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Unread 25th Feb 2009, 05:47 PM   #1
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Anybody heard of Global Home Business Systems
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Hi,

Anybody ever heard of:

"Global Home Business Systems - Merelle Worldwide LLC"

I found a charge for $9.95 on my credit card. I do not know them?

They show up at:

Rip-off Report: Global Home Business Systems - Merelle Worldwide LLC - E Home Business I paid $9.95 for a "Training" DVD & brochure from online. My "personal coach" is Driscilla McCourtie @517-372-2784. She got the 9.95 for shipping my stuff FedEx. T

Keep a close eye on your credit cards, It can happen to anyone.

Dan

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Unread 25th Feb 2009, 07:18 PM   #2
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Re: Anybody heard of Global Home Business Systems
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Hi Dan

How did they get your credit card number?

Leon

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Unread 25th Feb 2009, 07:20 PM   #3
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spooky, dan...

good thing you can dispute the charge with your card and will get a refund -

don't sit down for this - they need to be prosecuted.

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Unread 25th Feb 2009, 07:34 PM   #4
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Re: Anybody heard of Global Home Business Systems
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Its the same card I've been using for years to handle my home biz activities.

I talked with the credit card folks and they will handle it. They will issue me a new card.
The only problem is I have to go and update all my accounts now.

Oh well, better safe than sorry.

Thx,
Dan

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Unread 25th Feb 2009, 07:39 PM   #5
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Never heard of them, but just checked my statement. Had problems with my debit card a while back, they locked it and gave me a new one.

Now I use a low limit credit card, at least it's not my bank account.LOL

Thanks for the heads-up

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Unread 25th Feb 2009, 10:36 PM   #6
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Originally Posted by mjcarpe View Post

Never heard of them, but just checked my statement. Had problems with my debit card a while back, they locked it and gave me a new one.

Now I use a low limit credit card, at least it's not my bank account.LOL

Thanks for the heads-up
When you have a credit card you are not responsible for spenditure you did not make, Credit cards are the best way to go and I do have a high limit but that does not change the protection policy. I had someone on two different occasion go for a winfall and I was never expected to pay for the charges and infact the person was prosecuted on the last time it happened. A police officer explained tome that they do not even need to have your card. They can make up a counter fit one and keep putting different numbers on it until they finally get one that works and it could be yours. I would never have a bank card since they do not have this protection and you can have your bank account wiped out. You should consult your bank policy on this matter before getting a bank cash card. No card is hacker proof.

http://www.ForwardONTheWayToSuccess.comThe Keys To Success In Affilliate Marketing l Make This Your Home Business l Work at home l Home based business and opportunities l Internet marketing l Work online at home
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Unread 28th Feb 2009, 02:14 AM   #7
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i heard of them before ,they are not good news,bunch of scamers
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Unread 28th Feb 2009, 08:48 PM   #8
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Scary stuff. What's more scary is that I do have a bank debit card and use it like a credit card all the time. I keep a close eye on my account online and watch what I spend on the internet with it.

If you can use PayPal to pay for something online, do it! It's the safest way to pay and most places accept it. Heck, use their new plugin for places that don't accept PayPal and still be able to use PayPal. Be safe out there... it's a cruel world.

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Unread 1st Mar 2009, 01:32 AM   #9
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The thing that is good about Paypal is you are not giving your credit card number to unknown entities - only your Paypal address.

However, Paypal gets hacked all the time. Most credit card banks will give you 100% if you get ripped off.

I have both a credit card and a bank account attached to my Paypal and AlertPay accounts.

I would NEVER use my real checking account, which has a Visa/Debit Card and overdraft protection* on the internet. (however the one time I had a problem it was from a store that I walked into).

I opened up another checking account and I only keep $100-200 in it. Therefore, should my accounts ever get hacked, they can only wipe this much out.

*(with overdraft protection they can wipe out more than your account, but also the account that covers an overdraft)

Again, the bank will pay me back after an investigation to prove I didn't do anything shady if I get ripped off. However, in the meantime it will not throw my life upside down like it would if someone wiped out my real checking out.

