using payoneer bank account to open paypal account.

54 replies
Hello Warriors,

I have been trying to get paypal in a legal way for 6 years. Still no success, I live in Ethiopia and all i can do with paypal is send money only, i cant add my Ethiopian bank address, but i have payoneer card. Can i open legal paypal account by using payoneer us payment service, they gave me a bank account from USA which is will be used to withdraw money from paypal, moneybookers an d others. What i want to know is if i can open paypal account using that bank account. LEGAL WAY. Guys remember i have been looking for a legal way to get paypal account for 6 years.

Thank you for your help.
#account #bank #legal #open #payoneer #paypal
  • Profile picture of the author Mark Singletary
    The bank account may be from the USA but you are still in an unapproved country (approved only for sending) - so my take on it is no but you may want to ask Paypal.

    Mark
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  • Profile picture of the author Viremia
    I am from Egypt which is also on Paypal's blacklist.

    Yes, you can I have added the virtual US bank account data that I received from Payoneer to my Paypal account and surprisingly, Paypal had no problem and wired the money to the bank account on the same day for free. The problem I have now is with Payoneer as they haven't added the funds to my Payoneer account. Actually, Payoneer have been s**t lately and especially after they started this new US ACH payment system; they don't respond to tickets and ask for documents many times after you uploaded them. Anyway, I will keep you updated when I actually get my money added to my Payoneer card.
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    • Profile picture of the author Nissim
      Originally Posted by Viremia View Post

      I am from Egypt which is also on Paypal's blacklist.

      Yes, you can I have added the virtual US bank account data that I received from Payoneer to my Paypal account and surprisingly, Paypal had no problem and wired the money to the bank account on the same day for free. The problem I have now is with Payoneer as they haven't added the funds to my Payoneer account. Actually, Payoneer have been s**t lately and especially after they started this new US ACH payment system; they don't respond to tickets and ask for documents many times after you uploaded them. Anyway, I will keep you updated when I actually get my money added to my Payoneer card.
      Once PayPal sends funds to your US Payment Service account with Payoneer, it can take a few business days for the bank transfer to process. In general, US bank transfers take 2-3 business days, and officially can take up to 7.

      If you'd like to PM me with your Payoneer account e-mail, I'd be happy to check the status for you (and also answer any additional questions).
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      Director of Community at Payoneer

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      • Profile picture of the author Viremia
        Originally Posted by Nissim View Post

        Once PayPal sends funds to your US Payment Service account with Payoneer, it can take a few business days for the bank transfer to process. In general, US bank transfers take 2-3 business days, and officially can take up to 7.

        If you'd like to PM me with your Payoneer account e-mail, I'd be happy to check the status for you (and also answer any additional questions).
        Thank you very much, I have it all settled now. I will channel "herds" of clients to Payoneer after this has actually worked.
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    • Profile picture of the author jideofor
      Originally Posted by Viremia View Post

      I am from Egypt which is also on Paypal's blacklist.

      Yes, you can I have added the virtual US bank account data that I received from Payoneer to my Paypal account and surprisingly, Paypal had no problem and wired the money to the bank account on the same day for free. The problem I have now is with Payoneer as they haven't added the funds to my Payoneer account. Actually, Payoneer have been s**t lately and especially after they started this new US ACH payment system; they don't respond to tickets and ask for documents many times after you uploaded them. Anyway, I will keep you updated when I actually get my money added to my Payoneer card.
      Exactly! The payoneer of today is not the one I know of back in 2008. Too bad.
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  • Profile picture of the author chiwawa
    I think its not possible to add the bank account to paypal because your resident country is not an approved country for withdrawal.
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  • Profile picture of the author Nissim
    To clarify: Payoneer's US Payment Service provides you with a US account and routing number, that you can use to receive payments from select companies. For PayPal in specific, you must still have a valid PayPal account, that can withdraw to a US account.
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    Nissim
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    • Profile picture of the author FredJones
      Originally Posted by Nissim View Post

      To clarify: Payoneer's US Payment Service provides you with a US account and routing number, that you can use to receive payments from select companies. For PayPal in specific, you must still have a valid PayPal account, that can withdraw to a US account.
      Now, that's excellent customer service. Good job, Payoneer ...

