Best way to accept payments for an eBook?

by fin
40 replies
I have a product I want to release in the next month, but I realized E-junkie isn't a payment processor.

I was wondering what the best options are to work together with E-junkie?

I suppose I could release it on Clickbank and I assume that would cover everything.

It's not an IM product.

Cheers
#accept #ebook #payments
  • Profile picture of the author Kal Sallam
    All my payments go through Clickbank never had any of those PayPal issues
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    • Profile picture of the author butterballs8
      Payloadz.com and tradebit.com are both good sites for accepting ebook payments.
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    • Profile picture of the author thedark
      Originally Posted by Kal Sallam View Post

      All my payments go through Clickbank never had any of those PayPal issues
      Clickbank also works with paypal and if a chargeback happens, also the clickbank account will get money deducted. More, I had a higher refund rate on clickbank than paypal. Clickbank will immediately refund all requests because it is in their TOs. On paypal, only chargebacks and unauthorized are a problem, you get a big chance to resovle your cases. There are cases when people use your product but request a refund. When they have to provide the reason why they are requesting the refund they step back.
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  • Profile picture of the author bdogg
    I think PayPal would be your best option.
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  • Profile picture of the author dollar cashflow
    i prefer clickbank to any because they have been doing this professionally for the past 14 years with no error, however you should consider those countries clickbank does not reach lol as well
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    • Profile picture of the author RobinInTexas
      It would be best to deal with clickbank,
      1. They take care of collecting the payments
      2. They handle refunds as necessary
      3. They will handle affiliates giving you easy access to a sales force. People will sell for you and they KNOWthey will get paid
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      ...Even if you're on the right track, you'll get run over if you just set there.
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  • Many people prefer Paypal simply because it's so well established and has become the 'norm'

    There are so many options now; 2Checkout, Clickbank, Trialpay, Google Checkout, Payloadz, etc. You really can't go wrong with any of them. If you want to get crafty and have the time, take a look at how they're specifically priced for discount rates and transaction fees.
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  • Profile picture of the author ContentIn48Hours
    I have used E-Junkie and from what I remember you can use either PayPal or Google Checkout. I definitely prefer Google Checkout as a seller, but many buyers seem to like PayPal.

    Steve
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  • Profile picture of the author Mark Kaye
    PayPal. It is the best. Clickbank is good too but I think they limit the amount you can charge for a product.
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  • Profile picture of the author muneer195
    Banned
    [DELETED]
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    • Profile picture of the author fin
      From what I understand I can use E-Junkie with Paypal, but I need to use a merchant account so the 'pay by credit card' option shows when someone lands on the payment processor.

      Or Clickbank.

      I don't have my own merchant account so can't use anything like Authorize.net.
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      • Profile picture of the author Alexa Smith
        Banned
        Originally Posted by fin View Post

        I suppose I could release it on Clickbank and I assume that would cover everything.
        Everything apart from product security, perhaps?

        If you want affiliates, ClickBank is certainly one option. You'd be well advised, I think, to use a system whereby the affiliates aren't dependent on the vendor for their payments (as they will be if you use e-Junkie to deliver the product and PayPal to collect the money). It may make a huge difference to the willingness of serious affiiates to look at and consider the product for potential promotion. (But if you don't want affiliates, then you presumably wouldn't want to pay ClickBank their 7.5% + $1 per copy?).

        The beauty of e-Junkie is that you can use their PDF-stamping toy, which puts the purchaser's transaction-details on each page of the PDF before they download it, to inhibit illicit file-sharing and uploading the thing to torrent/subfusc-headwear sites. No extra charge.

        e-Junkie does work in conjunction with ClickBank. I think it's a very good combination. It's what I'd be looking at, in your position.

        You need to protect the download page as well, but there's comparatively little value in doing that without also protecting the product itself.

        Originally Posted by fin View Post

        From what I understand I can use E-Junkie with Paypal, but I need to use a merchant account
        You can certainly use e-Junkie with PayPal as your processor. I may be wrong, but I've certainly never heard that you'd need a merchant account to do that, and I doubt it very much.
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        • Profile picture of the author fin
          Originally Posted by Alexa Smith View Post



          You can certainly use e-Junkie with PayPal as your processor. I may be wrong, but I've certainly never heard that you'd need a merchant account to do that, and I doubt it very much.
          You can use Paypal, but for some strange reason I think it shows up as the standard Paypal login screen if you don't have a merchant account.

          I heard it's a conversion killer if people without Paypal don't automatically see the credit card icons.