This may seem like overkill and people always want to be in denial that a ripoff can happen to anyone including them. Don't kid yourself. It can happen to you. So be cautious -

Whatever you do with your credit cards or bank accounts, be sure to change your Paypal and financial account password every so often and make it as long and difficult as possible with numbers, upper and lower case letters, and lots of other characters like &*+%#@.

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Unread 1st Mar 2009, 06:10 AM   #10
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Re: Anybody heard of Global Home Business Systems
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Originally Posted by Patrician View Post

The thing that is good about Paypal is you are not giving your credit card number to unknown entities - only your Paypal address.

However, Paypal gets hacked all the time. Most credit card banks will give you 100% if you get ripped off.
Pat,

Exactly how does PayPal get hacked?

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Unread 1st Mar 2009, 08:41 PM   #11
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Re: Anybody heard of Global Home Business Systems
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I can see individual PayPal accounts being hacked if someone's password is very easy to figure out. But PayPal themselves getting hacked seems a stretch. There is a difference.

I agree with you Pat that your PayPal password should be changed every so often just to be safe.

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Unread 27th Jul 2009, 08:45 AM   #12
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They charged you when you asked for info from a prior site that referred you to the program you are on now. When you typed in your email for them to send you the info, just below those boxes should have been a link that said "Terms" or something to the same effect. Anyway that's where they get you, if you don't read the terms they will charge your account. See if you can remember how you got to your mentor, who is probably a Herbalife rep, right?


Originally Posted by dcmilam View Post

Hi,

Anybody ever heard of:

"Global Home Business Systems - Merelle Worldwide LLC"

I found a charge for $9.95 on my credit card. I do not know them?

They show up at:

Rip-off Report: Global Home Business Systems - Merelle Worldwide LLC - E Home Business I paid $9.95 for a "Training" DVD & brochure from online. My "personal coach" is Driscilla McCourtie @517-372-2784. She got the 9.95 for shipping my stuff FedEx. T

Keep a close eye on your credit cards, It can happen to anyone.

Dan
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Unread 29th Jul 2009, 02:38 AM   #13
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Re: Anybody heard of Global Home Business Systems
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To all,

This is an alarming, but not unusual situation.

It is imperative that you remain safe online.

Always ensure you keep your banking details private, and check every entry on your statements.

If there is a charge you do not recognise, get it checked out. Very important indeed.

It is also a good idea to use a debit, low value card for online, and keep your details secure.

PayPal are also a good alternative.

Martin

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Unread 29th Jul 2009, 10:03 AM   #14
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Re: Anybody heard of Global Home Business Systems
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Originally Posted by Alan Mater View Post

Pat,

Exactly how does PayPal get hacked?
I don't know 'how' Alan, I just know I hear about it happening. I would assume there are computer programs that pick random passwords.

Mostly I hear about individuals, however I also remember a few times where their whole database was compromised (rare) - this can happen to any corporation.

Teenyboppers have even hacked the Pentagon database (true story)...

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Unread 29th Jul 2009, 05:47 PM   #15
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Originally Posted by Patrician View Post

The thing that is good about Paypal is you are not giving your credit card number to unknown entities - only your Paypal address.

However, Paypal gets hacked all the time. Most credit card banks will give you 100% if you get ripped off.

I have both a credit card and a bank account attached to my Paypal and AlertPay accounts.

I would NEVER use my real checking account, which has a Visa/Debit Card and overdraft protection* on the internet. (however the one time I had a problem it was from a store that I walked into).

I opened up another checking account and I only keep $100-200 in it. Therefore, should my accounts ever get hacked, they can only wipe this much out.

*(with overdraft protection they can wipe out more than your account, but also the account that covers an overdraft)

Again, the bank will pay me back after an investigation to prove I didn't do anything shady if I get ripped off. However, in the meantime it will not throw my life upside down like it would if someone wiped out my real checking out.

