What would you invest in if you had $75,000 USD to spare?

68 replies
Hey guys,

I was just wondering, what would you do if you had $75,000 USD to spare and invest?

Nothing on traffic generation please, assume that you don't need any more traffic whatsoever.

Real estate? Stocks? Holidays?

- Dan
#$75 #invest #spare #usd
  • Profile picture of the author Corwinnx
    Internet Marketing Services for Offline businesses or Virtual Real Estate would be my top choices.

    -Marcus
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    • Profile picture of the author Black Hat Cat
      Banned
      Guns and ammo. And a shovel to use to hide what's left before it's taken and given to someone who "deserves it" more than you do.
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      • Profile picture of the author Sunny Outside
        Originally Posted by blackhatcat View Post

        Guns and ammo. And a shovel to use to hide what's left before it's taken and given to someone who "deserves it" more than you do.
        Agreed. The debacle immediately following what happened in New Orleans during Katrina taught me that. Police protection has it's limits.
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  • Profile picture of the author Tyrus Antas
    Established websites. Specially niche specific sites that aren't necessarily making money but have good traffic. They're cheap and it's relatively easy to convert the traffic into leads then into profits.

    Tyrus
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  • Profile picture of the author timpears
    I would invest in either, commercial real estate, or options.

    Real estate is not in a good way recently, so that makes it a good time to put your money into it. When everyone wants out, that is the time to pick up the bargains. I wouldn't touch single family stuff, but multi family units of 20 to 40 or more units, or office buildings with smaller units of 1,000 sf to 3,000 sf or maybe a little larger would be good, or even retail strip centers are pretty decent.

    I have been watching an option advisory service, and they are showing a pretty constant 10% per month rate of return. Only a very few months over the last three or four years have they shown a loss in any month. So I would invest in their recomendations.

    That is what I would do with that much spare cash.
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  • Profile picture of the author David Raybould
    Real estate.

    All day long.
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    • Profile picture of the author SeanIM
      Originally Posted by David Raybould View Post

      Real estate.

      All day long.
      Absolutely...and specifically I'd pickup a few units in the GO ZONE for that nice 50% depreciation tax credit well that and the positive cashflow from the leaseback for the next 30 months....

      or maybe a few one-off REO units if I felt like 'actual' work
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  • Profile picture of the author Josh Anderson
    Real estate...

    Short sales and pre foreclosures. Its the perfect buyers market in the US.
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  • Profile picture of the author Adaptive
    Some of it would go to personal needs: debt payoff, savings nest egg, and some ways to improve my health that have been too expensive for me.

    All the rest goes for education and networking in the marketing field, by attending the highest end seminars I could find. I'd put myself where the most successful people provide the most in-depth details about their techniques, and where I can personally meet the greatest number of top quality people who could be new business partners.

    With $75k, I think I could participate in a week-long A+ seminar just about every month.

    If your "no traffic" rule means I'm not allowed to put the money into the marketing field, then I would attend the top conventions in my offline fields of interest. Again, looking for who is the best in the business, and for new colleagues. I'd also look for companies with great innovations and lousy marketing, and I'd offer to help them sell their breakthroughs. I'd also see if there are companies with great customer lists and lousy current management, and see if I could get some joint ventures going.

    Regards,
    Allen
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  • Profile picture of the author crissanteiro
    I would invest in gold and real estate.
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  • Profile picture of the author TheRichJerksNet
    Actually would not need $75,000 .. I would invest in a new website that I know can already bring in no less than $10,000+ a month.

    * So $5,000 in the website
    * $30,000 set aside (just good old bank interest nothing special)
    * $40,000 to help others in desparate need of help

    That may not be what you looking for but that is what I would do...

    James
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  • Profile picture of the author tonybhachu
    Virtual Real Estate.

    Buy a website ranked on page one of Google for a fairly competitive and popular keyword(s) which is already making money. Has to have a short and friendly TLD.

    Pay the investment off in 2 to 3 years and the rest is gravey.
    Plus the domain name itself will appreciate in value over the years.

