How do you collect payment?

19 replies
How do you get the local business to pay you?

What if you don't ever talk to them on the phone, or go to their office or location? You only communicate with them by sending them emails.

Is Paypal a good source then?

Also, if you charge them a monthly recurring fee is Paypal still a good source? I feel PayPal may not be a good source because if a customer dislikes the services you have provided, or gets angry with you for any reason they can dispute payment and get their money back.

What do you recommend or and how are you guys getting paid?

What's the best offline business WSO?

Thanks
Andrew
#collect #payment
  • Profile picture of the author Bayo
    Originally Posted by Andrew Prince View Post

    How do you get the local business to pay you?

    What if you don't ever talk to them on the phone, or go to their office or location? You only communicate with them by sending them emails.

    Is Paypal a good source then?

    Also, if you charge them a monthly recurring fee is Paypal still a good source? I feel PayPal may not be a good source because if a customer dislikes the services you have provided, or gets angry with you for any reason they can dispute payment and get their money back.

    What do you recommend or and how are you guys getting paid?

    Thanks
    Andrew
    Hi Andrew,

    Interesting questions.

    First of all a few things.

    If the only way you communicate is via email then in all honesty a relationship of trust that opens up different ways of taking payments is going to be hard to develop.

    If that doesn't exist (both ways) you're going to be quite limited in the methods you can use because

    a. You really don't know them
    b. You really can't trust them
    c. They really don't know you...they know 'an email address only
    d. They really can't trust you

    PayPal

    I use PayPal as one of my methods and that includes recurring payments for monthly brokering services too. Whether it's a 'good' source depends on how you use PayPal.

    Many people make the mistake of treating it like a bank which it isn't and that's one of the biggest mistakes anyone could make. Now that they've changed the rules it's time to reconsider.

    Never had a client raise a dispute since 2008 when I first included using my PayPal account for taking Offline Marketing payments. While it could happen, it's about getting them to know, like and trust you (which, if email is your only form of contact, I do not believe will happen easily).

    At the risk of generalizing, I would say that the disputes and charge backs are really the dubious IM crowd and I know because I've had it happen a few times and ONLY with products and programs offered to people in the IM arena.

    Other methods I personally use

    Not being a not-for-profit and a business minded person I accept whatever form of payment is available provding it suits the situation, including:

    1. Monthly check
    2. Direct debit
    3. Cash .. Yes, I do accept cash!
    4. Barter
    All the best.


    BAYO
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    • Profile picture of the author Andrew Prince
      Originally Posted by Bayo View Post

      Hi Andrew,

      Interesting questions.

      First of all a few things.

      If the only way you communicate is via email then in all honesty a relationship of trust that opens up different ways of taking payments is going to be hard to develop.

      If that doesn't exist (both ways) you're going to be quite limited in the methods you can use because

      a. You really don't know them
      b. You really can't trust them
      c. They really don't know you...they know 'an email address only
      d. They really can't trust you

      PayPal

      I use PayPal as one of my methods and that includes recurring payments for monthly brokering services too. Whether it's a 'good' source depends on how you use PayPal.

      Many people make the mistake of treating it like a bank which it isn't and that's one of the biggest mistakes anyone could make. Now that they've changed the rules it's time to reconsider.

      Never had a client raise a dispute since 2008 when I first included using my PayPal account for taking Offline Marketing payments. While it could happen, it's about getting them to know, like and trust you (which, if email is your only form of contact, I do not believe will happen easily).

      At the risk of generalizing, I would say that the disputes and charge backs are really the dubious IM crowd and I know because I've had it happen a few times and ONLY with products and programs offered to people in the IM arena.

      Other methods I personally use

      Not being a not-for-profit and a business minded person I accept whatever form of payment is available provding it suits the situation, including:

      1. Monthly check
      2. Direct debit
      3. Cash .. Yes, I do accept cash!
      4. Barter
      All the best.


      BAYO

      Wonderful thanks.

      I see your points about the email only. I just thought that would be easiest. I now see that it would indeed be hard to convey a message possibly or begin for them to trust you with only using email.

      Any good WSO's that teach about offline marketing and getting clients etc?
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  • Profile picture of the author Headfirst
    I use Curdbee invoicing along with the 2Checkout Payment module. It works great, and I highly recommend it.
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    • Profile picture of the author AubreyWebWhiz
      Thanks for sharing...

      This is very informative!
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      • Profile picture of the author redlegrich
        Buyers around the world (especially eBayers) hate PayPal. I prefer to use Google Checkout. Easy to use and the money goes straight to your back account. They do recurring billings I am told, although I have not done that with them yet. I use them for one time payments and it is a good way to go.
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        • Profile picture of the author aduttonater
          Originally Posted by Bayo View Post

          Hi Andrew,

          Interesting questions.

          First of all a few things.

          If the only way you communicate is via email then in all honesty a relationship of trust that opens up different ways of taking payments is going to be hard to develop.

          If that doesn't exist (both ways) you're going to be quite limited in the methods you can use because

          a. You really don't know them
          b. You really can't trust them
          c. They really don't know you...they know 'an email address only
          d. They really can't trust you

          PayPal

          I use PayPal as one of my methods and that includes recurring payments for monthly brokering services too. Whether it's a 'good' source depends on how you use PayPal.

          Many people make the mistake of treating it like a bank which it isn't and that's one of the biggest mistakes anyone could make. Now that they've changed the rules it's time to reconsider.

          Never had a client raise a dispute since 2008 when I first included using my PayPal account for taking Offline Marketing payments. While it could happen, it's about getting them to know, like and trust you (which, if email is your only form of contact, I do not believe will happen easily).

