I have learned that it's not necessarily the amount of money you have that matters but the amount of money which the money you have is able to make in return. I have learned that the easiest way to become financially poor is to carry millions, billions, "zillions" of Dollars, Pounds, Euros, etc in your hand, wallet or pocket without investing it.
I have learned that it's better that the money depreciates or finishes totally while you're investing it here and there than it finishes while you're trying to hold it.
I think it better you put the money in a fixed deposit or savings account than holding it. It is better you take it to the bank, leave it there until you have a clear-cut profitable idea of what you want to do with it.
Please if you don't know what to do with money, look for someone that knows. Look for someone you can trust. look for someone that has a solid reputation or credibility as far as money management and financial investment are concerned.
I have learned that spending money is quite different from investing it. Please learn from my experience because I have really lost huge amount because I was just trying to hold it.
Em... If you have anything to add, please do.