What payment options do you like besides PayPal?

Banned 10 years ago

Offering your affiliates an additional alternative to PayPal is certainly a good idea. I use PayPal, but I'm not willing to be paid my affiliate commissions that way.

Direct deposits into people's bank accounts will be very popular, if you can do it?

Payoneer's also a good alternative option.

Originally Posted by dsiomtw

do we always need to offer a standard "old school" check option too?

I think not. Very few people want that. Even ClickBank has abandoned its former "2 checks rule" and now offers direct deposit payments (or bank wire transfers, to countries to which they can't do direct deposits) right from the start.

.

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John Rogers

10 years ago

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Alexa Smith Banned 10 years ago

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RyanJohnson1

10 years ago

Originally Posted by dsiomtw

Aside from PayPal, what is another good option to offer our affiliates to get paid? I'd like to keep things as simple as possible and not have to have 5 different payment methods, but obviously need to have at least 1 alternative to PayPal.

I was thinking of something like Payoneer, which anyone in any country to use if they don't want to use PayPal. That would allow them to receive their commissions right to their Payoneer prepaid MasterCard, or they could have the funds sent to their bank account, etc.

Do you think this is enough, or do we always need to offer a standard "old school" check option too?

checks is still a viable payout method. Also e-wallet or a wire transfer from your bank.

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usemyteam

10 years ago

Paypal, Credit Card, Bank Transfer - these are the best options.

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Alexa Smith Banned 10 years ago

Originally Posted by usemyteam

Paypal, Credit Card, Bank Transfer - these are the best options.

"Credit-card"?

Not so much, not with the modern banking/money-laundering regulations.

In practice, the only payments you'll be able to make to people's credit-cards, these days, are funds previously paid out from those same credit-cards, i.e. that wouldn't work at all.

.
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borsaronero

10 years ago

Originally Posted by dsiomtw

Aside from PayPal, what is another good option to offer our affiliates to get paid? I'd like to keep things as simple as possible and not have to have 5 different payment methods, but obviously need to have at least 1 alternative to PayPal.

I was thinking of something like Payoneer, which anyone in any country to use if they don't want to use PayPal. That would allow them to receive their commissions right to their Payoneer prepaid MasterCard, or they could have the funds sent to their bank account, etc.

Do you think this is enough, or do we always need to offer a standard "old school" check option too?

I don't know if Amazon can helps in this, but maybe can be interesting to know: https://payments.amazon.com/home

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Path Theory

10 years ago

I prefer wire transfer whenever possible since paypal takes 3%. It might not seem like that much, but when you're handling large sums of money, it adds up quickly.

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dsiomtw

10 years ago

Thanks for the replies.

Payoneer will work, but it's an extra "hassle" for people who want/have to use it but don't already have an account.

If we could just send ACH/wire transfers directly to our affiliates that would certainly be the simplest I would imagine. I just don't think our bank (Wells Fargo) offers a convenient way to do lots of automated (or mostly automated) ACH/wire transfers on a weekly basis. Anyone know of a service for something like this?

You actually CAN send money to people with Stripe. They have something called Stripe for Marketplaces and another "program" as well, and both allow you to pay affiliate commissions, etc. to people's bank accounts. The only problem is that it only works in the US, and I'm looking to add a "backup" option to PayPal that works in all/most countries so I don't have to end up with 4 or 5 different payment methods.

[ 1 ] Thanks
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spearce000

9 years ago

Originally Posted by dsiomtw

Thanks for the replies.
If we could just send ACH/wire transfers directly to our affiliates that would certainly be the simplest I would imagine. I just don't think our bank (Wells Fargo) offers a convenient way to do lots of automated (or mostly automated) ACH/wire transfers on a weekly basis. Anyone know of a service for something like this?

Bank wire transfer is far and away the best way to go if you don't want to pay via PayPal.

Wells Fargo does offer this service https://www.wellsfargo.com/help/faqs/transfers/. I don't think it's possible to automate it completely, but you could always try and find a coder who could write a script to make the process easier.

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webmarke

10 years ago

Payoneer is the second best option because it requires less work than sending checks via the mail.

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dsiomtw

10 years ago

Not really. There are services like webmasterchecks.com that allow you to fully automate the sending of checks to your affiliates - as simple as sending a mass pay via PayPal. They also offer wire and ACH payments, I'm just not sure it'll work for us in this situation ...

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Ben15

10 years ago

I'm not sure this is what you're looking for, but GumRoad provides a really nice small pop-up box on your website itself. This way, your visitors don't even need to leave to pay assuming you have SSL.

