Stop worrying about how much money you will get from the clients. Approach them with FREE gifts or FREE insight or FREE advice at first and watch what's gonna happen!
Once they realise you are a goldmine and a go to person; they won't hesitate to give you their money. Stop trying to approach them too cold while empty handed.
Can you write a press release and get it distributed for a business owner. That will probably cost you $20 and 5 days in total to do. That's value in the eyes of your prospects and you can earn their respect.
Approach them to do something for FREE and then begin working your relationship with them.
Can you offer them a FREE Report that provides them some valuable info?
Think of something. There are so many ways. There are many biz's with no websites. Can you offer them a FREE wordpress site and then take hosting money?
The more time you spend talking to clients, the more you'll get to know what to do for them and the more value you will provide. The more money you'll earn. The more testimonials. The more doors of opportunities. That's how you CREATE your own LUCK!
You can do it. Don't worry about what you can't do, the forum can help you. We are here to help. If you can't do something, just tell the client to give you a couple of days, come here and we can help.
So start talking to every business owners in front of you, worry about niches later. If you are just starting instead of spending countless months pondering about the niches you should target first, talk to everybody in front of you or on the phone.