    All the best,
    Tony
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  • Profile picture of the author DanielFonda
    I would have to go with an offline business. Possibly and online business, but that's mostly it. You need want to get your regular daily (steady) cash-flow.
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  • Profile picture of the author kckaz
    Invest in what you know. Use it to leverage a bigger internet biz with more cash flow.
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    • Profile picture of the author SarahMcHarry
      $75,000 is not a huge amount (approx £51,000 where I live).

      I want to buy the house next door to me because that would mean that we had double the living space without having to move home. For this I would need £150,000(?) so I would probably have to treble the $75,000.

      I would invest this in Brent Crude which at $49.31 a barrel is a lot lower than the peak of $140 which it was six months ago. Governments are pumping money to get the economy working again and demand for oil correlates to economic output. On the basis that, one way or another, the economy will recover, property prices may still fall, and oil producing countries will screw the West for all they can get, I think this is worth the gamble

      Sarah
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  • Profile picture of the author Ron Douglas
    Originally Posted by Daniel Molano View Post

    Hey guys,

    I was just wondering, what would you do if you had $75,000 USD to spare and invest?

    Nothing on traffic generation please, assume that you don't need any more traffic whatsoever.

    Real estate? Stocks? Holidays?

    - Dan
    I would spend it all on strippers and table dances, but here in New York City it wouldn't even cover the bill:

    What A Small Fortune Buys at Manhattan's Premier Strip club

    Seriously though, real estate is where it's at right now as Josh mentioned. I'd buy another income producing property, which I'm actually looking to do right now.
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  • Profile picture of the author Johnny Slater
    With the current real estate market you could grab a few houses at foreclosure with that amount.

    Buy one or two houses and rent them out. Take the income from those two and buy another one. Continue this cycle until you have 10+ rental properties and your set then.

    I have a friend who did exactly that about 15 years ago. She took 100K and bought 3 houses at foreclosure, then reinvested the money in more houses until she owned about 15 of them. The monthly income from those houses, all paid off, made her quite a bit of money.
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    • Profile picture of the author myob
      It's really not that much to play with in the US, but real estate definitely has been a fantastic deal especially for the last two years or so in Mexico. You can negotiate some hard nosed deals with $75,000 cash. Good stocks are also at near record lows. Can you say opportunity?
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  • Profile picture of the author Daniel Molano
    Great replies everyone,

    I believe Josh had the best idea, short calls and foreclosures.

    Some real estate properties are so cheap right now, in a few years they are going to have an incredible value, maybe not as high as 1-2 years ago, but definitely a lot higher than now a days.

    As for short calls, not a bad idea with so many companies going down, and also extremely low stock prices as compared to before.

    I also got a great lead on a gold mine investment.

    Thanks,

    Dan
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    • Profile picture of the author myob
      Originally Posted by Daniel Molano View Post

      Great replies everyone,

      I believe Josh had the best idea, short calls and foreclosures.
      Dan, Josh did not mean short calls as in stocks. I believe he was talking about short sales in real estate. Much different. Now is not the time to be short selling stocks.

      If you are investing in stocks with some of that cash, do some day trading. The markets are so volatile that you can earn returns of 2,000% or more every day if you have the nerve to go in and out of stocks several times a day. I did this with Enron in its waning days and made a nice little fortune with only $50,000 traded many times a day when it went fluctuating wildly at literally pennies per share. And I'm doing it again right now bigtime with GM and dozens of other high volume trading stocks that have wide swings. These profits from the stock market are financing my real estate deals in prime areas of the country. There is literally millions to be made with a small $75,000 exposure. All the best to you.
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      • Profile picture of the author Daniel Molano
        Originally Posted by myob View Post

        Dan, Josh did not mean short calls as in stocks. I believe he was talking about short sales in real estate. Much different. Now is not the time to be short selling in stocks.
        Forgive my real estate ignorance, I thought he was talking about short call options.

        I've had some minor success with stocks in the past with a simple strategy.

        I got a couple with 1-2 or so Beta and at their lowest 52 week ranges possible, assuming they would go up, all of them did. But at that time I didn't invest much.

        That's why stocks immediately came to mind.

        With short calling it would be practically the opposite and it might work, but you have to firmly believe that the stock is not going to go up like crazy.
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  • Profile picture of the author TheRichLife
    I wouldn't be selling call options right now unless it's one leg of a spread. Now that the VIX has dropped, the premiums for options has come down significantly. Couple that with a stock market that has finally found some support, and you have a recipe to get burned on short calls...especially if they're naked.

