Damn! People keep paying me with Paypal!

by Roy Carter 44 replies
Hi guys

One of the little websites that I built has earned a little over $1,500 already but I can't get at the dosh!

The payment processor is Clickbank and they require that before they release the money there needs to be at least 5 sales (that's fine) where Paypal sales do not count and there must be at least one purchase made with a Visa card and at least one with a Mastercard.

That's all well and good, but everyone keeps buying via Paypal !! If it goes on like that I could end up with thousands of dollars commission that I can't access until someone decides to pay via a Visa card and a Mastercard.

This seems like a neat way for Clickbank to earn interest on people's money!

Thankfully I have plenty of other sites earning nicely, but it's a bit frustrating having to wait for someone to buy using their credit cards before I get access to the money from that one site.

What is Clickbanks reasoning here?

Roy
#main internet marketing discussion forum #damn #paying #paypal #people
Avatar of Unregistered
  • Profile picture of the author TOPGUN08
    Banned
    [DELETED]
    {{ DiscussionBoard.errors[3251].message }}
  • Profile picture of the author SpicyRobby
    Hi Roy,

    This is what we did to release the first CB check - we got a relative with a Master card and bought our own product, that's it.

    God only knows what's CB reasoning behind it - I wouldn't be surprised if it's really to earn them some extra bucks.
    {{ DiscussionBoard.errors[3253].message }}
    • Profile picture of the author tim_benedict
      To get that kind of money released, I'd go buy my own product. Surely you have at least a couple of different debit/credit cards of your own that you could use? Or does clickbank track buyers too, not just card #'s?

      It's an odd rule, and one that I do not know the reasoning for.... Sorry...
      -Tim
      Signature
      http://www.TrafficIn30Days.com and http://www.101webtrafficgenerators.com: 2 essential Internet Marketing tools from the http://www.timbenedict.net family of websites.
      {{ DiscussionBoard.errors[3268].message }}
    • Profile picture of the author goralka26
      That is crazy that they do something like that. I would definitely get someone I know to buy with their mastercard and visa and then just refund them later on or remove the payment option to pay via paypal just as Chris had mentioned. Good idea Chris!
      {{ DiscussionBoard.errors[4708].message }}
      • Profile picture of the author soulsavior
        Yeah, it's a silly rule. I had that problem for a bit myself. It's especially annoying to new comers who finally get a few sales, break into the minimum to get paid, but don't because they're still waiting for a mastercard sale.
        {{ DiscussionBoard.errors[4728].message }}
  • Profile picture of the author zerofill
    $1500 in clickbank on this product and you can't get it because of CC sales? What the hell...yeah I think they must be making interest on that money.

    Ask them if they are holding their commission somewhere that they can't get at it while you are waiting for your money heh. I would think they would have a sales threshold that would count also. I mean clickbank works in a way that say you get 100 paypal sales and 4 cc sales you still can't have your money?
    Signature
    Serp Shaker
    The IM World Will Be Shaken to the Core!
    Join my list at: IMCool.Biz
    New Podcast --> podcast.imcool.biz
    {{ DiscussionBoard.errors[3258].message }}
  • Profile picture of the author paul65
    Hello Roy,

    Very nice sales for one website. I am not sure how many sales made up the your $1500 but I have seen for new accounts on average it never seems to take more than 10 payments to get the CC requirement fulfilled. Yours is the first I ever heard of with such a high amount.

    ClickBank actually implemented this as a strategy to reduce the amount of people signing up as an affiliate just to get a couple discounts on a couple of products. Also has to be from a few different locations IE states and or countries.

    Hope you get that one last sale you need from the one remaining CC

    Cheers and to your success,

    Paul
    Signature

    "Motivation, Determination, & Perseverance are the Pillars Of Success" Paul Schmitt

    {{ DiscussionBoard.errors[3264].message }}
    • Profile picture of the author paul65
      Also, good point from above. From what I have found over the years is the staff at ClickBank have always been very helpful when I have contacted them. Calling them can get you quick attention. One might think if you contact them they may make an exception and process your payment in the following pay period.

      I have actually done this once when closing one of my accounts a couple years ago.


