Payment To Philippine Workers

59 replies
I'm thinking about outsourcing some of my work to Philippine workers but am wondering what is the best way to pay them. I hear that Paypal is a hastle for them to open an account. Does anyone have a payment method that works well?
#payment #philippine #workers
  • Profile picture of the author Leo Martinez
    I would insist on Paypal. No Paypal. No Pay.
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    • Profile picture of the author MartinPlatt
      You just need a different merchant - I believe Xoom are good for all concerned. MY understand is that they have higher fees so you will have to check that out...

      It's great if you can accommodate them as they're more likely to stick with you longer term, and if it makes no difference to you, then it's definitely worth it.



      Originally Posted by Leo Martinez View Post

      I would insist on Paypal. No Paypal. No Pay.
      Ha ha ha. Good luck with running your business with no workers...
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      Martin Platt

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  • Profile picture of the author sethalexander
    If they want to get paid they will figure out a way to get the money. Choose your method and let them deal with getting an account. Did any job you ever have ask you how you wanted to get paid? Nope, they just wrote you a check and had you figure out the rest.
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  • Profile picture of the author jfgrissom
    I use Xoom too.

    Fees are not outrageous.
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  • Profile picture of the author Steve Wells
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    • Payments.ph is reliable and Xoom is really fast. They're both pretty convenient. In fact, I get my salary through payments.ph. I use a debit card to get my salary and I can even use it for electronic banking. It's not as fast as Xoom but the fees are better compared to Paypal. Paypal charges a lot of fees and the exchange rate is pretty low. I know a few workers who often end up getting a lot less than what was agreed upon with their employer or clients because of the exchange rate.

      And another thing I don't like about paypal is their lack of customer support for Filipino customers. If we have problems with our accounts, we have nowhere to turn to. And I really hate the fact that the local banks affiliated with paypal charge a ton of fees and paypal can't seem to do anything about it.

      Yes, I'm ranting. I really don't like paypal. I know it's convenient if you live in the US or Europe but for us here in the Philippines, it sucks.
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      • Profile picture of the author hansgruber75
        Originally Posted by John Jonas Phil VA View Post

        Payments.ph is reliable and Xoom is really fast. They're both pretty convenient. In fact, I get my salary through payments.ph. I use a debit card to get my salary and I can even use it for electronic banking. It's not as fast as Xoom but the fees are better compared to Paypal. Paypal charges a lot of fees and the exchange rate is pretty low. I know a few workers who often end up getting a lot less than what was agreed upon with their employer or clients because of the exchange rate.

        And another thing I don't like about paypal is their lack of customer support for Filipino customers. If we have problems with our accounts, we have nowhere to turn to. And I really hate the fact that the local banks affiliated with paypal charge a ton of fees and paypal can't seem to do anything about it.

        Yes, I'm ranting. I really don't like paypal. I know it's convenient if you live in the US or Europe but for us here in the Philippines, it sucks.
        John, shouldn't you disclose that you own payments.ph?
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  • Profile picture of the author everyonewins
    How much does PayPal charge you to pay Philippine workers? Do they charge a percentage or flat fee?
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    • Profile picture of the author BurtL
      Originally Posted by everyonewins View Post

      How much does PayPal charge you to pay Philippine workers? Do they charge a percentage or flat fee?
      It's a percentage, around 3%-4% I believe.
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  • Profile picture of the author bradstern
    I have to agree with paypal. It works great in the Philippines.
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  • Profile picture of the author BurtL
    Paypal is fine, last i check it's free to link up with a Union bank account here.

    Xoom is also ok to use, just use your bank account to keep the fees at $5 per transaction.
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  • Profile picture of the author Matt79
    I also know you can do a bank to bank transfer if you have Wells fargo account and your outsourcer has a BDO bank account for only $5 per transfer,
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    • Profile picture of the author BurtL
      Originally Posted by Matt79 View Post

      I also know you can do a bank to bank transfer if you have Wells fargo account and your outsourcer has a BDO bank account for only $5 per transfer,
      That's right. It's free under certain conditions.
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  • Profile picture of the author zeroaffiliate
    I would prefer using paypal to pay them all the time.

    If you are outsourcing your work to them to be done for the internet, i don't see what's the issue for them to open a paypal account.
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    • Profile picture of the author BurtL
      Originally Posted by zeroaffiliate View Post

      I would prefer using paypal to pay them all the time.

      If you are outsourcing your work to them to be done for the internet, i don't see what's the issue for them to open a paypal account.
      opening a paypal account is not the issue. it's linking it to a bank account to withdraw it is sometimes problematic unless they know how to do it properly. paypal doesn't issue a paypal debit card to the philippines.
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  • Profile picture of the author visimedia
    the other payment is if they have payoneer card it'll be another option. You can transfer money from paypal to payoneer as a payment. Payoneer card is free to get, although there's some fee of activation and yearly
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  • Profile picture of the author Nissim
    Originally Posted by everyonewins View Post

    I'm thinking about outsourcing some of my work to Philippine workers but am wondering what is the best way to pay them. I hear that Paypal is a hastle for them to open an account. Does anyone have a payment method that works well?
    Hi,

    If you have a registered company, you should definitely consider Payoneer. We offer you a complete payout solution to over 200 countries, including the Philippines, supporting payments to prepaid debit cards and bank accounts.

