If you had $200,000 what would you invest it on?

by 131 replies
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Hey guys,

Just wondering what you guys would do if you had this kind of money. Let's say you had $200,000 and you wanted to invest it in something that's going to make a large amount of income over a long period. What would you spend it on? I have a couple of friends who own affiliate networks and have heard some real horror stories my friends and the insane chargebacks lol. Anyways, I would like to hear what you guys think if you had $200k and wanted to spend it on something useful.
#main internet marketing discussion forum #$200 #invest
  • Unless you have 200k to spend, I wouldn't worry about it.

    And if you do, like if I did, I would save $195,000 of it to live on while I figured it out. My theory is that if you can't make a living off of $5000, you probably aren't qualified to try with $200,000.
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    • Well said. Definitely rings true if its new money.
    • I'm impressed the very first reply to this thread is bang on the money! [no pun intended]

      Well done winds and WF

      I'd stay away from advice like property, as that would use up the majority of your 200k which doesn't allow you the opportunity for diversification or experimentation

      I'd personally kick of a few small businesses that cost around the 10k or under mark to get going, then once I've got that right either gradually start up more businesses with the rest of the money or use the money to scale up the existing businesses
  • I don't have that kind of free money. But I have just put $15k into professional marketing and a site to replace the current self-built mess. If that brings some reasonable cash flow, I will plow that back into more marketing on- and offline. It's quite possible in a couple of years my company will bring in $100k every month in memberships. If not, it will have been one heck of an experience. So far, it's all been about learning...and learning to hire correctly.
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  • LEAPS on Apple! Trust me....
  • Scrap gold...
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    • You'd buy scrap gold when its at an all time high?

      Buy high -- sell low... go go go!
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    • HEY Tsnyder!!!

      I was AFRAID to post my answer... UNTIL I saw yours!

      I'd put a bit in gold and silver bullion... the rest in mining stocks. The parity between miners and bullion is almost non-existent, even after bullion has pulled back.

      Don't get me wrong, there's lots of risk - but, at these prices, there's massive leverage.

      We'll see how it all plays out!

      Take care,
      Scott
  • I would invest it in real estate. Passive income is my dream come true. And real estate is the ultimate avenue for passive income.
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    • According to Prof. Schiller, co-founder of the S&P property index, real estate had zero return for the 100 years to a few years ago. It would probably be negative now. The part that goes up is the land, if it is in demand. Buildings deteriorate with age and decline in value after calculation of inflation.
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  • I'd buy a property to live in. Mortage interest / rent are money down the drain. That's assuming I have adequate cashflow already.
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  • Don't buy investment houses as they are expenses. Property development will roll your money over much more. So basically invest.

    Do it in the million plus bracket as there is a lot more profit and easier to sell.

    Quentin
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    • Interesting.

      I just completed my first big project (duplex) about a half million dollar project in total (probably small fry compared to most developers) and the returns have been great. The market here in Australia at the moment is quite slow.

      Investing in property (especially developments) even though it can be very stressful at times, is a great way to build wealth which you can then reinvest into other areas of interest.

      For me its been IM
  • start with take out $1000, and save $199,000 for a house boat or car or soemthing.

    If you cant startr a good online business with 1k you seriously need to take a long hard look at what you are doing wrong.
  • For long term investment? I'd buy stock in Google.
  • I would drink it all and regret it the next morning, quite an expensive hangover I must say. But on a serious note, I'd invest in and only in DOMAIN NAMES.
  • Hire programmers and develop a game on facebook maybe.
  • I'd buy a bunch of Amazon affiliate sites with it

    Unlike other affiliate programs, I hardly ever see refunds or chargebacks on my Amazon sites and they all make great money each month.
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    • I will use it for building houses, invest in shares/stocks, Gold and creating internet marketing products for selling on clickbank.
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  • i will buy myself a house to live
  • It wouldn't make a large amount of income in the near future because of the recession, but I would probably invest in property.
  • Will use $100,000 to register as a major distributor with a multinational company. This will generate 20 - 30 percent income monthly
    Use part to build a dream house, buy a beautiful car, set up a charitable organization for the less privileges and fix the rest
  • Buy an established website from Flippa
  • Real Estate for sure
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    • Fast cars, cheap booze and women.
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  • real estates
  • IM requires brains not money, so i will invest the 200k into some new business ventures and a few vacations,
  • I would build my website idea I've had in mind since 2 days ago. Use some money to advertise on major tv channels and other large places. Sit back and watch it explode. I would double my money in a years time.
  • I'll outsource my stuff, and let the money flow!
    As i always do.
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  • I would invest in hedge funds.
  • $ 200, 000? That's a lot, You can be a successful investor even with a $5,000 or better.
  • Turning my vampire novel into a movie.

