Need a little help and advice from Warriors

I have been recently unemployed. I was a truck driver owner/operator and the truck had a major breakdown and it will he a long time before we can get it fixed.I wold like to get out of it totally if I can. For the short term I will probably have to take a really low paying job that i don't want to do just to get by.

I have been dabbling in IM since 2008 but will be making $5000.00 a month by next week or next month. I know it is possible and has been done but I also know that is the exception not the rule. I will keep working on getting a couple of niche affiliate sites going and building lists in them.

I am really interested in, software development, games and 3D graphics and have been playing around with that for years. To be totally honest I am not really that good with it. I look at it as more of a hobby. I may be able to make a little affiliate money with 3D graphics. Maybe I could market a programming course that I could develop and am planning that but that would be down the road, not immediate or very near future steady sustainable income.

What I am thinking of is web design. I am pretty good with Wordpress and Dreamweaver and can pick up on HTML programs pretty quickly. I don't know much about PHP, CSS or XML but figure I can pick it up as I go along. I am thinking about a reseller program from one of the hosting companies and charging the customers a few bucks a month hosting / maintenance fee.

I don't just want to go out and get into something over my head and possibly not be able to deliver. I don't know a lot about flash or shockwave. I am not talking about doing big business sites. I am talking about local business and maybe some jobs from the web from people who want a site but don't have a clue.

I don't want to promote their sites but I could probably do a little keyword research and on site SEO as I am building the site.

1. I need a little advice from you guys and girls on do you think this could work and turn into a full time gig?

2. How should I market it besides going to businesses and asking for the work? To be honest if I could do it totally or mostly on line that is how I would like to go.

3. How much should I charge for building the site and pages? How much should I charge if they want hosting on my reseller account? what other services can I offer?

4. How many jobs should I take on at once? I don't want to turn anyone away but I can only do so much especially if I have to get a full time job for a while.

5. I can do online pay with PayPal or online pay services and offline they can pay me directly or through these services if they want but I don't want to do a lot of work then have them blow me off so I think I need to get some kind of deposit. Do I make this non-refundable or if they change their mind give it back, if so how much.

I can see things happening like you get 2 or 3 days into it and have some nice stuff done for them and they start having second thought and back out. That is usually about money, but I can't let someone beat me to death on price either and I can't work 3 or4 days on a project and have them back out and not get anything for my time so how would I handle this?

This is a lot I know but I am serious about doing this if I think it will make me a good full time living within a reasonable amount of time or even a good side income if I can swing it with a full time job.

Any advice on this would be greatly appreciated!

Scott