      Again Cheers,

      Paul
      Signature

      "Motivation, Determination, & Perseverance are the Pillars Of Success" Paul Schmitt

      {{ DiscussionBoard.errors[3274].message }}
  • Profile picture of the author ExRat
    Hi Roy,

    What is Clickbanks reasoning here?
    This seems like a neat way for Clickbank to earn interest on people's money!
    You already said it mate!

    Interest (multiplied by) number of vendors/affiliates = mucho mullah
    Signature


    Roger Davis

    {{ DiscussionBoard.errors[3283].message }}
    • Profile picture of the author zerofill
      We all know how much PayPal takes of your money...but When you do sell a product with clickbank and it is processed through paypal... You get double commissioned and give commission away to an affiliate often...so How much money do you make from a $100 sale when it goes clickbank + paypal + affiliate? $5?
      Signature
      Serp Shaker
      The IM World Will Be Shaken to the Core!
      Join my list at: IMCool.Biz
      New Podcast --> podcast.imcool.biz
      {{ DiscussionBoard.errors[3291].message }}
      • Profile picture of the author Roy Carter
        Thanks for the input guys. I was just venting a little frustration really. As I say, it's not a huge problem because I have plenty of other sites, but it must be a real bind for some newcomers.

        I thought about buying using my own cards but felt a bit wary of doing so in case it didn't count towards the total (cos I would be buying it myself), or in case CB frowned upon that.

        Roger - I reckon that's the case definitely. Hold on to a pile of commissions that way and you make extra megabucks on the interest accrued.

        I can't complain about Clicbank too much though, after all they do help me make a ton of bucks for myself as well. :0)

        Roy
        Signature
        "How To Hang Out On Various Exotic Islands
        Whilst Still Making Shed Loads Of Money...and stuff!"


        Get your FREE ISSUE entitled...'A Quick, Easy $2,000 In Your Pocket By This Weekend!'
        >> ---> http://LettersFromASmallIsland.com/sq1.html <--- < <
        {{ DiscussionBoard.errors[3310].message }}
        • Profile picture of the author schabotte
          They do seem to bump up their requirements every once in a while.

          I think their rationale for it all is to respond to the folks who scream about others joining clickbank just to buy a product at discount and never use the account again. It would probably be a better solution if they really emphasized it during the affiliate signup process rather than buried in the rules that - lets be honest - almost no one ever reads.
          {{ DiscussionBoard.errors[3347].message }}
        • Profile picture of the author entrepenerd
          I was in the same boat with one of my Clickbank accounts. I had quite a few sales in it, but most were with Paypal. So, this post prompted me to contact Clickbank and ask them to review the account for the CDR threshold.

          I just got an email back saying that they had reviewed it and manually overridden the CDR limit so I should start getting a paycheck during the next pay cycle.

          If you've $1500 bucks in your account, I'm sure they'd release it if you just ask. I was pleasantly surprised and the speed and level of service I received. Hopefully you will be too.
          {{ DiscussionBoard.errors[3822].message }}
          • Profile picture of the author seach4s
            Buy your own product via credit card....


            JOB DONE
            {{ DiscussionBoard.errors[3828].message }}
            • Profile picture of the author Roy Carter
              Entrepenerd - Thanks, I'll try doing that tomorrow. See what they say.

              Cheers

              Roy
              Signature
              "How To Hang Out On Various Exotic Islands
              Whilst Still Making Shed Loads Of Money...and stuff!"


              Get your FREE ISSUE entitled...'A Quick, Easy $2,000 In Your Pocket By This Weekend!'
              >> ---> http://LettersFromASmallIsland.com/sq1.html <--- < <
              {{ DiscussionBoard.errors[4049].message }}
              • Profile picture of the author chriswight
                I may be mistaken, but I recall being able to remove paypal as a payment option in your clickbank account.

                If they can't use PayPal, there's a good chance they'll just reach for their credit card.

