Harassed by Old People

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Just received in the mail my plastic membership card for AARP. Two of them actually. AGAIN.

No, I'm not a member. Never applied. But this organization keeps sending me membership requests over and over.

Looking at it, $16 a year. Letter says I get "valuable benefits and services you won't find anywhere else." Doesn't actually say what they are. I'm nowhere close to social security age so I may not quality for anything. Heck, I don't even get a Dennys discount.

Anyone a member. Worthwhile?

.
  • Profile picture of the author sbucciarel
    Banned
    Valuable member benefits .... I paid the membership for one year and let it go. I applied for their valuable offer for auto insurance. The company sent my check back and canceled it because they didn't get some paperwork returned fast enough for them. The other valuable offers are just that ... offers to sell you stuff, much of which you won't use. I found it totally useless.
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  • Profile picture of the author ChrisNosal
    Banned
    They're a greedy business, only thinking about themselves, just like 98% of them.
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    • Profile picture of the author Claude Whitacre
      Originally Posted by ChrisNosal View Post

      They're a greedy business, only thinking about themselves, just like 98% of them.
      And I for one am against that.

      My business is for the betterment of mankind, and the love of nature. No profit motive for me, no Sir!
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      • Profile picture of the author discrat
        Originally Posted by Claude Whitacre View Post

        And I for one am against that.

        My business is for the betterment of mankind, and the love of nature. No profit motive for me, no Sir!
        Profit ?

        Poppycock ! profits for wimps

        Iam also in it for the pure Humanity of giving back to my fellow man.

        My Mortgage will somehow take care of itself
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      • Profile picture of the author ChrisNosal
        Banned
        Originally Posted by Claude Whitacre View Post

        And I for one am against that.

        My business is for the betterment of mankind, and the love of nature. No profit motive for me, no Sir!
        For me, I wouldn't say no profit motive, my motive has always been make profit to help grow my business, expand my reach, and do more good by selling things because people like my free content, and want to support my work by learning more.

        My rule has been if something doesn't offer value, quality, or make someone's time worthwhile, then I don't offer it - everything has to help them learn & grow.
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    • Profile picture of the author Floyd Fisher
      Originally Posted by ChrisNosal View Post

      They're a greedy business, only thinking about themselves, just like 98% of them.


      It's a lobbying group out of Washington DC.....exactly how are they a profit making, greedy business?


      Would I ever join? Nope, don't like the stands they take on lots of issues....however calling them a business instead of a powerful political group is stretching it a bit.
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      • Profile picture of the author Kay King
        Apparently the new normal for the main forum is coming downstairs...people making one line pronouncements...but having no clue.
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      • Profile picture of the author sbucciarel
        Banned
        Originally Posted by Floyd Fisher View Post

        It's a lobbying group out of Washington DC.....exactly how are they a profit making, greedy business?

        Would I ever join? Nope, don't like the stands they take on lots of issues....however calling them a business instead of a powerful political group is stretching it a bit.
        It's not just non-profit...and it isn't greedy to be for profit. There is the lobbying arm and the services arm ... one is non-profit, the other for profit.

        AARP, Inc., formerly the American Association of Retired Persons, is a United States-based non-governmental organization and interest group, founded in 1958 by Ethel Percy Andrus, PhD, a retired educator from California, and based in Washington, D.C. It is a membership organization for people age 50 and over.

        AARP operates as a non-profit advocate for its members and is one of the most powerful lobbying groups in the United States. AARP has two affiliated organizations: AARP Services Inc. which is managed wholly for profit, and the AARP Foundation, a charity that operates on a non-profit basis.

        AARP Services Inc. offers Medicare supplemental health insurance, discounts on prescription drugs and consumer goods, entertainment and travel packages, long-term care insurance and automobile, home and life insurance.[1] It provides quality control over the products and services made available by AARP-endorsed providers. According to AARP's 2008 Consolidated financials, it was paid $652,000,000 in royalties from insurance companies that sold products referred by AARP. AARP also received an additional $120,000,000 for the advertisements placed in its publications.[2]

        The AARP Foundation's website says the nonprofit "wants to win back opportunity for those now in crisis, so thousands of vulnerable low-income Americans 50+ can regain their foothold, continue to serve as anchors for their families and communities and ensure that their best life is still within reach." Key areas of focus are hunger, income, housing and isolation. The Foundation's vision is "a country that is free of poverty where no older person feels vulnerable".

        As of April 2014, AARP says it has more than 37 million members,[3] making it one of the largest membership organizations in the United States.
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  • Profile picture of the author Ron Lafuddy
    AARP sent me an invitation to join long before I was age eligible.
    They also sent me one of those plastic cards. I've used that card
    ever since to ask for discounts on a multitude of things, over the
    years.

    Whether the membership is worthwhile or not, I can't tell you.

    But the card...the card's been worth several thousands of dollars
    in discounts for me, over time.
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    • Profile picture of the author ChrisNosal
      Banned
      Originally Posted by Ron Lafuddy View Post

      AARP sent me an invitation to join long before I was age eligible.
      They also sent me one of those plastic cards. I've used that card
      ever since to ask for discounts on a multitude of things, over the
      years.

