PayPal Accepts Certain Debit Cards !!(India)

16 replies
Hi friends,

In my previous post i mentioned that PayPal does not accept Debit cards and it was agreeded and confirmed by many members...

But i came to know that 2 persons are using debit card to get verified in PayPal and the thing is they got clearly verified without any hassel....

When i contacted them to mention the name of the banks they were using...

One said "Axis Bank" and the other "ICICI Bank"....

So any person holding account in the same bank..

plz do check and say the results....

If PayPal is accepting debit cards from these two banks then it would be a boon to the paypal users in India...

Thanks for your time...
#accepting #accepts #cards #debit #india #paypal
  • Profile picture of the author rohit36
    Yes I do have Axix bank account but it also stopped working after 3 transactions, so i am using entropay.com , virtual card services form over a year.. they charges around 4.95% fee during loading the card.
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    • Profile picture of the author Faisal66
      Originally Posted by rohit36 View Post

      Yes I do have Axix bank account but it also stopped working after 3 transactions, so i am using entropay.com , virtual card services form over a year.. they charges around 4.95% fee during loading the card.

      So Axis bank debit card stops working after few transactions....

      that sounds..Weird
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    • Profile picture of the author spa3212
      Originally Posted by rohit36 View Post

      Yes I do have Axix bank account but it also stopped working after 3 transactions, so i am using entropay.com , virtual card services form over a year.. they charges around 4.95% fee during loading the card.
      Thanks this information was very useful I really never heard of entropay.com is it reliable source where we can put our money for future usage...
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  • Profile picture of the author Arunabh Singh
    I know for a fact that certain debit cards work with paypal. I am using a HDFC International Debit Card and works smoothly for me.

    Earlier I used to pay my bills by creating netsafe virtual cards but now I use my debit card to pay for domains, hosting and my autoresponders.

    There are other banks who provide debit cards that work with paypal and few of them are ICICI and AXIS Bank.

    I think you have to have an international debit card to work with paypal and it should be registered with Verified With Visa and MasterCard Secure Code.
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    • Profile picture of the author Faisal66
      Originally Posted by Arunabh Singh View Post

      I know for a fact that certain debit cards work with paypal. I am using a HDFC International Debit Card and works smoothly for me.

      Earlier I used to pay my bills by creating netsafe virtual cards but now I use my debit card to pay for domains, hosting and my autoresponders.

      There are other banks who provide debit cards that work with paypal and few of them are ICICI and AXIS Bank.

      I think you have to have an international debit card to work with paypal and it should be registered with Verified With Visa and MasterCard Secure Code.
      Well ur lucky then ...

      Many HDFC acc holder were disappointed that there debit card was not accepted by paypal..
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      • Profile picture of the author Arunabh Singh
        Originally Posted by Faisal66 View Post

        Well ur lucky then ...

        Many HDFC acc holder were disappointed that there debit card was not accepted by paypal..
        I don't think its about luck. Like I said, most of international debit cards work with paypal provided that it is registered with verified with visa or mastercard secure code.
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        • Profile picture of the author Faisal66
          Originally Posted by Arunabh Singh View Post

          I don't think its about luck. Like I said, most of international debit cards work with paypal provided that it is registered with verified with visa or mastercard secure code.
          Well most of the international debit card holders seems to have trouble verifying with PayPal...

          Thatz why i mentioned you are in luck...
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        • Profile picture of the author subratapobi
          Originally Posted by Arunabh Singh View Post

          I don't think its about luck. Like I said, most of international debit cards work with paypal provided that it is registered with verified with visa or mastercard secure code.
          Totally agree with you. My BOB debit card is also verified by Paypal. There is no issue if your card is visa or mastercard secure code.

          Here I have a question to all of you friend. If I go for any transaction (receiving or transferring money) within India then there is any issue with Debit card which is Paypal verified.

          Or for this I have to go for Credit Card.

          Please help.
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          • Profile picture of the author Web Wizard
            Originally Posted by subratapobi View Post

            Totally agree with you. My BOB debit card is also verified by Paypal. There is no issue if your card is visa or mastercard secure code.