    If you'd like to send me further information I'd be happy to provide you with details. Either PM or e-mail, nissimal@payoneer.com
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    Nissim
    Director of Community at Payoneer

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  • Profile picture of the author pingsters
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    Why you din't hire them through oDesk, elance or other platforms ?

    This will protect both of users and gives them flexibiltiy to withdraw there earning using there own chosen method.

    Thanks
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    • Profile picture of the author mianfarhanraza
      I agree with Pingsters.

      You should go through oDesk rather, I have following reasons to support my statement.

      1) There are more then 1 million Philipinos on oDesk. How ever you have to see how much are there meets your requirements.

      2) If you have already make the deal with any out there, You can push contract them in oDesk.

      3) oDesk charge 10% but they worth it as they gaurente hourly contracts specifically and have a great dispute system.

      4) oDesk offers hourly contracts and weekly payments which automatically deducts from your account and is subject to be disputed.

      5) With oDesk hourly contracts you can double check their work in real time for the hours you have been billed with random screenshots, activity level, cam snaps and alot more

      Originally Posted by pingsters View Post

      Why you din't hire them through oDesk, elance or other platforms ?

      This will protect both of users and gives them flexibiltiy to withdraw there earning using there own chosen method.

      Thanks
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  • Profile picture of the author Nissim
    As @pingsters mentioned, if you do not have a company and are working with remote freelancers, it's highly suggested that you use a dedicated platform such as oDesk, Freelancer, Elance, Fiverr, Guru, etc. They have systems set up so that you can easily track jobs, status, and payments.

    Your freelancers can also sign up for this service, and all the sites I mentioned above provide payments via Payoneer, which is fully supported in the Philippines.
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  • Profile picture of the author pingsters
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    If you still do not want to use Odesk, Elance or any other platform, than you can pay them using Payoneer.com or Moneybookers.com. Mostly Philippines workers work at Fiverr or Odesk and they choose Payoneer or Moneybooker for receiving payments. Very easy to create account and both payment processor charge very low percentage.
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    • Profile picture of the author Gonzosan
      I had a VA from the Philippines and I paid him weekly using Xoom. Most of the time I had no fees but that's because my wife, who also lives in the Philippines, had codes that lasted the entire month for free transactions.

      Paypal is a pain in my opinion and my VA didn't much care for it either. I know it can take a while before you can transfer money from your paypal account to your bank account. So if you want to be good to your people find the best solution for you both. With Xoom you can transfer directly into someone's bank account.
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  • Profile picture of the author chrisuchi
    PAYPAL IS WORKING FINE HERE BRO
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    • Profile picture of the author Joe Mobley
      $$$ -> Joe's bank --> oDesk --> contractor.

      Certainly not the only way but it works for me.

      Joe Mobley
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  • Profile picture of the author jinksky
    PayPal payments is a little bit easy now here in philippines now because we can now use mastercard/visa for verifying and widrawing on paypal. We only having trouble verifying our PayPal accounts on latter years. You can use western union too when paying filipino workers.
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  • Profile picture of the author GGpaul
    I'm gonna have my cousin from the Philippines work for me. I guess I'll use PayPal.
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    RIP Dad Oct 14 1954 - Mar 14 2015.

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    • Profile picture of the author e4job
      I do not understand why anyone would want to pay the 10% fee to oDesk or the other agents when you can pay directly with Payoneer, Payments.ph or Xoom and the net to your contractor is better ?

      Payoneer is the least expensive to use and Payments.ph is second best with a fixed rate regardless of amount sent


      my 2¢
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      • I have had no problems paying with PayPal and Xoom to employees in Philippines.
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  • Profile picture of the author webcosmo
    You can use PayPal with no problem, but also Moneybookers (Skrill).
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  • Profile picture of the author onegoodman
    I agree with the rest, it is way better to hire them through a freelancer website : odesk, elance, or freelancer ( unless you worked with those freelancers before ).

    I worked with many freelancers from philippines, never had a problem paying them with paypal ( however, if you pretty sure of them, you got many options like moneybookers , or payza)
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  • Profile picture of the author webrankingservices
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  • Profile picture of the author magiclouie
    Yes, paypal works just fine here in the Philippines.

    Your other options are MoneyGram, Xoom, Western Union, and Orbit Remit if you are from the UK.
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    • Originally Posted by magiclouie View Post

      Yes, paypal works just fine here in the Philippines.