    I promise it will be way better than that Twilight series.

  • Hookers and blow.
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    • Pencils.

      After the Second Luddite Revolution, people are going to need something to write with.

      Buy low now, sell high later.
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    • The bank, usually.

      Whether you walk out with a bag of money or in handcuffs depends on how nicely you asked and whether you actually had $200,000 in your account.
  • Spend $37 of it on the War Room. It Will save you $200,000 on WSO's
  • lol quite interesting posts. Thanks guys!
  • I would invest $10k in product development and marketing.

    $10k is more then enough...heck I got started for free! Working my way up promoting stuff on myspace.

    Leverage is the key

    The remaining $190k I would invest in media buying...well..not all of it.
    About $30k.
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    • I did that as well Media buying is a whole new ballgame and another animal.
  • Its scary at first.

    But starting small is the key.
    Knowing how your product converts also helps.
  • You should use the money to buy some jars of pickles. Pickles are good.
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    • I do have $200,000 !!!

      However if I had to invest it in something other than what I'm doing now it would be Real Estate, Virtual Real Estate, oil, gold and other high risk adventures.
    • Invest into content! It's better than real estate, stocks or anything else.

      I mean content for your own sites. You can't lose with that
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    • Hire a big warehouse. Change the rest of the money to coins and then swim in it
  • Monster Pizza and Wings!@
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    • hahhaha LOL
    • I would click on the username next to this comment. send a PM asking for the bank account of this user.. and send him $100,000 payment for how to invest the remaining 100K to make a mill.

      take a risk my friend
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    • I would add it to my portfolio. As an example: you can get 12% per annum in Mongolia with a 10 year CD backed by their massive copper and tin reserves. So, if they lose your money you own metals shares worth more than what you invested which you can just cash out.

      Or Panama has a really good Teak reforestation program that annualizes out to about 14% per annum. And gets you a Panamainian cititzenship as well.

      Those are just a couple.

      Patrick
  • Knowing what I know now, I'd invest the majority of it in large scale media buys to promote various CPA offers. But this is only with my present levels of knowledge and expertise. If I were a complete newbie or just starting out, I'd only reserve $5k - $10k for product development, tools and marketing while I invested the rest ($190k - $195k) in a foreclosure property that was selling for way below market value.

    I'd either flip that property within a few months if I wanted quick cash, or hang on and live in it for several years, because that will allow me to sell and profit from it later and not have to pay capital gains taxes.

    Paul
  • WOW 200k thats alot

    I think i would outsource a few different business models to have a few income streams coming in plus i would get together a professional outsourcing team to have to do all of my work for me
  • I think I would buy a home of my own. However, the home I really want is more like 400k. LOL
  • Gold and silver, dude. The only real appreciating assets right now.
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    • Gold and silver is a very good idea. Silver is probably going to go higher than gold at one point. In terms of IM, I'm spreading out on various niche products right now.
  • Banned
    I would invest it in what I know:

    1 - Real Estate

    2 - Websites

    By investing it in something that you are familiar and comfortable with, you will decrease any risk substantially.
  • The problem today is that real estate wasn't as it used to be.

    Reason why I don't think it would be wise to put money in it right now.
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    • That's the thinking of the average man on the street. People with real money (i.e. investors and millionaire entrepreneurs) are snapping up distressed and foreclosure properties (both commercial and residential) by the bucketload. They are not financing these properties, they're picking them up outright for cash because of the amazingly low prices right now (especially if you know how and hire experts to negotiate with the banks on foreclosure properties - there are also great deals to be had on REO properties as well).
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  • My suggestion would be to to private money notes on real estate. You can get 12% to 14%. Interest only at 12% gets you $2,000 a month. Only loan in first position. Only loan at 50% of appraised value. Get title insurance. Make sure the property can be financed by other means than private money. Inspect the property your self. Do not loan on bare land or construction.

