$13 million credit line - what do you do with it?

by odium
93 replies
In a few weeks time, I'll be getting a $13m credit facility with the bank.

Catch is, I have to repay $26m in 5 years time.

What businesses shall I embark on?

I'm looking at 150% ROI, so at least I can pocket about $6m after repaying the capital plus interest.

Would be interested to know what you warriors have in mind?

What comes to kind for me would be ecommerce businesses, b2b supplier to governments, biodiesel manufacturing, etc. I'm also keen to try big scale direct mailing or relational capital asset management ala Jay Abraham.

Odium

Ps - pls do not ask me how I got this facility. Let's just say, thru 'networking'
#$13 #credit #line #million
  • Profile picture of the author ronrule
    Dude, if you're in an Internet marketing forum asking about 8 figure capital management I don't think you should do ANYTHING with it.

    You're on the hook for a 12% interest rate, which is basically the stock market average (before the 08 crash at least), so you need to do better than 12% APY just to break even and pay off the loan.

    Here's what you need to do ... broker business sales. Find under-valued startups that are revenue-positive, figure out their buyout price, then find buyers who will acquire those companies and put yourself in the middle of the deal. If you can "network" your way into $13m with no business plan, you should be able to arrange a few M&A's.
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    • Profile picture of the author odium
      Originally Posted by ronrule View Post

      Dude, if you're in an Internet marketing forum asking about 8 figure capital management I don't think you should do ANYTHING with it.

      You're on the hook for a 12% interest rate, which is basically the stock market average (before the 08 crash at least), so you need to do better than 12% APY just to break even and pay off the loan.

      Here's what you need to do ... broker business sales. Find under-valued startups that are revenue-positive, figure out their buyout price, then find buyers who will acquire those companies and put yourself in the middle of the deal. If you can "network" your way into $13m with no business plan, you should be able to arrange a few M&A's.
      Thanks for that suggestion. Mergers and acquisitions sound good. I'm just floored by this big amount that will be available to me all of a sudden so I'm open to all ideas.

      I've always liked the idea of being in a toll gate position.
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      • Profile picture of the author tpw
        Originally Posted by odium View Post

        I'm just floored by this big amount that will be available to me all of a sudden so I'm open to all ideas.

        Personally, I am not as surprised as you.

        The Bank of Nigeria tends to be really generous in their dealings with Americans.
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    • Profile picture of the author onlinemoney00
      I love your response, that's the samr thing I was thinking
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  • Profile picture of the author salegurus
    Yeah, Banks just give people with no business plan a 13M credit line... Do you really expect people to take you seriously?
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    • Profile picture of the author CyberAlien
      Originally Posted by salegurus View Post

      Yeah, Banks just give people with no business plan a 13M credit line... Do you really expect people to take you seriously?
      Exactly - what bank is giving out 13M with no business plan lol?
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      • Profile picture of the author odium
        Originally Posted by Chase Watts View Post

        Exactly - what bank is giving out 13M with no business plan lol?
        There is a business plan of course, but that's just for show at this stage.

        Getting to this network is almost impossible but process wise is simple.

        Find a banker (incentivised of course)

        Find an entity that is willing to pledge it's assets as collateral (incentivised as well of course)

        Use the facility of the banker's bank.

        Paper money - don't you just love it.
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    • Profile picture of the author odium
      Originally Posted by salegurus View Post

      Yeah, Banks just give people with no business plan a 13M credit line... Do you really expect people to take you seriously?
      Not expecting everyone to take me seriously.

      But those who understand banking instruments and are 'in the know' know that such deals can be done.
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      • Profile picture of the author bluecoyotemedia
        Originally Posted by odium View Post

        Not expecting everyone to take me seriously.

        But those who understand banking instruments and are 'in the know' know that such deals can be done.

        congratulations.. on winning the funny post of the day

        good.. your getting 13 million dollars in credit and your asking on a forum that sells $7 how to be rich forum LOL

        good luck
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        • Profile picture of the author Kay King
          No reason to request this thread be locked. There's no violation of rules here.

          Someone posting big dreams - and others being skeptical...nothing new there.
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    • Profile picture of the author JSProjects
      Originally Posted by salegurus View Post

      Yeah, Banks just give people with no business plan a 13M credit line... Do you really expect people to take you seriously?
      Exactly.

      This is such a weird thread.
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  • Profile picture of the author WillR
    If you are looking for advice with that type of money on a public forum, that bank oughta be worried.
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  • Profile picture of the author Matt Kendo
    1. Buy a single engine sesna
    2. Fly to Columbia and buy as much blow as the plane will carry
    3. Fly back to Miami
    4. Meet some people in the nightclubs in southbeach to slang that sh*t for you
    5. Make $$$
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    • Profile picture of the author vickybabe
      You could buy this super dooper product that i am about to release that teaches you how to double your money in 5 years. And guess what? it normally costs $13m but today only it is for sale for just $9.95m.