      Whether the membership is worthwhile or not, I can't tell you.

      But the card...the card's been worth several thousands of dollars
      in discounts for me, over time.
      This kind of stuff IMMEDIATELY makes me distrust the company, if they're just selling something and promising benefits, and indirectly screaming "buy, buy, buy" without offering value or showing interest in the quality of their work.
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      • Profile picture of the author AprilCT
        Nope, not joining them either. We get constant solicitations which get "filed" in my paper shredder. For the amount of electricity used, wear and tear on my shredder and just plain annoyance, perhaps we should keep the temp cards and use them without joining.

        Probably what we should have done years ago was avail ourselves of some program via the USPS to stop advertising mail. Then, besides bills, there won't be much mail at all.
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        • Profile picture of the author Kay King
          This kind of stuff IMMEDIATELY makes me distrust the company,
          Do you know AARP is? Quick - what does it stand for???

          My parents generation loved it - they got their cards and paid (back then) 8-10 a year. I don't remember them ever buying any of the insurance or other stuff like that. They understood these were offers where AARP was in a JV with the company selling the "deals".

          BUT - for many years my mother and step father spent winters in Florida (a/k/a God's waiting room). Every restaurant and many of the stores they went to offered 10%-15% off for AARP members.

          I ignore those mailings and I don't know if the discounts are still part of the membership package. However, my folks probably saved $100 a month year after year...just from the discounts.
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  • Profile picture of the author seasoned
    Originally Posted by kindsvater View Post

    Just received in the mail my plastic membership card for AARP. Two of them actually. AGAIN.

    No, I'm not a member. Never applied. But this organization keeps sending me membership requests over and over.

    Looking at it, $16 a year. Letter says I get "valuable benefits and services you won't find anywhere else." Doesn't actually say what they are. I'm nowhere close to social security age so I may not quality for anything. Heck, I don't even get a Dennys discount.

    Anyone a member. Worthwhile?

    .
    I became a member of AMAC which IS admittedly newer and thus smaller, but it ISN'T AARP. http://amac.us/about-us/ ALSO, it is for 50+. I haven't even looked at the benefits yet. AARP tries to sell various services that aren't that unique/great. They care more about profit and their agenda than their customers. NOW, likely because of new FTC requirements, they are being a bit more honest about that.

    BTW I am being pursued by AARP ALSO, though I AM too young. AARP= "american" association of "retired" persons.


    Steve
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  • Profile picture of the author Dennis Gaskill
    I joined for a year and then let it lapse. I joined because we were told they had affordable health insurance, but after we joined we found it wasn't available in Wisconsin. We used the card for hotel discounts a few times, but all in all it wasn't useful to us.

    I just got another membership invite today. Once you're on their list they mail and mail and mail.
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    Just when you think you've got it all figured out, someone changes the rules.

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  • Profile picture of the author Janice Sperry
    Spouse was a paid member for one year. They are very political in ways that not everyone agrees with but very few people pay attention to where there money is going. The discounts are also questionable. Most of the time we found better deals and better products that were not associated with them. The medical insurance they used to endorse was the biggest rip-off of all time. I don't know what plan they endorse now but I would be skeptical. Bottom line - I would never recommend them to anyone.
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    • Profile picture of the author seasoned
      Originally Posted by Janice Sperry View Post

      Spouse was a paid member for one year. They are very political in ways that not everyone agrees with but very few people pay attention to where there money is going. The discounts are also questionable. Most of the time we found better deals and better products that were not associated with them. The medical insurance they used to endorse was the biggest rip-off of all time. I don't know what plan they endorse now but I would be skeptical. Bottom line - I would never recommend them to anyone.
      YEP! AARP is VERY liberal! That is one way AMAC is different, as they are conservative. I can't speak TOO much to AMAC, ironically, but the life insurance AARP sells is NOT the cheapest or best, and is a JOKE! It IS common though, as THEIR(insurance company and sellers) profit is SKY HIGH!

      As for the health insurance Dennis spoke of not being available in wisconsin, it would be interesting to look at the fine print. There are only TWO times I have seen that happen!(in general, not AARP specifically).

      1. They are not "admitted to the state". Insurance, last I knew, was STILL state driven. If you don't pass their rules, you are FORBIDDEN to sell from or to that state. This CAN relate to a particular insurance product only though.
      2. A particular insurance product may have some failing and not be permitted.

      That is LIKELY why they don't have it for wisconsin, and it would be interesting to see what it is!

      Steve
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  • Profile picture of the author MikeAmbrosio
    The "service" AARP provides:

    AARP operates as a non-profit advocate for its members and is one of the most powerful lobbying groups in the United States.

    Once you're a member, it gives the lobby larger numbers. If you don't mind them not being all that forth-coming about their true purpose while trying to entice you to join, then by all means, take advantage of the discounts.

