Merchant account newbie, lol
Anyways...the distribution and payment gateway part of the business story is kinda foggy for me: I'm a complete newbie in that area, lol. So I just set up a shopping cart with 1shoppingcart.com and now a question pops up...but first: here's my info...
- I currently have Paypal selected as the single way of accepting payments (but it's Paypal express checkout that allows your customers to pay with PP directly in your cart...PLUS I accept paypal e-checks)
- I want to get my hands on a merchant account, as in...I want a payment gateway that can process credit cards payments AND recurring payments
Problem 1
I live in the Netherlands, that's Europe guys and girls. And it's not really clear to me but...do I absolutely, 100% sure need a business account with some bank before I can get a merchant account that processes my stuff?
Call me the newbie here, but I think what that would mean is that I need to write an entire business plan to get a business account with the bank..which will take me months, so I'll need to postpone business. Correct?
Problem 2
I've already sent an email to Authorize.net just now, but...there are SO MANY merchant account providers out there! 2checkout, authorize, and others...but which one do you prefer (or do you use multiple?). I prefer getting an account up and running a.s.a.p. so what do you recommend, if that's possible at all?
Wow...I must say: I'm having some trouble with the whole USA vs. Europe dilemma, because everything is different here and there's not much info on how it SHOULD be done in Europe.
Any advice is much appreciated.
Kindest regards,
Dennis
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