            Here I have a question to all of you friend. If I go for any transaction (receiving or transferring money) within India then there is any issue with Debit card which is Paypal verified.

            Or for this I have to go for Credit Card.

            Please help.
            There isn't any problem as long as your debit card is International Debit Card. It is explicitly mentioned on Debit that its International Debit Card. As far as I know new ICICI debit cards are international debit cards , i also know one person using Allahabad Banks debit card for paypal.. it is possible because that card is also international Debit card. (All Debit cards of same bank are not international, but IF ITS AN INTERNATIONAL DEBIT CARD THEN IT WILL BE MENTIONED ON YOUR CARD EXPLICITLY , DONT EVEN TRY TO LINK ANY DEBIT CARD TO PAYPAL IF IT IS NOT INTERNATIONAL one, it will just waste your time and efforts )
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  • Profile picture of the author sonia1411
    hi
    i have AXIS BANK International debit card with visa stamp on it and it is even verified by Paypal but i cannot make payments . It says card issuer has declined transaction and bank says we donot have tie up with paypal .
    what to do ?
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  • Profile picture of the author Janice Sperry
    PayPal - Wikipedia, the free encyclopedia

    India[edit]


    As of March 2011,[citation needed] PayPal made changes to the User Agreement for Indian users to comply with Reserve Bank of India regulations. Notable changes to the agreement were:
    • Any balance or future payments must not be used to buy goods or services but transferred to a bank account within 15 days of the receipt of payment.
    • Credit/Debit cards must be used to pay through PayPal.[citation needed]
    The per transaction limit had been set to USD 3000, since October 14, 2011. However, on 29 July 2013 PayPal has increased the per transaction limit to USD 10,000.[51] This brings the per transaction limit for India in line with the restrictions imposed by PayPal on most other countries.
    PayPal wants to make India an incubation center for the company's employee engagement policies. In 2012, PayPal hired 120 people for its offices in Chennai and Bangalore. PayPal plans to recruit 1000 candidates for its Bangalore Development center.[52]
    PayPals FAQ about India = PayPal India

    From people I know.

    Debit cards that ARE working:
    ICICI
    Axis (Some say this doesn't always work. I suspect it may be the user is not using the same exact name in PP as they are on the card or they are entering something incorrectly in PP. Just a hunch.)

    Debit cards NOT working:
    PNB
    SBI
    BOB
    Bank of Maharashtra
    HDFC
    Union Bank of India
    Vijaya
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  • Profile picture of the author renukoot
    Well I had a ICICI Bank Debit Card that not worked earlier.
    It is very strange coz as per Indian RBI Regulation no Debit Card will work without Verified by VISA or 3D Secure in any Online Transaction.
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  • Profile picture of the author twister85
    Although I use a SBI credit card, you can always make a virtual card through SBI internet banking platform. Its very easy when you don't have a credit card for transactions. And yes SBI debit card also works with PayPal.

    But it shouldn't be too difficult to get a credit card. And it shouldn't be an issue either when you're doing Internet Marketing.
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    • Profile picture of the author Web Wizard
      Originally Posted by twister85 View Post

      Although I use a SBI credit card, you can always make a virtual card through SBI internet banking platform. Its very easy when you don't have a credit card for transactions. And yes SBI debit card also works with PayPal.

      But it shouldn't be too difficult to get a credit card. And it shouldn't be an issue either when you're doing Internet Marketing.
      it does not matter that the card is of SBI or ICICI or AXIS bank the only thing it matters is the card is International Debit card or not
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    • Profile picture of the author DanTe 0101
      Originally Posted by twister85 View Post

      Although I use a SBI credit card, you can always make a virtual card through SBI internet banking platform. Its very easy when you don't have a credit card for transactions. And yes SBI debit card also works with PayPal.

      But it shouldn't be too difficult to get a credit card. And it shouldn't be an issue either when you're doing Internet Marketing.
      I tried using SBI virtual card online but even that card didn't worked.
      So bottom line is SBI is pain in ass for IM, choose ICICI or Axis bank for IM'ing
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