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Singapore Warriors - Help!

by Deric Yin
21 replies
I am switching from cheque to direct deposit on Clickbank - and they require an "International Routing Code" from my bank (DBS, by the way). The funny thing is that I called DBS up, and they said that they do not have an "International Routing Code" - instead they provided me with the SWIFT code.

I then checked with Clickbank and they insisted for the IRB. What should I do?

Any Singapore Warriors who uses DBS here?
#singapore #warriors
  • Profile picture of the author Davion Wong
    Hi, the IRB number should be reflected on your checks. Did you check it out according to the instructions of Clickbank?
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  • Profile picture of the author Deric Yin
    Hi Davion - not sure what you meant. What do you mean "on my checks"?
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    • Profile picture of the author lumcc
      "check" (in US) = "cheque" (in Singapore / UK)

      they are the same thing! (just different spelling)
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  • Profile picture of the author DominicTFY
    Deric,

    Weird, I called DBS using their toll free line before and I got the code into my clickbank. That was a few months ago so I couldn't recall the numbers. I think a International Routing Code is 4-digits Bank Code + 3 digits Branch code.

    And from this site: WikiAnswers - DBS Bank Code, the bank code is 7171. So you're left with the 3 digits branch code you can simply enquire with DBS staff. Just tell them the branch you opened your account and ask for the branch code.


    Hope that helped,
    Dominic
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  • Profile picture of the author Joseph Then
    IRB and IBAN could mean the same thing?
    WikiAnswers - What is IBAN number and SWIFT code for dbs bank in Singapore
    DBS Bank | USA; How Can We Help; Frequently Asked Questions


    I did this before and I don't recall at all. All I remembered was I call DBS and ask them the code based on USA.

    If they give you SWIFT code, ask them, "Is that the IRB code?" Get them (Or insist) to verify that SWIFT code and IRB is the same.
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  • Profile picture of the author Johnson Tay
    For foreign deposits, I think DBS has a "proxy" bank to receive and transfer the cash to them.

    You need to ask for the Routing Code of that particular "proxy" bank. You might even wanna ask what is their "proxy" bank for foreign deposits.

    For me, I am using OCBC and their "proxy" bank is JP Morgan, so I actually asked for the Routing Code of JP Morgan.

    Took me a while to find out...
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  • Profile picture of the author Calvin Woon
    Originally Posted by Deric Yin View Post

    I am switching from cheque to direct deposit on Clickbank - and they require an "International Routing Code" from my bank (DBS, by the way). The funny thing is that I called DBS up, and they said that they do not have an "International Routing Code" - instead they provided me with the SWIFT code.

    I then checked with Clickbank and they insisted for the IRB. What should I do?

    Any Singapore Warriors who uses DBS here?
    Hmm mine is POSB and I used 7171 for institution code and then followed by 081 for branch code.

    Not sure if the 081 would vary, though I think it's the same. BUT, please do call and double check.

    Hope it helps..

    Calvin
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  • Profile picture of the author Deric Yin
    Thanks, guys.

    Called DBS again, and got the code.
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  • Profile picture of the author Joseph Then
    Hey, so what's the code? Is IRB same as IBAN and SWIFT?
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  • Profile picture of the author Deric Yin
    No. It's 7171. My branch code is 033 for Raffles Place.
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    • Profile picture of the author Jimmy Lee
      Which POSB account number should we key into Clickbank?

      Passbook saving account and choose "Savings" option
      or
      Current account and choose "Checking" option.

      I have tried the 2nd method twice and got rejected for invalid banking information.
      Thanks....
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  • Profile picture of the author jhongren
    Hi Deric,

    Most likely the person who attended to you is new probably. =)

    Call again and you will get a different answer...

    Some may prefer to stick to Travelex as the rate differs and sometimes better.

    It gets 30 days to see money in your bank account...next time you can mail Travelex the checks.

    Cheers,
    John
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  • Profile picture of the author thomashoi
    I have been receiving money via direct deposit since the 1st day it was implemented.

    I'm using posb so the IRC is 7171 081. For posb accounts, all will use 081 regardless of which branch. For dbs, you need to put the correect branch code.

    For me, I choose savings as account type and entered my savings account no.

    PS: Just called IRAS yesterday and found that my internet income is non-taxable..., I better make my first million before they changed the rules!
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    • Profile picture of the author jhongren
      Originally Posted by thomashoi View Post

      I have been receiving money via direct deposit since the 1st day it was implemented.

      I'm using posb so the IRC is 7171 081. For posb accounts, all will use 081 regardless of which branch. For dbs, you need to put the correect branch code.

      For me, I choose savings as account type and entered my savings account no.

      PS: Just called IRAS yesterday and found that my internet income is non-taxable..., I better make my first million before they changed the rules!
      Hi Thomas,

      Really not taxable? still we need to declare right?

      Cheers,
      John
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      • Profile picture of the author thomashoi
        Originally Posted by jhongren View Post

        Hi Thomas,

        Really not taxable? still we need to declare right?

        Cheers,
        John
        From IRAS website: "Overseas income which was received in Singapore (including those paid into a Singapore bank account) on or after 1 Jan 2004 is not taxable. This does not apply to overseas income received in Singapore through partnerships in Singapore."

        Was surprised when i see this statement, called up IRAS and spoke to the personnel and they replied no need to declare at all!

        Can call them yourself to confirm
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        • Profile picture of the author WinsonYeung
          Originally Posted by thomashoi View Post

          From IRAS website: "Overseas income which was received in Singapore (including those paid into a Singapore bank account) on or after 1 Jan 2004 is not taxable. This does not apply to overseas income received in Singapore through partnerships in Singapore."

          Was surprised when i see this statement, called up IRAS and spoke to the personnel and they replied no need to declare at all!

          Can call them yourself to confirm
          Wow ! That's great! Please keep the profile lowww !!!
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    • Profile picture of the author Jimmy Lee
      Originally Posted by thomashoi View Post

      I have been receiving money via direct deposit since the 1st day it was implemented.

      I'm using posb so the IRC is 7171 081. For posb accounts, all will use 081 regardless of which branch. For dbs, you need to put the correect branch code.

      For me, I choose savings as account type and entered my savings account no.

      PS: Just called IRAS yesterday and found that my internet income is non-taxable..., I better make my first million before they changed the rules!
      Thanks a million Thomas!

      Will setup for direct deposit again.... Cheers
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  • Profile picture of the author WinsonYeung
    by the way, anyone know what's the routing code for UOB bank?
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  • Profile picture of the author Johnny
    Originally Posted by Global Citizen View Post

    i find this helpful. (thanks johnny!)

    Clickbank Direct Deposit Setting For Singapore Banks | How to Make Money With Internet Marketing

    Sample:
    ***************
    Payment Threshold: $1000.00
    Payment Method: Direct Deposit
    Bank Country: Singapore

    Bank Name: POSBank
    Account Number: [your bank account number: for POSB it is your 9-digit Account No]
    International Routing Code: 7171081
    Account Type: Savings
    Payment Frequency: Bi-weekly
    ***************
    You're welcome
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    ________________________________________

    >>> Johnny <<<

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    • Profile picture of the author Christopher b
      This thread helped me work out how to do the same

      There was suggestion to call bank to find out your DBS branch number

      No need if you know your 10 digit account number

      The first 3 digits are your branch number
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