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Alexa Smith

Banned 10 years ago

Originally Posted by Ben15

I'm not sure this is what you're looking for, but GumRoad provides a really nice small pop-up box on your website itself. This way, your visitors don't even need to leave to pay assuming you have SSL.

Did you actually read the OP, Ben? The OP is asking about how to pay his affiliates, not about how to take payments online.

.

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seobro

10 years ago

I have used Google wallet and amazon pay. Those are even worse. Right now I am using western union. Hey, they are secure. Still remember when Google said they would compete with pay pal and win. Oh wow, good luck with that one. Maybe um apple can jump in.

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Claire Koch

10 years ago

this is an interesting list I got in email 10 Payment Platforms and Tools You Should Know About — ymbproperties.com

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goodsoloads

10 years ago

What alternatives to PayPal I should to choose to collect incomes from selling Solo Ads? Maybe someone can give me an advice?If I choose a PayPal, it is enough to have a premium account?Or I need Business account?

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HelpingYouBeAnExpert

10 years ago

I think you do something out of the box like free payment systems will attract thousands of affiliates.

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brunobossss

Banned 9 years ago

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gregorybaskin

9 years ago

Originally Posted by brunobossss

After dealing with very disreputable payment companies, PAYONEER is an oasis in a desert of internet finance. My friend recommended me use the coupon below of PAYONEER where I got to win $50 ($25 before and $25 after registration). Everybody registering on this link will get advantage of this offer:

Payoneer | Refer A Friend

Thank you Mike, for showing me how to get 50 easy bucks

Didn't you say the exact same thing in this thread??

http://www.warriorforum.com/main-int...ns-please.html

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gregorybaskin 9 years ago

Ok, so I'm also looking for another payment processed other than paypal.

Is Skrill, Payoneer, Zaxaa the best alternatives to selling digital products or services online?

Paypal is the juggernaut and they can limit and put you on a six month wait and hold your funds for reasons unbeknown to most.

Who has used and had great success with other payment processors whether they are shopping carts or not?

I've read the comments below, but we should also have a backup to PayPal.
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YaloioHosting

9 years ago

Paypal is the safest one no doubt. Perfect money is a good option as well for start up businesses. But the best method of all if you don't have paypal is payment through the card so there will be less money taken and also safe..

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1 reply

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Alexa Smith

Banned 9 years ago

Originally Posted by YaloioHosting

Paypal is the safest one no doubt. Perfect money is a good option as well for start up businesses. But the best method of all if you don't have paypal is payment through the card so there will be less money taken and also safe..

The OP wasn't asking "how to take payments online". He was asking how to pay his affiliates.

.

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yakim1

9 years ago

Hi Alexa,

I'm assuming by your post of not wanting to receive your commissions by PayPal that you work primarily with ClickBank.

Please explain why you do not want PayPal to send you money!

Best regards,
Steve Yakim

Thanks
1 reply

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Alexa Smith

Banned 9 years ago

Originally Posted by yakim1

Please explain why you do not want PayPal to send you money!

I didn't say that, at all, Steve.

Not in this thread and not in any other thread, either.

.

Thanks
1 reply

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yakim1

9 years ago

Originally Posted by Alexa Smith

I didn't say that, at all, Steve.

Not in this thread and not in any other thread, either.

.

Originally Posted by Alexa Smith

Offering your affiliates an additional alternative to PayPal is certainly a good idea. I use PayPal, but I'm not willing to be paid my affiliate commissions that way.

Hi Alexa,

The above quote is what gave me the impression that you do not like to receive your commissions from PayPal. And since you are mainly into affiliate marketing I assumed you just use ClickBank because you are paid by bank deposit even if the customer chooses PayPal for their payment option.

Best regards,
Steve Yakim

Thanks
1 reply

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Alexa Smith

Banned 9 years ago

Originally Posted by anwar001

Nice graphic. How did you create it?

I can't quite remember! I think I made it ages ago at one of those free websites used (with varying degrees of legitimacy, because "resale" is sometimes prohibited in the TOS) by various Fiverr sellers to create such things. One could input one's own wording for the "options" and download the result, for use on blogs/sites/forums and so on. I've had it for so long that I can't now remember the url of the site where I made it; sorry.

Originally Posted by yakim1

The above quote is what gave me the impression that you do not like to receive your commissions from PayPal. And since you are mainly into affiliate marketing I assumed you just use ClickBank

No, not at all - I use a variety of things. It's perfectly true, though, that ClickBank does represent about 70% of my monthly IM income at the moment, and I receive that by direct deposit.

There are also countless other affiliate programs/schemes/networks not using PayPal (Amazon - which I also use - is just one other well-known example).

