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The mind set of TITHING, yourself.

by GordonJ
24 replies
Tithing is putting away 10% of your gross earnings, to give away to your religion, to pay taxes, whatever the dictionary says.

Tithing yourself is not a new concept, but we don't often see it in action. There have been Warriors who made 100,000 thousand dollars a year, and the tithing concept would have them put 10 back, AND NOT SPEND IT.

One of the things we see too often is when a Warrior starts making more money than expected, and the human knee jerk reaction is to SPEND IT. A new car. House updates, home furnishings upgrades, vacations.

Due to sometimes, outside influences, like building your business on something that can be knocked down with a new google algorithm update for example, isn't a very wise business decision to begin with. But stuff happens.

Do you pay yourself first? At 10% or whatever? And is that money not to be touched?

If you do, then congrats, you are on the path to financial freedom and can get off the sometimes roller coaster ride of IM, the feast or famine cycle we see so many in.

Give yourself 10% and let it accumulate, time goes faster than we think, and before you know it, your tithe contribution to yourself, will be doing some heavy lifting for you.

GordonJ
#mind #set #tithing
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  • Profile picture of the author Claude Whitacre
    One good definition of what the rich do is "The rich spend less than they earn. That's how they accumulated wealth" (I may have just quoted myself)

    I can tell everyone here this...And this comes from the heart.

    The last 6 years, my wife and I have been putting away between $3,000 and $15,000 a month, every month, because I had no retirement account. And let me tell you, some months that stung.

    Had I simply started putting $300 a month away ....starting at age 30...and never neglected the deposits, or spent the money...we would be in the same place as we are now.

    And the truth is, that $300 a month would never have been missed. Heck, we almost spend that on cable every month.

    But no, I had to wait until I could see retirement staring me in the face, before I did anything serious.

    Start now. Any decent Index Fund will pay out an average of 10-11% or more a year, just like they have been for almost 100 years.

    Remember, every dollar invested (in a no load mutual fund) at 30...turns into a $20 bill at 60.

    In the US right now, the average amount in a retirement account....at retirement...is $90,000. If you just put away $40 a month, starting at 35 years old...you would have more than that at 65.

    You don't want to be a Wal-Mart greater at 70, when your feet hurt and your bones ache...because you need the money.
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    • Profile picture of the author GordonJ
      Thanks Claude,

      Being a saver is a RARE thing, really it is. Especially if there are kids involved, those little squirrels eat up the acorns (tip hat to PB).

      One carry over from my childhood was "junk" in the back yard, at the ol Alexander Mansion, we had a backyard to rival any of our WV relatives back in the holler.

      We had two little FIATS. They were toys, for us. I think they were mid 50's junk someone gave my dad for some reason. Many years later, he sold them both for several thousand dollars, turns out someone COLLECTED them, even ones that needed restored.

      My older brother had a mint '67 442, with a custom ocean blue/green paint job he stored forever in his garage, only driving in the summer, mostly to car shows. When he created a financial jam for himself, he had to send it down the road, but for almost enough moolah to get him out of the jam he had created.

      I emphasize the JAM, cause we find we almost always are at fault, with no one to blame but ourselves.

      I no longer teach "Chatteling", the buying and selling of personal property, a skill I picked up over 50 years ago....today, there are all sorts of these courses, mostly all the same. Be it ebay, or etsy, or closeouts, overstocks, or Walmart, buy something and sell it for a profit.

      In lieu of SAVINGS cash in the bank, I was fortunate enough to have collectors in the family, and so was taught about numismatics and philately, and having had the chance to work in big companies offering collectibles helped too.

      So, point being.

      If when you have some extra dough and you get an itch to spend it, invest in something that maintains value over time...one old junk car, a pocket watch, a pen, a stamp, a coin...a painting...you will be less likely to cash it in when you find yourself in a jam...

      But it is there if and when you need it. I think, believe and KNOW that if one has a piece of chattel that can quickly be turned into 10k dollars, they have enough to then generate a 1k a week profit or more, simply by buying and selling.

