Stripe - Paypal alternative

24 replies
Hi,

I just wanted to share that if you accept credit cards on your site, I just found an alternative (or an addition) to Paypal. I have some customers who are having problems paying with Paypal because they don't want to connect their bank account with their Paypal account. As a result, Paypal doesn't always let them use their (own!) credit card. So I was looking for an additional payment method.

I just found Stripe.com. They let you accept credit cards from all over the world. They charge 2.9% + .30 per transaction. It's hard for a regular person to integrate it in their site; somehow it's made for developers. But I found a free WP plugin that makes it super easy to integrate it with Wordpress sites. It's called WP Stripe; I think this plug-in is more for donations though. There is a paid plugin that has a lot of bells and whistles and customization options for only $35. I think it's from Diglabs.

The funds are not available right away. They deposit it on a 7 day rolling basis to the bank account specified.

They are only available to businesses located in the US, though they do accept cc from all over the world.

I am not an affiliate and I have absolutely nothing to do with them. It works for me, so I thought I'll share. Their web address is stripe.com
#alternative #paypal #stripe
  • Profile picture of the author Martin Pupke
    I suggest - https://www.2checkout.com/

    It allows a variety of different payment methods and seems to be very well trusted.
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    • Profile picture of the author Josh MacDonald
      Originally Posted by Martin Pupke View Post

      I suggest - https://www.2checkout.com/

      It allows a variety of different payment methods and seems to be very well trusted.

      Yep. I've processed thousands of $$$ with them. They're great!
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  • Profile picture of the author Alamar
    Thanks for the info, I have had a problem with paypal also and I will check out this alternative.
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  • Profile picture of the author martinstaten
    Good to know. Thanks for the info, Debbie. Cheers.
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  • Profile picture of the author DebbieD
    Stripe is similar to Square, except that Square I think is only for certain kinds of phones (Android, maybe) and not for websites. Yes, waiting 7 days is a pain, but other cc processors hold some money "in reserve", while they don't.

    Stripe is much less complicated than 2checkout. You can literally get started in, like, 15-20 minutes.

    Every processor has their advantages and disadvantages.
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  • Profile picture of the author GregPred
    Funny, I was looking for this about a week ago. Thanks
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  • Profile picture of the author ambrown31
    Yeah, 2checkout is a great way to get paid. Why does it take 2 weeks with paypal?
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  • Profile picture of the author wordpressmania
    I am using 2checkout and they are really good....... My country does not allow paypal but using 2checkout I even can receive paypal payment.
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  • Profile picture of the author bsbear
    Does anyone have extensive experience with Stripe?
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    • Profile picture of the author infoaddicts
      Never heard about STRIPE. Is this newly launched in 2012 ?
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  • Profile picture of the author NetZen
    Dwolla is pretty impressive.
    If you sell products can save a ton if fees.
    For US only though I believe.
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  • Profile picture of the author evco8
    WOW! Can't thank you enough for this post. Exactly what I've been looking for!
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    • Profile picture of the author Pat407
      Paypal screwed me good and I am still waiting to get my money back.
      I found Merchantinc and it's been really good so far. Never any holds on my funds, really cheep processing fees. I was paying 2.9% with paypal and now I only pay 1.99% with Merchantinc and I can use it on my Iphone as well.
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      • Profile picture of the author miskat
        Originally Posted by Pat407 View Post

        Paypal screwed me good and I am still waiting to get my money back.
        I found Merchantinc and it's been really good so far. Never any holds on my funds, really cheep processing fees. I was paying 2.9% with paypal and now I only pay 1.99% with Merchantinc and I can use it on my Iphone as well.
        if anyone try 2CO pm me , i got Free sign up Free Waiver Coupon
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  • Profile picture of the author ConnorMRR
    Thanks Debbie for posting this, will have to check that out!
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  • Profile picture of the author dbx3
    Payza is a great alternative! Thank you for this as well.
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    • Profile picture of the author MrSonic
      they're not accepting credit cards again, are they?

      - Dave
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  • Profile picture of the author guntisdread
    Never heard of Stripe.com. How long they have been on the market?
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  • Profile picture of the author miskat
    bluecoyotemedia , this post is for you ..... you pm me regarding coupon ... but i dont have PM permission now ... so posting Free sign up 2CO coupon 2012 : WHB3WPFA or , byetn2co11
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  • Profile picture of the author Ismael Zarruqui
    You have many alternatives out there ,here's some best alternatives to PayPal:

    -Plimus you can join for free and withdrawal procedure is flexible. Money can be withdrawn through wire transfer, check and bank transfer.

    -CCNow a perfect platform for small businesses. If you have been struggling to get your merchant credit card, you should turn to CCNow

    -2Checkout.com registration is free, although you have to pay a registration fee of $49. Around 5.5 percent commissions are deducted for every transaction.

    -Serve.com is a product by American Express. What works in favor of Serve is its easy transaction process. it resembles Amazon Payments up to some extent. In order to operate your account, all you have to do is connect Serve with your bank account. once done, you can easily receive and send money to any part of the world

    -Payoneer when you sign up with Payoneer, you receive a Master Debit card, which can be used in ATMs. The company has tied up with certain banks in each country and the respective bank ATMs can be used to draw money. You have to pay a small maintenance fee on a monthly basis. The best thing about this money transfer channel is quick and easy availability of money.

    -MoneyBookers (Skrill) the fee charged is very small for every transaction.

    -Liberty Reserve you have the option of anonymously transferring money to any other account. Your account number will not be revealed to the receiver.

    -Google Checkout registration is free and there are many unique features. One login takes care of all your transactions

    -Payza similar to paypal but less prefered by consumers .

    -Square s a service created by Twitter co-founder Jack Dorsey which allows merchants to accept credit and debit card purchases anywhere via iPhone, iPad, or Android smartphones.

    -Neteller a UK-based service regulated by the Financial Services Authority that allows users to send money or purchase items online.

    - iKobo based in the US but open internationally. Users can set up a free account with a credit card or bank account, and send payment to sellers regardless of whether or not they have an iKobo account.

    -Bitcoin

    -Paymate for sellers in Australia and New Zealand

    -Nochex for merchants and consumers in the UK

    -Merchantinc site is compatible with eBay, there are no activation fees, and the transaction fees are reportedly lower than PayPal’s for US only

    -AllPay.net for merchants and consumers in the UK

    I am surprisingly happy with paypal !!
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  • Profile picture of the author dviraz
    2checkout did the work for me, all the credit cards you need including paypal
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  • Profile picture of the author pheonix44
    Doesn't 2checkout give people problems who market downloadable products? I was thinking about using them as a Paypal alternative.
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  • Profile picture of the author Becky Rogers
    Thank you for sharing!
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  • Profile picture of the author alllyc
    Good to know. Thanks for the valuable info.
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