      In fact, I had been thinking about contacting Payoneer about whether I can set up recurring payments from clients, rather than accepting through Paypal (the client is welcome to pay through whatever they want to). I could get to you, Nissim, if I come to that stage. I would hope Payoneer will be able to help me on it, especially given that I am from India (not the USA etc).
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  • Profile picture of the author Nissim
    Please note that we receive thousands of e-mail inquiries per day, and therefore estimate a response time of 2-4 business days.

    You can reach us for immediate support via telephone, live chat, twitter, facebook, and the official Payoneer forums.
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    Nissim
    Director of Community at Payoneer

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    • Profile picture of the author yitbarek
      Originally Posted by Nissim View Post

      Please note that we receive thousands of e-mail inquiries per day, and therefore estimate a response time of 2-4 business days.

      You can reach us for immediate support via telephone, live chat, twitter, facebook, and the official Payoneer forums.
      i have a problem with payoneer on accepting more than $300 from individual customers who pays more than $300. i couldn't accept payments if a customer wants to buy a product that cost more than $300. but on your faq you said a card holder can accept up to $1000.
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      • Profile picture of the author Viremia
        Originally Posted by yitbarek View Post

        i have a problem with payoneer on accepting more than $300 from individual customers who pays more than $300. i couldn't accept payments if a customer wants to buy a product that cost more than $300. but on your faq you said a card holder can accept up to $1000.
        PM me and let's find a solution to this.
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  • Profile picture of the author gpwilson
    Your country would not allow PayPal. Right? In that case you may open a virtual account and then use their service. This is easy task now and it is also legal.
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  • Profile picture of the author Viremia
    Ok everybody, I have got it all figured out from both Paypal and Payoneer.

    Actually, I have successfully withdrawn my funds from my Paypal account to my Payoneer debit card using the new ACH virtual bank account system. Note, I am from Egypt so I theoretically can't have a personal Paypal account, but I managed to get a verified US business Paypal account a couple of years ago, as I ran a dropshipping business then, that I verified with a Mastercard from Citibank. So, if you have a business even if it is small, a website with some conversions will do, you can get a US Paypal account that you can link to Payoneer's US ACH system and get your money almost anywhere on the globe.

    Actually, I have been in the arena of making money online for over 4 years and it sometimes seemed like hitting my head against the wall without a paypal account; however, for over 2 years now I have been successfully generating around a couple of thousands bucks every month, but now with a fully functional Paypal account, I feel the sky is the only limit!
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    • Profile picture of the author yitbarek
      Originally Posted by Viremia View Post

      Ok everybody, I have got it all figured out from both Paypal and Payoneer.

      Actually, I have successfully withdrawn my funds from my Paypal account to my Payoneer debit card using the new ACH virtual bank account system. Note, I am from Egypt so I theoretically can't have a personal Paypal account, but I managed to get a verified US business Paypal account a couple of years ago, as I ran a dropshipping business then, that I verified with a Mastercard from Citibank. So, if you have a business even if it is small, a website with some conversions will do, you can get a US Paypal account that you can link to Payoneer's US ACH system and get your money almost anywhere on the globe.

      Actually, I have been in the arena of making money online for over 4 years and it sometimes seemed like hitting my head against the wall without a paypal account; however, for over 2 years now I have been successfully generating around a couple of thousands bucks every month, but now with a fully functional Paypal account, I feel the sky is the only limit!
      Congrats!
      in ethiopia there is no us bank branches or any other foreign banks. i think you do have citi bank branch in egypt. i called paypal yeasterday and they said they are dealing with the government and financial institution. they dont know if they agree or not with tge government.
      viremia can you tell me how can i open a us virtual paypal account?
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    • Profile picture of the author MP80
      Originally Posted by Sandakelum View Post

      ^^ There's no legal way you can withdraw money from your PayPal. It's not an issue with Payoneer. It's just PayPal doesn't support withdrawals to your country.
      This is what I was thinking too, but Viremia and Rsmllc both seem to be able to use Paypal, even though their countries aren't supported:

      Originally Posted by Viremia View Post

      Ok everybody, I have got it all figured out from both Paypal and Payoneer.

