Best Alternative to PayPal?

by Cay78
60 replies
I searched the forum to see if this topic was covered, and I didn't really find what I wanted.

I need a new way to send invoices to clients that DOESN'T involve PayPal.

Some type of processor or system that allows customers to pay via CC or debit and the funds go directly into my bank acct.

Any suggestions would be great!

Thanks!
#alternative #paypal
  • Profile picture of the author clickcentive
    we pay dot com
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    • Profile picture of the author fizal619
      Also moneybookers (now called skrill). I've had a great time using them, since PayPal is limited in my country (Guyana).
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  • Profile picture of the author iAmNameLess
    Originally Posted by Cay78 View Post

    I searched the forum to see if this topic was covered, and I didn't really find what I wanted.

    I need a new way to send invoices to clients that DOESN'T involve PayPal.

    Sometime processor or system that allows customers to pay via CC or debit and the funds go directly into my bank acct.

    Any suggestions would be great!

    Thanks!
    authorize.net gateway would probably be ideal.

    Go through merchantinc.com they give a pretty good deal, no set up fees, nothing. Best way to go, I think they're a reseller of ipayment which then goes through authorize.net.
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    • Profile picture of the author Aussieguy
      Originally Posted by iAmNameLess View Post

      authorize.net gateway would probably be ideal.

      Go through merchantinc.com they give a pretty good deal, no set up fees, nothing. Best way to go, I think they're a reseller of ipayment which then goes through authorize.net.
      Hi mate - how'd you go re: are they taking clients from Oz etc?
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      • Profile picture of the author rtailor
        I also use Moneybookers AlertPay and Payoneer master card for online money processing. Which are better and available all over the world.
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        • Profile picture of the author David Payoneer
          Originally Posted by rtailor View Post

          I also use Moneybookers AlertPay and Payoneer master card for online money processing. Which are better and available all over the world.
          Thanks for the great feedback.

          If any of you have questions about Payoneer and how we can help you, please feel free to ask or contact me at davidst [at] payoneer.com
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  • Profile picture of the author rugman
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    • Profile picture of the author kayebee
      I found a website that you might be what you're looking for.
      BlinkSale allow you send invoices to customers. They have a free 15 day trial, so you can test out their services. You have the option to create your own invoices, you can bill clients in any currency, and you can create auto payments. I think it looks like a pretty cool.
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  • Profile picture of the author iAmNameLess
    Problem is wepay is just like paypal in their structure, except they charge higher fees. 3.5% compared to 2.9%. The only other difference is, wepay can go into your bank account and take money back if you have a chargeback.

    Get a real merchant account, you save money from fees and its more professional overall.
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    • Profile picture of the author Rob28x
      Originally Posted by iAmNameLess View Post

      Problem is wepay is just like paypal in their structure, except they charge higher fees. 3.5% compared to 2.9%.
      Looks like they changed the fee's. Their website now shows:

      No contracts, set up fees, or monthly fees. Just 1% + 30¢ for bank payments and 2.9% + 30¢ for credit cards
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  • Profile picture of the author eNumbered
    [DELETED]
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    • Profile picture of the author iAmNameLess
      Originally Posted by eNumbered View Post

      the best paypal alternative is eNumbered.com ... no frozen accounts, no hassles, lower fee than paypal and completely anonymous
      Obvious self promotion... BUT, I guess I'll let it slide because on the site it says no chargebacks. How is that possible?
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    • Profile picture of the author philipdwyer
      There are many good ones out there. Best thing to do is google merchant accounts and look into each one to best fit what you are looking for.
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      • Profile picture of the author kat57
        We have been using authorize net for many years.
        Great customer service, glitch free processing, no worries...
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        • Profile picture of the author moneylab
          Has anyone had any experience with Powerpay.biz? That's the one Jeff Walker says he uses since they are supposedly 'launch friendly'.
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  • Profile picture of the author Anton Nadilo
    Authorize.net and PayDotcom would be a couple of good places to start.