      That is sure to get you somewhere fast
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    • Profile picture of the author iluvatoq
      Originally Posted by Matt Kendo View Post

      1. Buy a single engine sesna
      2. Fly to Columbia and buy as much blow as the plane will carry
      3. Fly back to Miami
      4. Meet some people in the nightclubs in southbeach to slang that sh*t for you
      5. Make $$$
      LOL AMEN !
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  • Profile picture of the author ronrule
    It's going to be wired in from a Nigerian prince any day now.
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    • Profile picture of the author Brian John
      Originally Posted by ronrule View Post

      It's going to be wired in from a Nigerian prince any day now.
      lol u beat me to it
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    • Profile picture of the author salegurus
      Originally Posted by ronrule View Post

      It's going to be wired in from a Nigerian prince any day now.
      LMAO.... Almost choked on my midnight snack. (Milk and cookies)...
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    • Profile picture of the author odium
      Originally Posted by ronrule View Post

      It's going to be wired in from a Nigerian prince any day now.
      Lol that's a good one!
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    • Profile picture of the author JohnV88
      Originally Posted by ronrule View Post

      It's going to be wired in from a Nigerian prince any day now.
      Hahahaha ! You made my day ! I really don't hope this guy is expecting money this to me coming & he is making plans to invest it.
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  • Profile picture of the author ronrule
    Wait, I'm a little confused ... so you have a business plan that got you this capital, but you don't want to execute that plan and you're here? I'd go with the plan you showed the bankers.
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    • Profile picture of the author odium
      Originally Posted by ronrule View Post

      Wait, I'm a little confused ... so you have a business plan that got you this capital, but you don't want to execute that plan and you're here? I'd go with the plan you showed the bankers.
      The reason I'm not executing the plan is because the banker couldn't care les what the plan is.

      All the parties are in this because of the incentives . Wink wink.

      So we are just striking it while it's hot. Get the capital first. Talk later

      So I don't wanna rush into deciding on the businesses.

      I'm here in wf to tap into the great minds of you warriors.

      But alas, there's only 1 great suggestion so far which is m&a.

      The rest of you are just ridiculing me! Lol

      But then again, yes this sounds too good to be true I get it.

      So I don't blame the responses. Just hoping to get more ideas!

      Ps- as for the business plan, what I eventually do doesn't need to be what was submitted as part of proposal.
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      • Profile picture of the author theory expert
        Banned
        Originally Posted by odium View Post

        The reason I'm not executing the plan is because the banker couldn't care les what the plan is.

        All the parties are in this because of the incentives . Wink wink.

        So we are just striking it while it's hot. Get the capital first. Talk later

        So I don't wanna rush into deciding on the businesses.

        I'm here in wf to tap into the great minds of you warriors.

        But alas, there's only 1 great suggestion so far which is m&a.

        The rest of you are just ridiculing me! Lol

        But then again, yes this sounds too good to be true I get it.

        So I don't blame the responses. Just hoping to get more ideas!

        Ps- as for the business plan, what I eventually do doesn't need to be what was submitted as part of proposal.
        Buddy talk is cheap whats that chat ID again? Thought so.
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      • Profile picture of the author CyberAlien
        Originally Posted by odium View Post

        The reason I'm not executing the plan is because the banker couldn't care les what the plan is.
        I hope you have that in writing. Because 5 years from now when you haven't been able to pay them back, they are going to use the original plan you gave them in court and ask for proof on how you followed it.
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        • Profile picture of the author odium
          Originally Posted by Chase Watts View Post

          I hope you have that in writing. Because 5 years from now when you haven't been able to pay them back, they are going to use the original plan you gave them in court and ask for proof on how you followed it.
          Once capital is given, I can add on more business types so it's quite flexible the business plan. What they care is for me to pay back!
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  • Profile picture of the author theory expert
    Banned
    OP whats your chat ID?

    I sure could use a $13 million windfall.
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  • Profile picture of the author theory expert
    Banned
    No chat ID no serious guess we done playing.

    Meet Tattoo and Mr. Rorke
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    • Profile picture of the author odium
      One more thing. You guys must be thinking why the hell am I asking this in wf ?

      Well I learnt a lot from this forum and trust what I read here. So yeah, that's why I asked. No harm asking right?
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    • Profile picture of the author Kay King
      What's the interest rate....20+%???

      I'd suggest you break both wrists so you can't sign on the dotted line. Yes, I am poking fun because no trustworthy bank lends that kind of money without detailed plans for what you WILL do with the money.

      No business person borrows that kind of money without a serious plan in place for how to repay double the amount in five years.

      ...and given the above, not having $26mil in 5 years could be very, very bad
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      • Profile picture of the author ronrule
        Originally Posted by Kay King View Post

        What's the interest rate....20+%???

        I'd suggest you break both wrists so you can't sign on the dotted line. Yes, I am poking fun because no trustworthy bank lends that kind of money without detailed plans for what you WILL do with the money.

        No business person borrows that kind of money without a serious plan in place for how to repay double the amount in five years.