      Actually, I have successfully withdrawn my funds from my Paypal account to my Payoneer debit card using the new ACH virtual bank account system. Note, I am from Egypt so I theoretically can't have a personal Paypal account, but I managed to get a verified US business Paypal account a couple of years ago, as I ran a dropshipping business then, that I verified with a Mastercard from Citibank. So, if you have a business even if it is small, a website with some conversions will do, you can get a US Paypal account that you can link to Payoneer's US ACH system and get your money almost anywhere on the globe.
      Originally Posted by rsmllc View Post

      PayPal doesn't support my country either, but I opened a US PayPal account and verified it using VCC and a virtual bank account. It has been a year now I've been doing normal transactions with it.
      Viremia and Rsmllc, can I ask if either of you guys use a proxy or VPN (virtual private network) to access Paypal, or are they fully aware of your actual location? Just wondering if that extra measure needs to be taken for this to work?
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      • Profile picture of the author rsmllc
        Originally Posted by MP80 View Post

        Viremia and Rsmllc, can I ask if either of you guys use a proxy or VPN (virtual private network) to access Paypal, or are they fully aware of your actual location? Just wondering if that extra measure needs to be taken for this to work?
        I don't use any proxy and neither VPN. I just use my PayPal account as normal. I think what you've to care of is to verify the account immidiately after creating one. In my case, I used both VCC and VBA for the verification for US account.
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  • Profile picture of the author Mac Wheeler
    Is Payoneer offering its virtual US bank account service again? They stopped it a couple of years back, they only had the Payoneer card available for a long time.
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  • Profile picture of the author yitbarek
    They are offering again
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  • Profile picture of the author Nissim
    Yes, the US Payment Service is now available to all Payoneer cardholders, pending approval by our US Payment Service department. You can read more about the service via the link above (there is also a link to apply for the service).

    Feel free to PM me if you have any questions, or post them here.
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    Nissim
    Director of Community at Payoneer

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    • Profile picture of the author ginasands
      I just received my Payoneer debit card via MYFUNLIFE program. I am soooooo excited I clicked on this link because payoneer was in the subject line. I was a little tentative about the payment system of this company because they did not offer Paypal as a payment resource... but now I feel very confident about the entire program.

      Since they have reps all over the country, it makes sense.
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  • Profile picture of the author YasirYar
    Hi yitbarek,

    I think your resort would be obtaining a US virtual bank account. Once you have one you can set-up your Paypal account. These US virtual bank accounts I think can wire money to you via Moneygram or Western Union. But be sure you deal with the legit ones. Hope that helps!
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    • Profile picture of the author yitbarek
      Originally Posted by YasirYar View Post

      Hi yitbarek,

      I think your resort would be obtaining a US virtual bank account. Once you have one you can set-up your Paypal account. These US virtual bank accounts I think can wire money to you via Moneygram or Western Union. But be sure you deal with the legit ones. Hope that helps!
      I already have US virtual account from Payoneer, i verified my paypal account(to send money only) by payoneer card, the card have my local address and a US virtual account. when i try to add the bank account the system wouldnt let me do that and if i edit the previous bank account i cant change the country.
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  • Profile picture of the author Sandakelum
    ^^ There's no legal way you can withdraw money from your PayPal. It's not an issue with Payoneer. It's just PayPal doesn't support withdrawals to your country.
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  • Profile picture of the author krestup
    Can i use the Payoneer bank account to verify my paypal account?
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  • Profile picture of the author moneyranger
    I think PayPal will have no problem if you are using that account which is from USA. You can easily receive money there. Once I also faced the same problem but thank God my country is approved now..
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  • Profile picture of the author bassem
    sure you can use your us payment servic to receive money through paypal but in order to get that account they require you to own a verified paypal account , get more information from Nissim
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  • Profile picture of the author Nissim
    @krestup: If you have a valid PayPal account, that support withdrawals to a US bank account, you can use our US Payment Service to verify the account and begin receiving payments. You can check to see which countries PayPal allows US bank withdrawals to here:

    https://www.paypal.com/cgi-bin/websc...nality-outside
    https://www.paypal.com/worldwide
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    Nissim
    Director of Community at Payoneer

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    • Profile picture of the author tobicon
      Just curious - how many Bank accounts with Master Cards can we open with Payoneer service ? Can we have 3 virtual bank accounts + 3 Master Cards ?

      Thanks
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      • Profile picture of the author Nissim
        Originally Posted by tobicon View Post

        Just curious - how many Bank accounts with Master Cards can we open with Payoneer service ? Can we have 3 virtual bank accounts + 3 Master Cards ?

        Thanks
        Payoneer only allows one account/US Payment Service per person.