    It really depends on what are your primary drivers and what do you want from your payment processor.

    cheers

    Anton
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  • Profile picture of the author redcell1
    I agree that paypal is not the way to go. Try blinksale, foofighters (If you have an actual company) .
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    Just here to see the shenanigans.

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  • Profile picture of the author Cay78
    Thank you guys so much for the help!
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    There are 2 types of people in this world....those who get it and those who don't. The ones that get it know exactly what we are talking about. The ones who don't are left scratching their heads.

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  • Profile picture of the author Cay78
    Thanks guys!
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    There are 2 types of people in this world....those who get it and those who don't. The ones that get it know exactly what we are talking about. The ones who don't are left scratching their heads.

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  • Profile picture of the author FelicAng
    Paydotcom.com
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  • Profile picture of the author Adwizard
    Wikipay.com , gives you your money into your account within 24 hours. Payment via text messaging. Really neat service and cheaper than paypal.
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  • Profile picture of the author PhilaPM
    Has anyone tried using https://www.dwolla.com/? Its only $0.25 per transaction and no other fees.

    Patrick
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  • Profile picture of the author Shovelhead
    i use safefunds.com
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    • Profile picture of the author ShayB
      I've used ProPay.com in the past.

      ProPay has always been very home biz/small biz friendly. (They do have set up fees.)
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      • Profile picture of the author Centurian
        I can provide you with a state-of-the-art payment processing system that includes a private label billing system and gateway for online and offline payments. Warriors approved for up to $1.2 million in annual processing.

        http://ezpaysite.com

        This integrates with a pre-approved master merchant account that deposits directly to your bank account.

        If you want payment buttons, quick cart payment pages, or full blown advanced shopping cart integration, it's all here. Launch friendly. No payment freezes or seizures.

        Multiple-options including recurring, mobile, online, offline, echecks, and more. Security exceeds Authorize.net with advanced tokenization for no PCI worries.
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        • Profile picture of the author iAmNameLess
          Originally Posted by PhilaPM View Post

          Has anyone tried using https://www.dwolla.com/? Its only $0.25 per transaction and no other fees.

          Patrick
          No but it looks interesting.. I'm going to call them monday to ask a few questions. Can never have enough ways to process payments!


          Originally Posted by Centurian View Post

          I can provide you with a state-of-the-art payment processing system that includes a private label billing system and gateway for online and offline payments. Warriors approved for up to $1.2 million in annual processing.

          http://ezpaysite.com

          This integrates with a pre-approved master merchant account that deposits directly to your bank account.

          If you want payment buttons, quick cart payment pages, or full blown advanced shopping cart integration, it's all here. Launch friendly. No payment freezes or seizures.

          Multiple-options including recurring, mobile, online, offline, echecks, and more. Security exceeds Authorize.net with advanced tokenization for no PCI worries.
          This sounds pretty awesome... I'm going to take a closer look.
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  • Profile picture of the author HarrieztPotter
    Originally Posted by Cay78 View Post

    I searched the forum to see if this topic was covered, and I didn't really find what I wanted.

    I need a new way to send invoices to clients that DOESN'T involve PayPal.

    Sometime processor or system that allows customers to pay via CC or debit and the funds go directly into my bank acct.

    Any suggestions would be great!

    Thanks!
    I will propose an alternative to you, you can use the www*wepay*com, if you are interested you can use
    thank you, success for you
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  • Profile picture of the author Martinsee
    2CO is the best way.
    Or MOneybooker is the same
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  • Profile picture of the author youngmoneystars
    try alterpay or money bookers
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  • Profile picture of the author bokidarkness
    Try Moneybookers, AlertPay or Liberty Reserve.
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  • In general yes. Small merchant account holders often run into significant problems with PayPal since they do not have many of the rights and legal recourses that they would have with an actual bank. Regretsy's story is unusual only in the outpouring of support, not PayPal's behavior.
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  • Profile picture of the author Cay78
    Thank you guys...I ended up going with authorize.net. Paypal just makes me nervous.
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    There are 2 types of people in this world....those who get it and those who don't. The ones that get it know exactly what we are talking about. The ones who don't are left scratching their heads.

