Are you chasing checks every month from clients?
When I first started, nearly all my clients paid me with a check for their initial purchase of services, then very month, I would have to call, drop by, email, fax, send smoke signals that their next payment is due.
I hated it!
First, it took time away for actually growing my business by employing bill collector tactics just to get paid.
More importantly, it's takes away from your position as the expert because you're now seen as money hungry or weak because you have your hand out.
I once had a restaurant client complain that I always had my hand out on the 20th of every month. I asked him if it was okay for a patron of his restaurant to pay a week after they eat his food or does he want his payment before they leave the business. He didn't answer.
Many times, you aren't even seen as an expert when you fall into this trap. I've had owners introduce me as their IT guy or web guy.
I'm neither jackass!
If you aren't getting your clients setup on recurring billing through your merchant account or PayPal, you are doing yourself a disservice.
I know sometimes having that check allows you immediate access to the funds on the same day but it puts you right back to chasing checks.
So, for those of you who are just starting and struggling to make ends meet and you need access to the funds right away, here's cheap and fast way to do it.
PayPal now has a pre-paid MasterCard. You can get them at any drug store. Once you register the card, you can connect it to your PayPal account.
I just did this for my son's little eBay business.
Once it's attached, you can transfer money to the pre-paid card instantly from your PayPal account. And your transfers are free.
Your initial purchase of the pre-paid card if just under $5 and around $5 a month for maintance of the card.
By doing this, you can put those clients on recurring billing through Paypal and once the funds are there, you don't have to wait 3-5 business days to transfer funds from PayPal to your bank account.
It's pretty simple to do.
I hope this helps.
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In a moment of decision the best thing you can do is the right thing. The worst thing you can do is nothing. ~ Theodore Roosevelt