    Me - well, if I want to be part of a large lobby, it wouldn't be this one. And I want to know what I join up front

    By the way - you don't have to be retired or a senior citizen. They start marketing to you right around 50.
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    • Profile picture of the author chrisnos
      One of my biggest goals as a marketer has always been to reshape the image of marketing, and base it around giving value, and ethics-It's people like this who have given our industry such a bad name, and such a horrible reputation among customers.
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    • Profile picture of the author seasoned
      Originally Posted by MikeAmbrosio View Post

      The "service" AARP provides:

      AARP operates as a non-profit advocate for its members and is one of the most powerful lobbying groups in the United States.
      That isn't really true! They may CLAIM that, and it may APPEAR that way, but the TRUTH is that they advocate for LIBERALS!!!!!!!!! Does that mean they advocate for social security? YEP! ****BUT****.... Social security is supposed to be paid for and they advocate for a lot of crazy stuff that is no good for seniors, and works AGAINST social security. So they kind of shoot themselves in the foot there. It would be like the dairy industry fighting for more sweetner sudsidies, or subsidies for corn, for soda.

      Steve
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      • Profile picture of the author MikeAmbrosio
        Originally Posted by seasoned View Post

        That isn't really true! They may CLAIM that, and it may APPEAR that way, but the TRUTH is that they advocate for LIBERALS!!!!!!!!! Does that mean they advocate for social security? YEP! ****BUT****.... Social security is supposed to be paid for and they advocate for a lot of crazy stuff that is no good for seniors, and works AGAINST social security. So they kind of shoot themselves in the foot there. It would be like the dairy industry fighting for more sweetner sudsidies, or subsidies for corn, for soda.

        Steve
        Well, yes... Older liberals. SO I guess it's a dual lobby
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  • Profile picture of the author xmy1229
    It is worthless
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  • Profile picture of the author seasoned
    I tried to look for info about the Wisconsin deal. They DID have people lobbying for the improvement of transportation for healthcare in the Wisconsin senate, so they have the interest and voice. That means NOTHING about admittance or compliance, but it still adds to the question. Unfortunately, there is SO much noise and frankly, since google started ignoring quoted strings, several years ago, I have had trouble filtering sites as well. I don't even know if it is POSSIBLE. And I don't want to sit through the VERY slow videos to HOPE that I might glean something from them. If anyone finds out why Wisconsin is excluded, let us know. I'm curious.

    Steve
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  • Profile picture of the author bizgrower
    Who are you calling old?


    lol
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  • Profile picture of the author sbucciarel
    Banned
    AARP is one of the largest lobbying organizations in the US and it also one of the largest marketing firms in the US. They separate the commercial products from the lobbying arm which is non-profit.

    They make the vast majority of their money from selling insurance. They are not insurers, but they work with insurers to allow those insurers to use their brand and AARP pushes the insurance. Personally, I would not touch insurance through AARP, but after this discussion, I do remember that just having the card does give you enough discounts from food and entertainment, travel, rental cars, hotels, etc. to be more than worth the $16 fee ... so I just signed up again. lol.

    Don't buy insurance through AARP. It will end up not being the best deal you could get.
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    • Profile picture of the author MikeAmbrosio
      Originally Posted by sbucciarel View Post

      AARP is one of the largest lobbying organizations in the US and it also one of the largest marketing firms in the US. They separate the commercial products from the lobbying arm which is non-profit.

      They make the vast majority of their money from selling insurance. They are not insurers, but they work with insurers to allow those insurers to use their brand and AARP pushes the insurance. Personally, I would not touch insurance through AARP, but after this discussion, I do remember that just having the card does give you enough discounts from food and entertainment, travel, rental cars, hotels, etc. to be more than worth the $16 fee ... so I just signed up again. lol.

      Don't buy insurance through AARP. It will end up not being the best deal you could get.
      My mother in law swears by those discounts. But she also knows how to squeeze every discount out of pretty much anything... lol
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  • Profile picture of the author seasoned
    BTW WATCH IT when you say DISCOUNTS!

    WELL, along comes the "AHA" GARBAGE, and premiums SKYROCKETED! Proponents merely claim that was a last ditch attempt to raise things, and take credit for the fact that SINCE, it is supposedly the smallest increase(on a percentage basis anyway). HECK, one of my medications *******DOUBLED********in price! They actually charge me an extra $30/month because the pills are EXTENDED RELEASE! IRONICALLY, the law REQUIRES that I get those! If I don't want to, I must have a doctor write a new prescription. And I am not crazy about having to do it TWICE a day simply because some JERKS want more money. ANOTHER thing, they REFUSE to give me ANY discount on those pills unless I have a new 90 day prescription, and have THEM fill it! For ME, this is tantamount to never getting the drug(It isn't any good unless I can take it when needed), so I can't use that. So as for the ACA? My premium is a lot higher, I don't get discounts on a given drug anymore, and the other discounts are smaller. OH YEAH, that is REALLY affordable, and a real discount!

    And we ALL have likely heard of stores that jack up prices so that during sales they can discount more.

    Steve
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  • Profile picture of the author bizgrower
    At my hotel, I give AARP members a 10% discount. I also usually give non-AARP members a senior's discount.
    Since AARP members can be 52 or older, the non-AARP members who ask for a senior's discount are usually 65ish or older. I also give people a "traveler's discount" if they are not American Automobile Association members but ask for a break - again 10% usually.
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