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So long PayPal :(

by Dan Ambrose
23 replies
Ok,

I'm not expecting hundreds of responses.. but I was hoping that there is someone who knows whether any of the other payment processors (1shoppingcart, authorize, 2checkout, alertpay, plimus etc) have a feature which allows one person to send/pay money and the amount to be divided amongst 2 receivers (ie split payments).

PayPal currently has the Adaptive Payments (Parallel payments) module.. however PayPal and I have fallen out of love, so can anyone offer their help?

Thanks

Daniel
#adaptive #alternative #hunt #long #paypal #paypals
  • Profile picture of the author Silas Hart
    Originally Posted by mm365 View Post

    Ok,

    I'm not expecting hundreds of responses.. but I was hoping that there is someone who knows whether any of the other payment processors (1shoppingcart, authorize, 2checkout, alertpay, plimus etc) have a feature which allows one person to send/pay money and the amount to be divided amongst 2 receivers (ie split payments).

    PayPal currently has the Adaptive Payments (Parallel payments) module.. however PayPal and I have fallen out of love, so can anyone offer their help?

    Thanks

    Daniel
    RapidActionProfits does this I believe. I have not personally used it, as I have an accountant that does everything for me, but I could see it as beneficial.

    And no worries, we all eventually grow up and realize that our "first love" (PayPal) isn't all it's cracked up to be and we eventually outgrow them.

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    • Profile picture of the author Dan Ambrose
      Originally Posted by FaJeeb View Post

      RapidActionProfits does this I believe. I have not personally used it, as I have an accountant that does everything for me, but I could see it as beneficial.

      And no worries, we all eventually grow up and realize that our "first love" (PayPal) isn't all it's cracked up to be and we eventually outgrow them.

      Thanks for your reply.

      Yes I have RAP already... however I may need to look again, but I think RAP only works with PayPal?

      Daniel
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      • Profile picture of the author Kamran
        Originally Posted by mm365 View Post

        Yes I have RAP already... however I may need to look again, but I think RAP only works with PayPal?
        I think RAP doesn't do the split directly for each payment. It does it like, for example if the commission is 50 %, first sale goes to affiliate, next one goes to vendor and so on
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  • Profile picture of the author oneplusone
    I don't know where you are based, but WorldPay here in the UK are pretty good.
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    • Profile picture of the author Dan Ambrose
      Originally Posted by oneplusone View Post

      I don't know where you are based, but WorldPay here in the UK are pretty good.
      Thanks, I will check WorldPay out
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  • Profile picture of the author Loren Woirhaye
    Not many people know about it, but one of the big dogs has a
    pay program that's as well-positioned to compete with PayPal
    as anything:

    https://payments.amazon.com/sdui/sdui/business/asp

    I have an account, but I've never used it or learned the rules. It
    wasn't hard to get in.
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    • Profile picture of the author George Wright
      It sure isn't hard to get an account. I got one by accident. When I checked M Turk they were so smooth signing me up I hardly noticed I had an account. With Amazon payments.

      George Wright

      Originally Posted by Loren Woirhaye View Post

      Not many people know about it, but one of the big dogs has a
      pay program that's as well-positioned to compete with PayPal
      as anything:

      https://payments.amazon.com/sdui/sdui/business/asp

      I have an account, but I've never used it or learned the rules. It
      wasn't hard to get in.
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      "The first chapter sells the book; the last chapter sells the next book." Mickey Spillane
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  • Profile picture of the author Paul Hancox
    Hey Loren

    Thanks for pointing that out. If Amazon publicize this widely enough, they could provide some healthy competition for Paypal.

    And if they introduced the ability to create an affiliate scheme... the next Clickbank!
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  • Profile picture of the author seasoned
    Originally Posted by mm365 View Post

    Ok,

    I'm not expecting hundreds of responses.. but I was hoping that there is someone who knows whether any of the other payment processors (1shoppingcart, authorize, 2checkout, alertpay, plimus etc) have a feature which allows one person to send/pay money and the amount to be divided amongst 2 receivers (ie split payments).

    PayPal currently has the Adaptive Payments (Parallel payments) module.. however PayPal and I have fallen out of love, so can anyone offer their help?

