What I want to address here are the scam artists. You can call the serial refunders and people that steal your content and give it away scam artists too, ok, i get that. I agree. What I mean are the people charging anywhere from $99 to $5,000 or more for coaching programs that are just plain garbage, and walking away with your money.
I have seen a very good amount of them on the forum lately, and yes, I have been a victim of one before myself. When I complained to the guy I got the "coaching" from, (which can be summed up in about 4-5 sentences) he acted hurt like "how can you say that man." That brought me to believe that he was actually delusional to think that he HAD in fact given me a solid coaching program, or more than likely, was just trying to avoid a refund discussion. Bottom line was , I knew I wasn't getting my money back, so I just dropped the whole matter.
Here's the thing: if you start a paypal dispute or claim, and it's a digital product like a wso, a service, or coaching, paypal will NOT be giving you your money back. They do NOT honor digital transactions and give you your money back, and you will lose every time. I heard this directly from paypal, that's just their policy. They have no way of knowing who is telling the truth in that situation, and they will side with the seller every time.
The ONLY way to protect yourself is to pay via credit card, and if you get ripped off, start a chargeback. If you start a charge back, paypal may put a temporary hold on your account, but eventually, you will get your money back. so do yourself a favor: attach a good credit card to your account, and use it to fund a paypal transaction if you feel you're going to be risking money.
It helps to do due diligence on people before even taking this step, but I'm telling you right now: it's the only way I've found to protect my digital purchases.
Just found another 3 threads for coaching programs where the guys had great, flashy sales pages, and most of them have "contact me here' to discuss in one form or another, then try selling you on huge money programs.
I've been around online for a little while now, and I can tell you there are no magic buttons to making money online, period. If it looks too good to be true, guess what. It is.
I'm hoping this is going to help someone here.
p.s. if you get scammed on the forum, make sure you report it to warrior forum support. After they get repeated claims of scam artists, they are good about shutting at least THAT ID down.