    Invest in what you know.
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    • Profile picture of the author Daniel Molano
      Originally Posted by TheRichLife View Post

      I wouldn't be selling call options right now unless it's one leg of a spread. Now that the VIX has dropped, the premiums for options has come down significantly. Couple that with a stock market that has finally found some support, and you have a recipe to get burned on short calls...especially if they're naked.

      Invest in what you know.
      I don't consider myself an expert, nor remotely close to being one, but I was talking about covered calls (not naked), I still think they have some potential right now.
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      • Profile picture of the author TheRichLife
        Originally Posted by Daniel Molano View Post

        I don't consider myself an expert, nor remotely close to being one, but I was talking about covered calls (not naked), I still think they have some potential right now.
        If done right, covered calls won't burn you (other than loss of potential profits). Good luck to you! I hope you invest wisely.
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  • Profile picture of the author Mark Riddle
    Discounted Mortgages Shhhhhhh
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  • Profile picture of the author Adaptive
    Buy one or two houses and rent them out. Take the income from those two and buy another one. Continue this cycle until you have 10+ rental properties and your set then.
    Johnny, isn't that the formula from Robert Allen's "Nothing Down"?

    Regards,
    Allen
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    • Profile picture of the author Johnny Slater
      I honestly have no idea as I have never seen it. What I mentioned happend over 20 years ago.

      Originally Posted by Adaptive View Post

      Johnny, isn't that the formula from Robert Allen's "Nothing Down"?

      Regards,
      Allen
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  • Profile picture of the author nicholasb
    I would invest in tax liens, silver, and one foreclosed rental property
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  • Profile picture of the author shane_k
    Real Estate Definately

    If you are in the states foreclosures and pre-foreclosures

    Or if you are in a state that does tax sales I would check some of those out.


    Then I would buy two books

    Buffettology and The Buffettology Workbook by Mary Buffett

    It explains Warren Buffetts Investment Strategies and you would be amazed how simple his strategy is.

    How he looks at stocks from a Business Perspective which everyone should and 99% of people do not.

    And his ideas on buying stocks when everyone else is scared. That's when they are cheap. Same with Real Estate now is the time to buy Real Estate because the prices are so low.

    Remember "Crash" is just another word for "On Sale"

    Obviously you would want to do your due dillegence before you invest in anything.

    Another great thing about "Buffettology" is they talk about comparing Rates of Return which is what Warren Buffett does.

    You can look at Real Estate or Stocks or Websites and Determine what would give you the best Rate Of Return and that is what you should choose.

    Anyway, I am tired and going to go to bed.

    Shane_K
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  • Profile picture of the author edpudol1973
    I will buy a resort in Boracay or other part of the Philippines.
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  • Profile picture of the author Mr McDonald
    Vialogy (VIY) on London stock exchange.

    New sciesmic tech, just had third in row successful oil find. Talking to texas major.

    Thats where my money would go.
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    • Profile picture of the author affilcrazy
      The fact that you have written "$75,000 USD to spare" gives me other ideas from everyone else.

      This says to me, this amount is in excess of what you require to live comfortably. So if you have earnt this amount of excess cash, you can definitely repeat the process and do it again!

      So for me, i would buy a couple of websites that are producing some decent passive income. Outsource additional traffic generation and then blow the rest on sex, drugs and rock & roll!! Ok perhaps, i would just take the family on a nice long holiday!

      Cheers
      Partha
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      • Profile picture of the author Daniel Molano
        Originally Posted by affilcrazy View Post

        The fact that you have written "$75,000 USD to spare" gives me other ideas from everyone else.

        This says to me, this amount is in excess of what you require to live comfortably. So if you have earnt this amount of excess cash, you can definitely repeat the process and do it again!

        So for me, i would buy a couple of websites that are producing some decent passive income. Outsource additional traffic generation and then blow the rest on sex, drugs and rock & roll!! Ok perhaps, i would just take the family on a nice long holiday!

        Cheers
        Partha
        That would be correct Partha, I meant excess cash. But I'm looking for opinions on a different angle rather than more online investments.