        ...and given the above, not having $26mil in 5 years could be very, very bad
        Interest rate would be 12% if double the amount borrowed is due in five years. Honestly though it sounds like the type of hedge fund scheme that gets investment banks shut down and bankers indicted. I wouldn't want to be anywhere near that cash if that's what's going on.

        If you're the recipient, you become the fall guy ... especially if capital was granted based on a business plan that was deliberately never executed. This could all go wrong even if it DID make money for all kinds of legal reasons. The bankers will all point the finger at you and say you never executed the plan they intended to fund.
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        • Profile picture of the author odium
          Honestly the bank interest rate is at 6.5% per annum.
          The reason why I need to double the money is because of paying all the incentives to all the parties involved that is making this happen.

          With that said, where I'm at is the southern part of Asia. So maybe the bank rules here are different.

          Why would I take such a big risk for a huge sum of money and put my name to it?

          Well we live once, and this is the only chance I have access to such capital and if I make it happen, it's for loved ones. So that's my primary motivation.

          With this amount, I can rinse and repeat and take more credit with other banks in the form of bank guarantee. Again we're talking about paper money here. Why not take advantage of it?

          What's the worst that could happen if businesses go bust? I'll just go bankrupt and that is not the end of the world or my life.

          It's my life, it's now or never!
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  • Profile picture of the author theory expert
    Banned
    TPW aren't you a moderater? Kindly do us the honor and close this thread. Save me a trip to the help desk.
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  • Profile picture of the author bwh1
    Gimme me 10 from those 13 million.

    I'll triple that 10m for you in 5 years to 30 million.

    I'll send you the 30 in slices of 6 million a year, so you can pay back your bank each year what lowers your interests even more. Remember that you already have 3 M in the pocket.

    You stay with +6M, and I stay with ? million. Taxes is your problem, pay from your 6M.

    The bank is happy, you are happy and I'm happy.

    The niche to make that amount of profit? Personal lending business for people with bad credits in Brazil, where I'm living. They pay me 30%+ interest per month which isn't abusive for who is used to pay a normal credit card interest of over 15% per month, around 200% a year.

    This business has of course some risks, so the 30% isn't net. From my 3M profit per month I will lose over 50% to the "promoters" to make sure that I'll get my money back.

    Interested ? (guess)

    G.

    Sure that wasn't a 04-01 post?

    EDIT: Oh, I forgot. I have a swiss bank account, so your cash is save with me
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  • Profile picture of the author theory expert
    Banned
    roughly 77% of the money into one persons hand. Not smart, but, let me keep my aces to myself.not like this is a real thread,lol.
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    • Profile picture of the author ronrule
      Originally Posted by theory expert View Post

      roughly 77% of the money into one persons hand. Not smart, but, let me keep my aces to myself.not like this is a real thread,lol.
      It actually could be a real thread - and if it is, I suspect odium will be doing time in a Federal prison in 5 years on multiple securities violations and fraud, although not entirely his fault.

      Here's how these things usually go... someone well connected starts a hedge fund and convinces a bunch of investors to invest in the fund. Some of these funds can get into the hundreds of millions, or even billions. The bankers managing the fund would then use that large pool of money to make investments (PIPES, Startups, whatever) and any gains and losses are divided among the contributors to the fund based on the percentage of their contribution, and the bankers charge a fee to the company they raised money for. So if I needed to raise $1 Million in capital, I make my pitch, the bankers do their due diligence regarding the viability of my plan, etc. and if they decide to give me the capital then the fund gets an equity stake in my company, or a note that will be converted to a debt at a future date (which sounds like the case here) and the bankers charge me a fee for the raise. So the fund would give me $1 Million, but from that $1 Million I pay the bankers a fee of $50k-$70k.

      In a LEGAL operation, that's how it works and it's how they make their money.

      In an ILLEGAL operation, the bankers only care about getting their commission and don't care if the investors who invested in the fund lose their money. So instead of doing their normal due diligence, they just invest in every plan that looks decent on paper but without any regard for the founders ability to execute - and in some cases DELIBERATELY funding deals they know won't be executed, making the Entrepreneur the fall guy. This is ideal for them, because they get their commission on the capital raise on the front-end, and when it all falls apart they can point the finger back at the company they gave the money to and say "THIS was the business plan we were investing in but the guy never executed"...

      Guess who all of those angry, wealthy investors are going to sue? It won't be the fund managers. It will be you.

      And here's the real kicker... it's not like you can say "They KNEW I wasn't going to execute this plan", because the minute you say that you just ADMITTED you were committing fraud, so any efforts to point the finger back at them will almost certainly lead to jail time for you. Three years would be the minimum. Depending on the amount, who was invested in the fund, and who they're connected to politically, it could be longer.

      I hate to say it man, but odium, if any of what you posted is true, you should get as far away from these people as possible and don't take a penny from them.
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      • Profile picture of the author odium
        Originally Posted by ronrule View Post

        It actually could be a real thread - and if it is, I suspect odium will be doing time in a Federal prison in 5 years on multiple securities violations and fraud, although not entirely his fault.

