Can Clickbank *replace* PayPal?

22 replies
Forgive me, I know that this sounds like a dumb question.... but I was always under the impression that Clickbank was an affiliate network that worked in conjunction with your PayPal account.

However, a couple of comments on the WF have given the impression that selling thru Clickbank can somehow be an alternative to dealing with PayPal.

Can anybody clear this up? :confused:
#clickbank #paypal #replace
  • Profile picture of the author Hardik Jogi
    Yes, It can replace paypal but for that clickbank should have it's own payment system like paypal. (where people can transfer money, add money, send money to another user) Also that should work for every online transaction (not only for the clickbank products transaction)...Universal acceptance will take time.
    Paypal has a major benefit with "Ebay". Clickbank doesn't have any "Physical products" shopping site. So that will be a downside.
    May be they should start with massive action and less transaction fees than paypal.
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  • Profile picture of the author enterpryzman
    Clickbank is NOT the same company and you can certainly sell with CB WITHOUT PayPal, I have done it for years .They each have their own rules, read them closely. Also, payout terms are not the same.

    Enterpryzman
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    • Profile picture of the author John Henderson
      Originally Posted by enterpryzman View Post

      ....you can certainly sell with CB WITHOUT PayPal, I have done it for years .
      So you can link you bank account directly to your Clickbank account?
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      • Profile picture of the author getsmartt
        You do not really link your account, you supply your bank account number and routing code an CB deposits the money directly in your account.

        Originally Posted by John Henderson View Post

        So you can link you bank account directly to your Clickbank account?
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  • Profile picture of the author getsmartt
    ClickBank is actually a reseller of your product. They accept Paypal (among other methods). Thus you do not have to worry about paypal as Clickbank's paypal account is used.

    ClickBank then takes certain precautions against refunds, 1. They hold your profits for a couple of weeks, 2. they hold back 10% of your profits for a few months.

    So yes ClickBank can "replace" paypal.

    James
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  • Profile picture of the author John Henderson
    So -- if we just forget about the affiliate part of Clickbank for a moment -- it could be possible to direct your own customers to download your product from CB, and thereby avoid the dreaded PP altogether??? :confused:
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    • Profile picture of the author getsmartt
      Yes, but there are prices to be paid.

      1. ClickBank takes a commission of all sales.
      2. there is a $50 listing fee
      3. You do not receive your money immediately
      4. Part of your money is held for 3 months
      James

      Originally Posted by John Henderson View Post

      So -- if we just forget about the affiliate part of Clickbank for a moment -- it could be possible to direct your own customers to download your product from CB, and thereby avoid the dreaded PP altogether??? :confused:
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      • Profile picture of the author Drizlek
        You can most certainly sell your own products through clickbank and cut out the paypal middle man. There are obviously some setup steps that need to be taken as getsmartt mentioned, but once you are done jumping through hoops not only will you be able to sell your own product through them, but if you choose to, other will be able to as well.
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      • Profile picture of the author John Henderson
        Originally Posted by getsmartt View Post

        Yes, but there are prices to be paid.
        1. ClickBank takes a commission of all sales.
        2. there is a $50 listing fee
        3. You do not receive your money immediately
        4. Part of your money is held for 3 months
        Thank you James, I shall now go and research the size of Clickbank's commissions and listing fees. Thanks again.

        [Edit: Found them! http://www.clickbank.com/help/vendor...endor-charges/ ]
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        • Profile picture of the author John Henderson
          Just thought I'd add an "FYI" to this thread....

          Thanks to a mention given by another warrior, I've discovered another product reseller that uses its own PayPal account for customer transactions: DigiResults -- Work Less, Sell More
          • The commission fees are lower than those of ClickBank
          • They're even smaller if your product retails for less than $10
          • There's no sign-up fee

          Hope this info helps someone!
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          • Profile picture of the author Alex Barboza
            I can't see any reference of DigiResults using their own Paypal account. Can you show me a link?

            Click2Sell can Best Affiliate Management Systems in one Merchant Account!

            Originally Posted by John Henderson View Post

            Just thought I'd add an "FYI" to this thread....

            Thanks to a mention given by another warrior, I've discovered another product reseller that uses its own PayPal account for customer transactions: DigiResults -- Work Less, Sell More
            • The commission fees are lower than those of ClickBank
            • They're even smaller if your product retails for less than $10
            • There's no sign-up fee

            Hope this info helps someone!
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            • Profile picture of the author Steven Wagenheim
              When talking Clickbank and PayPal you're talking apples and oranges.

              You use Clickbank if you want to build an affiliate army for your product and
              don't want the hassle of having to pay them out of your own pocket.

              If you don't plan to recruit affiliates, using Clickbank makes almost no sense.

              With PayPal, you get paid immediately and can transfer the money to your
              bank account immediately. With Clickbank you have to wait 2 weeks for
              direct deposit.

              Clickbank's fees are higher.

              Refund rates are higher with Clickbank because buyers know they can get
              them easily. Also, with Clickbank you are restricted to their 60 day refund
              policy. With PayPal, if you don't want to offer refunds or use a different
              term, you can.

              IMO, and this is only my opinion, Clickbank, as a vendor, is a waste. If
              you're an affiliate, it's great. You KNOW you'll get paid without having to
              hope the vendor will pay you, like with PayDotCom. I love being a Clickbank
              affiliate. I hate being a Clickbank vendor and will NEVER host a product
              with them ever again.

