaney View Post

        I agree all systems should do that but it turns out that's not necessarily true anymore, one of their reps told me they don't like the digital publishing business model.

        He said it's an "unsuitable business model" and "too high risk".

        Crazy right?

        A wave of digital publishers were hit recently and hundreds of accounts were closed, but they were doing a "significant volume" of sales and were "flagged", according to the rep I spoke to.

        However, I also spoke to two other reps who didn't have a clue about any of this.
        I can see how banks are scared and paypal too of digital revolution coming...

        but lets face it could be years away.

        I see paypal shutting down marketers, work at home, and affiliates.

        That is silly, shooting themselves in the foot. I can smell the next BIG PAYPAL coming..... and a company that is actually legit, and a company that is actually going to be GOOD, probably set in the blockchain.

        Everyone if you do a random search on here, is sick of paypal..... if they are brutally honest.
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  • Profile picture of the author jmosticc22
    You could try Transferwise, 2checkout, google pay and Dwolla as alternatives.
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  • Profile picture of the author celente
    thx guys.

    some great tips guys, please feel free to add your comments, if you like a payment processor.

    It seems my crypto thing is no joke, as #Crypto could be big in the future... i could use coinpayments.net or something.

    I have used this in the past but forgot about it, was very easy.

    Any Other ideas guys and gals???
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  • Profile picture of the author celente
    anyone like https://www.authorize.net/


    Their fees might be a bit high from history. Hmmm

    Hmmmmm???
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  • Profile picture of the author Randall Magwood
    Amazon Payments and Clickbank are options. What about Authorize.net?. Also 2checkout (2CO) and Skrill can be used as alternatives.
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  • Profile picture of the author AlexBorschevsky
    Hey!

    What business model are you in? Dropshipping?

    If so - they are blocking you due to you are not probably uploading tracking numbers to PayPal!
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  • Profile picture of the author IGotMine
    Two Paypal business accounts and a personal account never had a problem in close to 15 years. If I see people looking for PP alternatives it's because PP has decided by that person's actions that they are not someone worth doing business with.

    "Digital Publishers" are high risk because of the high number of "shady" characters that fall under that umbrella. Think about the MMO market and the "quality" of the average buyers of MMO type digital products. Serial refunders, filing disputes without contacting the seller, etc. Not to mention the ocean of crap ebooks of all niches with PP buttons attached.

    Send the riff-raff packing. No one will miss them.
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    • Profile picture of the author Vex Vane
      Originally Posted by IGotMine View Post

      Two Paypal business accounts and a personal account never had a problem in close to 15 years. If I see people looking for PP alternatives it's because PP has decided by that person's actions that they are not someone worth doing business with.

      Send the riff-raff packing. No one will miss them.
      That is such an ignorant statement to make.

      I have had personal, plus two business accounts with Paypal for bit over 15 years now. My personal account never had issues, and I enjoy paying for things using it. My business Paypal accounts are entirely different story. One was frozen for nearly 180 days in its first year yet only reason provided was that 'activity appeared to be suspicious'. Activity in question was simply accepting donations in form of 'pay what you want' for variety of simple software me and my partner coded ourselves. Simple software, nothing at all that should have been flagged by anyone. Paypal felt that we were receiving too much money too quickly after opening that account, and took over 5 months to finish their investigation. After that they restored account back, but it was still ridiculous thing to deal with.

      The other Business Paypal was used for a Kickstarter project, as secondary means of collecting payments. Product in question was physical, and entirely legitimate. Again, Paypal decides there is 'suspicious activity', but this time they only take 6 weeks to restore account.

      Stripe works fine, when it works. Unfortunately, Stripe has extremely sensitive system, and it does plenty of things I am not really happy with, like flagging too many customers as 'risky' simply based on country they live in, delaying payments, and randomly unverifying random accounts I have with them, then they take several days to reply to support requests.

      If I did not use alternative payment options I would be losing ton of business every time Paypal and Stripe decide to act up. Solely relying on them is like relying just on one method of generating leads, suboptimal at best. I use them, but if they go down, I have 10 other options available and my business goes on uninterrupted.
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      • Profile picture of the author celente
        Originally Posted by Vex Vane View Post

        That is such an ignorant statement to make.

        I have had personal, plus two business accounts with Paypal for bit over 15 years now. My personal account never had issues, and I enjoy paying for things using it. My business Paypal accounts are entirely different story. One was frozen for nearly 180 days in its first year yet only reason provided was that 'activity appeared to be suspicious'. Activity in question was simply accepting donations in form of 'pay what you want' for variety of simple software me and my partner coded ourselves. Simple software, nothing at all that should have been flagged by anyone. Paypal felt that we were receiving too much money too quickly after opening that account, and took over 5 months to finish their investigation. After that they restored account back, but it was still ridiculous thing to deal with.

        The other Business Paypal was used for a Kickstarter project, as secondary means of collecting payments. Product in question was physical, and entirely legitimate. Again, Paypal decides there is 'suspicious activity', but this time they only take 6 weeks to restore account.

        Stripe works fine, when it works. Unfortunately, Stripe has extremely sensitive system, and it does plenty of things I am not really happy with, like flagging too many customers as 'risky' simply based on country they live in, delaying payments, and randomly unverifying random accounts I have with them, then they take several days to reply to support requests.

        If I did not use alternative payment options I would be losing ton of business every time Paypal and Stripe decide to act up. Solely relying on them is like relying just on one method of generating leads, suboptimal at best. I use them, but if they go down, I have 10 other options available and my business goes on uninterrupted.
        yes IGOTMINE is clueless.... when you see his post.

        I been in this game for years, and paypal is a horrible processor from day one.