        Here's how these things usually go... someone well connected starts a hedge fund and convinces a bunch of investors to invest in the fund. Some of these funds can get into the hundreds of millions, or even billions. The bankers managing the fund would then use that large pool of money to make investments (PIPES, Startups, whatever) and any gains and losses are divided among the contributors to the fund based on the percentage of their contribution, and the bankers charge a fee to the company they raised money for. So if I needed to raise $1 Million in capital, I make my pitch, the bankers do their due diligence regarding the viability of my plan, etc. and if they decide to give me the capital then the fund gets an equity stake in my company, or a note that will be converted to a debt at a future date (which sounds like the case here) and the bankers charge me a fee for the raise. So the fund would give me $1 Million, but from that $1 Million I pay the bankers a fee of $50k-$70k.

        In a LEGAL operation, that's how it works and it's how they make their money.

        In an ILLEGAL operation, the bankers only care about getting their commission and don't care if the investors who invested in the fund lose their money. So instead of doing their normal due diligence, they just invest in every plan that looks decent on paper but without any regard for the founders ability to execute - and in some cases DELIBERATELY funding deals they know won't be executed, making the Entrepreneur the fall guy. This is ideal for them, because they get their commission on the capital raise on the front-end, and when it all falls apart they can point the finger back at the company they gave the money to and say "THIS was the business plan we were investing in but the guy never executed"...

        Guess who all of those angry, wealthy investors are going to sue? It won't be the fund managers. It will be you.

        And here's the real kicker... it's not like you can say "They KNEW I wasn't going to execute this plan", because the minute you say that you just ADMITTED you were committing fraud, so any efforts to point the finger back at them will almost certainly lead to jail time for you. Three years would be the minimum. Depending on the amount, who was invested in the fund, and who they're connected to politically, it could be longer.

        I hate to say it man, but odium, if any of what you posted is true, you should get as far away from these people as possible and don't take a penny from them.
        Thanks Ron, you seem to be the only one giving useful feedback, and showing concern.

        I cent say much here but it's not really like what you stated above. Though the gist of it, you almost got it.

        We're doing everything the legal way, more white hat than grey so I'm not to worried it being a crime.

        Thanks again!
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        • Profile picture of the author tpw
          Originally Posted by odium View Post

          Thanks Ron, you seem to be the only one giving useful feedback, and showing concern.

          I cent say much here but it's not really like what you stated above. Though the gist of it, you almost got it.

          We're doing everything the legal way, more white hat than grey so I'm not to worried it being a crime.

          Thanks again!

          You are an anonymous person on a public forum. No one knows who you are or where you live.

          Why don't you explain it to us?
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          • Profile picture of the author odium
            Originally Posted by tpw View Post

            You are an anonymous person on a public forum. No one knows who you are or where you live.

            Why don't you explain it to us?
            I'm just asking for ideas!! Why do I need to reveal myself? Goodness.
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            • Profile picture of the author odium
              Update in a few months time. Cheers!
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            • Profile picture of the author tpw
              Originally Posted by odium View Post

              I'm just asking for ideas!! Why do I need to reveal myself? Goodness.

              Most of us believe that what you are doing is illegal and this deal will end with you in prison.

              You swear that it is legal. So maybe, if you are interested in real help from people who could likely help you, you can explain to them how what you are doing is not illegal.

              So long as people believe that what you are doing may amount to fraud, no one is going to offer you any real advice.

              But, if you can give them confidence in what you are doing, people might come out of hiding to give you the kind of guidance you really want.
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            • Profile picture of the author Joseph Then
              Originally Posted by odium View Post

              I'm just asking for ideas!! Why do I need to reveal myself? Goodness.
              There are people here who has handled more than $100 million dollars worth of business and understand how things work, especially in finance sector

              You came without identity and talks about having $13m from a bank, and claims to get it via a connection. And you came asking for ideas without any concrete introduction or background understanding.

              Anyone with more than 10 years of business experience will smell a rat here.

              It's like me going to meet with Tim Cook and said: "I want to invest in your business but I have no idea where to invest." Frankly, Tim will ask me to get lost.
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  • Profile picture of the author Tsnyder
    Dude... seriously... if you're willing to pay double what you borrow
    on a 5 year term you should study economics and finance to learn
    why only a fool would agree to such a deal.
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    • Profile picture of the author odium
      Originally Posted by Tsnyder View Post

      Dude... seriously... if you're willing to pay double what you borrow
      on a 5 year term you should study economics and finance to learn
      why only a fool would agree to such a deal.
      Well that's my goal to pay back in 5 years. It's not a fixed tenure, just my choice.

      That's why the importance of having close relationships with bank managers. Loans can be stretched out.
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  • Profile picture of the author TylerK
    Wow thats a lot of money. Hope you think of something good, and if you do you should tell me what it is
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  • Profile picture of the author odium
    So none of you have any ideas for me?
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    • Profile picture of the author Joseph Then
      Originally Posted by odium View Post

      So none of you have any ideas for me?
      That's because no one believes that a bank would lend you $13m without any strings attached.