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  • Profile picture of the author danielsteven
    Good choice with authorize.net.... I have been using them for quite a while now... never had a problem
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  • Profile picture of the author Hugh
    A couple of Warriors have been touting the advantages of checks.
    Been doing research on this. With permission, you can print your
    check (from customer) and deposit in your bank immediately.
    Cost can work out to less than $.25 per check(including ink) and
    thats hard to beat. Haven't joined yet, but looking at
    https://www.checkcomposer.com/

    Not affiliate. Have just really started looking. Anyone know enough to advise?

    This has got me excited.

    Hugh
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    "Never make someone a priority in your life who makes you an option in theirs." Anon.
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  • Profile picture of the author mrelk159
    moneybookers is the best beside paypal
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  • Profile picture of the author atrbiz
    Authorize.net is definitely solid, you should look into them.
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    • Profile picture of the author Ashleydupray
      My Merchant account.
      Good rates. I can take cc over the phone or from my sales page.
      The funds are in my bank within 2-3 days.

      Ashley
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  • Profile picture of the author mayankgangwal
    You can chose alertpay.com
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  • Profile picture of the author kayetaylor
    Try alertpay...But for me same with danoercwd i prefer paypal more safer than any other.
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  • Profile picture of the author marco005
    Hi,

    I live in europe, what best paypal alternatice can you recommend me?
    So I can make transfers international (USA) and become money from clients outside europe?

    Paypal is too risky for me , they have for small entrepreneurs to many limits.
    You can as a small business entrepreneur (not a Limited or Corporation) not use your paypal private account , you must have the paypal business account.

    For this paypal business account (I have aprivate paypal account over 2 years) they need many many nonsensical documents.

    What easy most accept payment you can recommend me- small business entrepreneur friendly, who is most accepted in USA?

    best wishes
    marco005
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  • Profile picture of the author bmzus
    I also have the problem of payment because Paypal is not available in my country (Pakistan) while Western Union is active. Western Union is best for heavy transaction but for light transaction clients demand the PayPal account. Any body has solution of such problem in my country kindly help me. Thanks in advance.
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  • Profile picture of the author tanyadimple
    Hi

    You can check with
    amazonpayments
    serve
    skrill
    googlewallet

    For UK marchants Allpay.net is best alternative.
    We use Skrill and it works very fine.
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  • Profile picture of the author marco005
    Thanks for the tips.

    best wishes
    marco005
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  • Profile picture of the author prismkuet
    Moneybookers is a nice alternative. You can also chose alertpay if those are supported by your country.
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    check out the Pros and Cons of CPA

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  • Profile picture of the author Masterminding
    Originally Posted by Cay78 View Post

    I searched the forum to see if this topic was covered, and I didn't really find what I wanted.

    I need a new way to send invoices to clients that DOESN'T involve PayPal.

    Sometime processor or system that allows customers to pay via CC or debit and the funds go directly into my bank acct.

    Any suggestions would be great!

    Thanks!
    Dude, forget about online payment processors because they always ask for a cut of YOUR hard earned cash. My advice? Ask for a transfer from bank account to bank account with the shared costs option. It'll cost you 0. Yes, it works with internal transfers too.

    That's much better than PayPal, AlertPay, and the rest of those greedy businesses.
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    “He will win who knows when to fight and when not to fight. He will win who, prepared himself, waits to take the enemy unprepared” – Sun Tzu

    Check out the Motriz Marketing blog for a funny yet informative, brutally honest look at the IM world in general and SEO in particular.

