Making payments to Filipino workers?

30 replies
Hey Warriors,

I am wanting to know who to use to pay Filipino workers?

I understand that Xoom is "no longer accept commercial transactions of any kind."

I'm open to suggestions ~!

Thanks

Mark Riddle
#filipino #making #payments #workers
  • Profile picture of the author Trivum
    Paypal. I've used it with no problems. If they don't have an account, tell them to get one. If they want to get paid, they will.
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  • Profile picture of the author Underground SEO
    Yeah I agree, paypal is the processor you should use, it's simple and the vast majority of people have an account
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  • Profile picture of the author Mark Riddle
    Thanks for your answers ~!

    I don't want to jump through too many hoops to pay my workers.

    Mark Riddle
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  • Profile picture of the author TrueStory
    I prefer using systems like oDesk.com because everything is put together and you can read feedback. I am not a big fan of hiring people off the street, without references.

    I don't mind paying 10% to oDesk for piece of mind.
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  • Profile picture of the author Chris Thompson
    Let's not derail the thread from what the OP asked. He didn't ask how to pay via oDesk.

    My answer: PayPal (surprise surprise...)
    I was using XOOM also, and they shut out non-USA credit cards, and they cut off the ability to use PayPal. So I was stuck.

    I got advice from Dan, John Jonas' partner, to switch to PayPal. If any of my workers didn't already have PayPal connected to a bank account I asked them to go get an EON Card with UnionBank. It costs little to get ($8 USD approx) and it can be connected to paypal easily.

    Once they did this, we were easily able to use PayPal.
    Until it was all setup I simply used Western Union (expensive, but temporary)
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    • Profile picture of the author Mark Riddle
      Chris,

      Thanks for your answer, It looks like its a good idea to for me to set that up (I can afford to provide the EON Card, much less of a hassle than bring caught without an alternative.

      Thanks for the input ~!

      Mark Riddle
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    • Profile picture of the author Jeena
      Originally Posted by Chris Thompson View Post

      Let's not derail the thread from what the OP asked. He didn't ask how to pay via oDesk.

      My answer: PayPal (surprise surprise...)
      I was using XOOM also, and they shut out non-USA credit cards, and they cut off the ability to use PayPal. So I was stuck.

      I got advice from Dan, John Jonas' partner, to switch to PayPal. If any of my workers didn't already have PayPal connected to a bank account I asked them to go get an EON Card with UnionBank. It costs little to get ($8 USD approx) and it can be connected to paypal easily.

      Once they did this, we were easily able to use PayPal.
      Until it was all setup I simply used Western Union (expensive, but temporary)
      Yes, Western Union is quite expensive . . .
      But I think Paypal is the best way to pay your workers . . .
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  • Profile picture of the author timpears
    If they have a problem with PayPal, I would tell them maybe they should work for someone else. But then, that is me, I am a hard ass when it comes to stuff like that.
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  • Profile picture of the author lacraiger
    most of them are able to use paypal now. i think 2 years ago they werent.
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  • Profile picture of the author jedz
    Banned
    Our clients used to pay us via paypal, CC and wire transfer.
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  • Originally Posted by lacraiger

    "most of them are able to use paypal now. i think 2 years ago they werent"
    While most may be able to get a paypal account, not all can get their paypal accounts verified because a credit card is needed to do that there. An unverified paypal account means that they cannot withdraw their money from paypal.
    The Unionbank EON is one way to get verified but that can in some cases even be difficult for them to get because of the absence of Unionbank branches in certain localities. There is also the PhP350 annual fee which must be paid upon opening an EON CyberAccount; while it may seem to be a minimal amount, first time outsourcers often do not have any money to speak of.
    Western Union would initially be the best option for new outsourcers in the Philippines who do not have bank accounts. Allow them up to three months maximum to set up their paypal and EON accounts.
    For those outsourcers who have bank accounts, it may cost you less to send money to them via bank transfer.
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    • Profile picture of the author Gwen_Iler
      Originally Posted by affilorama-portal View Post

      While most may be able to get a paypal account, not all can get their paypal accounts verified because a credit card is needed to do that there. An unverified paypal account means that they cannot withdraw their money from paypal.
      The Unionbank EON is one way to get verified but that can in some cases even be difficult for them to get because of the absence of Unionbank branches in certain localities. There is also the PhP350 annual fee which must be paid upon opening an EON CyberAccount; while it may seem to be a minimal amount, first time outsourcers often do not have any money to speak of.
      Western Union would initially be the best option for new outsourcers in the Philippines who do not have bank accounts. Allow them up to three months maximum to set up their paypal and EON accounts.
      For those outsourcers who have bank accounts, it may cost you less to send money to them via bank transfer.
      I agree with this one....this should be a good resolve for now.....
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  • Profile picture of the author MassiveMarketer
    PayPal would be the easiest and cheapest way to go. Getting the EON card is quite easy so that shouldn't be a problem. They should be the one to get their EON card if they want to get paid. It will be very useful for them in the future anyway.
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    • Profile picture of the author Gwen_Iler
      Originally Posted by MassiveMarketer View Post