      So is it USD$13M or IDR$13M?
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      • Profile picture of the author tpw
        Originally Posted by Joseph Then View Post

        That's because no one believes that a bank would lend you $13m without any strings attached.

        So is it USD$13M or IDR$13M?

        Good catch.

        I looked it up. IDR $13 million converts to $1333.06

        If that were the case, this would suddenly become more believable.
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        • Profile picture of the author odium
          Originally Posted by tpw View Post

          Good catch.

          I looked it up. IDR $13 million converts to $1333.06

          If that were the case, this would suddenly become more believable.
          It's USD fortunately

          Though we do have connections for projects with the Indonesian govt. Supplying militarysuplies (not weapons) and medical, surgical supplies to hospitals.

          Basically we''ve got political contacts around south Asia for different type of projects. Just a matter of choosing which ones.

          I think maybe it's the mismatch of the amount of money and the the forum I asked this question in that got me ridiculed.

          It's just that as much as I like big govt projects , I've always been a follower of IM and direct response mktg that got me posting here.

          Maybe I should just stop posting!

          Thanks anyway guys!
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          • Profile picture of the author substance
            Originally Posted by odium View Post

            It's USD fortunately

            Though we do have connections for projects with the Indonesian govt. Supplying militarysuplies (not weapons) and medical, surgical supplies to hospitals.

            Basically we''ve got political contacts around south Asia for different type of projects. Just a matter of choosing which ones.

            I think maybe it's the mismatch of the amount of money and the the forum I asked this question in that got me ridiculed.

            It's just that as much as I like big govt projects , I've always been a follower of IM and direct response mktg that got me posting here.

            Maybe I should just stop posting!

            Thanks anyway guys!
            I think you guys should seriously not make fun of him.

            The Govt. rules (Bank Rules) are different in Asia and the US and with proper influences at the right places , what this guy says is very much possible.

            He said he already have political contacts which means support and also he got the loans (incentivized: Which means corrupted official but that is the way things are done in some places) and he said he also have connections in doing projects for the Indonesian government.

            He must have a solid plan in the paper but is willing to take new ideas which does not mean he is not serious.

            You should know WF is the biggest, largest and also the most popular IM in the "WORLD"so I think he posted here to get some ideas but he should have gone to an investor forum ( I guess $13m is still a big amount for the IMs to take in) LOL.

            I bet his PM is full now though.:p:p
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            • Profile picture of the author theory expert
              Banned
              Originally Posted by substance View Post


              He must have a solid plan in the paper but is willing to take new ideas which does not mean he is not serious.

              You should know WF is the biggest, largest and also the most popular IM in the "WORLD"so I think he posted here to get some ideas ( but I guess $13m is still a big amount for the IMs to take in) LOL.
              Am I stupid? Because I am starting to feel like I dont belong here. You got $13 million in lump sum and you need new ideas for what? Are you gonna create a better hydrogen backpack to help men fly in the air longer?

              Watch shark tank you want ideas.

              How can someone get $13 million from a bank and not have a clue?

              How come people keep coming in here sanctioning this?

              That amount of money is suppose to be used to become an investor, so, invest. Look for businesses to buy to put in the portfolio that is all there is to it.

              There is no ideas just opportunities. Geez Louise!!!!!!




              Hey is there a way for me not to see this thread when I am looking in the marketing discussion section? PLEASE LET ME KNOW.
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  • Profile picture of the author dkla27
    This thread is becoming too big to fail...

    We may have to bail it out
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  • Profile picture of the author Josh Anderson
    Invest in "protection" because you are going to need it in prison.

    Spend a little on a trip to this great event:

    3rd Annual Nigerian EMail Conference



    Oh and in your fee time become penpals with these guys:

    http://www.419eater.com/

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  • Profile picture of the author theory expert
    Banned
    LOL. I've think we had enough fun for one day. I am gonna formally request this thread closed.
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    • Profile picture of the author tpw
      Originally Posted by theory expert View Post

      LOL. I've think we had enough fun for one day. I am gonna formally request this thread closed.

      Just hit the button on the original post, and tell the mods why you think it should be closed or nuked.
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      Publish Coloring Books for Profit (WSOTD 7-30-2015)
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      • Profile picture of the author theory expert
        Banned
        Originally Posted by tpw View Post

        Just hit the button on the original post, and tell the mods why you think it should be closed or nuked.
        beat ya too it already done request a lock
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        • Profile picture of the author ahlexis
          Aw come on, you guys are no fun!

          Here's an idea.

          Open a payday loan store. Did you know the average payday loan comes out to north of 450% on an annual basis? Yes, four hundred and fifty percent.

          Open one. Hire people Tues-Friday.

          Find second location and get set up.

          Open 2nd one during 3rd week. Hire people Tues-Friday.

          Find third location and get set up.

          Rinse and repeat.