              If I want affiliates, I'll use RAP and let them get paid right away. That
              way I get the best of all worlds PLUS I'll have an easier time getting
              affiliates.

              And if anybody thinks just by having your product listed in the Clickbank
              marketplace you're going to get all these affiliates promoting your product,
              forget it. You have to recruit affiliates just like with anything else. They
              will NOT just come flocking to you.

              The downside to PayPal is that they can close or limit your account for
              any reason at all. The horror stories that have been told here, some by
              very respected marketers, have been alarming to say the least.

              So PayPal is by no means a perfect solution. But then again, nothing is.

              But if it's a choice between PayPal and Clickbank as a vendor, no contest.
              It's PayPal all the way for me.

              As an affiliate, unless somebody is paying you through RAP, where you
              get the payment directly, I'll go with Clickbank because private affiliate
              programs sometimes simply don't pay. I've had enough problems with
              PayDotCom vendors that I'll never promote another PDC product again
              unless it's somebody I know very well, like when I promoted Dean Shainin's
              article marketing product.

              Anyway, that's my 2 cents on Clickbank, PayPal and PayDotCom for
              whatever they're worth.
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              • Profile picture of the author John Henderson
                Originally Posted by Steven Wagenheim View Post

                If you don't plan to recruit affiliates, using Clickbank makes almost no sense.

                With PayPal, you get paid immediately and can transfer the money to your
                bank account immediately. With Clickbank you have to wait 2 weeks for
                direct deposit.

                ...

                The downside to PayPal is that they can close or limit your account for
                any reason at all. The horror stories that have been told here, some by
                very respected marketers, have been alarming to say the least.
                And in that respect Steven, I think of PayPal as the "Ford Pinto" of payment processors: everything's quick, cheap and convenient so long as no-one comes along and drives into the back of you. 'Cause if they do, your business will suddenly burn to death in a horrific gasoline fireball without any warning at all.

                PayPal's great from the buyer's point of view; many, many people have a PP account and are used to buying stuff with it. For them, it's trustworthy.

                And that's why I'd love to offer buyers the option to pay using PayPal. I just don't want it to be my PayPal account that they're paying into....

                Originally Posted by Steven Wagenheim View Post

                So PayPal is by no means a perfect solution. But then again, nothing is.
                But surely it's worth always staying vigilant in case something closer to perfection comes along?
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            • Profile picture of the author John Henderson
              Originally Posted by AlexBarboza View Post

              I can't see any reference of DigiResults using their own Paypal account. Can you show me a link?
              I might have to offer an apology here, Alex.

              I thought I saw a reference to DigiResults' PayPal account, but it looks as though I've assumed that sales go through a PP account. Either way, I think it's safe to say that they have some mechanism to "take the money" before splitting it between themselves, the vendor and the affiliate -- so they have some means of handling online transactions, even if it isn't a PP account.
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          • Profile picture of the author Istvan Horvath
            Originally Posted by John Henderson View Post

            I've discovered another product reseller that uses its own PayPal account for customer transactions:
            [...]
            Hope this info helps someone!
            That's just not treu - plainly WRONG info.

            No, it deosn't help anybody if you disseminate false information!
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            • Profile picture of the author John Henderson
              Originally Posted by Istvan Horvath View Post

              That's just not treu - plainly WRONG info.

              No, it deosn't help anybody if you disseminate false information!
              Ah c'mon Istvan -- I was trying to be helpful and I made an honest mistake....
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  • Profile picture of the author indiatext
    i don't think that it would be easy even for clickbank to go for any other payment gateway as paypal has now successfully created a brandimage for itself...
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  • Profile picture of the author Chris Worner
    Am I the only person who noticed that this thread was started back in December last year?

    Chris
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    • Profile picture of the author John Henderson
      Originally Posted by Chris Worner View Post

      Am I the only person who noticed that this thread was started back in December last year?
      I know where you're coming from Chris, but the info I had didn't seem to be enough to warrant starting a new thread. So I thought I'd tag it onto the end of this, where it could get a bit of context from the existing posts.
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  • Profile picture of the author PaulMark
    One more note on "replacing" PP with CB.

    About 70% of our checkouts through CB are paid for through PP.
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    • Profile picture of the author Kay King
      Nothing wrong with bumping a couple months old thread to post new, relevant content to it. It's bumping just to post garbage that stinks.
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  • Profile picture of the author TheDebtEliminator
    Greetings John,

    It was a good move to bump this thread … as there is much more that can be added to this conversation.

    Use the old proverb … Don't put all your eggs into one basket.

    Example, if you have a membership site and wish to collect your monthly fees, Clickbank is an excellent place to go.


    Many times PayPal is too touchy, you can be the fair-haired person on Monday and by Wednesday not even have an account with them due to having it closed.

    By having several accounts to process your payment … You can spread the responsibility and risk of running into a tremendous problem.

    That way, you can never be shut down completely and have the ability to shift gears and put up your alternate payment processors on any of your money sites that are affected.


    With PayPal, stay in touch with them by telephone ... if you expect your business to expand rapidly.
    Giving them a heads up, many times can keep you in their favor and allow for large new volume changes.

    They do have guidelines set up and those that do a product launch or happen to make a bundle of money in a short period of time … Will soon find out that the PayPal microscope comes out and you very likely will have a problem.

    Wishing you and your family all the very best … Ron
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    This is available for individuals with more than 10-K of debt and only by phone to start your debt analysis ... PM Me Your Phone Number and best times to call.
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