        But I see some of your point and thanks for your input.
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    • Profile picture of the author Michael Meaney
      Originally Posted by IGotMine View Post

      "Digital Publishers" are high risk because of the high number of "shady" characters that fall under that umbrella. Think about the MMO market and the "quality" of the average buyers of MMO type digital products. Serial refunders, filing disputes without contacting the seller, etc. Not to mention the ocean of crap ebooks of all niches with PP buttons attached.
      I don't doubt that for a second.

      Businesses that have not nothing to do with IM have also been hit because their earnings are high enough to hit the threshold and be flagged.

      Some people I'm speaking to believe it's an algorithm at work, but I wouldn't have a clue.
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      • Profile picture of the author celente
        Originally Posted by Michael Meaney View Post

        I don't doubt that for a second.

        Businesses that have not nothing to do with IM have also been hit because their earnings are high enough to hit the threshold and be flagged.

        Some people I'm speaking to believe it's an algorithm at work, but I wouldn't have a clue.
        again you are right.... IGOTMINE is clueless, I was doing $600 days on paypal and every warned them, and there was 0 refunds, for months, and yet they shut me down.

        I would say paypal are like going to a bad beer brewry, leave a bad taste in your mouth.

        Mike you hit this on the head and understand my concerns, Im doing larger numbers, and it was my fault for getting an all in one ecommerce providers, but im in Australia, they are all pretty dud here.

        People like IGOTMINE always assume and blurt out stuff, without taking time to actually read posts .....LOL
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  • For me, Paypal is good and secure. Just tweak your business model and comply to them, otherwise you can try Payoneer, Skrill or Veem.
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  • Profile picture of the author baokhau
    I have heard some people are using ORU Marketplace as the Paypal alternative. Has anyone already used it ?
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  • Profile picture of the author 1claire
    https://ecommerce-platforms.com/arti...l-alternatives

    Here you go, I hope that you will be able to find an alternative payment system through this content.
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  • Profile picture of the author Peachy Essay
    We've been shutdown by PayPal and Stripe last year as being a "high risk" business. It's good to learn some alternatives here.
    I've tried crypto. But not all of our customers use it. So it brings down our customer range.
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    • Profile picture of the author j0r3z
      Originally Posted by Peachy Essay View Post

      We've been shutdown by PayPal and Stripe last year as being a "high risk" business. It's good to learn some alternatives here.
      I've tried crypto. But not all of our customers use it. So it brings down our customer range.

      I've been using paypal for 5 years now without any issues but it scares me that my account could get shutdown randomly one day. What niche did your business operate in?
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  • Profile picture of the author Steve L
    Originally Posted by celente View Post

    Getting sick of of these duds, stripe is ok, and paypal is freezing our accounts, and shooting themselves in the foot. Lots of marketers getting shut down by paypal.

    What are good alternatives? or just ask for LITECOIN or BITCOIN ? LOL
    I'm a fan of bitcoin and monero but barely anybody own those currencies. I like the idea of offering discounts for customers who pay using crypto. It gives the consumer incentive to obtain and use these currencies. There's already incentive for the merchant; no chargebacks, low transaction fees. We just need there to be incentive for the consumer now.

    Edit: There's also the issue of price volatility but as the marketcap goes up this should be less of an issue. Plus, if you're spending most of your money on supplies/business expenses shortly after you receive it, you're not really exposed to much volatility.
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  • Oh man! my team and i had really bad experiences with paypal, but! we were able to figure a way out and still using their service and i know there is going to be another good payment processor soon, let's be honest paypal sucks and whenever they feel like they will just terminate your account or hold your money for up to 180 days im pretty sure a lot of people in this forum had bad experiences with paypal
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    • Profile picture of the author celente
      Originally Posted by DigitalWebSolutions View Post

      Oh man! my team and i had really bad experiences with paypal, but! we were able to figure a way out and still using their service and i know there is going to be another good payment processor soon, let's be honest paypal sucks and whenever they feel like they will just terminate your account or hold your money for up to 180 days im pretty sure a lot of people in this forum had bad experiences with paypal
      i feel if crypto gets bigger, there is gonig to be a big payment processor that will whollop paypal.

      But the problem is, blockchain is in caveman days, and bitcoin also. Its hardly 10 years old. Which in that digital asset class is hardly even a baby.

      My problem was the numbers.... ORU im looking at, and can say im impressed,

      If you have more tips, feel free to add them below. This is very helpful thread to me and lots of people having these problems in 2019.
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  • Profile picture of the author Promise Alpha
    My problem with paypal is that you cant recieve funds in Nigeria. I wanted to start dropshipping business but this is holding me back. Any altermative?
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  • Profile picture of the author webmarke
    I would suggest checking out ORU, Veem, Skrill, and Coinpayments.
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  • Profile picture of the author schttrj
    Frankly, I never had problems with PayPal. You just got to explain or MASK your business well with them. They need a reason not to become suspicious of you.

    Also, make sure you take care of your customers so that it does not go to charge-backs that often.

    Otherwise, you can try these (I haven't though):

    Dwolla.
    Google Wallet.
    Skrill.
    Payoneer.
    Payza.
    2Checkout.
    Intuit.
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    • Profile picture of the author celente
      Originally Posted by schttrj View Post

      Frankly, I never had problems with PayPal. You just got to explain or MASK your business well with them. They need a reason not to become suspicious of you.

      Also, make sure you take care of your customers so that it does not go to charge-backs that often.

      Otherwise, you can try these (I haven't though):

      Dwolla.
      Google Wallet.
      Skrill.
      Payoneer.
      Payza.
      2Checkout.
      Intuit.
      good picks, yes while I do not get many charge backs at all, i think you are right.

      world pay I am also looking at, they had a big piece done on them in WSJ newspaper.

      IT seems right now we are in the midst of a PAYMENTS boom / Mobile pay boom!
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