          By the way, if I have to tell you anymore, I will have to charge you.

          Also, cash-for-gold works pretty good, too! Average payout in cash-for-gold is 25-30% of spot price - London fixed. There are refiners that buy @ north of 90% of spot, in high volume only. Again, if you want more details I want money!

          By the way, there are other ways that will likely make your bankers REALLY happy if they are bankers @ a too-big-to-fail bank . . . because they will understand it. It involves buying and restructuring bad loans to turn them into performing loans. But for that one, you could just go to the bank and offer to buy out some bad debts from them.
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    • Profile picture of the author shane_k
      Originally Posted by theory expert View Post

      LOL. I've think we had enough fun for one day. I am gonna formally request this thread closed.

      Darn, so does this mean I am too late to ask you for advice on my $80 Million Credit Line that I just received?

      No seriously I did!!
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  • Profile picture of the author Peter Pride
    Originally Posted by odium View Post

    In a few weeks time, I'll be getting a $13m credit facility with the bank.

    Catch is, I have to repay $26m in 5 years time.

    What businesses shall I embark on?

    I'm looking at 150% ROI, so at least I can pocket about $6m after repaying the capital plus interest.

    ...
    Build an acne website and monetize it with adsense.

    lol
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    • Profile picture of the author bwh1
      Originally Posted by Peter Pride View Post

      Build an acne website and monetize it with adsense.
      13 Million is profit - that's a lot of acne man.

      G.
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  • Profile picture of the author Paul Marcoux
    what bank is it with? if its with a national bank let me know.
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  • Profile picture of the author PerformanceMan
    Build a list - a really, really big list
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    Free Special Report on Mindset - Level Up with Positive Thinking
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    • Profile picture of the author celente
      Originally Posted by PerformanceMan View Post

      Build a list - a really, really big list
      ok with all the mediocre responses in here, you just blew everyone out of the water.

      This advice above my friends is the smartest thing you will read all week. I guarentee it.

      What do gurus do to make large amounts of money.

      BUILD A LIST!

      What is the most highest form or targeted traffic.

      COMES FROM YOUR LIST!

      What is the easiest way to make sales.

      SEND AN EMAIL TO YOUR LIST!

      do I need to go on......
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  • Profile picture of the author travlinguy
    Find a hot blonde, a good plastic surgeon and someone specializing in "alternate" identification. The rest you'll figure out on your own.
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  • Profile picture of the author Stuart Walker
    Did they extend it to April Fools Week and nobody told me?

    Tons of stupid threads round here recently.
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  • Move to Fiji?
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  • Profile picture of the author BamaGuy
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  • Profile picture of the author Jack Gordon
    I don't see the issue...

    What is to make anyone believe any of the schemes discussed here on WF are perfectly legit?

    The scale of this one makes it unusual, but the OP was not asking for morality guidance. He was asking what you would do to double $13million in five years.

    Frankly, I thought that it was an interesting creative exercise - whether or not it is real, legal or otherwise. And I was disappointed to see the poster's challenge not taken seriously, with very few exceptions.

    The WSO section is overflowing with outrageous claims of business miracles. That (almost) nobody was willing to take their brilliance and experience in "making" IM fortunes and give an interesting answer to this challenge speaks volumes about this place.

    In my opinion, and that's all it is, this thread is a waste only because of the crappy responses.

    As for my advice to the OP? There are lots of ways to make money. One of the most important things to do is diversify. Do some safe investments, some more aggressive, some startups, etc.

    After that, we would need to know more about your strengths to better advise a plan that fits you.
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    • Profile picture of the author tpw
      Originally Posted by rocket2uranus View Post

      He was asking what you would do to double $13million in five years.

      In my opinion, and that's all it is, this thread is a waste only because of the crappy responses.

      * Mergers and Acquisitions;
      * Real Estate; and
      * Buying small start-ups with real potential.

      These were all good suggestions made in this thread, so it wasn't a waste at all.

      This was not pitched as a creative exercise. Had it been pitched that way, the answers might have been very different.

      This thread was pitched as a factual, "the bank gave me 13m, but I am going to spend the money on something other than what I pitched the bank loan officer."

      And, "it is all legal, because I networked with the bank manager... Wink, wink..."

      Others suggested that the OP would be on his own if this thing fell apart on him. His co-conspirators at the bank would disown him if he was unable to pay back the loan at the end of the term. Once again, excellent advice for someone who seems to believe that it would not considered fraud if he used the money for some reason other than stated on his loan application and he lost all that money.
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      Publish Coloring Books for Profit (WSOTD 7-30-2015)
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    • Profile picture of the author theory expert
      Banned
      Originally Posted by rocket2uranus View Post


      Frankly, I thought that it was an interesting creative exercise - whether or not it is real, legal or otherwise.
      you sound like the guy who thought the $30,000 in a week post was a great exercise. Are you him under an different IP?

      Another note: If someone (not you), need an exercise on what to do with $13 million then I would have to say they're a fool. If they dont know what to do with it I sure as hell do, and, they can contact me if they actually have the money and is willing to work out some deal with me.