    Thanks

    Daniel
    Last I knew, 1shoppingcart DID NOT ACCEPT PAYMENTS! It merely used other methods.
    TECHNICALLY, AUTHORIZE doesn't accept payments either! It merely controls your merchant account. Banks would be looking for trouble if they split accounts like that, BESIDES, they DON'T have agreements for secondary payees. As for the others, I don't know enough about them to say, but I doubt it. Paypal is different, at least for non pro, because they pull amounts into their system to apply, and all payees DO have agreements.

    The supposed writer of "rap" got into "arguments" with me, etc... about this, so he was CLEARLY thinking about implementing PAYPALS split payments. But that works ***ONLY*** with paypal. He didn't indicate that ANYBODY else did this. In fact, on that thread, about paypal being a "gamechanger" I saw NOBODY saying this had been done before.

    BTW RAP DID, as I understand it, do it before, but it was CLUNKY! The new(relatively speaking) paypal feature would simply make it take less effort and appear transparent.

    You see, YOU guys are looking at utility in a SMOOTH situation. I am asking WHAT about fraud or refunds? I ADMIT that in a smooth situation it is a NICE, NEAT, USEFUL, and desired feature. In a non smooth operation it is a NIGHTMARE and STUPID. Paypal takes a LOT of liberties. Clearly SOME of that is the cause of nearly all the bad press they have gotten and the other bad press may ALSO be due to it.

    Steve
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  • Profile picture of the author Richnana
    You break my heart. Most of us have a love hate relationship with PayPal. Hopefully, yours is just a temporary lover's quarrel. I am actually researching some alternatives for PayPal because of some of the inherent problems that you can run into when your whole business model is based on their payment system.

    I think someone has already provided the alternative. Mike Filsame might have the answer for you. I'll PM you as soon as I have completed all my research and documentation for these alternative payment processors.

    Guess you can't kiss and make up?
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    • Profile picture of the author seasoned
      Originally Posted by Richnana View Post

      You break my heart. Most of us have a love hate relationship with PayPal. Hopefully, yours is just a temporary lover's quarrel. I am actually researching some alternatives for PayPal because of some of the inherent problems that you can run into when your whole business model is based on their payment system.

      I think someone has already provided the alternative. Mike Filsame might have the answer for you. I'll PM you as soon as I have completed all my research and documentation for these alternative payment processors.

      Guess you can't kiss and make up?
      http://www.warriorforum.com/main-int...ange-soon.html

      Steve
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  • Profile picture of the author Ben Kendall
    I wonder what is up with PayPal? In September there were 2 major IM marketers that reported PayPal inadvertantly cancelled all thier subscriptions. I also recall some majot IMers having all subscriptions cancelled over the summer???

    I then went and checked my other subscriptions and non of them were there. One though has magically reappeared. We will see.

    In the mean time, I am going to check out the Amazom lead, Thanks!
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  • Profile picture of the author Matthew Iannotti
    If you want to use some of those payment processors, I hope you know about PCI compliance.

    It's becoming more expensive and it's quite a headache. Better off sticking with paypal, 2 checkout, that way, the liability is on them - not you.
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    • Profile picture of the author seasoned
      Originally Posted by EfitnessNYC View Post

      If you want to use some of those payment processors, I hope you know about PCI compliance.

      It's becoming more expensive and it's quite a headache. Better off sticking with paypal, 2 checkout, that way, the liability is on them - not you.
      GOOD POINT! MANY people AREN'T PCI compliant. HECK, some even questioned whether they should use SSL, etc....

      BTW efitness is talking about companies like authorize.com. If you use authorize.com, paypal pro standard, etc..., you are FORBIDDEN by the CC companies, and some governments, like some in the US, to store some data, such as CC numbers, unless it is encrypted. Paypal standard doesn't give you access to such info. 2checkout doesn't either. Many others don't. You ALSO are forbidden even by basic reason or ethics, to allow any such information to be entered unless it is entered via SSL or some other encryption. Almost everyone uses SSL since that is the standard. All the banks, paypal standard, 2checkout, etc... all use it. If THEY collect the info, THEY are responsible for everything. If YOU collect it, YOU take on some of the responsibility.

      Steve
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      • Profile picture of the author Matthew Iannotti
        Originally Posted by seasoned View Post

        GOOD POINT! MANY people AREN'T PCI compliant. HECK, some even questioned whether they should use SSL, etc....