          At the risk of generalizing, I would say that the disputes and charge backs are really the dubious IM crowd and I know because I've had it happen a few times and ONLY with products and programs offered to people in the IM arena.

          Other methods I personally use

          Not being a not-for-profit and a business minded person I accept whatever form of payment is available provding it suits the situation, including:

          1. Monthly check
          2. Direct debit
          3. Cash .. Yes, I do accept cash!
          4. Barter
          All the best.


          BAYO
          You are quite limited with an email, but some people cannot afford other methods of communication.

          I think with an email you can do a lot, to check the trust that you might have for a person.

          What I do is a quick Myspace or Facebook search to see if, I can discover a profile.

          From a persons profile you can learn a lot about who they are and what they do in their free time.

          That is the scare that is told to people who are interviewing for jobs.
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  • Profile picture of the author manishchauhan
    I would like to bring a nice invoicing application Invoicera.com into your notice. It does support around 20 global payment gateways (Country specific) like paypal, 2checkout, Google checkout, beanstorm, eway etc so that you can get payment from your customers using any payment gateway they use. Hope this would be helpful to you all.
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  • Profile picture of the author affilorama-portal
    You could look into moneybookers. With moneybookers, you can get 100% fraud and chargeback protection on request.
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  • Profile picture of the author Dr Dan
    I only use paypal for my monthly recurring billing. Only had 1 client say they didnt want to use it because of a bad experience, but they ended up still setting it up because they wanted my service. I tell them I can either do paypal at $197 month, check 1 year paid in advance $2,400 or monthly check at $400 per month. They always choose paypal. I dont want to deal with invoicing them or keeping track of any of that stuff. Just auto pay me so I can do what I do best! :-)
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  • Profile picture of the author Silas Hart
    If I sent my clients a PayPal invoice, they would **** bricks.

    My clients pay me via direct deposit or a credit card transaction, transaction information is given to me at the time of the agreement. I couldn't even imagine sending a physical business an invoice to pay through a online transaction service. This is worse than saying "Hey, pay me for my service through Western Union."
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    • Profile picture of the author McGruff
      Originally Posted by FaJeeb View Post

      If I sent my clients a PayPal invoice, they would **** bricks.

      My clients pay me via direct deposit or a credit card transaction, transaction information is given to me at the time of the agreement. I couldn't even imagine sending a physical business an invoice to pay through a online transaction service. This is worse than saying "Hey, pay me for my service through Western Union."
      I would definitely prefer a client to pay by direct deposit, but knowing how practical paypal is, I find it very strange anyone would balk at requesting a client pay online with paypal. Can't see at all how you would equate it with western union.
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      • Profile picture of the author Dr Dan
        Originally Posted by McGruff View Post

        I would definitely prefer a client to pay by direct deposit, but knowing how practical paypal is, I find it very strange anyone would balk at requesting a client pay online with paypal. Can't see at all how you would equate it with western union.
        I agree and I could only see it being a problem if you didnt present it the right way. Cash, Check, Money Order, Western Union, Credit Card, Paypal, who cares? Just get paid! If they want your service they will pay you any way you request.

        I dont beg clients to hire me, I make them beg me! jk, sorta.

        I am the expert, I am the Google Wizard! They want me! Thats how you gotta look at it. Otherwise you are just a cow in the heard working a 9 to 5.
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  • Profile picture of the author alanna548
    Andrew Prince,
    I am doing online job and gets payment through PayPal .
    I never face any problem to get payment through PayPal.
    Mine think PayPal is best account .
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  • Profile picture of the author JustinDupre
    I collect some payment through direct deposit and other through paypal. Should always have alternatives or options for them to choose.
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  • Profile picture of the author cma01
    I posted this a couple of times, but I use WHMCS as my billing system and have several payment options: credit cards through my merchant account, Paypal, or check.

    Last year I was talking to a rep at my bank and they asked if I was interested in some sort of thing where I could scan checks from my desk and not have to deposit them. Someone was going to follow up with me about it. They didn't, and I forgot about it. Does anyone use something like this?
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    "Wise men talk because they have something to say; fools, because they have to say something."
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  • Profile picture of the author Tony Tikos
    In Canada we have interac Email money transfer, not sure if you have it where u from from but its perfect for Emailing money directly to your bank account.
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  • Profile picture of the author Jay Rhome
    How can something seemingly so simple be so complicated? So many options, different prices, different limitations... Up to now, I made clients pay with checks, but now I want to set recurring payments so I need a better option.

    If we have a Paypal merchant account, can we have the client physically write his CC info on the invoice, right before us, sign it, and we then later go online, put it all inside Paypal, and set the bar rolling - including recurring payments? That would be the easiest option.
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    • Profile picture of the author cma01
      Originally Posted by Jay Rhome View Post

      If we have a Paypal merchant account, can we have the client physically write his CC info on the invoice, right before us, sign it, and we then later go online, put it all inside Paypal, and set the bar rolling - including recurring payments? That would be the easiest option.
      Jay,

      I'm not sure how Paypal's merchant account works.

      With my merchant account, it was a separate service and subscription for recurring payments.

      Using WHMCS, you can save their credit card information and when they are invoiced, the card is automatically charged. So if you have someone that you need to bill X per month, you just create a product that is X per month, assign it to their account, and then they will be invoiced and billed on the billing date.

      WHMCS is free with a Hostgator reseller account. You do need to have a static IP address on your domain and an SSL certificate if you are going to go this route.

      There are a lot of billing options. It took me awhile before I found this one that works for me.
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      "Wise men talk because they have something to say; fools, because they have to say something."
      ~ Plato
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