Premier vs. Business Paypal account?
I have been in contact with Paypal as I need to upgrade my Paypal account from Personal to Premier or Business. What I am trying to figure out is why one would choose a Premier account, if the fees are the same. If you have some insight, please clarify this and let me know what kind of account you use and why. Thanks a lot! Here is some of the information that they have provided me:
Premier accounts are like Personal accounts but have more options when
selling items. With a Premier account, you can:
* Send and receive money.
* Make the same secure payments on eBay and merchant websites using
your credit card, debit card, or bank account as you can with a Personal
account.
* Apply for a PayPal Debit MasterCard®.
A Business account has all the abilities of a Premier account but adds
many services. With a Business account, you can:
* Operate under your company or business name.
* Accept debit card, credit card, and bank account payments for a
low fee.
* Manage users, allowing you to give separate access rights to each
of your employees.
* Gain access to PayPal products that meet your business needs, such
as Website Payments Pro or Virtual Terminal.
* Use PayPal Business Setup to set up your account in a short time.
* Apply for a PayPal Debit MasterCard®.
Our fees are the same for all accounts - Personal, Premier, and
Business. We charge fees for the following circumstances:
* When you receive money from a purchase.
* When you receive payments from outside your country or region.
* When you send personal payments using a credit card. The sender
determines who pays the fee.
Transaction fees can range from 1.9% to 2.9% + $0.30 USD. If you receive
a payment from outside your country, you're charged a 1.0% cross border
fee.
There is no fee when you pay for a purchase or when you use your PayPal
balance to send money or make a payment.
Premier accounts are like Personal accounts but have more options when
selling items. With a Premier account, you can:
* Send and receive money.
* Make the same secure payments on eBay and merchant websites using
your credit card, debit card, or bank account as you can with a Personal
account.
* Apply for a PayPal Debit MasterCard®.
A Business account has all the abilities of a Premier account but adds
many services. With a Business account, you can:
* Operate under your company or business name.
* Accept debit card, credit card, and bank account payments for a
low fee.
* Manage users, allowing you to give separate access rights to each
of your employees.
* Gain access to PayPal products that meet your business needs, such
as Website Payments Pro or Virtual Terminal.
* Use PayPal Business Setup to set up your account in a short time.
* Apply for a PayPal Debit MasterCard®.
Our fees are the same for all accounts - Personal, Premier, and
Business. We charge fees for the following circumstances:
* When you receive money from a purchase.
* When you receive payments from outside your country or region.
* When you send personal payments using a credit card. The sender
determines who pays the fee.
Transaction fees can range from 1.9% to 2.9% + $0.30 USD. If you receive
a payment from outside your country, you're charged a 1.0% cross border
fee.
There is no fee when you pay for a purchase or when you use your PayPal
balance to send money or make a payment.
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