I can speak with some authority on this subject as I conducted business in the insurance restoration industry for 20+ years.

The important thing to know is the date of loss. The date of loss would be the date something happened that would warrant an insurance claim such as a hail or wind storm. If the date is prior to the sale of the home the new insurance company is not under any contractual obligation to provide coverage.

If the house closed on May 1st at 1 PM and a hail storm hit the home at 1:01 PM the home is covered. Seeing that insurance has to be approved prior to the closing its covered from the very instant the ownership is taken.

Whoever this dude is saying that doesn't know what he's talking about.

I'd call any home owners, but I am interested in what your promoting.

That's how i feel. What do you mean by Promoting Russ?

I'm curious on what you are selling to be able to answer this better. But what Rus said makes sense based on what we know so far.

Are you selling appointments or something in regards to hail damage?

Im selling Appointments. And i want to purchase new mover data because of the territory i have which is in the Metro City of mine of about 1.5 mil and that is not allot of Legal PPL to call after the FTC scrub lol.

Im seriously looking for Advice from you warriors!! i know your experience can help!!

Insurance claim is really most important to getting your compensation and insurance claim is valid for new home owner or old home owner so you can claim for insurance company and getting your home damages compensation.