      GordonJ


      Originally Posted by Claude Whitacre View Post

      One good definition of what the rich do is "The rich spend less than they earn. That's how they accumulated wealth" (I may have just quoted myself)

      I can tell everyone here this...And this comes from the heart.

      The last 6 years, my wife and I have been putting away between $3,000 and $15,000 a month, every month, because I had no retirement account. And let me tell you, some months that stung.

      Had I simply started putting $300 a month away ....starting at age 30...and never neglected the deposits, or spent the money...we would be in the same place as we are now.

      And the truth is, that $300 a month would never have been missed. Heck, we almost spend that on cable every month.

      But no, I had to wait until I could see retirement staring me in the face, before I did anything serious.

      Start now. Any decent Index Fund will pay out an average of 10-11% or more a year, just like they have been for almost 100 years.

      Remember, every dollar invested (in a no load mutual fund) at 30...turns into a $20 bill at 60.

      In the US right now, the average amount in a retirement account....at retirement...is $90,000. If you just put away $40 a month, starting at 35 years old...you would have more than that at 65.

      You don't want to be a Wal-Mart greater at 70, when your feet hurt and your bones ache...because you need the money.
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      • Profile picture of the author Claude Whitacre
        Originally Posted by GordonJ View Post

        So, point being.

        If when you have some extra dough and you get an itch to spend it, invest in something that maintains value over time...one old junk car, a pocket watch, a pen, a stamp, a coin...a painting...you will be less likely to cash it in when you find yourself in a jam...

        But it is there if and when you need it. I think, believe and KNOW that if one has a piece of chattel that can quickly be turned into 10k dollars, they have enough to then generate a 1k a week profit or more, simply by buying and selling.

        GordonJ
        I've been blessed with the knowledge that I have no ability at investing or managing money....or people.

        I've made small and temporary fortunes buying things that I knew I could easily sell...from people who had to sell. Having a retail store made this much easier. Classified ads made it easier still.

        But the bigger picture is that my skill is in selling, and not investing.

        Rental properties, gold, collectables, are all beyond my skills or interests.

        So my course of action was simply to make as much as I could, selling (while still being insufferably lazy), and park the money in an index mutual fund...where is has a proven track record of good returns over a long period of time.
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        • Profile picture of the author tagiscom
          Originally Posted by Claude Whitacre View Post

          Rental properties, gold, collectables, are all beyond my skills or interests.

          So my course of action was simply to make as much as I could, selling (while still being insufferably lazy), and park the money in an index mutual fund...where is has a proven track record of good returns over a long period of time.
          You sound like a Index Mutual Fund Certificate in the sock drawl and forget about it kind of guy?

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        • Profile picture of the author GordonJ
          Cash baby, cash. In a coffee tin out back.

          Selling is a TREMENDOUS skill, ask Charlie "T" Jones. And there are many ways to apply this skill, and so I must take issue with one thing Claude, when you say: "I have no ability ...managing people".
          My response is, that as a selling pro, you managed a ton of customers, their expectations, their buying experiences, their satisfaction too.

          Maybe it is a perspective, or focus.

          Back in the 70's, old friend Jim Straw taught me, sellers are buyers too. And when you become familiar with the markets, and I never felt the need to go beyond what they buy, so selling ephemera for example, was having someone who knew what they were doing. Sort of like the Pawn Stars guys who call in experts on an item they don't know about.

          All I ever wanted to know, WHO is buying? Then, when you find a desperate seller, it makes the whole thing that much easier. I've held pens worth tens of thousands of dollars, and pocket watches worth more than cars, and letters worth over 6 figures.

          And knowing there is the PARADE of life, WHERE old Uncle Bill's estate sale included his stamps...and that BUYERS existed...that someone was going to pay a premium for those.

          No issues with banks, per se, or Mutual Funds, all of which are closely monitored, and Uncle Sam takes his well deserved share...

          But ... an used Kabota tractor picked up in Millersburg and sold in Hartville, was a SALES transaction. And when you get away from licensed stuff, there is a lot of cash changing hands too, and the skill is to beat the index funds, by keeping cash in circulation.