      PayPal would be the easiest and cheapest way to go. Getting the EON card is quite easy so that shouldn't be a problem. They should be the one to get their EON card if they want to get paid. It will be very useful for them in the future anyway.
      Well...you have a point....but if they can't you can help them start to get one.....you can just take out the whole expense from their salary......just to keep it going...... lol...just a suggestion though.....
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  • Profile picture of the author tyroneshum
    PayPal has always been my best choice to pay my outsourcers to the Philippines. Alternatively, they're the ones responsible finding for banks that could link their PayPal accounts as well so I got no problems with that.
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  • Profile picture of the author rapidscc
    Paypal no doubt is the best choice.

    They can use the Eon Account from Unionbank to verify their accounts.
    If that is not possible, another option is to verify the account using Smart Money.

    Smart Money is debit card (mastercard) which they can easily get from Smart Communications (A telecom giant here). It only takes a few hours to get a smart
    money debit card.

    Paying Filipinos is not much of a problem these days. If they still can't get Paypal
    then pay them via Western Union, for folks in provinces this is a very popular way
    to receive cash.

    All the best,
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  • Profile picture of the author FiverrGuru
    Actually, when they called me from Xoom I told them that it's a present that I'm going to be making, not a payment... still paying my Filipino guys and gals through Xoom.
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    • Profile picture of the author Gwen_Iler
      Originally Posted by FiverrGuru View Post

      Actually, when they called me from Xoom I told them that it's a present that I'm going to be making, not a payment... still paying my Filipino guys and gals through Xoom.
      So somehow you slipped through with the issue...lol..... Great thinking...so basically all you did, whenever somebody calls you from xoom, was to make an excuses other than "payment".....? Is that it?
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      • Profile picture of the author davidjames42973
        I use Paypal and Xoom. Most of the people I work with have a Paypal account, but Xoom also offers things such as home delivery and pick up.
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  • Profile picture of the author Jec
    Hi,

    You can pay through paypal. Filipino workers can now open a paypal philippine account which can be transferred to their bank account in the philippines.
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  • Profile picture of the author jamieludlow
    I dont currently have any Filipino workers, but in the past I made payments to them using Xoom and also oDesk is great if you get them to work for you on there because they can log all their hours etc. and you can see exactly what work has been done in what time etc. so if you see something is taking an unusually long time you can ask them if they need further training on the subject.

    Apart from oDesk I would us PayPal.
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  • Originally Posted by Mark Riddle View Post

    Hey Warriors,

    I am wanting to know who to use to pay Filipino workers?

    I understand that Xoom is "no longer accept commercial transactions of any kind."

    I'm open to suggestions ~!

    Thanks

    Mark Riddle


    Mark,

    Yes, PayPal is the best option, especially when you send them funds via PayPal's Mass Payment option.

    They can validate their PayPal accounts with UnionBank's EON account, the cheapest option, but in the long run I'd advise them to get a UnionBank savings with debit card account or from another bank here which offers savings with debit card accounts - there are cheaper options than getting a UnionBank savings with debit card account though still more expensive than an EON account, but I think getting an EON account here these days takes about a couple of weeks or so.

    Hope this helps.
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  • Profile picture of the author Joe Mobley
    I understand that Xoom is "no longer accept commercial transactions of any kind."
    Is that correct? Has anyone not been able to send payments via Xoom ?

    I couldn't find anything on their site regarding this.

    Joe
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    • Profile picture of the author Mark Riddle
      Joe,

      Click the link in my opening post.

      Mark Riddle

      Originally Posted by DigitalJoe View Post

      Is that correct? Has anyone not been able to send payments via Xoom ?

      I couldn't find anything on their site regarding this.

      Joe
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  • Profile picture of the author Mark Riddle
    Originally Posted by rapidscc View Post

    They can use the Eon Account from Unionbank to verify their accounts.
    If that is not possible, another option is to verify the account using Smart Money.
    Great suggestion! Thanks


    Originally Posted by Marx Vergel Melencio View Post

    They can validate their PayPal accounts with UnionBank's EON account, the cheapest option, but in the long run I'd advise them to get a UnionBank savings with debit card account or from another bank here which offers savings with debit card accounts
    I think even it if is more expensive, the faster turn around time will make it worth it.

    Mark Riddle
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  • Profile picture of the author zofante
    I use Ko-Kard, the cost is 4.88, but they are slower than molasses. They issue employees a debit card (no fee). I think they make money on the float because it takes at least 7 to 10 days before the employee gets the funds. It is easy to use and you have a nice transaction record. You just have to pay at least a week in advance for them to get their funds.
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  • Profile picture of the author celente
    Willie is right.

    I use paypal, but you have to becareful. Keep receipts and transaction ID's some of these little guys, claim you have not paid when you actually have, so make sure you send them payments and transaction statements so they can not prove you are wrong.

    Just a heads up.
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