The hands and fingers of givers are always on top during an act of giving, while that of the receivers are always below, thus you'll notice all around you, givers always seem to have enough to meet their needs, even in times of trouble, while others might find it hard to come out unscatched, givers always come out even better compared to their previous situations.
Any seed planted into the ground grows to produce thousands of seeds, thus your act of giving, be it time, energy, kindness or money acts as a seed, and germinates to produce thousands of its kind that will eventually flow back to you and members of your family.
Thus learn to give, you are not just helping others, you are also creating an insurance cover for yourself. When calamities of life come upon others, the universe will take kindness upon you and spare you. I pray God touches your heart and teach you to learn how to give to the bossom of those in dire need.