      Your other options are MoneyGram, Xoom, Western Union, and Orbit Remit if you are from the UK.
      Just saw a site in Australia that allows transfers where the user is paid into their bank account, maybe there is some service allowing Filipinos to transfer money online similar to this Fundfone.com service? It all boils down to, how often you'll pay them I suppose and the charges for sending the cash and also the conversion rate too.
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  • Profile picture of the author lesterdean
    I think Paypal is the best way to get paid by Philipinos. But for those who need exact payout they preferred western union.
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  • Profile picture of the author Anne0521
    Hi! I'm from the Philippines and I got paid through paypal by my client. Paypal is working very well here. There shouldn't be a problem on your part, you can pay the fees or let paypal deduct it on the payment you sent them. If you're paying them 200$ per month, then they're going to receive the amount left when you deduct 3% from 200....The hard part is connecting the paypal to their union bank account then when they transfer the money from paypal to their bank account, it will take 3-4 days! Meaning they can't get the money immediately after you sent it. That's the hassle on their part.
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  • Profile picture of the author anton343
    Ko-Kard -
    Easy money transfer service between employer and worker.

    Read more at
    http://easyoutsource.com/payment/#cjAM2PJMu28pUSiH.99
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  • Profile picture of the author Adie
    There is no problem with Paypal in Philippines. You must pursue them to use it..
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  • Profile picture of the author january14n
    Hi! I am from Philippines and I find no problem using Paypal here. Paypal is the easiest way for us Filipinos to receive payment. You may also try using Western Union to pay them but I think it would be best if you stick with paypal and it would not be a hassle with you too.
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  • Profile picture of the author TravisO
    Well, paypal is the best way. But if your filipino worker is having trouble with it (I don't think so they would have trouble) then pay directly to their bank accounts.

    Also, bank accounts here in Philippines offers a link to Paypal so it's not a real hassle.
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  • Profile picture of the author TryBPO
    We own an outsourcing company here in the Philippines...I'm here in Davao now, actually.

    As others have mentioned, PayPal works just fine if your VA has a PayPal account.

    Xoom used to be fantastic, but they've been shutting down accounts that are using their services for "commercial" use, unfortunately...careful there.

    Someone else mentioned a bank transfer to BDO for only $5. If your VA has a BDO account (one of the most popular banks here) that should work just fine.

    You can also take a look at RemitHome - Their currency conversion is great and the fees are low.
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    • Profile picture of the author DaveSmith2020
      If you say you are going to pay your filipinos $300 per month, do you just put $300 into your PayPal Send Money request and they get $300? Or do they get $300 less bank charges?

      What is considered the norm, if you are paying $300 per month. Do you pay $300 or $300 plus whatever fees they would incur?
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  • Profile picture of the author aaaa33030
    The best way to pay them is through a freelancer site.

    In that way the money will be kept in escrow until you're satisfied with their work and then once you release the money to them they can then choose from the freelance site withdrawal methods
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  • Profile picture of the author GGpaul
    I send my cousins in the Philippines money through Western Union. But there is a large fee. They SHOULD have a paypal account.
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    • Profile picture of the author Adie
      Originally Posted by GGpaul View Post

      I send my cousins in the Philippines money through Western Union. But there is a large fee. They SHOULD have a paypal account.
      Then ask them to create one.. problem solved.
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  • Profile picture of the author Andrew Mak
    no matter what payment method you use, the recipient have to absorb the fee.

    my experience with Philippines worker is terrible, so good luck.
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  • Profile picture of the author Hartmann
    Paypal works fine for me...I use mass pay from Australia but they don't seem to have it in other countries. Mass pay works out cheaper than an ordinary paypal send money transaction.
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  • Profile picture of the author OnlineAssistant
    I am a Filipino freelancer and I am using Paypal for over 3 years. Paypal is good for payment method.
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  • Profile picture of the author tritrain
    What about Payza, if PayPal is a problem?
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  • Profile picture of the author rajeevsh
    We employ a lot of great folks in the Philippines and I've had no issues sending them their payments via PayPal (where I cover the fees), and through a bank transfer either (there are no fees to them in this case, the bank charges me a conversion and forex charge, but that's on me). Since we are in India, I don't have the option to do a wire transfer, so I've got no experience there.

    Ultimately, they get the exact amount that we agreed to. I've never found anyone who has had a problem with either PayPal or a bank transfer.
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  • Profile picture of the author HeadStartSEO
    We run all our employees through PayPal, and they don't seem to have issues with it. I don't know a Philippine who has had any issues. Just cover their fee's
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  • Profile picture of the author DaveSmith2020
    If paying $300 per month, and they do 5 days that need paying, how much do you pay them? I mean they might start on 26th of the month, so you pay just for those 5 days. How do you calculate what to pay?
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  • Profile picture of the author ankitnajpal
    if pay pal is not working for you go for Skrill .
    because i am using it since 2010 and working well for me.
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  • Profile picture of the author Nissim
    If you are a registered company paying at least 10 people, you can sign up as a Payoneer partner (business account) and send payments to the Philippines and 200+ additional countries free of charge.

    We support local bank transfers to the Philippines, which means we'll send your payments from a local bank in the Philippines, in PHP (at only $2.99 per transfer, charged to the recipient).
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  • Profile picture of the author greatwriter
    You could also just ask the freelancers
    what payment method works best for them.
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  • Profile picture of the author fated82
    I got an employee in the PH.

    Initially, I pay her via paypal. But it took about 2-3 days before she can deposit the money into her bank account.

    Now, I pay via Western Union. She can pick it up within 30 mins after making the deposit.
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