Moving forward, I will begin all backlinking with generic anchors.

My question is, will I still trigger some type of penalty or spam filter if I have a bunch of "click here" anchors or site url as anchors?

I know the importance of anchor diversity and my data from latest panda is telling me that this is what my problem was.

I just want to make sure that having 100s of url anchors is safe!?

Does the anchor density issue only have to due with targeted keywords?