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  • Profile picture of the author playthetones123
    merchantinc.com/ for US residence only..
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  • Profile picture of the author marco005
    Hi,

    @masterminding, there is one problem;most usa clients and affiliate merchants doe snot make a simple normal transfer an us from bank account to an europe bank account, its simple with IBAN and SWIFT, I don't understand why they dont do it, it is simple and secure.

    best wishes
    marco005
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  • Profile picture of the author alen12345
    Remember, these are just our TOP PICKS.
    You many not agree as to what our top pick is -- you don't have to agree. Remember, what might not work for you, might work for somebody else and vice versa.
    Picking what we think is the #1 PayPal alternative out there today was a very tough choice to make. The decision goes beyond what we liked and didn't like -- the decision is based on what we think users need in a service. That being said, we could only pick from a limited amount of products and services. While there are a lot of "PayPal alternatives" out there -- there are very few that are actually any good.
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  • Profile picture of the author marco005
    Hi,

    is payalert most accepted by the people?

    But what happened with moneybooker,paypal and Payalert, when the customer cacelled his credit card payment (he can do this within 30 days) than what happened to me?

    They frozen complet my account and money? They frozen any new cash imputs, as long as the negative balance from this cancelled payment is charged?

    Or they book it back from my bank account (so I have the risk to lose them when if this happens too often)?

    Or is it better only make money as adsense publisher (google pays direct tomy bank account) and amazon who pays per check their always covered from amazon, so I have no risk.

    Or is a one more alternative to use an affiliate network, they often payout after a reversal period.

    best wishes
    marco005
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  • Profile picture of the author MaxNiche
    Skrill.com is better than paypal in dealing with payments,customers,conversion rates and more.And for me Paypal is only an optional alternative to skrill and not the main player.
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  • Profile picture of the author MonetizeScripts
    I use wepay.com and appreciate it. Great service and support.
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  • Profile picture of the author gordonfxtrader
    Any suggestion for South America? That are welcome & use by buyer. The customer need to feel secure.
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  • Profile picture of the author marco005
    Hi,

    people thanks for the tips!

    But,what happens with skrill and wepay.com, when a buyer customer cancelled his credit card payment to me?

    I think the credit card payment cancelled rate in usa is much much lower than in europe, when I have 10 clients a month, I think non of them will cancelled his credit card payment to me.

    Perhaps Im a little bit paranoid of that, Im a beginner and not a big company who has a big credit line, I must always have a Plan b so you must understand me.

    best wishes
    marco005
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  • Profile picture of the author Pat407
    Originally Posted by Cay78 View Post

    I searched the forum to see if this topic was covered, and I didn't really find what I wanted.

    I need a new way to send invoices to clients that DOESN'T involve PayPal.

    Sometime processor or system that allows customers to pay via CC or debit and the funds go directly into my bank acct.

    Any suggestions would be great!

    Thanks!
    The merchant account I use is Merchantinc.com and they are a great paypal alternative because they can be uses on ebay as well as websites and mobile devices. And in your case it would work excellent for emailing invoices. The shopping cart that is included the merchant account enables you to send invoices by email to your clients. The invoice will contain a Pay Now button. When your client clicks this, they will be sent to a secure checkout page, where they will be able to enter their credit card details. If the credit card transaction has been approved, you will be notified instantly by email, with the details of the order. I do do email invoices from time to time and it's very easy and the funds does go directly to my bank account.
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  • Profile picture of the author Cay78
    Thanks guys for the tips!!
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    There are 2 types of people in this world....those who get it and those who don't. The ones that get it know exactly what we are talking about. The ones who don't are left scratching their heads.

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  • Profile picture of the author DeniX3
    The best alternatives to Paypal are Moneybookers (know called Skrill) and Alertpay (now called Payza). Funny that both changed their company names. ^^
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  • Dwolla.com check them out.
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  • Profile picture of the author WarriorFormula
    I would recommend Payza and Skrill. I've had positive experiences with both, and never heard people trash talk them.
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  • Profile picture of the author WinmanRoss
    Banned
    try 2checkout, they are very good.
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