          That's interesting about Clickbank, I had no idea it was $1 + 7%. I'm not using affiliate in the beginning because it's only a cheap book, so I'll probably wait until I have a more substantial product before I go down that route.
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          • Profile picture of the author Alexa Smith
            Banned
            Originally Posted by fin View Post

            You can use Paypal, but for some strange reason I think it shows up as the standard Paypal login screen if you don't have a merchant account.
            I see ... yes, this may well be so. I hadn't realised that was such a potential disadvantage. There's a limit to my usefulness (being a non-vendor) in this thread anyway, Jamie - so much so that I nearly didn't post at all. But just thought you might not be aware of the potential product security advantage of e-Junkie (which, to me, would be huge).

            Originally Posted by fin View Post

            That's interesting about Clickbank, I had no idea it was $1 + 7%.
            7.5% + $1, yes (i.e. what's divided between the vendor and the affiliate in the stated percentages is $1 less than 92.5% of the retail price paid by the customer. ClickBank gets the $1 too, to buy stockings, they say).

            Originally Posted by fin View Post

            I'm not using affiliate in the beginning because it's only a cheap book
            Says he, not yet having price-tested? :p

            I hear you, anyway. Good luck with it!
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            • Profile picture of the author fin
              Originally Posted by Alexa Smith View Post

              I see ... yes, this may well be so. I hadn't realised that was such a potential disadvantage. There's a limit to my usefulness (being a non-vendor) in this thread anyway, Jamie - so much so that I nearly didn't post at all. But just thought you might not be aware of the potential product security advantage of e-Junkie (which, to me, would be huge).



              7.5% + $1, yes (i.e. what's divided between the vendor and the affiliate in the stated percentages is $1 less than 92.5% of the retail price paid by the customer. ClickBank gets the $1 too, to buy stockings, they say).



              Says he, not yet having price-tested? :p

              I hear you, anyway. Good luck with it!
              Cheers!

              I actually just got an email back from Paypal and they said the card options will show because I have a business account, so that's fine.

              I hear you on the price-testing. I'll see what happens.
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              • Profile picture of the author Alexa Smith
                Banned
                Originally Posted by fin View Post

                I actually just got an email back from Paypal and they said the card options will show because I have a business account, so that's fine.
                Ah, that's better. (And thanks for that information, too.) Well, if you don't want affiliates for this product, that probably takes CB out of the equation, then?
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          • Profile picture of the author RobinInTexas
            Originally Posted by fin View Post

            That's interesting about Clickbank, I had no idea it was $1 + 7%. I'm not using affiliate in the beginning because it's only a cheap book, so I'll probably wait until I have a more substantial product before I go down that route.

            You might explore the market by starting out high, and lowering the price if it doesn't sell. That's a lot easier than raising the price.

            Besides if it's worth $15 and you put it on Clickbank for $27 you'll get clickbank affiliates grabbing the deal for the 50% savings thinking they put one over on you... you'll get your $15 (or a little less )
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            ...Even if you're on the right track, you'll get run over if you just set there.
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        • Profile picture of the author ginnysclub1
          Originally Posted by Alexa Smith View Post


          The beauty of e-Junkie is that you can use their PDF-stamping toy, which puts the purchaser's transaction-details on each page of the PDF before they download it, to inhibit illicit file-sharing and uploading the thing to torrent/subfusc-headwear sites. No extra charge.

          e-Junkie does work in conjunction with ClickBank. I think it's a very good combination. It's what I'd be looking at, in your position.

          You need to protect the download page as well, but there's comparatively little value in doing that without also protecting the product itself.
          .
          Thanks very useful information. Does doing that avoid piracy? Or does it simply reduce it?
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          • Profile picture of the author Alexa Smith
            Banned
            Originally Posted by ginnysclub1 View Post

            Thanks very useful information. Does doing that avoid piracy? Or does it simply reduce it?
            I think it very significantly reduces it.

            People with some techie skills can get round it, and remove the "stamped-on" thing from the PDF, but are they really going to bother? I think it's a little like having an extra security-lock on your front door: it's not going to deter a really determined and highly skilled burglar who wants to break into your house specifically, but the reality is that 99% of burglars are opportunists and they can easily find another, easier house to burgle. So deterrents do work, I think. :confused:
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            • Profile picture of the author Richard Van
              Originally Posted by Alexa Smith View Post

              it's not going to deter a really determined and highly skilled burglar who wants to break into your house specifically, but the reality is that 99% of burglars are opportunists and they can easily find another, easier house to burgle. So deterrents do work, I think. :confused:
              I completely agree but off topic, I use the limit login plug in and recently, on one particular site, someone has tried relentlessly to login literally hundreds of times using a different proxy each time.