This may seem like overkill and people always want to be in denial that a ripoff can happen to anyone including them. Don't kid yourself. It can happen to you. So be cautious -

Whatever you do with your credit cards or bank accounts, be sure to change your Paypal and financial account password every so often and make it as long and difficult as possible with numbers, upper and lower case letters, and lots of other characters like &*+%#@.
Yeah, just happened to me. It's a total nightmare, and I'm still trying to get it all sorted out and get my money bank. Unfortunately, it was tied to my normal checking account which had quite a bit of money... well, all of my money, which is now gone.

Lesson learned...

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Unread 29th Jul 2009, 06:08 PM   #16
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Re: Anybody heard of Global Home Business Systems
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Oh NO! The bank will give you your money back if it is a half-way decent bank.

Sounds sarcastic but I don't mean it to be - do you know how it happened?

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Unread 30th Jul 2009, 08:25 PM   #17
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Re: Anybody heard of Global Home Business Systems
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Originally Posted by Patrician View Post

Oh NO! The bank will give you your money back if it is a half-way decent bank.

Sounds sarcastic but I don't mean it to be - do you know how it happened?
Must have gotten the number from my PayPal account somehow. But, for some reason I'm thinking it was stolen from a store or something instead. My bank manager said PayPal however she would know that.

My bank has been very helpful in this matter. The police are also investigating. We know where the transactions were made and have been working with that company as well. I have to go fill out a dispute form with the bank, and if the company doesn't refund my account from the fraudulent charges, then my bank will take care of it.

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Unread 30th Jul 2009, 09:31 PM   #18
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Good, Alan I am glad it will work out.

You are lucky - the police here were 'understaffed' and refused to go after the store where it happened to me. I knew what store it was because it was the only different one I had been to and the guy behind the counter looked/acted like an Al Quida Recruit.

As they showed on TV, you can't see the machine where they swipe the card when you process a transaction, and so they swipe it once for the bank and once in a gadget to record the magnetic encoding. It was a debit/ATM "check card" (has a Visa logo but is still a debit).

Then they sold it to someone in one of the xxakistans like used to be USSR. They made a card with their name and signature that linked to my account. The bank let it go on for weeks with me here using it and the crooks over there using it for $40 over and over for $1500 before they finally shut the fricking card down. (leaving me in a gas station and couldn't leave because my card was blocked)

Hello, don't you find that strange I am here and there at the same time? "well you might have been on vacation" - but I am am here in the US using it all the time - "well maybe your partner was vacationing in Uzbakistan. right. (they unblocked it long enough for me to get out of the gas station and then issued a new account)

oh well they covered every penny but it was a hassle for a few weeks, and neither the bank, the local cops or the FBI would be bothered when I wanted blood. (under $500k)...

I know I have told this story over and over - but it was an exciting/traumatic episode - i need to get out more...

And then again it is a warning to others to WATCH people after you give them your card, WATCH your bank statement between statements (online) and CHECK your Paypal account.

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Unread 1st Aug 2009, 06:37 AM   #19
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Re: Anybody heard of Global Home Business Systems
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Hi, Everyone

Global Marketing turns out to be the an internet i-office for Burton Marketing which is a Herbalife Distributor.

They use smoke and mirrors and strong arm guilt tatics to get you in, then if you don't become a supervisor, they ignore you. Then you have a new business with NO SUPPORT.

It took me while to put 2 + 2 together. No mater how you add it up, IT STINKS!

Be safe, gaurd the plastic.

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Unread 1st Aug 2009, 11:44 AM   #20
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Originally Posted by Patrician View Post

Good, Alan I am glad it will work out.

You are lucky - the police here were 'understaffed' and refused to go after the store where it happened to me. I knew what store it was because it was the only different one I had been to and the guy behind the counter looked/acted like an Al Quida Recruit.

As they showed on TV, you can't see the machine where they swipe the card when you process a transaction, and so they swipe it once for the bank and once in a gadget to record the magnetic encoding. It was a debit/ATM "check card" (has a Visa logo but is still a debit).

