Ok so its eventually happened, they have closed my paypal account reasons being - high risk.
I have been using paypal for only 4 years, and have heard many of the horror stories and thought 'god hope this does not happen to me' and today it has.
I have contacted and am trying my hardest to get this sorted, 180 days they will hold my account funds which i new from other threads i read in the past.
After requesting exactly what the problem was the answer was basically 'intangible goods' after explaining what my business was and that for the last 4 years i've had no problems there answer was simply
"the selling of down loadable products is high risk for both buyers and sellers plus paypal themselves"
I am really a little lost in who to turn to now for my payment processing as i have always used paypal and not had the need for anyone else.
Any help in this very awkward situation is greatly appreciated thanks all Mike.