                Once you reach your required number of CC transactions, turn paypal back on.
                Signature

                Chris Wight
                www.ChrisWight.com

                {{ DiscussionBoard.errors[4094].message }}
                • Profile picture of the author Roy Carter
                  Hey Chris - That's not a bad idea! Thanks.
                  Signature
                  "How To Hang Out On Various Exotic Islands
                  Whilst Still Making Shed Loads Of Money...and stuff!"


                  Get your FREE ISSUE entitled...'A Quick, Easy $2,000 In Your Pocket By This Weekend!'
                  >> ---> http://LettersFromASmallIsland.com/sq1.html <--- < <
                  {{ DiscussionBoard.errors[4104].message }}
                • Profile picture of the author pjs
                  Originally Posted by chriswight View Post

                  I may be mistaken, but I recall being able to remove paypal as a payment option in your clickbank account.

                  If they can't use PayPal, there's a good chance they'll just reach for their credit card.

                  Once you reach your required number of CC transactions, turn paypal back on.
                  This is a good idea. Too bad there is no way to track how many sales were lost due to the paypal button not being present.
                  Signature
                  Mom and Pop Money WSO *** - How ONE Lead Capture Page Made $9K in 2 Weeks in the "Offline" niche!

                  PeterSanchez.com >>> FollowPeter.com (Twitter)
                  {{ DiscussionBoard.errors[4122].message }}
            • Profile picture of the author Jamie Iaconis
              Hi,

              You can also set the price down and get a few
              Warriors to buy it at a special deep-discount
              price and then raise it back up after!

              Just a thought!

              Jamie
              {{ DiscussionBoard.errors[4196].message }}
            • Profile picture of the author Floyd Fisher
              Originally Posted by seach4s View Post

              Buy your own product via credit card....


              JOB DONE
              Why do that? You still need 5 sales via CC.

              Just disable paypal (which you can easily do) until you reach their threshold, now the job is done.

              The reason for the sales threshold is to deter people from becoming affiliates simply to get discounts via buying through their own affiliate links.
              {{ DiscussionBoard.errors[7292].message }}
              • Profile picture of the author Jelasco
                Floyd, that's the stated reason, but it doesn't hold water, as I explained above.
                {{ DiscussionBoard.errors[7435].message }}
                • Profile picture of the author Anup Mahajan
                  I have faced a similar problem.. though the amount was not as high as $1500...

                  I think Clickbank should modify the rule and issue payments if the product has been bought from 5 different Paypal addresses, as well.

                  After all the reason why people use Paypal is they want to hide their Credit Card details and behind every Paypal address their is Visa, Master or AMEX card..

                  Just my 0.02

                  Cheers,
                  Anup
                  Signature

                  {{ DiscussionBoard.errors[7489].message }}
                  • Profile picture of the author Alan Petersen
                    In non-IM niches that's not a problem hitting those limits. I'm in a few niches where folks don't even have a PayPal account.

                    As has been posted CB does this to ensure folks are not using their CB as a discount card to buy our products. So I think it's a good thing. If a person is just buying products on CB with his "affiliate" ID he'll likely won't get the "rebate" since he's always using the same payment method.

                    If you contact them directly I'm certain they'll release your monies once they realize you're not using CB as a rebate center. :-)
                    Signature
                    {{ DiscussionBoard.errors[7592].message }}
        • Profile picture of the author Mickey Janzen
          Originally Posted by Roy Carter View Post

          . As I say, it's not a huge problem because I have plenty of other sites, but it must be a real bind for some newcomers.

          Well, you truly are blessed, and gifted to have built such a diverse stream of income!

          I have to say it would be a huge problem for me at this point to not be able to have access to those funds.

          Do you mentor?
          Signature

          "And in the end, it's not the years in your life that count. It's the life in your years." ~ Abraham Lincoln

          Want 1000's of PLR Products for only $1?

          {{ DiscussionBoard.errors[4143].message }}
          • Profile picture of the author Roy Carter
            Hi Mickey

            Thanks.

            Yes, I do, and I do it via the bottom link in my sig.

            Roy
            Signature
            "How To Hang Out On Various Exotic Islands
            Whilst Still Making Shed Loads Of Money...and stuff!"