              The funny part is that if he keeps using admin as the user, he'll run out of proxies before he gets the password, which he'll be unaware of, because the username isn't admin.
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  • Profile picture of the author jbsmith
    As we have several different products - digital ebook, membership site and physical, we have used Paypal (pretty much univerally but almost always in conjunction with another), Clickbank, 2Checkout and we have our own merchant account we use through Authorize.net gateway.

    Often no one-size fits all...for an ebook, I would go with Paypal + 1 other using a Shoppingcart like Ejunkie or 1SC

    The exception would be where your ebook falls into a category that fits into CB affiliate marketplace well - health & wellness, IM, alternative health all do well. Many other niches are not as searched by affiliates so the Marketplace impact is not as significant.

    Jeff
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  • Profile picture of the author JasonBennet
    I will simply choose PayPal as it is established and you will be able to receive payment easily. There are so many other options available and I think that it is more practical to just get started and change along the way if it is not working for you.
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  • Profile picture of the author betterwtveter
    I may be old fashion, but paypal is always my pick despite the fees, but it has always worked well for me.
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  • Profile picture of the author dbrwn
    One of the best ways to accept payments for your e-book is by using an online payment processor such as Pay Pal. I have a Pay Pal account myself and I live the service. It is easy to use and easy to manage.

    It might also be good to sell your e-book from your own site as well since you may be using Pay Pal to sell it through. Building your own web site is really not all that hard to do these days.
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    • Profile picture of the author marketingdynasty
      Paypal is the best because you will get instant payments into your account.
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    • Profile picture of the author RogueOne
      One of the best ways to accept payments for your e-book is by using an online payment processor such as Pay Pal.
      Breaking news!

      Building your own web site is really not all that hard to do these days.
      Geez Jamie, you can build your own website! Bet you didn't know that!
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  • Profile picture of the author Amod Oke
    Some more paypal alternatives:

    Fastspring, 1shoppingcart if its long term, Stripe (not very sure)...
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  • Profile picture of the author Brad Berry
    You should use PayPal, but you must have the merchant account or your buyer cannot see any credit options when they are about to buy your book. But remember that the best thing about PayPal, you will get instant payment and it is widely used by worldwide population.
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  • Profile picture of the author nightrider85
    Originally Posted by fin View Post

    I have a product I want to release in the next month, but I realized E-junkie isn't a payment processor.

    I was wondering what the best options are to work together with E-junkie?

    I suppose I could release it on Clickbank and I assume that would cover everything.

    It's not an IM product.

    Cheers
    Have you read a free ebook by smartpassiveincome.com ?

    I think he shared how he got started and setup everything like payment method and so on in his ebook...
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  • Profile picture of the author Mark Wightley
    I would use clickbank, JVzoo or productpay to set up your campaign and payment processing.They all accept payments through credit cards and paypal.
    Cheers
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  • Profile picture of the author IamGrace
    For me its Clickbank. They are very professional and organize, they even have customer support who you can contact, in case you need help on refunds and etc.
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  • Profile picture of the author keyon
    I never hear anyone mention Yahoo stores in regard to selling ebooks. I think they have a pretty decent system - where you upload your ebook to their secure server, and the customer gets a dowload link on the last page of the shopping cart. You can offer PayPal and/or credit card purchases, the latter of course requires a separate account with a payment processor (authorize.net, paymentech, etc.).
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  • Profile picture of the author ebusyness
    ClickBank have been in the game for time! Great website with easy payment options
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  • Profile picture of the author Paul Parkhouse
    Paypal + ejunkie has always worked good for me.

    Although I have accounts with other payment processors in case something goes wrong.

    The key is to always have a backup plan
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    • Profile picture of the author ZOOM
      Interesting reading I am writing my 1st E-Book
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  • Profile picture of the author luane
    I have always used Paypal buttons on my site with no problem and it doesn't cost you much but a small fee when the payment comes in. Kristie from Georgia
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  • Profile picture of the author igg
    I would go with paypal fast and easy plus gives potential customers another avenue to buy from.
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  • Profile picture of the author planbpayments
    i would recommend a direct Merchant ID with a good acquiring bank along with a robust payment gateway, if your monthly turnover is decent enough.
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