Need help with closing local customers

I realized I should not accept money from a client without a contract, and I have no idea where to start with a contract. I know I've read about many people who start from nothing doing this type of thing, so I was wondering what you do about contracts if you don't have enough money for a lawyer?
Any info would be appreciated, I told the customer I'd get back to him with a full proposal and he didn't know what was up I think and is still all in for going forward with me.
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