          Some sell vacuums, some the buildings the stores are in, some the RE it all sits on...and having skills at selling...in my opinion...can be used wherever the focus goes.

          As for retirement, that same 300 a mo. two decades ago paid for a 10 acre tract of land in the boonies, which are now housing million dollar homes, would have killed all the index funds there were. oh

          WE, old timers, can't go back. But we can share our experiences, good and bad, and hopefully a younger Warrior will give pause, and maybe save themselves from regret...I doubt it, but I'm hopeful.

          You probably had friends too, that lost their pensions in the great scam of aught eight...where banks were too big to fail, but the small guy lost the house he paid for over decades. I'll take the coffee can, and American thirst for THINGS, everyday of the year over any and all stocks, banks, or having OTHER people hold, control, manage or misuse my monies. But that is what is great...we all get to choose our own path.

          GordonJ


          Originally Posted by Claude Whitacre View Post

          I've been blessed with the knowledge that I have no ability at investing or managing money....or people.

          I've made small and temporary fortunes buying things that I knew I could easily sell...from people who had to sell. Having a retail store made this much easier. Classified ads made it easier still.

          But the bigger picture is that my skill is in selling, and not investing.

          Rental properties, gold, collectables, are all beyond my skills or interests.

          So my course of action was simply to make as much as I could, selling (while still being insufferably lazy), and park the money in an index mutual fund...where is has a proven track record of good returns over a long period of time.
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  • Profile picture of the author Princess Balestra
    Introdoocin'

    THE SQUIRREL EASY PLUS KINDA YANNO PLAN

    Your Hoard. Your Fyootyoore. Mebbe Even Your Actschwl Nuts!

    It is impossible to know what is round the next cornah.

    Speshly if'n you ...

    1) gowin' noplace, zackly

    2) gaht alla your plans FIGYOORED

    That is why Ulysses missed out on PLENTY GALS.

    But why also them gals lived on, proactively LEGENDAH.

    So you gaht 2 targets for your lasso:

    1 is to tame fear.

    1 is to reel in hope.

    Neithah beast gonna succumb to your whims easy.

    An' you may cast your rope way wrong more often thanya cast it right.

    The frick horses gotta do with squirrels, I dunno.

    They kinda romped on in here all wild.

    Thing is, that don't happen with Ankylosauri -- an' this trooth goes way beyond intrinsic bulk an' extinction ishoos.

    So mebbe let's return to squoils.

    & their nuts.

    **mmmm ... sounds kinda homesy ***

    Blindly optimistic curve balls delivahed to the feet of your fyootyore self.

    K.

    Howevah, I have yet to successfully kidnap Benedict Cumberbatch an' invite his silver tongue 'pon my tinglydangliest areahs.

    Clearly, there is work to be done ...
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    Lightin' fuses is for blowin' stuff togethah.

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  • Profile picture of the author tagiscom
    Originally Posted by GordonJ View Post

    Tithing is putting away 10% of your gross earnings, to give away to your religion, to pay taxes, whatever the dictionary says.

    Tithing yourself is not a new concept, but we don't often see it in action. There have been Warriors who made 100,000 thousand dollars a year, and the tithing concept would have them put 10 back, AND NOT SPEND IT.

    One of the things we see too often is when a Warrior starts making more money than expected, and the human knee jerk reaction is to SPEND IT. A new car. House updates, home furnishings upgrades, vacations.

    Due to sometimes, outside influences, like building your business on something that can be knocked down with a new google algorithm update for example, isn't a very wise business decision to begin with. But stuff happens.

    Do you pay yourself first? At 10% or whatever? And is that money not to be touched?

    If you do, then congrats, you are on the path to financial freedom and can get off the sometimes roller coaster ride of IM, the feast or famine cycle we see so many in.

    Give yourself 10% and let it accumulate, time goes faster than we think, and before you know it, your tithe contribution to yourself, will be doing some heavy lifting for you.

    GordonJ
    Sure but it is more in the form of developing my investing skills, as l can stare at a screen at any age or press a button for that matter, (you can be impaired and still can interact with a computer).