I certainly wouldn't want the security and reliability of my main income to be permanently and exclusively dependent on PayPal. (I'm much less uncomfortable with it being dependent on ClickBank.)

And the context of this thread, for the OP's purposes of paying his affiliates, one clearly wouldn't want to be entirely PayPal-dependent: for a start, one would be losing the potential to have any affiliates from "non-PayPal countries".

.

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yakim1

9 years ago

Originally Posted by Alexa Smith

And the context of this thread, for the OP's purposes of paying his affiliates, one clearly wouldn't want to be entirely PayPal-dependent: for a start, one would be losing the potential to have any affiliates from "non-PayPal countries".

.

I understand not having all your eggs in one basket, but I also don't think it would be wise for the OP to seek affiliates from countries that PayPal will not allow to use their service. I think his question involves the eggs and the basket.

My question now is if you had the choice to promote 2 similar products that would benefit your list and one used PayPal, would that influence your decision?

My advice for another payment system would be to use authorize.net through a service like 1shoppingcart or zaxaa.com or even ClickBank if authorize.net is not to be used. These services give the customer the choice of using their credit card or PayPal without a bunch of extra work.

Plus 2 of the 3 suggestions give the OP the opportunity to pick up extra affiliates to promote his products.

Best regards,
Steve Yakim

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1 reply

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Alexa Smith Banned 9 years ago

Originally Posted by yakim1

My question now is if you had the choice to promote 2 similar products that would benefit your list and one used PayPal, would that influence your decision?

Not sure. My instinct would probably be to promote them both, anyway, other things being equal.

I now promote so many different things in so many different niches that I probably wouldn't, in principle, mind having to process the affiliate-commissions for one additional product through PayPal, but of course that's a hugely different matter from having the bulk of one's regular, monthly income arriving that way, which many pro-affiliates would understandably find a rather scary proposition.

.
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Jouvan Johnson

9 years ago

I have just started using Zaxaa I like Stripe. Goes directly into what ever account I want and no paypal potentially holding me to ransom.

Zaxaa offer a few other alternatives.

I have no association with them by the way.

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agmccall

9 years ago

One of the reasons that I like Paypal is I like to minimize the ability for my personal banking information to be "hacked" I feel there is a certain degree of security with them. I also have a long standing positive relationship with paypal as they have been the payment gateway for my ecommerce site for 10 years.

This is why I like them as a payment processor as well as receiving payments from my affiliate ventures

al

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mattyseo

9 years ago

Have you every tried skrill? If not payoneer is the best option.

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Zanesta

9 years ago

Wire transfers are a good alternative

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prosperity4all

9 years ago

Besides paypal? well I guess that depends on if you're buying or selling...

If buying I prefer paypal to all others. Why? because the refund policy is favorable to buyers and navigating is pretty straightforward.

If selling, I prefer a processor such as 2CheckOut. How come? because you have a team a people handling potential refunds for you, thus lowering chargebacks and refunds due to the personal, hands on approach they take.

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skyro

9 years ago

Other than paypal I would say direct deposits.

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Brian Tayler

9 years ago

I'm going to reiterate what dsiomtw said and say Stripe. Their API documentation and flexibility when building a site is awesome. With that said, if you have any in-person purchases you'll be doing too then you should also get a Square account. They have a great iPhone reader that makes taking physical cards easy. I use both Stripe and Square almost daily.

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Jason Jacoby 9 years ago

You might want to look at Dwolla. $10 or less is free, and anything over $10 is only $0.25. No hidden fees or percentages.
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- nik0 Banned 9 years ago
  
  Payoneer (great solution for mostly Asian / Middle East)
  
  Skrill (previously Moneybookers) great for gamblers
  
  WebMoney (very popular in Russian/eastern Europe)
  
  Bankwire is probably the nr.1 preferred way of getting paid out.
  
  Thanks
  
  1 reply
  
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  Alexa Smith Banned 9 years ago
  
  I suspect that several of the replies above may have confused "bank wire payments" with "direct deposit payments".
  
  These are two different things.
  
  "Wire payments" are normally characterized by their high cost. Many places (including ClickBank) paying affiliates by bank wire payments do so only to countries to which they can't make direct deposit payments.
  
  .
  
  Thanks
  
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Wisden Writers

9 years ago

Mostly Big Affiliate program support Wire Transfer, Paypal. You may look for Skrill(MoneyBookers) as well if that suits you.

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Dave d

9 years ago

Just signed up to Stripe recently very slick and smooth and the verification was a breeze. I have been using Pay Pal for many years but depending on what I'm promoting or doing it sometimes makes me nervous.

