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If you're selling insurance outside of final expense or life insurance (insurance you probably will use anyhow), let's say accidental insurance

What's a good rebuttal for "I'm insurance poor"
"No money, I'm on disability payment"

If you're selling advertising B2B, or even life insurance, you can say something like "you're paying pennies for dollars" and go with that idea.

but the thing is in that case the odds are an accident won't happen or else the underwriter would go bankrupt and they know it.

Also, are there any Canadian insurance salesmen in the room? If so, what are the policies you can sell on one call closes?
#insurance #selling
  • Profile picture of the author Claude Whitacre
    Socielentry; I think I can help.

    Every kind of insurance can be sold on a one call close. I use to have a 'discovery" appointment, then a 'Here's my proposal" appointment, and then the "Delivery" appointment.

    I didn't know any better.

    Here's something that it's hard for salespeople to hear. The less time you spend with most clients, the better. Ever go to a dentist? If it takes three visits to solve your problem, do you like that better than one visit? No. Never.

    What's a good rebuttal for "I'm insurance poor"
    First of all, that's never true. I used to hear that. I'd say "You're probably right. Let's go over them, and see where we can save you some money. You might have duplicate coverage". That usually didn't work, because the objection is just another way of saying "Go away".

    "No money, I'm on disability payment"

    Don't you know that before you present? I always fit what I sell to their situation.

    "Are you in a limited income? (Yes). "You may qualify for a special program for people on a limited income. You may be entitled to special terms. Why don't we see if you qualify?"

    See how I turned that around?

    Added later; I should add that when I was canvasing door to door selling insurance, or selling vacuum cleaners..any objection at all, and i was gone. It was sooo easy to get rid of me.

    I would even have them following me after I turned to walk away "So, what are you selling exactly?"

    And I would say "Sorry, I'm already on my way"

    I was just looking for that perfect prospect that I could enjoy, and they would buy. Just that one "Nice guy at the end of the day". In a sales contest, or a special goal for myself, maybe two guys a day.
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    One Call Closing book https://www.amazon.com/One-Call-Clos...=1527788418&sr

    What if they're not stars? What if they are holes poked in the top of a container so we can breath?
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