2checkout google checkout or paypal

by stasin
30 replies
finally I have my first site that sells my first product and would really appreciate some solid advice on which credit card processor / payment process I should use, I have heard negative things about paypal, and Im contemplating between 2checkout or google checkout.

so what is the the prefered method used by fellow warriors -pros and cons

cheers

Stas
#2checkout #checkout #google #paypal
  • Profile picture of the author warriorkay
    Paypal is still the preferred, but it's a good idea to have all 3 just
    in case. For example, someone just asked to buy one of my courses
    with MoneyBooker because he's from Eqypt and paypal isn't an
    option there.

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  • Profile picture of the author dvduval
    I have had great experiences dealing with paypal account reps and highly recommend them.
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  • Profile picture of the author JD Ways
    Paypal is the number one choice, but I have heard good things about Alertpay (great customer service). It's the second leading payment processor? Also Google Checkout has that great name recognition!
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  • Profile picture of the author AdwordsMogul
    As stated earlier PayPal is the preferred option. Google Checkout has the problem that your customers have to register an account with them before making a purchase, however PayPal accepts card-only payments as well.

    It also depends on what you're selling.
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  • Profile picture of the author jeffreyhuan
    PayPal is still the most popular payment processor on the web.

    2Checkout is also good. Never used Google Checkout.

    My suggestion: PayPal > 2Checkout > Google Checkout
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  • Profile picture of the author getty
    I've used PayPal for almost 6 months without problems, I do recommend them in comparison to the other two.
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  • Profile picture of the author 2Checkout
    I hope you don't mind the interjection! If you have any specific questions we would be happy to answer them and provide any information that could help your decision. You can email me at aeshelman (at) 2co (dot) com if you like. Best of luck with your decision and Congratulations on your new business!
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  • Profile picture of the author Christophe Young
    Definitely paypal! You're new and it will be simple to set up and start collecting payments. Don't make things complicated just use Paypal.
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  • my vote for PP
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    • Profile picture of the author Daniel Evans
      No-one can even begin to give you stable advice unless they know exactly it is what you are selling.
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  • Profile picture of the author GodMode52
    Pay Pal is the best for now , their fee's are kinda high but support etc are pretty high. If you don't do anything shaddy you'll be fine with them.
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  • Profile picture of the author RyanLB
    I use PayPal, but have had so many problems with it. It continually disappoints because of their holds and the constant threat of account freezing. It's the most widely used but has its own issues.
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    • Profile picture of the author AeroBuilders
      Merchantinc.com is a possible paypal alternative - I will be testing this service soon. I am sick of the geo-economic agendas influencing paypal (Chase Bank ties) and I am going to move on. I see paypal reliability degrading rapidly for anyone who sells online (other than large corporate entities) and the change of trend should be apparent.
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  • Profile picture of the author IMHunter
    Use 2Checkout! They can handle PayPal payments too.
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    • Profile picture of the author CyberSEO
      Originally Posted by IMHunter View Post

      Use 2Checkout! They can handle PayPal payments too.
      I concur. First of all, 2checkout can accept PayPal too so you don't need to work with that shady company directly (remember who is the main processor of all the illegal sh*t which is being distributed via FS services?) Also 2checkout has a World class anti-fraud control, which is a big plus IMHO.
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    • Profile picture of the author AeroBuilders
      Originally Posted by IMHunter View Post

      Use 2Checkout! They can handle PayPal payments too.
      At these rates???


      Flat Rate

      As low as

      Rate: 4.5% (Standard Rate 5.5%)
      Per Transaction Fee: $0.45
      Application Fee: $49


      Those rates are just nasty imo! 2.5% to 3.0% is decent.....4.5% to 5.5% is just robbery imo - no thanks.
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      • Profile picture of the author CyberSEO
        Originally Posted by AeroBuilders View Post

        At these rates???

        Flat Rate

        As low as

        Rate: 4.5% (Standard Rate 5.5%)
        Per Transaction Fee: $0.45
        Application Fee: $49

        Those rates are just nasty imo! 2.5% to 3.0% is decent.....4.5% to 5.5% is just robbery imo - no thanks.
        These are very good ratios IMHO. First of all you pay for an anti-fraud service. As about $49 setup fee so its not a money at all.
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        • Profile picture of the author Centurian
          If you want to use 2checkout, I can provide you free set-up. They are one of my payment network partners. I'll have my inside senior rep contact you to get your account set up.

          Just PM me, and we'll waive the $49 set-up charge.

          I can also provide you advice on other payment options based on your business model. You may also be able to secure lower rates.
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  • Profile picture of the author ibacklinkpro
    I use PayPal for businesses that only rely on US customers and a choice of Moneybookers(Skill) and PayPal for international sites. I really do like 2co but I would really switch to them if they also added Amazon Simplepay as a payment option. I do really like 2co's anti-fraud measures as a merchant, although not sure but the conversions might be a bit because of the additional fraud checks done by Visa and MasterCard (and maybe others) though them, they can be a pain in the butt, especially if customers forget their passwords for those card companies.
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  • Profile picture of the author ExpertSEOServices
    I would always recommend Paypal as it means anyone can purchase with a credit or debit card even if they don't have an account.
    I have found them reliable and they don't take too much in fees.
    You will get the most sales using them.
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  • Profile picture of the author markmcculloch
    I must admit before making this post that I havent taken the time to read every post in this thread however I feel this is a subject that I am knowledgable upon with my extensive experience with payment processors.

    Google Checkout

    Problem I have with these guys although I love their system is being in the UK we can only trade in GBP and as many of you know the internet tends to move in USD but other than that they would be on my list of providers to use for certain products.

    PayPal

    Well I hear all the stories of accounts getting froze and closed especially these days more and more which tends to get me to steer clear of them generally although alot of the time they have an understandable reason but even so....

    2Checkout

    These are the guys I tend to rely upon for my payment processing. They will take payments via credit card and also paypal on my behalf meaning they have the liability with paypal and I dont.

    My good friend Paul Kinder however always says to me dont choose just one payment option mark as remember the more payment options you have for a product or service the higher your revenue is likely to be so why not use all 3 or even 2 of them
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  • Profile picture of the author john-7665
    some people have trouble paying with paypal (ask customers to sign up to paypal , sometimes rejects credit cards that contain funds)
    so i think it's better to find some provider that makes paying very easy/very fast for customers
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  • Profile picture of the author Tadresources
    Have all three, I think that's the most prudent thing to do. Paypal is the most popular, but with all the horror stories I have been hearing, it's probably good to have a couple back ups. Even people I know who sell non-IM related things, like handmade goods have has issues with Paypal in the last year or so.
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  • Profile picture of the author joekoffi
    If you are concerned about conversion, go in for paypal
    I will advice 2co if you really don't want paypal.
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  • Profile picture of the author JD Ways
    Paypal is the way to go hands down! Just make sure you work closely with your account rep and you'll be ok!!
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  • Profile picture of the author markmcculloch
    I stand by my earlier post why not have all 3
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  • Profile picture of the author rickyork
    I strongly recommend PayPal or Google Checkout but a STRICT NO-NO to 2CheckOut! The user interface in 2CheckOut is pathetic and you need to capture every amount. Lot of complications in it and they try their best to eat up all your money.

    Rest assured, PayPal is awesome!
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