    The ones that work for someone else and are on a clock are the ones that need to save something.

    I have saved up a lot of extra money during Covid, (raiding my Super, or 401k was one way) and did l go on a spending spree nope. I knew that the money was a once in a lifetime fluke, likely to never happen again so all l spent those thousands on was new shoes, (my ones where falling to bits and l tried to fix them myself) and a new phone as the old 3G network was going to be turned off so no choice. But l did buy the cheapest one available, ($150) and not some 1 or 1k one.

    To be honest l am more of an asset junkie, or l like to spend any extra cash l have on something that makes more money, then maybe blow that?

    All indications are this week the SP will do well, so anyone here investing in US stocks may have some extra money soon, and may share notes here on what they are going to spend it on?

    If l end up making a few thousand this week, what would l do? Hmm, easy go into Melbourne and have a long overdue day off and blow $30 or celebrate a little.

    Or would l go up to the Gold Coast for a week and blow most of it, probably not, even though l badly need a holiday, since it is an asset or can compound equity or the more you make the faster it grows.

    So if l make 2k l would reinvest and spend $50 on a whim or very little.

    Or once l have a million making 20k in a few hours is relatively safe, making 100k is relatively, well it is risky.

    Or once l have a million then l can consider the spending spree thing just as long as l am making more than what l am spending.

    I know Claude l know,

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  • Profile picture of the author RMRC
    Wealth is not how much money you make, it's definitely about how much money you keep. I know someone who would be a retired millionaire right now if it weren't for the way they spend all their earnings. To each their own, but I definitely believe in "paying yourself" like it's a regular bill so that you can actually achieve real financial wealth.
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    • Profile picture of the author GordonJ
      I get the title a lot: first, I have to MAKE the money, then I'll worry about saving it.

      And probably HERE more than most places online re IM...Warriors does attract a world wide audience of struggling folks. As for your acquaintance the would be millionaire, I will say I know many millionaires, and NONE of them have retired...even when they did, they played other "money" games, but few sit on the beach and do nothing. It is not surprising that those that work for their wealth, actually LIKE and sometimes even love what they do.

      But you are right about many people NOT buying into pay yourself first, especially those that have to spend their profits on living expenses.

      When I analyze business plans, I always look for, hardly ever find, a SAVINGS element to it, in fact most would be Entrepreneurs don't really pay themselves a living salary, which could be a red flag to investors too.

      A boot-strapper could just reinvest all profits, if they have living taken care of first, but I have seen very few Warriors come here with the money they really need to start the kind of business they want. And without money, then the other way: WORK AND GRIND, will have to suffice.

      As a mind set, I would include a savings plan built into any and all PLANS OF ACTION when going down the money trail, hippity hoppity and saving along the way.

      I like the concept of a bill. Go ahead and invoice yourself for the tithe, maybe even use PayPal or such to create an invoice, sent once a month. GordonJ you owe me 10% of last month's income, pay up or else. Maybe a bit far fetched...but when we look at labor as an expense, we should include our own too.

      Also, we read so many stories of some person working a regular job and leaves a million bux or a ton of money to a worthy cause...there is a lot of satisfaction in living a frugal lifestyle, but even then, YES,
      you all do have to make the money first, but set your mind right
      right at the start.

      GordonJ

      Originally Posted by RMRC View Post

      Wealth is not how much money you make, it's definitely about how much money you keep. I know someone who would be a retired millionaire right now if it weren't for the way they spend all their earnings. To each their own, but I definitely believe in "paying yourself" like it's a regular bill so that you can actually achieve real financial wealth.
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      • Profile picture of the author tagiscom
        Originally Posted by GordonJ View Post

        I get the title a lot: first, I have to MAKE the money, then I'll worry about saving it.

        When I analyze business plans, I always look for, hardly ever find, a SAVINGS element to it, in fact most would be Entrepreneurs don't really pay themselves a living salary, which could be a red flag to investors too.

        I like the concept of a bill. Go ahead and invoice yourself for the tithe, maybe even use PayPal or such to create an invoice, sent once a month. GordonJ you owe me 10% of last month's income, pay up or else. Maybe a bit far fetched...but when we look at labor as an expense, we should include our own too.