    Although I would keep out 5K to 8K just in case you need to hire an attorney to foreclose.

    This suggestion is not something to take lightly assuming you really have the 200K.
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    • Not a bad suggestion. I would save a little more than $8k though. Id say about $20-$40 k which is 10%-20% of your $200k egg
  • I have connections in the money manager world for the super rich (those that drop 300mill on something to test it) etc. I would put my money with them.
  • I dont trust no money manager.

    Unless he's super rich himself ofcourse!
  • Haha that money is well spent with me!

    Anyway on the serious side, if I had a little extra money I would spend it on advertising mostly, media buys, ppc, PR etcetera. Also I would experiment with SEO and have the money to finally buy a lot of domains and buy some software like SENuke, SEO Elite/Web CEO, Traffic Geyser and the SEM business blueprint. My future plan is to become a SEO/IM consultant for online/offline businesses and create my own IM product and publish my own Amazon bestseller.

    Aside to this I won't stop there... I would start my offline company, as well as a webshop. I really want to have my own clothing and perfume line someday (I already have a catchy brand name). That means I would have to brand myself first otherwise no one will want to buy it. It has to stand out.

    My plan to brand myself is to get into singing (not just for branding but because I really love singing and have been doing it for a few years now) I would spend the money to get my singing career really started. That means money for studio recordings, album creation, photoshoots, PR/promotion etcetera.

    Gosh I think I have to put this plan off for another few years as I obviously can't fund it right now. Anyway after I've have accomplished all of the above I really want to get into real estate as well and that's pretty much it. That's pretty much my billionaire/millionaire blueprint.
  • Katya je hebt grootse plannen...respect!(Dutch which I speak fluently).

    You got big dreams...bigger then mine..im just trying to start my own billion dollar internet company(i.e groupon) before I turn 22 hahahah
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    • Hey macchiavelli (moet trouwens steeds aan tupac denken als ik je naam voorbij zie komen:p), dankje...

      Leuk dat je Nederlands spreekt. Ben je half Nederlands?

      Zeker ook veel respect voor jou dat je al zulke grote plannen hebt op jouw leeftijd.
  • Ik ben ook de grootste tupac fan ever...dus door hem ben ik op de naam macchiavelli gekomen.

    Ik ben volledig nederlands...of eingelijk...Surinaams...maar opgegroeid in Nederland.

    Full time internet ondernemer sinds me 16e Nu ben ik ff in London en reis de wereld rond

    Sorry guys...were speaking Dutch here.
    But what I basically said is that Im a full time marketer since the age of 16!

    Totally off topic but then again....this thread needs a few bumps.
    I love the input!
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    • Tupac fan? Dacht ik stiekem al. :p

      Surinaams dus. Ik ben zelf Russisch maar ben ook in Nederland opgegroeid.

      En wauw ondernemer vanaf je 16de? Impressive! Daar heb ik pas respect voor. Ik ben zelf nog een IM newbie. :p Heb nog altijd een gewoon baantje die ik wil 'ditchen' hoop ik volgend jaar. :p
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  • oke this is my plan, 50% for buying several site that have a really great profit and niche, 30% for buying gold and investment product, 20% for property and cars
  • Dutch?!?

    Okay, I'd invest it in hookers and blow in Amsterdam.
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    • Haha I second that. Probably the best investment ever. LOL
    • No dude........you gotta come to Peru............trust me
  • I would invest in the Leader in Social Media Facebook the the most popular and still growing.
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    • I'd invest a couple thousand in a good financial advisor and a good stock broker. I'd save at least half of it; income comes so it would be wise for you to manage a life changing amount of money well.
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  • Banned
    I would give all of it to charity because I wouldn't need it.

    Which is a pure lie.
  • I think I will invest gold. It has really good potential income in future...
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  • Put it in a high interest savings account for a few years, will beat investing in shares and stocks the return might be less, but with no headaches or fears of losing it all
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    • High interest savings account? I guess it depends on what you consider high interest.. lol

      Tsnyder
  • 200,000 beanie babies. (I think they're coming back!)
  • Banned
    Someone that didn't actually make the money would probably not be able to "invest" the money responsibly.