      The WSO section is overflowing with outrageous claims of business miracles.
      The WSO section is overflowing with product owners looking to line their pockets selling direct to consumer. They aren't wasting bandwidth asking questions. They are selling via direct sales page. If I am going to ask a question relating to $13 million I may ask who the industry experts are in _______ field so I can contact them, but, that would be the extent of my asking.

      In my opinion, and that's all it is, this thread is a waste only because of the crappy responses.
      Again, if a man doesnt know what to do with $13 million then he doesn't deserve it. How hard is it to get off your arse, seek out experts, or, hire a marketing research company/researcher, or, find a consultant to provide infrastructure to help you along.
      Find talent and leverage.
      I dont see what the problem is....If anything I find it more difficult trying to figure out how to make money with little resources because you need to have skillsets, and, also be very creative all while doing it alone. Trying to make lemonade out of lemons is hard.

      Big resources? No problem, less you're Warren Buffet, then, it can get challenging because you have a bunch of shareholders, and, already cornered markets, and, it gets to a point where it becomes difficult to make high margins especially, as industries economies mature from around the world.
      That's why I asked him his chat ID.

      A fool and his dream/money is going to depart regardless.
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      • Profile picture of the author Jack Gordon
        Originally Posted by theory expert View Post

        you sound like the guy who thought the $30,000 in a week post was a great exercise. Are you him under an different IP?
        Not that it should matter who I am, but no. I have never been here under any other name than the one I use now. If anybody is curious about my identity, it is no secret. Just ask me and I will tell you. I have nothing to hide. In fact, I am quite proud of my business success. If you are really interested, I can bore you for hours about my journey.

        And, for the record, I still think the responses in this thread are ridiculous.

        With very few exceptions, nobody posts a problem, question or issue in a place like this with the expectation that the responders will ignore the question and instead waste hours (collectively) questioning the poster's credibility with meaningless due diligence exercises. For pete's sake, we don't know the first thing about the poster's identity. What is the point of questioning his character?

        Either you have an answer for his question, or you don't. If you don't, move on and be productive for your own benefit.

        If you decide you would like to approach the poster about becoming an investor, business partner, JV, etc, then that is a different story. But he was not soliciting for that. The guy just wanted some ideas on how to grow a large investment.

        All of the negativity in here is disappointing. Honestly, it reminds me of what most entrepreneurs experience when their friends and family don't understand why they want to go into business for themselves.

        If the members here can't rise to a silly challenge like giving advice for how to invest real dollars in the IM world, then it just makes you look too small to play the game.

        Too bad. This thread had so much more potential.
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  • Profile picture of the author IMStrategus
    I would setup a venture capital firm and start investing in very advanced high tech startups as well as mobile related stuff + obviously any really good internet idea.
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    I lie on marketing forums. Social media is for fun, pics & hook ups.

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    • Profile picture of the author fcf360
      Bankers lose billions daily investing and lending it out to the wrong ideas and ventures. So, it would not surprise me that the OP did get access to some form of $13M credit line. That is nothing. It's just a credit line and basically anyone with a half-baked business idea and some wits can get access to some credit.

      But, in IM, it is not about the capital, but rather about the idea. Due to the unique business constraints of IM, which is particularly asset/capital light to get it off the ground, having too much capital would only be a disadvantage since it makes the individual complacent and causing for wasting away the capital into unrefined online ventures.

      Businesses began with $1 in startup budget have gone on to be billion dollar businesses, while businesses that began with $1B dollar startup budgets have gone on to be worth $0. Thus, focus on the idea and if the idea is good, the capital will always be there.
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      • Profile picture of the author tpw
        Originally Posted by fcf360 View Post

        Bankers lose billions daily investing and lending it out to the wrong ideas and ventures. So, it would not surprise me that the OP did get access to some form of $13M credit line. That is nothing. It's just a credit line and basically anyone with a half-baked business idea and some wits can get access to some credit.

        He would never be sued for fraud if he used the money for the half-baked scheme that the bank agreed to loan him the money to do. :rolleyes:
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        Publish Coloring Books for Profit (WSOTD 7-30-2015)
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      • Profile picture of the author Boricua
        Originally Posted by fcf360 View Post

        Bankers lose billions daily investing and lending it out to the wrong ideas and ventures. So, it would not surprise me that the OP did get access to some form of $13M credit line. That is nothing. It's just a credit line and basically anyone with a half-baked business idea and some wits can get access to some credit.

        But, in IM, it is not about the capital, but rather about the idea. Due to the unique business constraints of IM, which is particularly asset/capital light to get it off the ground, having too much capital would only be a disadvantage since it makes the individual complacent and causing for wasting away the capital into unrefined online ventures.