            Get your FREE ISSUE entitled...'A Quick, Easy $2,000 In Your Pocket By This Weekend!'
            >> ---> http://LettersFromASmallIsland.com/sq1.html <--- < <
            {{ DiscussionBoard.errors[4178].message }}
      • Profile picture of the author Harvey Segal
        Originally Posted by zerofill View Post

        We all know how much PayPal takes of
        your money...but When you do sell a product with clickbank
        and it is processed through paypal... You get double
        commissioned and give commission away to an affiliate
        often...so How much money do you make from a $100 sale when
        it goes clickbank + paypal + affiliate? $5?
        It makes no difference to the payout whether the product is
        processed through Paypal or not

        Here is a ClickBank Calculator

        http://www.clickbankguide.com/calculator.htm

        Harvey
        {{ DiscussionBoard.errors[3541].message }}
    • Profile picture of the author BIG Mike
      Banned
      [DELETED]
      {{ DiscussionBoard.errors[3299].message }}
      • Profile picture of the author zerofill
        Originally Posted by BIG Mike View Post

        I very well could be wrong here, but I "Thought" that if ClickBank was earning interest on your money that they have to pay a percentage to you. And I "Think" they have to disclose all of this.

        I could easily be mistaken but don't have time to look into it further.
        Does that pertain to something like clickbank? I thought that was mainly banks, or investing companies, etc... But yeah you could be right. I am sure there is always a way around it somehow though.

        I don't see what 5 CC sales really does to prove anything. I would think the overall sales/refunds would be more of something to look at.
        Signature
        Serp Shaker
        The IM World Will Be Shaken to the Core!
        Join my list at: IMCool.Biz
        New Podcast --> podcast.imcool.biz
        {{ DiscussionBoard.errors[3302].message }}
      • Profile picture of the author Roy Carter
        Originally Posted by Brian McElroy View Post

        Hey Roy, I've had this problem before... I once wanted to flip
        a site (and get my cash out beforehand ), so I asked CB to
        "flush" my account, which actually did not have any adverse
        affect on it.

        Ask and you may receive

        Cheers,
        Brian
        Brian and Jay - Excuse my ignorance on this particular thing, but what do you mean by asking CB to 'Flush' my account? (I'm English, so it may be an American term i'm not familiar with in this context)

        Also, Why might it have an adverse affect on my CB account?

        Thanks guys.

        Roy
        Signature
        "How To Hang Out On Various Exotic Islands
        Whilst Still Making Shed Loads Of Money...and stuff!"


        Get your FREE ISSUE entitled...'A Quick, Easy $2,000 In Your Pocket By This Weekend!'
        >> ---> http://LettersFromASmallIsland.com/sq1.html <--- < <
        {{ DiscussionBoard.errors[6559].message }}
        • Profile picture of the author LB
          Paypal is probably the biggest source of fraudulent orders out there...be glad CB does this. Seriously.

          This rule prevents fraudsters from opening affiliate accounts and then pushing a bunch of fraudulent paypal orders through them in an effort to steal the commissions.

          The reason Paypal is so tough to "police" is because most of the accounts the thieves use are actually good ones that have been "phished" from other users. It looks legit when a 6 year paypal user places a big order on your site...problem is, it's actually someone in a foreign country that stole access to the account.

          Anyone who tries running an in-house aff program will get hit by these crews sooner or later.

          I imagine this is CB's stop gap measure to stop it...not ideal, but better than the fraud it most likely prevents.
          Signature
          Tired of Article Marketing, Backlink Spamming and Other Crusty Old Traffic Methods?

          Click Here.
          {{ DiscussionBoard.errors[6607].message }}
        • Profile picture of the author dancaraya
          I believe if I'm not mistaken that you could buy it yourself. Also, how long did it take for them to approve your site?
          {{ DiscussionBoard.errors[6609].message }}
        • Profile picture of the author JayXtreme
          Originally Posted by Roy Carter View Post

          Brian and Jay - Excuse my ignorance on this particular thing, but what do you mean by asking CB to 'Flush' my account? (I'm English, so it may be an American term i'm not familiar with in this context)

          Also, Why might it have an adverse affect on my CB account?

          Thanks guys.

          Roy

          Hi Roy...