    I've been at this for a few years so I've built a decent business and a nice war chest. I mostly deal with e-commerce so it's buying/selling products. And my ability to make $100K investments in products came from the knowledge I gained when I was doing $100, $5K, $10K, $25K investments.

    I can't even IMAGINE the mistakes I would've made if I had $200K to play with.
  • Greetings 72-K,

    If you have someone that's offering you $200,000, I have a proposal.

    The first part of it is, we split the $200,000, and have a contest.

    At the end of one year ... Whoever has the best increase of the original hundred thousand dollars that they received ... will be paid a bonus of $50,000, from the second place person.

    Now you have money, you have incentive.


    I am providing motivation for you to take action ... and am available by PM or e-mail to discuss details.

    Wishing you all the best ... Ron
  • I wouldn't need to invest $200,000 unless I wanted to compete with some of the bigger web companies.

    So, taking a nice $20,000 of this I would develop a deal aggregation website promoting all the deals across the world, all in different languages, different styles of design for each country and then hire several employees to promote this using social media marketing and just keep marketing.
  • wow i see alot of guys would invest in hookers and blow... lol

    on a serious note, gold or silver? which one?
  • Take $5000 buy website that have proven they can make money. Hire a firm to upkeep these websites for a year. Sell off the lowest performing ones biannually and reinvest that money while you keep the ones that are going to pay for themselves the quickest.

    Lather, rinse and repeat until one day you are so rich you make a jacket out of $100 bills and wear nothing but gold shoes. But then stop that because you'd just look ridiculous.
  • I think there isnt a market out there with less success stories then the forex market.

    I wonder why that is...most people tend to advice investors like me to steer clear from forex.

    I wonder why...are they quietly banking millions??? Who knows.

    But as soon as I read about at least 1 forex billionaire ill dive right into studying it further.

    For now, real estate takes the cake in terms of creating billionaires.

    Thats all im interested in
  • I have been investing in real estate here in Canada. Mostly long term buy and hold, but I did a flip this year too. I only buy if the rent covers all the expenses, including a monthy reserve for repairs and maintenance. I am currently trying to find an apartment building to buy in Edmonton, Alberta as it is a great city to invest in based on several economic factors. I have several money partners to help with the down payment, I take care of the real estate due diligence.
    My goal with IM income is to pay down the mortgages and have a steady stream of monthly income. and that is what I would do with the money -pay down some of the mortgages to increase my cash-flow.
  • Bank-owned foreclosures. I still have a reasonable little network of local real estate investors who would be more than happy to take them off my hands at a tidy profit. With $200,000 in cash up front, I could probably leverage that into about $1.5 million within the year.
  • Hello 72K.org. Hope you're well. Strange question...why did you pick $200,000??? For that amount of money, I would invest in real estate.

    BUT for $500.00 and much less, you can get involved in Internet Marketing or Network Marketing. MUCH LESS RISK! I believe MLM/Network Marketing has created more millionaires...made more people rich than any other business!

    To Your Success,
    Brad Marcus
  • It's interesting to see the wide variety of responses to this question. It's important in this case to view the $200k as a tool or resource that can be utilized in multiple ways to ultimately result in a profitable venture.

    Sitting on it is not going to do any good, and depositing it in a regular bank is not going to make sense either with today's insanely low interest rates - you are actually losing money by keeping it in the bank since the present interest rates don't even keep up with inflation!

    The key here is to research one or multiple ways of utilizing that money profitably, and then leverage it for further profits. The key point to remember here is that the majority of this money has to be invested/utilized somewhere, as you'll actually lose money (when you take inflation into account) if you just sit on it or let it generate the paltry interest you get at your local bank.

    Paul
  • If I had 200K I would invest in myself. I get a better return on money I invest that I could with a bank, CD, Stocks, Bonds, Forex, etc.

    But this was a good question to ask and all the responses are interesting.
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  • I would create a site and then PPC/SEO it to get the investment back and positive ROI
  • thread revival much? anyhow, I'd invest in this :d :

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  • Well I have a website that I need about $7500 for so... Would use that to get it developed. A little more for advertising/promotion and then save the rest.
  • ok, if i had that $200K money, i will buy a beautiful and cost-effective car, house and some worthful collection. just open a store in the location to be a Famous brand agent and start a online business site to intergrate. In the commercial Times,Choice is more important than effort.
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  • Banned
    I can't believe you guys suggested real estate....real estate is pure speculation in most areas. You guys will have your butts handed to you with some of this advice.

