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How do i create a payment gateway for my friends site?

by ish
7 replies
Hi guys.

My friend has a chauffeur business and he has a website where people can book taxis for airport transfers.

He can accept payments via paypal but he wants to create a payment option where the money goes straight into his bank account.

How would he go about programming this?

thanks
#create #friends #gateway #payment #site
  • Profile picture of the author Brandon Tanner
    Originally Posted by ish View Post

    he wants to create a payment option where the money goes straight into his bank account.
    I believe the only way that's possible is for him to setup a "merchant account" that's connected to his business bank account - which is nowhere near as simple as using a 3rd party online payment processor (like Paypal) to handle the payments.

    The setup process will be different for each merchant account provider, so if your friend wants more info, just tell him to Google "merchant account providers".
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  • Profile picture of the author Andrew H
    There are a couple solutions. One way would be via a merchant account like Brandon stated. The other would be for your friend to get his company listed with the local banks as a 'Payee' for their online payments. So they can just pay for the service through their online banking.

    I have integrated a direct payment through beanstream before, not too hard: http://www.beanstream.com/site/ca/interac.html
    they get transferred to the interac website and have to select their bank and input online banking username/password. The money is transferred instantly.
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  • Profile picture of the author Blakos
    Merchant account.
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    • Profile picture of the author amcg
      Originally Posted by Blake Michelutti View Post

      Merchant account.
      Yep. No substitute for a merchant account when you reach a certain volume of payments. There's no shortage of options out there - it might be an idea to choose the same company who you do your banking with to save fees.
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  • Profile picture of the author brutecky
    Stripe will send money directly to his Checking Account. However it is not instant they do weekly transactions.
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  • Profile picture of the author ish
    Thanks for all your great input guys...really appreciate it!
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  • Profile picture of the author WebdevelopmentGroup
    Go with paypal adaptive api.
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