Work at home is a great answer for mothers who are multi-tasking experts! With self-discipline and some private concentration time built in, working at home is THE solution in today's world. Great reminders, here! Thanks~ MarisueWrites www.partnershipinparenting.com

Great post Kathleen! If everyone would read your message, and first begin to cut back on their own expenses and save, then and more importantly teach this concept to their children what a difference it would make!

I look back now and sadly consider all the things money was spent on over the years, and think if only I would have have saved that money how much different my life would be now....

Parents, we need to learn from our own mistakes and be diligent to teach our kids not to make them. This is especially true in this critical area of finances. If we will do this, and manage to get our kids to learn the concept of delayed gratification, then next generation will be better off financially.

Again, great post I hope everyone will read it!