If I verify my Paypal Personal account, will my account be auto upgraded to a Premier account?

7 replies
Hey Guys,

I'm intending to withdraw some money from my PayPal Personal account into my bank account.

The problem is that Personal accounts have limit as to how much one can withdraw, and I'm intending to withdraw an amount that exceeds that limit.

So, in order for the limit to be raised, PayPal requires that I verify my Personal Account by linking it to a credit card.

That's fine with me, but I'm concerned if whether linking my Personal Account to a credit card would automatically upgrade my account to a Premier one?

I'd want to maintain that Personal Account solely to receive money as there's no transaction fee involved, unlike the Premier Account which I use primarily to buy stuff.

So, back to my question, does anyone know whether verifying my Personal Account would auto upgrade it to a Premier Account?

Kindly advise.

Thanks,

Johnson

PS: Checked PayPal Help, didn't find the answer I want.
#account #auto #paypal #personal #premier #upgraded #verify
  • Profile picture of the author Charles E. White
    Johnson, I think when you verify it, it goes to premier automatically. I think mine did anyway.
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  • If I remember correctly I think it does...
    If you link your personal account to a credit card it probably would automatically be upgraded to a Premier account. I believe it does.

    Then on the other hand couldn't you possibly spread your large withdrawal over a couple of days by withdrawing small, equivalent amounts on your personal account?

    I hope this helps!
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  • Profile picture of the author steveniam
    No it would not upgrade to a premier account unless you requested for it. I have two account both verified but one of the account is still personal account as I am lazy to click to upgrade to a premier account.
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  • Profile picture of the author pjCheviot
    Banned
    Simply verifying a Personal Account should not convert it to Premium, but . . . .

    Judging by all the answers here - why not just ask Paypal?? Much better "from the horse's mouth!"
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    • Profile picture of the author kumar
      Originally Posted by pjCheviot View Post

      Simply verifying a Personal Account should not convert it to Premium, but . . . .

      Judging by all the answers here - why not just ask Paypal?? Much better "from the horse's mouth!"
      Well, I directly checked with the horse yesterday and got the most idiotic reply:

      Thanks for writing to us. We hope all is well with you. We understand
      your concern regarding your request to upgrade account.


      Hi! We do apologize for the inconvenience this may have caused you. We
      would be happy to assist you on your inquiry.


      ~ Here's how to upgrade your Personal account to a Premier or Business
      account:

      1. Go to the PayPal website and log in to your account.
      2. Click "Upgrade Account" in the Enhance Your Account section.
      3. Click "Upgrade Now."
      4. Choose Premier or Business account.

      o If you select Premier account, click "Continue" to upgrade
      your account immediately.

      o If you select Business account, click "Continue," enter your
      business information, and click "Submit."

      We do apologize again for the inconvenience.

      We appreciate your patience and understanding regarding this matter, and
      wish you continued success on PayPal.


      Johnson, did you get any reply from them?
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  • Profile picture of the author pjCheviot
    Banned
    Paypal are notorious for responding to emails replies using "bog-standard" answers - they very rarely make sense!

    Log into your Paypal Account - use the "Contact Us" link at the bottom of the home screen , then click on "Speak To Us" on the resulting screen.

    You are given a phone number ("local" to you) together with a Secure Web Pin Number valid for one hour.

    Call them and ASK your question.

    Their reply to me just ten minutes ago, using this system, was "If you wish to upgrade your Personal Account - you may, however, simply verifying a Personal Account DOES NOT automatically upgrade to any other type of Account. In fact the guy said "why should it?"

    Hope that may help.
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    • Profile picture of the author steveniam
      Wait till you try eBay. They are worse than PAYPAL in replying to your enquiry.

      Originally Posted by pjCheviot View Post

      Paypal are notorious for responding to emails replies using "bog-standard" answers - they very rarely make sense!
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