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Help with ID'ing Niche please

by jamesfreddyc
8 replies
Scatter brains this a.m. an II need some help to focus.

What are some example businesses(loca level or otherwise) that extend financing options to their customers? I know many medica/dental practices offer this for example but what are some others?

Also, what other businesses rely upon clients to show up to scheduled appointments? (aside from the obvious med/dental)

Your help in unscattering my brain this a.m. is greatly appreciated
#iding #niche
  • Profile picture of the author Jason Kanigan
    Well rent-to-own shops will have it, but they'll already be signed to a financial co.

    How about chiroproactors?

    Are you representing a firm that offers this financing? If so, I'd want to go where they aren't. Trades? "I need to fix this plumbing problem, but I'm short on cash for a bit..." You need something with a sale value over $100 and maybe over $1000.

    Caterers?

    The idea with these "90 day same as cash" companies is that it ISN'T. People sign up thinking, "I'll pay it off" but they don't.
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    • Profile picture of the author jamesfreddyc
      Originally Posted by Jason Kanigan View Post

      Well rent-to-own shops will have it, but they'll already be signed to a financial co.

      How about chiroproactors?

      Are you representing a firm that offers this financing? If so, I'd want to go where they aren't. Trades? "I need to fix this plumbing problem, but I'm short on cash for a bit..." You need something with a sale value over $100 and maybe over $1000.

      Caterers?

      The idea with these "90 day same as cash" companies is that it ISN'T. People sign up thinking, "I'll pay it off" but they don't.
      Thanks, Jason.

      I was hoping to go outside of "medical / dental" to come up with businesses that offer in-house financing for their product/services they offer, and yes Chiropractors are on the radar for us.

      On the appointment thing: you actually made me think. Plumbers, A/C Heating companies all offer service contracts (especially big down here in Florida). These guys do scheduling with their customers/home owners to be there at the house when the service tech arrives and is a possible target for my services.

      Thanks again!
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  • Profile picture of the author imsolutionsgroup
    How about used car lots?
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    • Profile picture of the author jamesfreddyc
      Originally Posted by imsolutionsgroup View Post

      How about used car lots?
      Good suggestion as my service is supposed to help remind customers of past due payments. But...

      Funny thing is.... the way these buy-here-pay-here car lots make money is to get a cash down payment from a customer, then give them some financing because most lenders will not. However the money isn't made in this aspect, it's made because many of the buyers really can't afford the payment and the car just gets repo'd. Then the dealership simply washes and repeats the process with the same car. The bigger the down payment, the more revenue.

      ...so, I don't think they actually want to send a reminder to their customers about a late payment!
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  • Profile picture of the author mojo1
    Attorneys might. A friend recently met with a dui attorney who extended a payment plan of some sort.

    Auctus Rebus
    Auctus Rebus
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    • Profile picture of the author jamesfreddyc
      Originally Posted by mojo1 View Post

      Attorneys might. A friend recently met with a dui attorney who extended a payment plan of some sort.

      Auctus Rebus
      Auctus Rebus
      Thanks for the idea.

      Also: is that your website? If so or you know the proprietors, please contact me.
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      • Profile picture of the author mojo1
        The site is not mine. I just did a quick search when you initially posted and came across the website.
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        • Profile picture of the author savidge4
          Thee are literally thousands of options bicycle shops, wedding stores, restaurant supply, used furniture stores, smaller family owned hardware stores, local clothing stores, little mom and pop stores may work on select items ( Where I live these kind of places sell generators, and gas stoves and all kind of higher ticket items ) Marble countertop stores, headstone makers, kitchen and bathroom stores, tile and carpet outlets. local nurseries ( plant stores )

          I think I could sit here a while and list these, you get the idea
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