        Unless there is a couple of profitable online investments with high ROI that don't involve more traffic generation.
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        • Profile picture of the author affilcrazy
          Originally Posted by Daniel Molano View Post

          That would be correct Partha, I meant excess cash. But I'm looking for opinions on a different angle rather than more online investments.

          Unless there is a couple of profitable online investments with high ROI that don't involve more traffic generation.

          OK. Point taken. I'll provide a more sensible answer as this is kind of my area of expertise (ex Retail & Marketing Bank Manager).

          Even with the economy as it is at the moment, some of the top investment companies can still offer some great deals.

          Norwich Union/Aviva had a guaranteed portfolio bond last time i checked. Please remember i live on the other side of the water, so whether this is available in the States i don't know!

          OK, it's a minimum investment of £10,000 (so approx $15,000 at the mo!) and your investment is split 30/70.

          30% of your investment goes into a one year fixed bond (last time i checked it was 5.5%) at the end of the year you get your interest added to your account, the interest rate reverts to a lower rate that is determined at the time and you can withdraw this money whenever you like.

          Now the 70% goes into an equity bond for 5 years. Norwich Union offer a guarantee, that the lowest return you will get after 5 years is your capital back plus 5%. (So you will make some money even if the stock market complete crashes and we return to 1929 or 1987 or as we will be saying in years to come 2008!! you will still make a profit.)

          However, you will also receive any increase that the Stock market produces. This is the perfect time to invest, as share prices can only really go in one direction now...UP!

          Over the last 2 years, this investment has yielded interest rates of 19% and 23% respectively. At the end of each year, your earned interest is added to your balance. So even if this investment produces absolutely nothing for the next 3 years, someone who invested 2 years ago will at least make approximately 50% profit!

          Sorry if this makes no sense, i know us finance types are sometimes as bad as the techie geeks, when it comes to talking shop!

          My suggestion is to check out Norwich Union's site and if you have any questions let me know and i will try and steer you in the right direction.

          Cheers
          Partha
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        • Profile picture of the author BlackWaterBlog
          A $10,000 custom computer system.
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  • Profile picture of the author pjCheviot
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    A spare $75,000? Mmmm now then . . . . . .

    I would spend $10,000 on wine, women and song (didn't want to use "Sex, drugs and rock and roll!" )

    And the rest - - - I'd just fritter away
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  • Profile picture of the author BlaineGlynn
    A porsche. Probably not a wise investment. Besides that right now would be a great time to get into real estate.
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  • Profile picture of the author Sunny Outside
    Originally Posted by Daniel Molano View Post

    Hey guys,

    I was just wondering, what would you do if you had $75,000 USD to spare and invest?

    Nothing on traffic generation please, assume that you don't need any more traffic whatsoever.

    Real estate? Stocks? Holidays?

    - Dan
    Real Estate
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  • Profile picture of the author Asher
    If I didn't need any more traffic?...

    I'd definitely take the money and bring my family for
    a nice holiday.

    When I have $75,000 to spare, the first people to
    enjoy it should be the people closest to me

    Kinda "politically correct" but that's how I'm gonna
    do it!

    Asher
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  • Profile picture of the author cncbuss
    Assuming you were already up and running with an e-commerce business, and you had already donated a large chunk to charity and spent a lot of money on yourself and the ones you love, I'd say the only "real" investment vehicle to consider seriously is Real Estate.
    But don't just take my word for it, hire the highest qualifiedperson you can find who is already investing in what he suggests and learn what you can from him or her. Real Estate can be hands on, such as a buy, renovate and flip, or invest and stand back kind of deal such as an apartment building. Or another way is going into partnership with developers to ensure your ROI. Belize is on the up rise and that is where my money is currently working...
    One way or another, if you want help in finding the right Real Estate coach or partner, PM me, I know a few who can help.
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    • Profile picture of the author Sunny Outside
      Originally Posted by cncbuss View Post

      Belize is on the up rise and that is where my money is currently working...
      One way or another, if you want help in finding the right Real Estate coach or partner, PM me, I know a few who can help.
      What language do they speak in Belize?
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    • Profile picture of the author Srikanth D
      Save $70K in bank as fixed deposit.

      Find a top marketer, offer him $2k as fee and in return ask for one-one coaching do be given till I make $10K per month in profits.

