What are the "core" business requirements?

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What would you say are the "common denominator" services and products all small businesses/entrepreneurs (offline or online) typically need?

Here's my list so far:

Business Entity (some form of business structure)
Office Space
Banking Services (inc Merchant Services)
Accounting
Funding/Credit
Insurance (Health, etc)
Phone/Voicemail
Postal Address
ISP (Internet access)
Web Site
Personal Computer
Office Desk/Supplies (SOHO)
#business #business coaching #core #requirements #startup

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