Then they sold it to someone in one of the xxakistans like used to be USSR. They made a card with their name and signature that linked to my account. The bank let it go on for weeks with me here using it and the crooks over there using it for $40 over and over for $1500 before they finally shut the fricking card down. (leaving me in a gas station and couldn't leave because my card was blocked)

Hello, don't you find that strange I am here and there at the same time? "well you might have been on vacation" - but I am am here in the US using it all the time - "well maybe your partner was vacationing in Uzbakistan. right. (they unblocked it long enough for me to get out of the gas station and then issued a new account)

oh well they covered every penny but it was a hassle for a few weeks, and neither the bank, the local cops or the FBI would be bothered when I wanted blood. (under $500k)...

I know I have told this story over and over - but it was an exciting/traumatic episode - i need to get out more...

And then again it is a warning to others to WATCH people after you give them your card, WATCH your bank statement between statements (online) and CHECK your Paypal account.
Wow, Pat, sounds like a total nightmare. That's a shame that the police didn't really care to investigate. At least you got your money back!

Someone is using my number to ship packages through a UPS in Georgia. At least, that's where the transactions are taking place. I filled out a dispute form today with my bank so that they can fight for my money back. Most likely my account will get credited the money until UPS can refund me, which might take a while.

Whoever stole it is till trying to use it, which is funny because now they're getting denied. I don't know how hard it would be to track that, but the officer I talked with said he would be in contact to see what he can find out.

It hasn't really bothered me much. It's just an inconvenience because I need money.

It's a lesson learned.

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Unread 29th Dec 2009, 10:30 AM   #21
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Hi, I got into them with my eyes somewhat open but the result's the same. They are almost invisible in all research I've done. The names are a shell game and the real business behind it all, is said to be Herbalife (no points for spelling). The short of it is they say free info, then charge 9.99 for shipping which is ridiculous but what's worse is the embedded 39.95 deposit for the sales brochure that they will gladly steal from you if you don't follow the intricate instructions to return the same material including the cover letter within 14 days. Wow I may have fell asleep in class but subtracting the shipping time from the 14 days free review period makes for....less than 14 days to review. These tactics are absurd and reflect in a culture of needed zombies that will march to their contrived control matrix. Anyway more problematic is the fact that the address for the company does not come back in a directory search. Thier website is hosted by proxy and really defies the quality you would expect from a huge debt free company. I'm sending mine back today and hope not to see the charges. I certainly thought I was agreeing to a kit that was of value to me when I agreed to pay 9.95 shipping. Had they honestly showed that you were paying 9.95 for was their sales material and that with combined return shipping will cost 15.00 is a shameful expression of corporate indifference and predatory marketing tactics. They deserve high condemnation. Anyway thats my 2 bits Keith
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Unread 30th Dec 2009, 11:58 AM   #22
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Thanks God, this type information comes to us new comers on the net.The infos given here is really valuable to all of us Networking. I hope you resolve the issue quick and secure yourself.
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Unread 15th Jan 2010, 05:06 AM   #23
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I heard of them, they nailed me for $19.95. no clue for what, and to find out they have been taking $11 a month for about 8 months now, under the radar. Dont know who they are or whos connected yet but I'm chasing a trail.
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Unread 16th Jul 2010, 09:32 AM   #24
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I'm pretty sure you order something from them. No one is going to charge you anything if you didn't ask to be charge.
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Unread 16th Jul 2010, 09:37 AM   #25
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Well...dcmilam?....I don't know about that but I believe ya'll must not be serious about what you guys got yourself into...
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Unread 16th Jul 2010, 01:42 PM   #26
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Originally Posted by GreenTree1 View Post

I'm pretty sure you order something from them. No one is going to charge you anything if you didn't ask to be charge.
I don't know about this particular situation but I can tell you that you couldn't be more wrong, we just had 7 unauthorized charges on one of our cards and not long ago had a 300 dollar unauthorized charge to our paypal account... You have to watch your charges!!
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Unread 17th Jul 2010, 03:31 PM   #27
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Thanks I will keep a close watch on my credit cards. There are way too many companies out there doing the same thing.

http://www.profitsitelive.com/

Ways to make money on the internet
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