    For every successful investor there are many who filed for bankruptcy. $200,000 won't keep you in the game long term. You'll need bundles of capitol to sustain the hard times (assuming the market recovers)....you have to really pick your spots and buy real estate in areas that are already functioning. If real estate is so profitable then why mess around on the net when you can make millions doing deals allday?

    I'd rather take cyber sorcerer suggestion(the Invest in yourself part). Create a product buy media or some variation of that to market it.
  • I am surprised no one is mentioning private care homes. Maybe there are different rules for those in your areas/countries.

    Aaron
  • Banned
    No aquisition leverage buy outs? NP sure learned alot from you.:confused:
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    • Banned
      Oh I forgot about the BAN(though I am sure there are loopholes)....makes sense to let Carl have it as you say
  • If I had $200,000 I would invest half of it here adv.justbeenpaid.com/?r=5WIWxPM0ns&p=jsstripler5]JustBeenPaid - "You've Just Been Paid!", and bank the other half. This program pays 2% daily or 60% monthly which will give you $2000 daily or $60,000 monthly.

    As the program matures and I recovered my investment, I would go again.

    No, this is Not my affiliate link and you can start with $10

    Good luck with your program and spend wisely
  • Buy gold,silver or platinum.

    :-)
  • I would invest in Entrepreneurs business ideas 'like the dragon's den' I would also pay for myself to go to Uni. I will do both these things anyway but it's smaller steps.
  • I'll spend it on adwords, bing, and yahoo. Every single dime, and repeat when I earn from it.
  • I'd put half of it down on the silver processing plant in ID. Maybe a few penny stocks in innovative green or mineral exploration companies. Probably a couple mining claims, one gold and one gemstone and probably open them up as fee digs.
  • With $200,000 I would build a fourplex and rent them out for a lifetime stable income
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  • I would travel with $100K and invest the other half on my online business because I know I can make so much more if I had that kind of money to invest but other than that, IM is my passion so it would be fun to have money to spend!!!
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    • WHY?
      Why revive a 3 year old thread? Are you that desperate for people to click your sig link?

      Yeah that looks legit....
      • [1] reply
  • A professionally designed website, a team of writers, premium SEO service, and buy into all of the top 10 converting network marketing companies.

    Create a funnel and watch my money go to work stopping only to update, tweak and add to/delete from the funnel.

    Anything left over I'd dump into high-end co-ops for quick traction.
  • I would travel with $100K with Malteaser (start from Sliema)
    And other half will invest in my (not IM) business.
  • I would invest it into my IM business.

    Not all at once, but I would use it to test traffic sources, etc, so I could create a LARGE, scalable business in a short period of time.

    Then, the money I invested would come back to me many times over and I could then use some of the money for whatever I wanted, and then some of it would go back into advertising to keep everything running smoothly.

    I'd rather turn the 200k into a recurring 200k (monthly) than to waste it all and only be able to use it once
  • I would give it to the government they know better then you and me.
  • Content creation, traffic and conversions
  • This question isn't hypothetical to me. Won't disclose exact numbers, but I have an inheritance on the way later this year after probate and asset sales are completed. Currently live in a mortgage free house and have some retirement savings and an operating business generating income.

    Best use of the money in this situation? Top up the tax free retirement account to its limit, and then invest most of the rest in solid dividend paying corporations. The dividend income, done right, will spit off enough cash to maintain lifestyle through retirement without depleting the capital. (The stocks will go up and down, but the dividends keep on paying). I'll buy a new car, but won't squander the money on risky real estate, or burn it with wasteful consumption.
  • Invest in physical precious metals and bury it in the ground somewhere safe.

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    Hey guys, Just wondering what you guys would do if you had this kind of money. Let's say you had $200,000 and you wanted to invest it in something that's going to make a large amount of income over a long period. What would you spend it on? I have a couple of friends who own affiliate networks and have heard some real horror stories my friends and the insane chargebacks lol. Anyways, I would like to hear what you guys think if you had $200k and wanted to spend it on something useful.