        GordonJ
        Millionaires have a savings plan usually involving a generous salary with bonuses a shovel, heavy duty plastic bag a million dollars and a map in a safety deposit box!

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        • Profile picture of the author Odahh
          Originally Posted by tagiscom View Post

          Millionaires have a savings plan usually involving a generous salary with bonuses a shovel, heavy duty plastic bag a million dollars and a map in a safety deposit box!
          Why deal with the shovel the plastic bag and the map. And just put the million in a cd or a treasury note and put that in a safety deposit box

          Put the money into an expensive vehicle that over time gains more value than the cd . Or art the highly manipulated art market that will go up in value over time
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          • Profile picture of the author GordonJ
            Originally Posted by Odahh View Post

            Why deal with the shovel the plastic bag and the map. And just put the million in a cd or a treasury note and put that in a safety deposit box

            Put the money into an expensive vehicle that over time gains more value than the cd . Or art the highly manipulated art market that will go up in value over time
            Six and one half years. Approx. the amount of time, 25%, or a quarter of the time the WF has been around. Many of us have two decades, many 10 years.

            And tons have the 5+ years. So, MY figures: First year to build a 5k a month income, so four years of 500 (10%, the tithe) a month, would be
            .
            $24,000.00 in hand, in a savings account, or ready to be invested into recurring income.

            IMers love to toss around Million dollar this, that, and how our clients made it, how our gurus made it, and so on. And of course, there are SOME who do make the million bux to put away...

            But here in Warrior Land, we see too many struggle to reach even my modest goal of 5k a month, even though we've seen Warriors do it, and with the savidge4 thread on ebay, a step by step plan of action on HOW to do it.

            Yet, I'd wager, the vast majority do not have the 24k to work with, or invest, and that is the point of my posting about tithing. Make it a tax on yourself, to come off the top first thing. Have a four year plan.

            The reality is; ANY Warrior can begin to earn money from IM relatively quickly...in a matter of days in some cases. So why not build the SAVINGS into your plan?

            Once one has accumulated some excess of expenses, they can then consider how to invest it in CD's or other "safe" vehicles...or use it to grow and expand and build a fortress for the future.

            10% of nothing, however, is ...

            Well...NOTHING.

            GordonJ
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          • Profile picture of the author tagiscom
            Originally Posted by Odahh View Post

            Why deal with the shovel the plastic bag and the map. And just put the million in a cd or a treasury note and put that in a safety deposit box

            Put the money into an expensive vehicle that over time gains more value than the cd . Or art the highly manipulated art market that will go up in value over time
            Treasury Note, you mean a Bond?

            Those things that gov, give a guarantee for, expect that when interest rates go up then bonds lose value and the banks for example have to cash if too many of their customers want to pull their money out.

            But unfortunately a bond with 3% interest is virtually useless when newer ones have a much higher interest rate.

            Bonds are gov, guaranteed but if no one wants your lower interest rate ones then the guarantee only applies to the interest rate you can get from it over time, not if and when you want to sell.

            Sorry l can go on and with this stuff, but suffice to say a millionare with a business with backers will probably bury some of it so if his business goes under he is laughing while his employee's are probably screwed.
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      • Profile picture of the author RMRC
        Originally Posted by GordonJ View Post

        As a mind set, I would include a savings plan built into any and all PLANS OF ACTION when going down the money trail, hippity hoppity and saving along the way.

        I like the concept of a bill. Go ahead and invoice yourself for the tithe, maybe even use PayPal or such to create an invoice, sent once a month. GordonJ you owe me 10% of last month's income, pay up or else. Maybe a bit far fetched...but when we look at labor as an expense, we should include our own too.

        GordonJ
        Yes! Completely agree. A savings plan should be built in to all action plans as a must.