        Businesses began with $1 in startup budget have gone on to be billion dollar businesses, while businesses that began with $1B dollar startup budgets have gone on to be worth $0. Thus, focus on the idea and if the idea is good, the capital will always be there.
        Thinking twice, makes perfect sense. However, INCREDIBLY unusual because of how it's being asked and where it's being asked. His being respectable, so after a couple of posts it did kept me thinking of the legitimacy, but damn it's surely an entertaining post with unavoidable replies.

        Best of luck and success to the OP. Never judge a book by its immediate cover..or something similar:rolleyes: Right indeed.
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  • Profile picture of the author Boricua
    Originally Posted by odium View Post

    In a few weeks time, I'll be getting a $13m credit facility with the bank.

    Catch is, I have to repay $26m in 5 years time.

    What businesses shall I embark on?

    I'm looking at 150% ROI, so at least I can pocket about $6m after repaying the capital plus interest.

    Would be interested to know what you warriors have in mind?

    What comes to kind for me would be ecommerce businesses, b2b supplier to governments, biodiesel manufacturing, etc. I'm also keen to try big scale direct mailing or relational capital asset management ala Jay Abraham.

    Odium

    Ps - pls do not ask me how I got this facility. Let's just say, thru 'networking'
    Paul Myers and all the other respectable moderators are DEFINITELY in with some good popcorn here with big time good laughs or this is just a true test to see how ridiculous trolls and funny people can become at forums.

    Definitely #1, can't blame them..the funniest post I have EVER seen since 2005 here, damn this IS A GOOD one! SERIOUSLY!

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  • Profile picture of the author ronrule
    Since you keep doing the "wink wink" thing, it's kind of leading me to believe I was right on the money with my guess about this being the type of scheme I laid out in an earlier post. And maybe you know this already, but you're trying to find a way to make the most of it and actually do something positive with the money so everyone can win...?

    If that's the case and you're hell-bent on doing this, here's another suggestion. Take the $13m when you get it and put $2 million aside for yourself and don't touch the rest. Make the payments for 9 months, then default on the loan and offer a settlement of $11 million, they'll probably take it. Better on them to tell their investors they suffered a 15% loss than to let them know the whole 100% is tied up in a lawsuit.

    wink wink.
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    • Profile picture of the author David Keith
      careful with the advice about how one should go about conspiring to commit fraud...not too smart.

      BTW, I am not a lawyer or qualified to give legal advice.

      Originally Posted by ronrule View Post


      .................................................

      wink wink.
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  • Profile picture of the author jivens
    Banned
    I hope your banker doesn't see this lol!

    I wouldn't touch it. 13 millie? I'd pass out thinking about having to repay it.
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  • Profile picture of the author Tahir
    13 is unlucky dude... should have pitched for 14 ;P
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    • Profile picture of the author fcf360
      Originally Posted by Tahir View Post

      13 is unlucky dude... should have pitched for 14 ;P
      In some parts of the world, 13 is the most luckiest number. I guess you get what you want out of the "numbers".
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  • Profile picture of the author J Bold
    Well, this has gone well.

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  • Profile picture of the author chasnsx
    If I had a $13M line of credit and I was in Indonesia, I would own every McDonald's franchise in Djakarta. This guy is trolling, plain and simple. He wants to try to hook up with some real big money guys, find out what their plans are, then write up a business plan and go to the bank with it.
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  • Profile picture of the author Danit98765
    Seriously? good luck with that....
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    I'm willing to help people make their fortune online. Send me a message if you are interested and I will show you exactly how! Remember, you can't win unless you try.
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    • Profile picture of the author dvm3
      3 Step Plan:
      1) Invest heavily in General Motors and the USPS.
      2) Put some money on the Cubs to win the world series.
      3) Go to Vegas and put the rest on "black".
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  • Profile picture of the author BamaGuy
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  • Profile picture of the author Devin X
    Banned
    Originally Posted by odium View Post

    In a few weeks time, I'll be getting a $13m credit facility with the bank.

    Catch is, I have to repay $26m in 5 years time.

    What businesses shall I embark on?
    I seriously think you're completely full of it, but I'll humor you.

    On that note: if you did have access to that much money and you DO NOT know what to do with it, and have to come to an IM forum to get opinions, then you are really in no position to have access to that much money in the first place.

    I do know that if I received 13 million, I'd automatically give Allen 1 million and tell him that these kinds of threads are not allowed on the forum. :rolleyes:
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  • Profile picture of the author Mohsin Rasool
    Wow, OP said he is not taken serious, let's do it again...

    In Challenges & Contests Forum, set up a new challenge with 1Mil Reward, for a plan where one can invest 12MIL (as 1MIL already gone to the winner), ang get back 25Mil in 5 years.
    Then thread will be taken serious as stakes will be high... and who is going to keep the Reward money in escrow to keep things fair to OP and Participating members?

    Awesome thread.. Keep it going
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  • Profile picture of the author Scott Ames
    Rather than question if the poster's situation is real, let's pretend it's you that has just gotten a $13 million credit line and have to double that amount in 5 years. What do you do?

    Should be a good exercise.
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    Success consists of going from failure to failure without loss of enthusiasm. -Winston Churchill

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