        Originally Posted by Auzan View Post

        Yeah..I used payoneer for three years now and I am happy with their service.
        Thanks!
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        Director of Community at Payoneer

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  • Profile picture of the author run
    I'm also in this case! My country could only send money but could not receive money through Paypal. Therefor, I only have have 2 choices which are:

    1. Use alternative payment systems such as Skrill or Payza. Yet, it's not effective because most buyers prefer Paypal.
    2. Pray for god to have Paypal approve for my country to receive money.
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  • Profile picture of the author ScottieDog
    Originally Posted by yitbarek View Post

    Hello Warriors,

    I have been trying to get paypal in a legal way for 6 years. Still no success, I live in Ethiopia and all i can do with paypal is send money only, i cant add my Ethiopian bank address, but i have payoneer card. Can i open legal paypal account by using payoneer us payment service, they gave me a bank account from USA which is will be used to withdraw money from paypal, moneybookers an d others. What i want to know is if i can open paypal account using that bank account. LEGAL WAY. Guys remember i have been looking for a legal way to get paypal account for 6 years.

    Thank you for your help.
    Very difficult to do. It's hard nowadays to keep a PayPal account in a legit country. Many people getting accounts froze.

    Be careful man. Even if you do get it open, you might find it doesn't stay open very long!
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  • Profile picture of the author leopromz
    To cut the long story short, simply visit unpaypal dot tk or pay101pal dot com
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  • Profile picture of the author aceshigh888
    You should try and get over you Europe, Monico, or Britain. Forget paypal. Get out of there and then buy a pickup truck and use that to make cash money offering services like: junk removal, landscaping, painting, deliveries etc...
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    • Profile picture of the author Strange man
      hi Nissim
      i really have question about that
      that is true that transfer from Paypal to payneer is allowed
      but i have question
      1_is the transfer can be made from Paypal to payneer in anther country ?
      2_ if yes even the country (that payneer account holder) in is unlisted Paypal country .. ?
      3_ is that allowed by payneer is it allowed by Paypal ?
      thank you
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  • Profile picture of the author Nissim
    In order to use our US Payment Service to withdraw from PayPal, you need to have a valid PayPal account with the option to withdraw to a US bank. If you don't have a valid PayPal account, or you don't have the option to withdraw to a bank account in the US, you will be unable to use the service with PayPal.
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    Nissim
    Director of Community at Payoneer

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  • Profile picture of the author RachelLily
    I've transferred money from my PayPal account to a Payoneer's virtual account almost at the drop of a hat! I mean it was really fast! Faster than the ordinary load of payments.

    First, you have to apply for a Payoneer debit mastercard card and receive a certain number of payments. Then you can ask Payoneer team for a virtual US checking account. They will ask you some questions about your work, websites and what do you want that account for.

    Once the virtual account is set up, you will be able to enter the bank account numbers into your PayPal account and make money transfers.
    On the other hand, I withdrew cash from ATMs and shopped at many stores.
    Good luck!
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    • Profile picture of the author Strange man
      hi Nissim
      i contact Paypal about is it allowed to transfer fro Paypal to payneer
      Dear Mohamed Zakzouk,
      I appreciate you contacting us regarding money transfers from PayPal. My name is David and I am happy to resolve your questions today.
      The only card that PayPal allows cash transfers to is the PayPal pre-paid MasterCard. Here's how it works:
      The PayPal™ Prepaid MasterCard® is a prepaid card offered by NetSpend®. You can use the PayPal Prepaid MasterCard to make purchases at retail stores, online, or over the phone - anywhere that Debit MasterCard is accepted.
      You can add money to your card balance by using Direct Deposit, transferring money directly from your bank account, or at one of the nationwide retail NetSpend reload locations.
      Here's how to learn more information about the PayPal Prepaid MasterCard®:
      Log into your PayPal account
      Click on "Products and Services"
      Click on "View All PayPal Products"
      Click on "PayPal Prepaid MasterCard®"
      Don't forget, we're always around if you need us. Just click "Help" in the top right corner of any PayPal page to visit our improved Help Center.

      Add your mobile number to your PayPal account so we can reach you right away if we ever need to verify account activity with you. Simply log in to your PayPal account, click "Profile" near the top of the page and then click "Update" beside "Phone."