        The person I know doesn't like their grind, yet they wouldn't have to do it for long if they paid themselves instead of spending everything lol, but their journey is theirs. I definitely see the value in billing yourself, even if you have to go so far as using PayPal like you said haha!
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      • Profile picture of the author Claude Whitacre
        Originally Posted by GordonJ View Post

        And probably HERE more than most places online re IM...Warriors does attract a world wide audience of struggling folks. As for your acquaintance the would be millionaire, I will say I know many millionaires, and NONE of them have retired...even when they did, they played other "money" games, but few sit on the beach and do nothing. It is not surprising that those that work for their wealth, actually LIKE and sometimes even love what they do.
        That. That seems to be the telling clue as to whether the person will succeed in a business.

        The ones that succeed, and really make a mark...revel in the daily grind....the struggle...the game.

        In every "Make Money" course, I see the same goal...rest on a beach with a yacht, beautiful girls, and fist fulls of cash...while not working at all.

        Why? Because that the appeal to the vast majority of course buyers...the Dreamers.

        And yet I don't know a single real millionaire that lives like that...or would want to.

        The Dreamers want to hear more about the beaches, the girls, the riches.....the real achievers want to know the How. The Steps. The work.

        The bad news is, if you sell information on making money (in any way), the real achievers are in such a minority, that you would starve looking for them. So...we live off the Dreamers, and are excited when we meet a real one.
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        • Profile picture of the author GordonJ
          The dream you describe, the one pitched by the likes of Tom Vu, and also those with expensive sports cars attract a heavy male crowd, we didn't have an actual term for them back in the day, now we know them as...

          incels.

          They have, however, devolved from mom's basement, into very vocal, entitled and offensive presences. Anyone still selling to their dreams, should be called out.

          Anyhow, selling to dreams and hopes has been the bread and butter of many an industry, but it is especially done to biz-op and money making seekers. Having more money, will allow even the most desperate of Incels to afford a trip to the strip joint in town.

          There is also a pretty big group of what I call librarians, where man caves full of marketing courses and books line the shelves...these guys buy to own the KNOWLEDGE, so they can say, I know that, or I have his course.

          And there are the magazines (sites today) like Robb Report, Yacht Today, RV Living, etc., etc., which caters to the dreams of millions, much like the Sears and Roebuck and Montgomery Wards of the late 19th century did. They gave the hoi polloi something to look at, something to want, something to lust over.

          Where Biz-Op crossed the line was false claims, downright lies about income potential and out and out fraud.

          We've had our share of Income Drama right here at WF over the years. Or as Alexa Smith might have said, fake me til you make me, or to that effect.

          Chase Revel, founder of ENTREPRENEUR, and bank robber/thief? suspect, wrote early on that most of the people buying his INSIDER REPORTS would never do anything with the information, but he knew he was selling the dream of being a business owner.

          It is pretty much a given today, that most of your customers will NOT implement your information, no matter how good it is...it was, for a brief moment, a shiny object along the path of someone spending years wanting to get rich overnight.

          GordonJ










          '...the game.

          In every "Make Money" course, I see the same goal...rest on a beach with a yacht, beautiful girls, and fist fulls of cash...while not working at all.

          Why? Because that the appeal to the vast majority of course buyers...the Dreamers.

          And yet I don't know a single real millionaire that lives like that...or would want to.

          The Dreamers want to hear more about the beaches, the girls, the riches.....the real achievers want to know the How. The Steps. The work.

          The bad news is, if you sell information on making money (in any way), the real achievers are in such a minority, that you would starve looking for them. So...we live off the Dreamers, and are excited when we meet a real one.[/QUOTE]
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  • Profile picture of the author Odahh
    Gordon I agree with what you are saying. I was responding to Shane and the numbers he threw out.

    I'm all for teaching people to start at the start from where they are. Establish a budget getting control of spending. Then as income increases save the extra until on has6-12 months of expenses in some kind of savings.

    A certain amount of total savings as a goal. But starting from zero that could take years to pull off. Have a reasonable expectation on the time it will take.
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    • Profile picture of the author GordonJ
      Originally Posted by Odahh View Post

      Gordon I agree with what you are saying. I was responding to Shane and the numbers he threw out.

      I'm all for teaching people to start at the start from where they are. Establish a budget getting control of spending. Then as income increases save the extra until on has6-12 months of expenses in some kind of savings.