        BTW efitness is talking about companies like authorize.com. If you use authorize.com, paypal pro standard, etc..., you are FORBIDDEN by the CC companies, and some governments, like some in the US, to store some data, such as CC numbers, unless it is encrypted. Paypal standard doesn't give you access to such info. 2checkout doesn't either. Many others don't. You ALSO are forbidden even by basic reason or ethics, to allow any such information to be entered unless it is entered via SSL or some other encryption. Almost everyone uses SSL since that is the standard. All the banks, paypal standard, 2checkout, etc... all use it. If THEY collect the info, THEY are responsible for everything. If YOU collect it, YOU take on some of the responsibility.

        Steve
        That's right, one reason I haven't switched over and I'm not sure I will. 2Checkout & Paypal are my preference.

        I don' buy into Paypal closing accounts down randomly for no reason either. There's always more than meets the eye with some of the stories I've read.
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        • Profile picture of the author Dan Ambrose
          Originally Posted by EfitnessNYC View Post

          That's right, one reason I haven't switched over and I'm not sure I will. 2Checkout & Paypal are my preference.

          I don' buy into Paypal closing accounts down randomly for no reason either. There's always more than meets the eye with some of the stories I've read.
          I hear it all the time from people saying that they (PayPal) always have a reason for closing accounts... however although they probably do have a reason.. it is unjust.

          For example, in my case, when my developer and I submitted an application for review based on their adaptive payments module (I am wanting to use it for an affiliate system), they have determined that my site is a pyramid "get rich quick" scheme.. when it is simply a membership site with an affiliate program attached to it.

          They are extremely stubborn about lifting the limits and I don't want to constantly worry about whether or not my account is going to suddenly close due to a misunderstanding.

          Therefore I am over PayPal. I am looking on to new pastures.

          It's disappointing as the Paralel payments module looks very interesting. Hence why I wonder if there is anything similar.

          As for Amazon.. unfortunately they require users to have a US based address.. and I currently reside in the UK. (this ordeal is an uphill climb!)

          Tsk!

          Daniel
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          • Profile picture of the author peter.max
            Originally Posted by mm365 View Post


            As for Amazon.. unfortunately they require users to have a US based address.. and I currently reside in the UK. (this ordeal is an uphill climb!)

            Tsk!

            Daniel
            Pity about Amazon. Wouldn't mind if it was available in Australia
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  • Profile picture of the author Alfred Shelver
    I loved Plimus and they can accept anything Credit card, wire transfer, paypal even cheques... they have a 24 hour American help desk
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    • Profile picture of the author goldblogger
      Originally Posted by Cathy Shelver View Post

      I loved Plimus and they can accept anything Credit card, wire transfer, paypal even cheques... they have a 24 hour American help desk
      The fees are astronomical! Using Plimus's 'Fee Calculator' on their website...

      100 sales x $97

      Plimus = $679 processing fees
      Typical merchant account @ 2.25% = $218.25 processing fees

      Folks if you don't have a merchant account, you don't have a business. You have a hobby.
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  • Profile picture of the author sidpoudyal
    Daniel,

    I suggest going with Amazon. I haven't had to do anything even mildly complex yet but for all my payment needs Amazon seems to be able to deliver. If you are giving PayPal the boot then you might want to give Amazon a shot as well and see if they are able to meet your needs.

    Kind Regards,
    Sid Poudyal
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  • Profile picture of the author David Bynon
    Daniel,

    I didn't see anyone mention AlertPay yet. Canadian company. A few of my friends are in business activities PayPal does not approve of... that's who they went to.

    David
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    • Profile picture of the author Dan Ambrose
      Originally Posted by David Bynon View Post

      Daniel,

      I didn't see anyone mention AlertPay yet. Canadian company. A few of my friends are in business activities PayPal does not approve of... that's who they went to.

      David
      Hey David...

      Thanks for the input.

      I have looked at AlertPay. However I don't want anyone to misunderstand me here... I'm not doing anything out of the ordinary, PayPal have simply overcomplicated the issue - they have confused things and have totally misunderstood the application we submitted. I am not running a pyramid scheme or anything like it (I would never do that) - I am simply being forced to find another processor who can perform split payments.



      Daniel
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  • Profile picture of the author waltermulder
    In the same category as PayPal and AlertPay: Moneybookers.com
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