Best US Virtual Bank Account (To Canada) Options...

13 replies
Hi all,

I have stumbled upon a minor thing that I would like
to resolve as I would be paid MUCH quicker...

I want a virtual US bank account for a company to pay
me via direct deposit but I am in Canada...

What are the best options here?

Thanks in advance!
#account #bank #canada #options #usa #virtual
  • Profile picture of the author xanadux666
    Check if that company is on the list that uses payoneer 'virtual' bank account.

    Other option is paypal.

    If payments are frequent and business good enough talk to your Canadian bank about opening an account in USD; or maybe incorporate in the US, but I can't advise you on that last one.
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    • Profile picture of the author Istvan Horvath
      Originally Posted by xanadux666 View Post

      Check if that company is on the list that uses payoneer 'virtual' bank account.

      Other option is paypal.

      If payments are frequent and business good enough talk to your Canadian bank about opening an account in USD; or maybe incorporate in the US, but I can't advise you on that last one.
      Payoneer is a real option (see their rep above).

      Paypal is NOT an option... and if you don't have exact knowledge about it - do not post stupid things! If you (your business) is in Canada, you can have a zillion USD bank accounts - since the Canadian bank regulations allow it! - yet the smarta$$es from Paypal will always convert your USD funds into CAD before withdrawing them to a Canadian bank. No matter what kind of account(s) you have.

      I have gone through this with Paypal and different bank accounts (business and personal) at various Canadian banks and we always ended up in the same way: Paypal will never ever send USD to a bank located in Canada. Period.

      Do you have proof to the contrary? :rolleyes:
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      • Profile picture of the author swasmile
        Banned
        [DELETED]
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        • Hi,

          I'm located in Spain and was faced with a similar issue. I've recently started using Payoneer. You may have additional options in Canada, but this was the best that I found. It's superquick and easy to use.
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  • Profile picture of the author romipayoneer
    Hi,
    I would just like to point out that we've recently updated our US Payment Service (which allows you to receive payments from US companies).
    There is no longer a list, but you can get paid by any US company which meets our terms & conditions and has the option to pay via direct deposit (US ACH).
    You can check out these links for more info:
    What is the US Payment Service? How does it work? - FAQs - Payoneer Community Forums
    Official FAQs for the US Payment Service Update - US Payment Service Update - Payoneer Community Forums
    Signature

    Romi
    Community Manager at Payoneer
    -------------------------------------------
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  • Profile picture of the author w1908
    I can really recommend Payoneer on this one.

    Their virtual bank account is the main heart of my IM business nowadays. Love it!
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  • Profile picture of the author johnwise
    [DELETED]
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    • Profile picture of the author vikulekon
      NEVER BUY FROM VIRTUALPAYPAL.COM
      I sent them $240 for shopping card and never get it!
      VIRTUALPAYPAL.COM is scammers
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    • Profile picture of the author dannyarcher14
      Hiii to all of you experts out there...

      I'm in great need of a USA bank account... or may be a Virtual bank ... so was wondering if someone can really help me get one please ? I'm in urgent need of getting a US bank account or may be a USA VBA for the time being... can you help me get one ???

      I'll be grateful if you can rather help me get a USA bank account, i've a business & its registered by my name i also do have the EIN for it, but don't have an ITIN or SSN so as to be able to get a bank account, which is why i'm looking for someone to help me with this, please...

      irony of the situation is that ITIN could be obtained through IRS and when i'm approaching them for the same they're telling me i need to have a bank and when i'm approaching any of the banks, they are asking me for the ITIN to open an account.
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  • Profile picture of the author onSubie
    Originally Posted by Jamie Iaconis View Post

    Hi all,

    I have stumbled upon a minor thing that I would like
    to resolve as I would be paid MUCH quicker...

    I want a virtual US bank account for a company to pay
    me via direct deposit but I am in Canada...

    What are the best options here?

    Thanks in advance!
    You can get direct deposit to a Canadian bank for most companies. No need to get a US bank account.

    My AdSense deposits go directly to my Royal Bank Canada account from Google.

    U.S. Banking Solutions from RBC Bank - RBC Royal Bank

    TD Canada Trust - Cross Border Banking
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  • Profile picture of the author ajmalkhan
    the one and the only payoneer it has all sort function
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  • Profile picture of the author Lemonzer
    I reccomend to use payooner. You can receive direct deposit payment to your payooner account.
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  • Profile picture of the author Leonhart
    Banned
    Payoneer for sure. You can use their US payment service and get your money deposited into an virtual US bank account. You will receive a Master Card and you can use that to access your money.

    I've been using Payoneer for more than 3 years
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  • Profile picture of the author aesnyahsan
    Go for Payoneer... their virtual bank service is awesome. I am using it from past 2 years without any issue!
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