      A certain amount of total savings as a goal. But starting from zero that could take years to pull off. Have a reasonable expectation on the time it will take.
      Thanks for this Odahh, where you and I part ways is the idea it could take YEARS to pull off.

      NOT today. NOT with IM. Using MY Numbers, not some silly million dollar idea, but a realistic, practical, doable 5k a month after a year or so of effort, keeping 500 off the top, and having the 25 k in five years...although, that doesn't show any growth.

      I can't deal with those who want to say this or that about millionaires, or what they do, or how they go about their business. I TRY to keep my thoughts here at the WF, geared toward the Warrior.

      There are even testimonials here in the WSO section about done for you, and all sorts of money making ways.

      So, I will once again beat my drum (dead horse??)...it does not take years and years to make money and any money, even at start up, it would be wise to have a plan of saving, in lieu of saving, that 10% should be folded directly back into the business for scale, growth and expansion.

      Hearing YEARS, really makes me shout PEAS AND CARROTs with fingers fully into ears.

      And of course, the issue is the START, and making wrong choices due to lack of knowledge, desperation, shiny objects and a total lack of planning and assessment.

      GordonJ
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      • Profile picture of the author Claude Whitacre
        Originally Posted by GordonJ View Post

        I can't deal with those who want to say this or that about millionaires, or what they do, or how they go about their business. I TRY to keep my thoughts here at the WF, geared toward the Warrior.
        I have noticed this phenomena. ...

        "Make money" enthusiasts tend to fall into two camps..

        The "My goal is to earn $500 a month so I can...."

        And the "I can make millions of dollars a year, buy an island, and finally be loved by cute girls" tribe.

        I seldom hear "Well, I now earn $50,000 a year from marketing (in any way). I want to up that to $100,000 a year".

        Even though earning $50,000 a year means you are doing something right, and just doubling that is easy to achieve without completely changing what you do for a living".

        What's unusual to me is that nearly all of this talk (except for a few exceptions here) come from people who have never seen a $100 bill in their life, and still haven't made any money in a business...online or otherwise.

        When I would go to the Dan Kennedy events, I would talk to the people attending, and they also tended to fall into those two groups. The few that were already making a good living in selling or marketing...that the many who borrowed the plane fare and ticket price from relatives, and spend their time in their rooms eating peanut butter and crackers.

        Great. Now I'm hungry for peanut butter and crackers. We all have our Cross to bear.

        Added later;
        I noticed the same thing when I was selling vacuum cleaners or life insurance. There was the 80-90% that were just barely hanging on...and never made it, no matter how long they stuck to it....and the 5-10% that pretty quickly made money, and went on to at least the beginnings of wealth.

        I have a theory about that.

        Internet marketing and selling have a low barrier to entry...usually none. And they are completely merit based.

        So they tend to attract two crowds, the desperate...who think " I may as well give this a try" and the ones who go into it knowing that they will succeed, because they invest the time to learn, study, try out new ideas...and make changes until what hey do works.

        And the big difference is that the "Barely hanging on " Crowd...always...blames others for their consistent lack of progress...and the winners always take responsibility whether they win or lose. I've never seen an exception to this.

        Anyway, I feel better now.
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  • Profile picture of the author Odahh
    Gordon

    I don't actually believe it has to take years either. Once people start. But if they spend years studying 700 ways to do it in 6 months and never start .

    Because it's my story . My audience is mainly in- cell . With a path and method to get out of the parents basement into their own place and get a partner. At least part of the the year. Those details might be in another thread months from now.

    If to link it to tithing or giving to oneself. The first stages of self investment are to learn many of the life skills our consumer culture and debt driven culture has just not taught people in the last 40 years. Budgeting saving frugality.
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    • Profile picture of the author GordonJ
      I'm going to try to mulitquote here, both Odahh and Claude...

      Odahh, see, some of your takes on life have a lot of blame in them.., like talking about the US Gov't, which really doesn't exist as a singular entity making decisions, like UFOs, as an extreme example. The US Gov't is a group of independent fiefdoms, feudal lords, and bureaucrats, most of whom in charge have risen to their level of incompetence...like the Peter Principle talks about.