      What about the $3k?? Well, the top marketer would definetly want me to buy few tools or few softwares. Will spend $3k on all those..


      Now that I have answered it, where is my $75k???
      LOL!!
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  • Profile picture of the author edman
    Any business I go into has to be something I like and I can do even if I am not paid for it... So if I were invest $75,000 into anything it will have to be into something I am passionate about.

    Ideas are plentiful... My priority will first be to use this time to either think of a way to improve my existing offer so that I rebrand it as the authority I initially planned, or if I were satisfied, then I would sit down and plan out how my other passion can be turned into abusiness using the funds I have to spare



    Originally Posted by Daniel Molano View Post

    Hey guys,

    I was just wondering, what would you do if you had $75,000 USD to spare and invest?

    Nothing on traffic generation please, assume that you don't need any more traffic whatsoever.

    Real estate? Stocks? Holidays?

    - Dan
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  • Profile picture of the author billyboy
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    [DELETED]
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    • Profile picture of the author Kay King
      Sounds like a personal problem.

      I'd say consider investing the $75k in a mattress for 2009 - just in case...

      I wouldn't invest in commercial real estate right now - as it is predicted to have some big losses in the next 12 months. I'd invest in real estate only in areas where I thoroughly know the market as the price decline may not be over yet. Worse, many areas are seeing vandalism of the thousands of vacant homes to the point where neighborhood values are still dropping.

      If I bought stock - it would be in the areas of food production, "green" building supplies, etc. No gold, no health care, no financials.

      $75k makes a good "rainy day" fund - and it's a good fund to have these days.

      kay
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    • Profile picture of the author jstover77
      Banned
      I would buy a good safe to put the money in

      No, but seriously, right now is a perfect time to buy real estate! So many good deals out there!
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  • Profile picture of the author WillDee
    Invest...hmmm...paintball field. *nods*
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  • Profile picture of the author iwebtopia
    If I had $75,000 I would quit my day job asap and totally focus all my efforts to IM which is what I have been wanting to do for years. The day job robs me of all my valuable time and prevents me from doing what I really want to do. $75,000 would give me security to know my bills will paid and my family will be taken care of while pursing my dream which is to work for myself from home.
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  • Profile picture of the author adam westrop
    Believe it or not, I would invest some in John Morrissons sport betting programme, gives consistent earnings but sometimes not major.

    With the other I would use for higher reserved savings and some treats.
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  • Profile picture of the author AltaMind
    I'd invest in a few of my dot com ideas.
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  • Profile picture of the author Barry Walls
    Gold, copper and silver...and its not even close in my mind. Farmland isn't far behind. This isnt the time for paper assets.

    Stay out of banks and financial institutions investment products. They are basically bankrupt and With profits type investments have sneaky clauses in them. Keep an eye in the inflation deflation issue and hold real assets. Guaranteed equity bonds are a greater fool trap. Fixed interest bonds are in a bubble that will go down with treasuries. Gilt auctions are looking shaky and teh Fed is buying UST bills.

    20% a year is crap if inflation is 25%.

    Also, b careful who you listen to.
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  • Profile picture of the author mr.schutz
    Realstate

    Cars

    Trucks/ Heavy Duty
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  • Profile picture of the author Daniel Molano
    Ok, it has come down to 2 different ideas I believe to be the best.

    Pre-foreclosures and the gold mine investment.
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  • Profile picture of the author ToniLocklear
    OK, first hard and fast money rule I have is to take 10% off the top for whatever charity you support (Love146 is one of my soft spots). Then
    10% goes to you. No, I don't mean to a saving account. I mean being a person who has money available. It's very empowering. Then, I agree that real estate and gold are top of the list. Have a little fun if you can!
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  • Profile picture of the author Blase
    I didn't read the other responses, so maybe this was said.

    Invest in tax leans, you can't lose.
    They are backed by the municipality that you
    buy them from.

    This has always been a good investment, but
    because of the housing market problems
    there are a lot more of them to buy.

    Basically all a tax lean is, is you paying someones
    elses property taxes because they didn't. Then
    you get your money back with interest.

    In some cases you may get the property after a number
    of years.