      You can also make and receive payments with your mobile phone when you add it to your PayPal account. After you confirm your number and create a PIN, you'll be able to get money, send money, check your balance, or manage your account from your phone using simple text messages.
      Sincerely,
      David
      PayPal Customer Solutions Support Specialist
      PayPal, an eBay Company

      Copyright © 1999-2013 PayPal. All rights reserved.
      but i read How to Withdraw From PayPal to Payoneer | eHow.com that is the transfer from Paypal to payneer is allowed
      i just hate Paypal
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      • Profile picture of the author Nissim
        Originally Posted by Strange man View Post

        hi Nissim
        i contact Paypal about is it allowed to transfer fro Paypal to payneer
        This answer is technically correct, as there is no way to directly transfer funds from PayPal to the Payoneer card; PayPal is not an official partner of ours.

        From PayPal's end, it's a simply transfers to a US account. So as long as you have the option to transfer from your PayPal account to a US bank account, you can receive funds to Payoneer. All funds sent to your US Payment Service will then be automatically funded to your Payoneer card.
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  • Profile picture of the author mervp
    Another payment processor that's come along as a good/better alternative to Paypal is WePay. WePay will process an online payment based on Visa/MC, or a direct bank payment. So even though customers online usually use Paypal, most of them will not mind using their debit/credit card or bank to make a payment, as those are also widely accepted payment methods.
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  • Profile picture of the author rsmllc
    PayPal doesn't support my country either, but I opened a US PayPal account and verified it using VCC and a virtual bank account. It has been a year now I've been doing normal transactions with it.

    So why not create account and verify it and withdraw the money from Payoneer. You mentioned that you already linked the Payoneer bank account to your send-only PayPal account. You shouldn't have done that because PayPal may not allow you to link the same bank account to another account even if you unlink or remove the same bank account from older PP account.

    Today I added Payonner bank account on that account and verification process needs to be completed. I'm not sure how long does it take to PayPal to transfer verification amount to Payoneer account.
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  • Profile picture of the author Rehmat
    I also use US Payment Service to withdraw money from PayPal to Payoneer. Payoneer is great as it is offering easy money processing throughout the world without any boundary restrictions. But verifying a PayPal account using Payoneer in an unapproved country isn't legal at all. PayPal may limit your account anytime, but you can still take a risk. It is good if you stay away from PayPal to protect your hard earned money if your country is unsupported.
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    • Profile picture of the author romipayoneer
      Rehmat - thanks for the great feedback. I'm happy to see that you're benefiting from our services.
      Also, a very good point to others with no PayPal access in their country. Use other services and companies, don't complicate yourself in illegal activities.
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  • Profile picture of the author collrunner2
    Hi,
    I have a bit os an issue, I verified my paypal account with my Payoneer USPS account details, must say trial deposits came in a day, after linking, I made a withdrawal request, below 400US$, since 3rd Sept. until now, my funds have not reflected in my Payoneer account, I have called Payoneer but they told me the load my card as soon as they receive the funds, though it may take up to 7 days. Paypal also told me they had completed the transfer and I should have received it by yesterday....still nothing...I'm confused
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  • Profile picture of the author nmservers
    I'd suggest to wait couple more days, I think weekends are not included in that up to 7 days
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  • Profile picture of the author Nissim
    US banks consider business days as weekdays in which the banks operate - so weekends and bank holidays would not be included.

    If you still don't receive the payment within the next few days please send me a PM with your Payoneer account e-mail and I'll check the status for you.
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    Nissim
    Director of Community at Payoneer

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    • Profile picture of the author teeowl
      Hello Nissim, please I do not live in the U.S and I just paid for a virtual U.S address to receive parcels from merchants that don't ship outside of the U.S. Can I create a virtual debit card with Payoneer and attach my virtual U.S address to it as the billing address so that I can shop easily at U.S merchants websites that only send their products within the U.S.A?
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  • Profile picture of the author Nissim
    We do not currently support virtual cards/addresses. As a fully regulated US company and Money Service Business we require that all account holder information be valid and actual residential addresses.

    In order to have an account with a US billing address, you would need to be a valid US resident with a valid ID number (SSN).
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    Nissim
    Director of Community at Payoneer

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  • Profile picture of the author Makro
    Hi I tried to withdraw my paypal amount and to link my paypal with my payoneer card, but it failed, then i googled it and came to this article stating that paypal no longer supports payoneer ?. Is it true ? Its really a turning point for bloggers now.
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  • Profile picture of the author AnnaMolly
    Try everbutton witht his system if it no longer works with paypal. It works flawlessly like paypal does with transfers.
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