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Brent Stangel

9 years ago

One of the reasons that I like Paypal is I like to minimize the ability for my personal banking information to be "hacked" I feel there is a certain degree of security with them. I also have a long standing positive relationship with paypal

I agree. While some complain about "risking" money with PP, my experience has been quite different. I have more confidence in PP then I do in CB anymore.

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Zak L.

9 years ago

I used to have some bad experiences with PayPal a few years back - but I feel as though they're changing now, and not as 'strict' as they once were with freezing your account etc.

Depending on what you're looking to sell PayPal is obviously the most recognized online payment processing software - but I did find this article, which contains payment processes for both affiliates and accepting payments in general:

Top 9 Paypal Alternatives

Hope this helps bro!

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ameliaevie

Banned 9 years ago

I have seen, most of affiliate site support PAYPAL. Beside this you can use the ware transfer, check, Skrill, payoneer if the site support these. You can use them.Thanks

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khando1 9 years ago

So far Stripe looks promising (has the same 2.9%+ 0¢ per successful charge)

Merchantinc review according to Bsntech: Costs for Merchant Inc.
- No Setup or Application Fee
- BUT there is a $25 charge to verify your 'business entity' and charged within 30 days
- 1.9% per transaction plus 25 cents plus 2 cents for an acquirer fee
- 25 cents DAILY for days with successful payments
- $7.95 per month - $6.95 a month goes to Authorize.net and the $1.00 goes to Merchant Inc (I guess? - they call it a $1 a month billing charge)
- $4.95 per month - for regulation charges
- $160 per YEAR for PCI Compliance
- $30 per month if not PCI Compliant

The rest of the 4 below I haven't checked so lemme know.....
Zaxaa, Allied Wallet, Payoneer, Fastspring ?

As you can see I ONLY mentioned these cause I read negative reviews on other services: (like 2co/2checkout, googlewallet and skrill).
If you know any other, preferrably that accept Paypal payments its a plus
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AdamPayne

9 years ago

Payoneer is good once you get it set up. For me it was a huge pain and I do not rate their customer service one bit!

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ryanhopkins

9 years ago

Originally Posted by dsiomtw

Aside from PayPal, what is another good option to offer our affiliates to get paid? I'd like to keep things as simple as possible and not have to have 5 different payment methods, but obviously need to have at least 1 alternative to PayPal.

I was thinking of something like Payoneer, which anyone in any country to use if they don't want to use PayPal. That would allow them to receive their commissions right to their Payoneer prepaid MasterCard, or they could have the funds sent to their bank account, etc.

Do you think this is enough, or do we always need to offer a standard "old school" check option too?

Have you checked out Stripe?

Thanks

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krad32

9 years ago

Originally Posted by dsiomtw

Aside from PayPal, what is another good option to offer our affiliates to get paid?

If you're looking for payment options besides PayPal. Check out 5 ways to send money to offshore workers cheaper than PayPal

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ulianov

9 years ago

I love Payoneer as an affiliate. Their withdrawal fee is high but they're fast and reliable. I can withdraw money anywhere which has ATM. So it's very convenient

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Anonymous Affiliate

9 years ago

Just use a 3rd party platform like Clickbank or DealGuardian that do it all for you: they take payments from the customer, and they pay out your affiliates on your behalf. That is a whole load off your mind.

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gatorx

9 years ago

Skrill is a good option. The good thing with that is that the service is available to about 200 countries, if I remember right. On the other hand, Paypal does not allow withdrawal in many countries, even if they allow buying. So I suggest for paying your affiliates, especially if they are from remote locations, Skrill is a good option.

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shmeeko69

9 years ago

Originally Posted by dsiomtw

Aside from PayPal, what is another good option to offer our affiliates to get paid? I'd like to keep things as simple as possible and not have to have 5 different payment methods, but obviously need to have at least 1 alternative to PayPal.

I was thinking of something like Payoneer, which anyone in any country to use if they don't want to use PayPal. That would allow them to receive their commissions right to their Payoneer prepaid MasterCard, or they could have the funds sent to their bank account, etc.

Do you think this is enough, or do we always need to offer a standard "old school" check option too?

I use paydotcom as a payment gateway for all my own products between the customer and paypal. They take about 7% for fees, but they're great to deal with and setting up is very easy

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safratime

9 years ago

Hi there! I prefer moneybookers , now it's called Skrill, it's super cool

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nizamkhan

9 years ago

Besides PayPal, I use 2CheckOut. I also use Zaxaa, if you want to automate selling and recruiting affiliates, you can check it out. With Zaxaa you have multiple payment integration options (PayPal, 2CheckOut, Stripe, Authorize.net).

P.S: I'm not associated with Zaxaa.

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What payment options do you like besides PayPal?

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