Over the years I've seen tons of post in this forum and on others, and heard a lot of people talk about being scammed out of their hard earned dollars.
However, with a new outlook on life, I've realized that greedy people are typically the ones who ALWAYS get scammed.
When I was a greedy college student, I was "scammed" out of $400 by a guy selling a turn-key home based business system that would help me make money. However, to say that I was scammed is an overstatement since I signed the credit card authorization form for him to process my information, although I told him I wouldn't have the money until a week later.
Definitely a rookie mistake, and I did learn my lesson. Since my desire for greed was so strong, I neglected to do my homework, which lead to me forfeiting $400 of the governments money - it came from my student loan refund check.
However, once I realized that my account had been overdrawn - the day I signed that "Agreement" i went to the mall to celebrate with a shopping spree (once again on the governments dime) - I quickly cried HE SCAMMED ME like the boy
But the biggest lesson I learned was the importance of INVESTIGATING THE FACTS by asking questions.
Now, there are some predators out there who do prey on the weak and ill-informed, but that's a minority, not the majority.
If you find yourself in the majority, here are some questions you can ask yourself and people who present you with the opportunity of a lifetime:
1) Why is that important?
This question is allowing you to gain conceptual clarification. So when a person hits you with the "opportunity to make money without a lot of effort" mumbo jumbo, if they themselves aren't able to clearly answer the question above, then 9 times out of 10, this "opportunity" isn't worth your time.
2) What does that look like operational?
If they pass your first test, this is the make or break question. If they can't explain to you how this opportunity will function - without your effort - then know that they are blowing smoke up your assets!
Since I started asking those "make money effortlessly" people these questions, I've realized that most of them are full of steam, and aren't out to help you improve your life, they're just trying to help themselves get more monthly checks.
With that being said, not all opportunities are SCAMS. There are some decent and REAL opportunities out there, but since most people are greedy and have taken the victim route once they realized they'd need to put some effort in their new business opportunity, people now have a gloomy outlook on ALL opportunities.
Remember: ALWAYS do your homework because at the end of the day, the time invested on the front end to do a little homework is far less than the time you'd have to spend trying to get your money back.