      I mention this because...there was NO culture that is to blame for lack of self education. It is one more thing to blame.

      Anyone, anywhere, with a financial need, already has enough education, to see they are not making enough money to cover their expenses.

      The solution to THAT problem is Increase income, cut expenses. And there are many ways to do this, as has been discussed here so often. When you say things like these consumer and debt culture hasn't taught life skills, maybe it is true with you, but isn't making money a life skill... anyhow.

      During the same last 40 years where your "cultures" are to blame, countless people have risen to unprecedented success and it has been the golden age of man in pure economic terms.

      And Claude, we try to share here at one of the Internet Oasis, where a wanderer or seeker can take pause, reflect, LEARN, and let their camels and horses fill up.

      But if a very thirsty person wanders here, and doesn't partake, and two, three, 5, 10 or 20 years later they are still parched, not on us, right?

      You give away as much value laden info as any Warrior does, and sure there are those who claim this isn't the good old days when Alexa Smith, bless their little hearts, and a host of other "Name" Brand Warriors were scamming the pants off people...

      The ones remaining, have and continue to share practical, useful, and FREE information that any tired and weary traveler can use to make their situation better.

      All we can do is share, hope a few get quenched, continue their journey, and toss a nod in our direction, but even if they don't, we carry on and those here today, are some pretty fine folk, who share and care.

      It is one of the longest oasis, and many have come and gone.

      The new ones just finding this place, may need a little education/direction...but my experiences says 80% come wanting...not offering. 80% come in need, to get...not to give and 80% of them will not partake the cooling waters under the palms...and there is nothing we can do about that.

      I like to think, the 20%, will find us, and get the most out of what we offer here at WF.

      GordonJ




      Originally Posted by Odahh View Post

      Gordon

      I don't actually believe it has to take years either. Once people start. But if they spend years studying 700 ways to do it in 6 months and never start .

      Because it's my story . My audience is mainly in- cell . With a path and method to get out of the parents basement into their own place and get a partner. At least part of the the year. Those details might be in another thread months from now.

      If to link it to tithing or giving to oneself. The first stages of self investment are to learn many of the life skills our consumer culture and debt driven culture has just not taught people in the last 40 years. Budgeting saving frugality.
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      • Profile picture of the author Claude Whitacre
        Originally Posted by GordonJ View Post

        I'm going to try to mulitquote here, both Odahh and Claude...
        What I do is quote one post, answer it and post the answer. Then quote the next person, answer it...and then post that whole thing on the same post as I did the first one.
        I may even do that several times with the same post, quoting and answering multiple points from the same post.

        Because I have never figured out how to use multiquote. I'm a slow study.
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  • Profile picture of the author Princess Balestra
    Hey, can I mulitquote breath here, jus' to be a pernickity pain in the ass?

    Evrywan here knows I prize propah actschwl spellin' ovah makin' even no kinda sense.

    Thing is, a mulitquote evokes prior cadence upon which you might wanna pondah.

    An' a breath is to be breathed.

    Note to self: Caaahsmaahs realigned diligently provocative. You may sleep now.
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    Lightin' fuses is for blowin' stuff togethah.

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  • Profile picture of the author Frank Donovan
    Originally Posted by GordonJ View Post

    I'm going to try to mulitquote here, both Odahh and Claude...
    Originally Posted by Claude Whitacre View Post

    What I do is quote one post, answer it and post the answer. Then quote the next person, answer it...and then post that whole thing on the same post as I did the first one.
    I may even do that several times with the same post, quoting and answering multiple points from the same post.

    Because I have never figured out how to use multiquote. I'm a slow study.
    Originally Posted by Princess Balestra View Post

    Hey, can I mulitquote breath here, jus' to be a pernickity pain in the ass?
    Just hit the multiquote button under each post you want to quote and then click post reply at the end as normal. All the posts you've selected will then appear in your editor.

    And watch out for a special 3 quotes for the price of 2 offer the forum will be running this weekend!
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