Who am I going to use as a payment processor for membership site?!

27 replies
I just seen a thread where paypal is no longer accepting digital products. I am opening a membership site and need to know what to use. 2checkout? Anyone have any GOOD experiences with any processors or can point me in the right direction?
#membership #payment #processor #site
  • Profile picture of the author darrenchow
    I'm planning to launch a membership site soon too. Appreciate much if some warriors can shed some lights =)
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  • Profile picture of the author Olson Mino
    Personally I have tried a few payment processors but I would say my favorite is ClickBank. The exposure that you can get with them is huge and since I have moved my products over there my sales have increased by 70%.
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  • Profile picture of the author jbsmith
    I would always recommend using your own merchant account when it comes to membershp sites, the reason being that if anything happens to your payment processor when you have a few hundred/thousand members, there is no way to transfer their credit card info to another PP - so you basically have to convince them all to sign up again once you have a new PP in place.

    With your own merchant account you have more control and tpyically, lower fees.

    Jeff
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  • Profile picture of the author Tina Golden
    Originally Posted by bigballin6161 View Post

    I just seen a thread where paypal is no longer accepting digital products. I am opening a membership site and need to know what to use. 2checkout? Anyone have any GOOD experiences with any processors or can point me in the right direction?
    News to me and highly unlikely. That would be stupid on PayPal's part.

    Basing your business decisions on a random thread made by a random user on a random forum? Not smart.
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    • Profile picture of the author bigballin6161
      Originally Posted by Tina Golden View Post

      News to me and highly unlikely. That would be stupid on PayPal's part.

      Basing your business decisions on a random thread made by a random user on a random forum? Not smart.
      Its based on that and reading numerous posts about peoples accounts getting banned or them holding your money when it comes to IM/Digital products.
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      • Profile picture of the author wizzard74
        Originally Posted by bigballin6161 View Post

        Its based on that and reading numerous posts about peoples accounts getting banned or them holding your money when it comes to IM/Digital products.
        I think it's more to do with IM products. There are plenty of digital products out there that are not IM related.
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  • Profile picture of the author JimMichael
    EncorePay are supposed to be good, and free.
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    .

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    • Profile picture of the author Centurian
      Recurring payment systems can be set up with a gateway and merchant account with far less risk than PayPal.

      I have two secure gateways that will do recurring billing with a pre-approved merchant account. PM me and I'll be glad to assist.
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  • Profile picture of the author Aremutola
    2checkout is your best bet
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  • Profile picture of the author Randall Magwood
    2checkout doesn't allow internet marketing related products anymore (if this is your niche). If you sell something other than IM products, you should use 2checkout. Otherwise if you want to sell IM products, you may want to consider Clickbank.
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    • Profile picture of the author bigballin6161
      Originally Posted by Randall Magwood View Post

      2checkout doesn't allow internet marketing related products anymore (if this is your niche). If you sell something other than IM products, you should use 2checkout. Otherwise if you want to sell IM products, you may want to consider Clickbank.
      I would love to use clickbank but im pricing my product at 197...dont think its gonna fly with them...but Im gonna try. Its a pretty big site thats well done.
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  • Profile picture of the author Tadresources
    If that's true, then that's a terrible move in Paypal's part. I've always had great luck with ClickBank. Good Luck!
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  • Actually the best is Clickbank, but I use Payspree by at least 1 year and half, with really cool results. PP way to do business is uncomprehensible and I really don't know where it will finish. It seems they like to ban IM'ers.

    The best thing would be the creation of a global payment system created by a group of internet marketers, allowing any operation. This will be a golden idea for anything with the right knowledge.

    Thanks so much and see you soon,
    Alessandro
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  • Profile picture of the author jembuter
    are you sure paypal not accept digital products?

    mine is working fine
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  • Profile picture of the author specialized
    Check out Merchantinc.com, I've been looking them over recently because of all the Paypal stuff that is going on. I'm going to be possibly not even using PayPal at all when I start up my thing, as I can't stand the idea of them having total control of the account. With one move they could kill my business if I am relying on them. When I see marketers with screenshots of having $14,000 in their PayPal accounts, an additional reason I just don't believe it's real is that I figure that no one smart enough to amass $14k from IM is going to be dumb enough to leave it sitting vulnerable in a PayPal account.

    Everyone needs to be reminded of the fact that Paypal is not a bank and is not subject to federal banking laws, so they get away with being a law unto themselves.

    I don't get why so many IM people don't mention or think of merchant accounts. You're merchants, right? PayPal is really a second-rate type of service with eBay stigma... a merchant account taking credit cards on your site directly (like Amazon does for example) seems much more professional to me.
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  • Profile picture of the author john_kennedy
    I'd like to see verifiable proof that PayPal is no longer going to allow anyone to sell memberships and digital products. Not a thread on a forum, or something that your B-I-L's, cousin's, second wife's, brother's, uncle said. Proof.
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    • Profile picture of the author clickgold
      Well I have been going around the internet and I am yet to see any conclusive evidence that this is the case
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  • Profile picture of the author massiveray
    I very much doubt this is true, I have over 6k a month in residuals coming in through PayPal, all for digital products.

    Think about how much money they would lose just from my business in a year, and I'm not even close to what some people are making.
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  • Even Terry Kyle's new High PR Kingdom has announced that it intends to use Paypal for its subscriptions and I'm sure TK has done his homework when it comes to that decision.
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  • Profile picture of the author NACAdam
    1 shopping cart is awesome ..If you are using digital products clickbank for sure
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  • Profile picture of the author cashtree
    2Checkout
    Alert Pay
    Alipay
    Amazon Simple Pay
    Bank Transfer
    Bill Me Later
    Bitcoin
    Cashu
    Credit Card
    Google Checkout
    HD Money
    Liberty Reserve
    Mail in payment
    Mokėjimai
    Moneybookers
    Money Order
    Nochex
    OKPAY
    Paypal
    Pecunix
    Perfect Money
    SMS Payment
    Webmoney
    WebToPay
    Western Union
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  • As an alternative to Paypal what about World Pay? They seem to be a bit more reputable than merchantinc and available to international sellers from what I've read. I'd be interested to know if anyone else has dealt with them?
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  • Actually I just checked out World Pay's fees - very unattractive....
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  • Profile picture of the author mallow
    I think people trust Paypal too.

    I'm in Australia and most merchant accounts are for US sellers only.

    Anyone know of any merchant accounts with reasonable fees that will accept an Australian online web startup business? I haven't found one. Just have to go with Paypal but I'd love to hear if anyone else has any suggestions.....
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  • Profile picture of the author GISA
    hello,

    It's just strange that paypal is no longer accepting digital products. Lately mine was working fine. Maybe it depend on a country where you live in.

    Anyway my account with paypal still working
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  • Profile picture of the author CDarklock
    Originally Posted by bigballin6161 View Post

    I just seen a thread where paypal is no longer accepting digital products.
    That's garbage. PayPal still accepts digital products. Whoever told you that is an idiot.
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