    You are looking for a tax lien state not a tax deed state
    do invest your money. Also each state pays a different %
    of interest so do your homework.
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    • Profile picture of the author Blase
      If you don't want to do the work of tax liens look
      into dividend paying stocks.

      There are some really good deals right now.

      Look at the price of GE and then look at it's dividend.

      By the way, I am not a financial adviser, you are investing
      at your own risk and you may lose money
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  • Profile picture of the author Jon MacPherson
    I think real estate will continue to plummet until at least 2011, when it will return to historically appropriate levels. That based on an extensive Yale economics dept. study.

    So, unless you have an exit strategy or can obtain the property far below market value...

    Here in the US we have established chains of stores closing. Closures of established franchises and other large businesses. Meanwhile, as Target Stores were bemoaning their Christmas business levels, Amazon announced their best Holiday season ever.

    I'd go to sitepoint and obtain a portfolio of diversified, established web-businesses.
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    • Profile picture of the author Daniel Molano
      Originally Posted by Jon MacPherson View Post

      I think real estate will continue to plummet until at least 2011, when it will return to historically appropriate levels. That based on an extensive Yale economics dept. study.

      So, unless you have an exit strategy or can obtain the property far below market value...

      Here in the US we have established chains of stores closing. Closures of established franchises and other large businesses. Meanwhile, as Target Stores were bemoaning their Christmas business levels, Amazon announced their best Holiday season ever.

      I'd go to sitepoint and obtain a portfolio of diversified, established web-businesses.
      Jon, that is precisly why it is such a profitable long term investment.

      You buy cheap now (hint: foreclosures) and sell high around 2011 or so.
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      • Profile picture of the author Jon MacPherson
        Originally Posted by Daniel Molano View Post

        Jon, that is precisly why it is such a profitable long term investment.

        You buy cheap now (hint: foreclosures) and sell high around 2011 or so.
        Yes, Daniel, but if you buy a home that was 400K for 300K and it goes down to 200K...

        Also, rental prices are falling.

        There could be a whole new wave of "long term" investors who are upside-down on their investments.
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  • Profile picture of the author debra
    Well...I don't have 75k to spare but, it seems that you do!

    I could be your bestest friend.
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  • Profile picture of the author cashmon
    Agree. Real estate. Some of the foreclosures in certain areas of California are getting so cheap that you can actually start making a few hundred a month just by buying and renting it out. Then you just hold onto it until it appreciates in value (which it will, since it's dropped 100%+ in many places).

    One thing to consider would be buying in almost new developments in popular neighborhoods. A townhome complex across the street from me that finished building in 2007 and originally sold new units for $250k+ now have the same units for $104k-$140k... and they are hardly lived in. Literally completely new. Plus the rent here goes for $1200-$1300 for a 2-bedroom/2bath/2car garage. HOA fees for those townhomes $230/month which includes water.
    You do the math
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    • Profile picture of the author JohnB23
      Besides real estate...

      -Oil or commodity related etf's. Something leveraged like dxo, double long oil. Could easily go up 3-400% if oil and the world economy recovers. Oil is nearly certain to go back to $80-100 or higher in the future.

      One of the guys I follow in finance/stocks is Jim Rogers. He's been a big commodity bull for 10 years, thinks it still has a ways to go. Simple supply and demand. Much better than buying GE or similar stocks as a recovery play (where you dont know whats on their balance sheet, or what their next investment time bomb).

      -Shorting the 10 or 30 year US Treasury. Eventually the bond bubble will burst, and rates have to go much higher with all this money creation.

      -Would spend a couple thousand dollars on some remaining marketing, IM courses I dont have to complete my library. Rare courses by the big gurus.

      -Putting $75,000 in the option market would be interesting, lol. It could turn to $0 or a few hundred thousand very quickly. But I'm terrible at market timing....I remember debating buying puts on Google back when it was $400. This was 2006, and *everyone* thought it was overvalued. It was overvalued at $200, $300, $400. "It can't go any higher!". And low and behold, it went to $700 before dropping last year to $300.

      The beauty about im and marketing is that it is more knowable. So many unknowables in investing/trading. Classic books like Hopkins "Scientific Advertising" don't translate 100% to the markets. Reminiscences of a Stock Operator (classic book written in the early 1900's is similar), but still a lot of unknowns.