          I'm english too, so it ain't a US thing

          If you contact CB, explain the situation... they will "flush" your account and send a cheque on the next payout.....

          I had like £1,900 on a new account with ONLY paypal orders... so they flushed it for me...

          Like emptying a toilet.. hence the term "flush"...

          Explain the situation and they're usually cool bout it..

          Jay
          Signature

          Bare Murkage.........

          {{ DiscussionBoard.errors[6698].message }}
          • Originally Posted by JayXtreme View Post

            Hi Roy...

            I'm english too, so it ain't a US thing

            If you contact CB, explain the situation... they will "flush" your account and send a cheque on the next payout.....

            I had like £1,900 on a new account with ONLY paypal orders... so they flushed it for me...

            Like emptying a toilet.. hence the term "flush"...

            Explain the situation and they're usually cool bout it..

            Jay
            Thanks for this! I had no idea we could try that!
            {{ DiscussionBoard.errors[7272].message }}
  • Profile picture of the author Michael Oksa
    [DELETED]
    {{ DiscussionBoard.errors[3378].message }}
    • Profile picture of the author AminMotin
      I think it's to prevent the problem of someone getting 10 of their friends to make a PayPal purchase of their product - and then having them request a refund as soon as you get your check.
      Mike Filsaime has just written to everyone who uses PayDotCom to give advice on how to avoid situations very similar to that. He details what to look for, as a seller, to spot potential fraud.

      Unfortunately, where money is concerned, there will always be people who look to exploit anything they can so it's not hard to see why extra layers of precautions might get added.

      In order to get at your money quickly you could ask a few friends to buy using Visa or Mastercard and then refund them.
      An innocent enough remark in this context, but I wonder how many other people might take the next step from there and do what Michael talks about?

      I don't know why CB do what they do, but I think Michael makes a very cogent point.

      Amin
      {{ DiscussionBoard.errors[3484].message }}
  • Profile picture of the author Glenn Newsome
    Originally Posted by Roy Carter View Post

    Hi guys

    One of the little websites that I built has earned a little over $1,500 already but I can't get at the dosh!

    The payment processor is Clickbank and they require that before they release the money there needs to be at least 5 sales (that's fine) where Paypal sales do not count and there must be at least one purchase made with a Visa card and at least one with a Mastercard.

    That's all well and good, but everyone keeps buying via Paypal !! If it goes on like that I could end up with thousands of dollars commission that I can't access until someone decides to pay via a Visa card and a Mastercard.

    This seems like a neat way for Clickbank to earn interest on people's money!

    Thankfully I have plenty of other sites earning nicely, but it's a bit frustrating having to wait for someone to buy using their credit cards before I get access to the money from that one site.

    What is Clickbanks reasoning here?

    Roy
    Man, I can't believe fellows warriors have not offered to help you out yet. So, I will make the sacrifice.
    I will purchase with visa and mastercard.
    Of course, I will help you out by only requesting 75% of sales made.---heheeeeee
    Signature
    WSO Addicts Blog

    AKA "webnetincome" before the big name changes!
    {{ DiscussionBoard.errors[4766].message }}
    • Profile picture of the author JayXtreme
      Ask CB to flush your account..

      They'll do it for sure..

      And also.. that rule is in place to encourage honest purchase activity amongst us marketer's... we can't police our own industry well enough and people regularly buy through their own CB link... so CB do it in an effort to avoid this

      Jay
      Signature

      Bare Murkage.........

      {{ DiscussionBoard.errors[4800].message }}
      • Profile picture of the author Jelasco
        To me this is obviously just another way CB keeps people's money. It's not just about collecting interest- some of these affiliates will never get paid. Of course the vendors won't get reimbursed.

        The "buying through your link" argument does not hold water. If you do that and enough other customers use their credit cards, you get paid. But if you don't buy through your link, you could make 1000 sales via PayPal and still not get paid. There are better ways of determining whether someone is buying through their own link (which is not prohibited anyway)- the rule about making sales to several states or countries is a better way of policing that.

