Customer Does a Charge Bank with His Bank 3.5 Months After Purchase!

Life must be bad for this person. I've bought some bad products before but it wasn't worth my time to even ask for a refund. However, if it's really expensive and it doesn't meet my expectations I definitely think twice about it.

Unfortunate cost of doing business.

At least you're keeping your cool. Just chill and know that for that one refund there are hundreds of good sales.

It's not based on the purchase date. It's based on the billing cycle.

You generally have 60 days from the date the statement was issued to do a chargeback.

YOUR account placed the charge. You expect CLICKBANK to eat it!?!?!? BTW I USED to think the max was 90 days. NOW, I hear it might be far longer.

That is frustrating.. I had similar charge backs in the past but all of them were in less than 50 days.

Few months ago I had a guy who paid for access, download over 100 products and asked for a refund. Then next month again... he paid for access, downloaded products and again asked for a refund! And CB off course gave him again...

Just though I need to mention.. maybe you'll feel better

Move on. It stinks, yes. Don't waste any more energy on it - instead, redirect that into more positive efforts making money or loving your partner/kids/dog/neighbor, etc.

All one has to do is cry to their bank and that is all it takes.. Most banks allow upto 120 days but I think they laws now even allow longer. The government has given so much power to the credit card companies that there is not much that can be done.

Several years ago I sold a script for $3,000.. installed it, was working, client got members and made money, then one day (90 days later) I see in my email a chargeback for all $3,000 and this payment was not paid all at once. It was paid in 3 different payments.

The client claimed he never got the script. I proved it was installed and provided screeshots of date and time installed with timestamps. I sent them to his site and proved it was still there making him money.

Did not matter one bit, credit card company said we want our money back. I was charged $90 in fees + the $3,000 was taken out of my account.

Till this day that same scam of a client has the site up and running still making money...

James

If everything was pie in the sky, it would be cut throat to do business with the few people who haven't heard about this form of business. =)

Visiting family for a wedding in Colorado, my wife and I found an indoor custom water fountain we liked. Made the purchase, roughly $3k, on the notion the next one would be assembled and shipped once completed.

One month turned into another until 3 months lapsed and I filed a charge back with my bank. It took 2 months to investigate it, but the charges were eventually reversed. It was one excuse after another, all lies. Eventually he confessed to using the money to pay other late bills he had.

The door swings both ways, but it's a learning process. If you're in that situation in the future and you try to put measures in place to prevent you from getting screwed and they won't agree to it, you know up front it was a sour deal just waiting to go wrong.

Sometimes you won't know what you need until after you've been exposed to the current weather. There are so many "what if" scenarios, you may never experience most of them.

Just focus on what you need to stay in business and build your empire, at some point these setbacks will be minor compared to your business volume and you can either write them off as business expenses or have support staff deal with it for you.