      -A private jet card would be interesting....but I think they start in the low 100's, and thats for a citation v or lear jet. Or charter a bigger jet like a gulfstream. Would be fun.
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  • Profile picture of the author DavidTheMavin
    I just followed everyone in this thread, so follow me back!
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  • Profile picture of the author gjabiz
    Originally Posted by Daniel Molano View Post

    Hey guys,

    I was just wondering, what would you do if you had $75,000 USD to spare and invest?

    Nothing on traffic generation please, assume that you don't need any more traffic whatsoever.

    Real estate? Stocks? Holidays?

    - Dan
    Just for fun and typing exercise.

    75k. I'd think in terms of how can I grow this and have 75K every year (every month?) to invest. How and what would that look like? It would have to be a TOLL booth on a very busy highway. I'd collect tolls coming and going. In business it looks something like this:

    You find an unlimited demand. You find an unlimited supply. YOU acquire or control the supply and sell to the demand. You get between supply and demand.

    In the USA it would look something like this:

    Step ONE. Set up a business entity. LLC, or Subchapter S corp for about 5 grand (doing everything the right way).

    I'd choose a business that had a RESEARCH component. Let's say I'd start Alexander Power and Energy Company. Power and energy? What the hell does that mean?

    It would "cover" the fields...be a TARP that covers all aspects...but my mission statement would be GREEN. I'd want to write grants (hire someone another 5k) for Windmill and alternative technologies to produce electric.

    I'd begin SELLING other people's "green" or renewable or sustainable products...probably on a drop ship basis, even open a small store front for "efficiency" products, like heaters, air conditioners, etc.

    I'd solict INVENTORS as part of my R and D dept. to submit ideas and/or products they've developed to be considered to be in my distribution chain.

    I'd set up this Power and Energy company and have several divisions, allowing for rapid growth if ONE of the divisions took off, and then I'd OUTSOURCE everything.

    But with nothing to outsource, I'd run a full page ad in Investors Daily seeking a handful of angel investors, offer a "founder's stock" or piece of the pie.

    I'd still have 45k left after all of this. I'd use Direct Marketing and Joint Ventures to sell whatever innovative products I could "control".

    My TOLL BOOTH would be set up on the ENERGY Superhighway. Why? Because billions are about to be poured into it by the US Gov't. We need to replace dependence on foreign oil, all things that people KNOW and want to see happen and if you have the right technology to pursue, the investors would come on board.

    One of my first products would be selling natural gas generators to the affluent, and then I'd be perfecting a "home waterfall" generator. A ONE generator one house concept that costs less for the energy to be produced that gets used on the spot. The surplus gets put into the grid and the community benefits.

    There will be tremendous TAX breaks at all gov't levels for this technology.

    I'd use the 75 k for the start-up of this Energy business. I'd use the investor monies for research and development along with any grant money. I'd use direct response advertising to put the company "on the map". I'd discuss with Wall St. specialists about taking a newbie co. public. Wouldn't do it, but I'd have it talked about.

    I'd plow all the profits back into the company, jointly own any patents with inventors, take the company public, set up a trust from the IPO that insures my 75k a month for other investment opportunities.

    Or...I'd buy a boat and hit the beaches. Not sure which one I'd do.

    gjabiz
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    • Profile picture of the author J smith
      Real estate is a nice option, however there are a few semi problems with it.

      1) The prices aren't going to recover any time soon if ever, for some locations. You have to remember that prices are driven by supply and demand, and the fact that banks were giving 100% financing to anyone who wanted to sign up for one regardless of their income (or lack of one) drove demand, and thus prices far above what it would normally be.

      After all people aren't making that much more than in 2000, so there is little reason to think prices would go back to what they were in 2004-2006 (except some in demand locations like Manhattan and such)

      2) Buy a house, rent, buy another one, rent, buy a third is very nice in theory, but there are still lots of places to get burned with it. What if the people you rent to decide not to pay? Evition? takes time, oh look at that, it's winter and they have little kids, no eviction for you... You get the point.

      So, while real estate is and always will be a great place to invest, it isn't "fool proof" and just like with any invesment, there are plenty of things that can prevent it from working out the way you've hoped to.
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