        Isn't it rather suspicious that the number of credit card sales needed to get paid went up about the same time they started taking PayPal, which doesn't count?
        {{ DiscussionBoard.errors[5053].message }}
  • Profile picture of the author BobbyWalker
    Originally Posted by Roy Carter View Post

    Hi guys

    One of the little websites that I built has earned a little over $1,500 already but I can't get at the dosh!

    The payment processor is Clickbank and they require that before they release the money there needs to be at least 5 sales (that's fine) where Paypal sales do not count and there must be at least one purchase made with a Visa card and at least one with a Mastercard.

    That's all well and good, but everyone keeps buying via Paypal !! If it goes on like that I could end up with thousands of dollars commission that I can't access until someone decides to pay via a Visa card and a Mastercard.

    This seems like a neat way for Clickbank to earn interest on people's money!

    Thankfully I have plenty of other sites earning nicely, but it's a bit frustrating having to wait for someone to buy using their credit cards before I get access to the money from that one site.

    What is Clickbanks reasoning here?

    Roy
    I wouldn't doubt that CB does this to earn interest...

    All big companies do it whether people believe it or not...

    I've heard more than one horror story about Paypal locking
    the accounts of marketers with FAT bank accounts to draw
    interest for themselves...

    Thing is they need a "legal" excuse to do so, so CB's reason
    is the multiple credit card rule...

    Paypal says they lock accounts because of large sums of
    money entering the account to quickly...

    Say what you will, but large corporations will do anything
    to make more money...

    Thx,

    Bobby
    {{ DiscussionBoard.errors[5078].message }}
  • Profile picture of the author Harvey Segal
    Originally Posted by lakshaybehl View Post

    As has been posted CB does this to ensure folks are not using their CB as a discount card to buy our products. So I think it's a good thing. If a person is just buying products on CB with his "affiliate" ID he'll likely won't get the "rebate" since he's always using the same payment method.
    This sounds reasonable. However if it is the sole reason for the rule then should it not apply to affiliates
    only and not to publishers ?

    Harvey
    {{ DiscussionBoard.errors[7622].message }}
    • Profile picture of the author Alan Petersen
      Originally Posted by Harvey.Segal View Post

      This sounds reasonable. However if it is the sole reason for the rule then should it not apply to affiliates
      only and not to publishers ?

      Harvey
      I would agree but maybe it's too much of a hassle for CB to manage so they just make it a universal rule. That's probably why they've been known to override it when contacted directly since it makes sense if you're a publisher.
      Signature
      {{ DiscussionBoard.errors[7666].message }}
  • Profile picture of the author AverageGuy
    You can login your clickbank account, go to contact us, then send them an email to explain everything, and tell them that you want to get the check although you can't get enough sales from different credit cards. they will unlock this rule and release the check, although you will contact them again next time.

    good luck


    david
    {{ DiscussionBoard.errors[7701].message }}
    • Profile picture of the author abelacts
      Ask and you shall receive. Brian's idea is awesome. Sometimes we are too rigid with the rules. Remember rules are meant to be broken.
      {{ DiscussionBoard.errors[19802].message }}
      • Profile picture of the author Chris Lockwood
        I have to agree that is a bogus reason they are giving (preventing affiliates from using their own link), since it does nothing to prevent the alleged "problem" but penalizes people even if they never bought anything that way. Why not count the PayPal sales, for example?

        It's all about them keeping as much of your money for as long as they can.
        {{ DiscussionBoard.errors[19817].message }}
        • Profile picture of the author Roy Carter
          Hi Guys

          Thanks for all the valuable input.

          I took Jay's advice and contacted Clickbank to ask them to 'Flush' this account.

          Result!

          They agreed to do this and I should have my 1500 bucks in the next pay run!

          Thanks again for the advice on this one guys.

          Roy
          Signature
          "How To Hang Out On Various Exotic Islands
          Whilst Still Making Shed Loads Of Money...and stuff!"


          Get your FREE ISSUE entitled...'A Quick, Easy $2,000 In Your Pocket By This Weekend!'
          >> ---> http://LettersFromASmallIsland.com/sq1.html <--- < <
          {{ DiscussionBoard.errors[20373].message }}
Avatar of Unregistered

Trending Topics